{"id":12585,"date":"2020-02-25T07:31:22","date_gmt":"2020-02-25T07:31:22","guid":{"rendered":"http:\/\/geoeconomics.ge\/?p=12585"},"modified":"2020-02-25T07:31:22","modified_gmt":"2020-02-25T07:31:22","slug":"%e1%83%a1%e1%83%90%e1%83%91%e1%83%90%e1%83%9c%e1%83%99%e1%83%9d-%e1%83%a1%e1%83%90%e1%83%a5%e1%83%9b%e1%83%98%e1%83%90%e1%83%9c%e1%83%9d%e1%83%91%e1%83%98%e1%83%a1-%e1%83%a0%e1%83%94%e1%83%92%e1%83%a3","status":"publish","type":"post","link":"http:\/\/geoeconomics.ge\/?p=12585","title":{"rendered":"\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d0"},"content":{"rendered":"<p><strong>\u10d0\u10dc\u10d8 \u10dd\u10d7\u10d0\u10e0\u10d0\u10e8\u10d5\u10d8\u10da\u10d8<br \/>\n<em>\u10d8\u10d5\u10d0\u10dc\u10d4 \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 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\u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d3\u10d0\u10dc\u10d0\u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10d3\u10dd\u10dc\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d8\u10dc\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8\u10e1 \u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10d5\u10d0\u10e8\u10d8. <!--more--><\/p>\n<p>Annotation<br \/>\nThe main purpose of this article is to discuss the peculiarities of the National Bank and commercial banks in the process of formation and development of a new banking system in a market economy, to analyze the state of banking regulation. The strengthening of the role of banks in the modern stage of management gives special importance to the study of the mechanisms of regulation of banking activities of Georgia. Banking involves the co-operation of the relevant institutions, so it is highly dependent on accelerating the pace of economic transformation of the country, determining its development directions and efficiency. In the context of a market economy, the importance of banking is also due to its role in reducing the overall level of transaction costs of the economy and limiting the process of capital outflow. <\/p>\n<p><strong>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10e8\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d6\u10dd\u10db\u10d8\u10d4\u10e0\u10d4\u10d1\u10d0\u10dc\u10d8<\/strong><br \/>\n\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e3\u10eb\u10d5\u10d4\u10da\u10d4\u10e1 \u10ee\u10d0\u10dc\u10d0\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d3\u10d0 \u10d6\u10d0\u10e0\u10d0\u10e4\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d4\u10d5\u10d0\u10ee\u10e8\u10d4\u10dd\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8, \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3, \u10d8\u10d1\u10d4\u10e0\u10d8\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10da\u10ee\u10d4\u10d7\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10e3\u10da \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10dd\u10e0\u10e2\u10d0\u10e6\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10ec\u10dd\u10d3\u10d4\u10d1\u10d0 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0. \u10db\u10d4\u10e4\u10d4 \u10d4\u10e0\u10d4\u10d9\u10da\u10d4 II \u10d3\u10e0\u10dd\u10e1 \u10e5\u10d0\u10e0\u10d7\u10da-\u10d9\u10d0\u10ee\u10d4\u10d7\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10e1\u10d0\u10d6\u10d0\u10e0\u10d0\u10e4\u10dd \u10d3\u10d0\u10ec\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10e8\u10d8 \u10ee\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0 \u10db\u10dd\u10dc\u10d4\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10ed\u10e0\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd-\u10e1\u10d0\u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8.<\/p>\n<p>\u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10d5\u10d4\u10e0\u10ea\u10ee\u10da\u10d8\u10e1 \u10db\u10dd\u10dc\u10d4\u10e2\u10d0 \u201e\u10d9\u10dd\u10da\u10ee\u10e3\u10e0\u10d8 \u10d7\u10d4\u10d7\u10e0\u10d8\u201d \u10eb\u10d5\u10d4\u10da\u10d8 \u10ec\u10d4\u10da\u10d7\u10d0\u10e6\u10e0\u10d8\u10ea\u10ee\u10d5\u10d8\u10e1 VI-III \u10e1\u10d0\u10e3\u10d9\u10e3\u10dc\u10d4\u10d4\u10d1\u10d8\u10d7 \u10d7\u10d0\u10e0\u10d8\u10e6\u10d3\u10d4\u10d1\u10d0. \u10eb\u10d5.\u10ec.\u10d0\u10e6. \u10db\u10d4-III \u10e1\u10d0\u10e3\u10d9\u10e3\u10dc\u10d4\u10db\u10d3\u10d4 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10dd\u10e5\u10e0\u10dd\u10e1 \u10db\u10dd\u10dc\u10d4\u10e2\u10d0 \u201e\u10d9\u10dd\u10da\u10ee\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d0\u10e0\u10e2\u10d4\u10e0\u10d8\u201d &#8211; \u10d8\u10ed\u10e0\u10d4\u10d1\u10dd\u10d3\u10d0. VII \u10e1\u10d0\u10e3\u10d9\u10e3\u10dc\u10d4\u10e8\u10d8 \u10db\u10d8\u10db\u10dd\u10e5\u10ea\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d8\u10e7\u10dd \u10e5\u10d0\u10e0\u10d7\u10da\u10d8\u10e1 \u10d4\u10e0\u10d8\u10e1\u10d7\u10d0\u10d5\u10d8\u10e1 \u10e1\u10e2\u10d4\u10e4\u10d0\u10dc\u10dd\u10d6\u10d8\u10e1 \u10db\u10dd\u10dc\u10d4\u10e2\u10d0, \u10ee\u10dd\u10da\u10dd XVIII \u10e1\u10d0\u10e3\u10d9\u10e3\u10dc\u10d4\u10e8\u10d8 \u10d8\u10ed\u10e0\u10d4\u10d1\u10dd\u10d3\u10d0 \u10dd\u10e0\u10d0\u10d1\u10d0\u10d6\u10d8\u10d0\u10dc\u10d8 \u201e\u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10d7\u10d4\u10d7\u10e0\u10d8\u201d. \u10d0\u10db\u10e0\u10d8\u10d2\u10d0\u10d3, \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10d7\u10e5\u10d5\u10d0\u10e1, \u10e0\u10dd\u10db \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e3\u10d9\u10d5\u10d4 \u10e3\u10eb\u10d5\u10d4\u10da\u10d4\u10e1 \u10ee\u10d0\u10dc\u10d0\u10e8\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0 \u10de\u10d8\u10e0\u10d5\u10d4\u10da \u10de\u10e0\u10d8\u10db\u10d8\u10e2\u10d8\u10e3\u10da \u10e4\u10e3\u10da\u10d0-\u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d4\u10d1\u10e1.<br \/>\n\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d0 \u10db\u10d4-19 \u10e1\u10d0\u10e3\u10d9\u10e3\u10dc\u10d8\u10e1 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10dc\u10d0\u10ee\u10d4\u10d5\u10e0\u10d8\u10d3\u10d0\u10dc \u10d8\u10ec\u10e7\u10d4\u10d1\u10d0. \u10d3\u10e6\u10d4\u10d5\u10d0\u10dc\u10d3\u10d4\u10da \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d7\u10d0\u10dc \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d0\u10ee\u10da\u10dd\u10e1 \u10db\u10d3\u10d2\u10dd\u10db\u10d8 \u10d8\u10e7\u10dd 1875 \u10ec\u10d4\u10da\u10e1 \u10d8\u10da\u10d8\u10d0 \u10ed\u10d0\u10d5\u10ed\u10d0\u10d5\u10d0\u10eb\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d3\u10d0\u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u201c\u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10d0\u10d3\u10d2\u10d8\u10da\u10db\u10d0\u10db\u10e3\u10da\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8\u201d, \u10e0\u10dd\u10db\u10d4\u10da\u10e8\u10d8\u10ea \u10d3\u10d8\u10d3\u10d2\u10d5\u10d0\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8 \u10db\u10d8\u10ec\u10d4\u10d1\u10e1 \u10d0\u10d2\u10d8\u10e0\u10d0\u10d5\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc, \u10ee\u10dd\u10da\u10dd \u10d2\u10da\u10d4\u10ee\u10d4\u10d1\u10e1 \u10d0\u10db \u10db\u10d8\u10ec\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e1\u10e7\u10d8\u10d3\u10d5\u10d0 \u10e8\u10d4\u10d4\u10eb\u10da\u10dd\u10d7, \u10d7\u10e3\u10dc\u10d3\u10d0\u10ea \u10d8\u10e1\u10d4\u10d5 \u10d0\u10db \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d2\u10d0\u10dc \u10d0\u10e6\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10d7. \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10db\u10d0 \u10d1\u10d0\u10dc\u10d9\u10db\u10d0 1909 \u10ec\u10da\u10d0\u10db\u10d3\u10d4 \u10d8\u10d0\u10e0\u10e1\u10d4\u10d1\u10d0.<\/p>\n<p><strong>\u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10e1\u10d0\u10d0\u10d3\u10d2\u10d8\u10da\u10db\u10d0\u10db\u10e3\u10da\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8, \u10d8\u10da\u10d8\u10d0 \u10ed\u10d0\u10d5\u10ed\u10d0\u10d5\u10d0\u10eb\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0<\/strong><\/p>\n<p>\u201e\u10e9\u10d5\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10db\u10d0\u10e0\u10e2\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8\u10d0 \u10d8\u10e1 \u10db\u10dd\u10d4\u10d3\u10d0\u10dc\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d6\u10d4\u10ea \u10e3\u10dc\u10d3\u10d0 \u10d0\u10e6\u10d8\u10d6\u10d0\u10e0\u10d3\u10dd\u10e1, \u10e4\u10d4\u10ee\u10d8 \u10d0\u10d8\u10d3\u10d2\u10d0\u10e1, \u10d2\u10d0\u10d8\u10ec\u10e3\u10e0\u10d7\u10dc\u10dd\u10e1, \u10d2\u10d0\u10d8\u10dc\u10d0\u10d5\u10d0\u10e0\u10d3\u10dd\u10e1 \u10e9\u10d5\u10d4\u10dc\u10db\u10d0 \u10d7\u10d5\u10d8\u10d7\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d0\u10db, \u10e9\u10d5\u10d4\u10dc\u10db\u10d0 \u10d6\u10dc\u10d4\u10dd\u10d1\u10e0\u10d8\u10d5\u10db\u10d0 \u10eb\u10d0\u10da-\u10e6\u10dd\u10dc\u10d4\u10db. \u10d5\u10d8\u10e1\u10d0\u10ea \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0 \u10d2\u10e3\u10da\u10ec\u10e0\u10e4\u10d4\u10da\u10d0\u10d3 \u10e3\u10e7\u10d5\u10d0\u10e0\u10e1 \u10d3\u10d0 \u10e9\u10d5\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10d9\u10d4\u10d7\u10d8\u10da\u10d8 \u10d0\u10e0 \u10e8\u10e3\u10e0\u10e1, \u10d8\u10e1 \u10d3\u10d8\u10d3\u10d8\u10e1 \u10e1\u10d8\u10e4\u10e0\u10d7\u10ee\u10d8\u10da\u10d8\u10d7, \u10d3\u10d8\u10d3\u10d8\u10e1 \u10db\u10dd\u10e1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e3\u10dc\u10d3\u10d0 \u10d4\u10d9\u10d8\u10d3\u10d4\u10d1\u10dd\u10d3\u10d4\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10e1 \u10e1\u10d0\u10d2\u10d0\u10dc\u10e1, \u10e7\u10dd\u10d5\u10d4\u10da\u10e1 \u10d0\u10d6\u10e0\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1\u201c(\u10d8\u10da\u10d8\u10d0 \u10ed\u10d0\u10d5\u10ed\u10d0\u10d5\u10d0\u10eb\u10d4)<\/p>\n<p>\u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd\u10d0 \u10d8\u10e1 \u10e4\u10d0\u10e5\u10e2\u10d8, \u10e0\u10dd\u10db \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10e1\u10d0\u10d0\u10d3\u10d2\u10d8\u10da\u10db\u10d0\u10db\u10e3\u10da\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d3\u10d0\u10d0\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d8\u10d3\u10d4\u10d0 \u10e1\u10d0\u10d2\u10da\u10d4\u10ee\u10dd \u10e0\u10d4\u10e4\u10dd\u10e0\u10db\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10d8\u10e8\u10d5\u10d0. \u10d0\u10db \u10d3\u10e0\u10dd\u10e1 \u10e2\u10e4\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10d2\u10e3\u10d1\u10d4\u10e0\u10dc\u10d8\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d0\u10d3\u10d0\u10d6\u10dc\u10d0\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10db\u10eb\u10e6\u10dd\u10da\u10d8, \u10d3\u10d8\u10db\u10d8\u10e2\u10e0\u10d8 \u10e7\u10d8\u10e4\u10d8\u10d0\u10dc\u10d8 \u10d8\u10e7\u10dd, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10ea\u10ee\u10d0\u10d3\u10d8\u10d0, \u10d8\u10ea\u10d0\u10d5\u10d3\u10d0 \u10db\u10d0\u10d7 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d7\u10d5\u10da\u10d8\u10d3\u10d0, \u10e0\u10dd\u10db \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da \u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d7\u10d0\u10d5\u10d0\u10d3\u10d0\u10d6\u10dc\u10d0\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10ec\u10d0\u10d5\u10da\u10d0-\u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10dd\u10d3 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d8\u10e7\u10dd. \u10d8\u10e1 \u10db\u10dd\u10e3\u10ec\u10dd\u10d3\u10d4\u10d1\u10d3\u10d0 \u10d7\u10d0\u10d5\u10d0\u10d3\u10d0\u10d6\u10dc\u10d0\u10e3\u10e0\u10dd\u10d1\u10d0\u10e1, \u10e0\u10dd\u10db \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10e1\u10d2\u10d0\u10dc \u10e7\u10db\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10db\u10d4\u10ee\u10e3\u10d7\u10d4\u10d3\u10d8 \u10d2\u10d0\u10d4\u10e6\u10dd\u10d7 \u10d3\u10d0 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8\u10e7\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d3\u10d0\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d8\u10e5\u10dc\u10d4\u10d1\u10dd\u10d3\u10d0 \u10d3\u10d0 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10db\u10d0\u10d7 \u10e1\u10ec\u10d0\u10d5\u10da\u10d0-\u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d4\u10e1 \u10db\u10dd\u10ee\u10db\u10d0\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0. <\/p>\n<p>\u201e\u10d3\u10e6\u10d4\u10e1, \u10d7\u10d5\u10d8\u10d7\u10d4\u10e3\u10da\u10d8 \u10e9\u10d5\u10d4\u10dc\u10d2\u10d0\u10dc\u10d8 \u10f0\u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10e1, \u10e0\u10dd\u10db \u10d0\u10e5\u10d0\u10db\u10dd\u10db\u10d3\u10d4 \u10db\u10d8\u10d5\u10d8\u10ec\u10e7\u10d4\u10d1\u10e3\u10da\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10e1 \u10db\u10ee\u10d0\u10e0\u10d4\u10e1 \u10e9\u10d5\u10d4\u10dc\u10d8\u10e1 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10d4\u10d7\u10db\u10dd\u10e1 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d0\u10d6\u10e0\u10e3\u10dc\u10d0\u10d5\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1; \u10e0\u10dd\u10db \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10d4\u10d3\u10d0\u10dc\u10d6\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d5\u10d4\u10eb\u10d8\u10dd\u10d7 \u10e6\u10dd\u10dc\u10d4 \u10e9\u10d5\u10d4\u10dc\u10d8\u10e1 \u10d2\u10d0\u10eb\u10da\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0, \u10e2\u10d0\u10dc\u10e8\u10d8 \u10d2\u10d0\u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d0\u10e5 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d5\u10d8\u10e1\u10d0\u10e0\u10ef\u10dc\u10d4\u10d7 \u10d3\u10d0 \u10d5\u10d8\u10d0\u10db\u10d0\u10d2\u10dd\u10d7\u201c, \u2013 \u10d0\u10db\u10d1\u10dd\u10d1\u10e1 \u10d8\u10da\u10d8\u10d0. \u10d8\u10da\u10d8\u10d0\u10db \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d2\u10d0\u10d3\u10d0\u10d0\u10e5\u10ea\u10d8\u10d0 \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10ee\u10d0\u10da\u10ee\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d7\u10d5\u10d8\u10d7\u10e8\u10d4\u10d2\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d0\u10db\u10d0\u10e6\u10da\u10d4\u10d1\u10d8\u10e1, \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8\u10e1 \u10e0\u10dd\u10da\u10d8\u10e1 \u10d3\u10d0 \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc, \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10e3\u10e0\u10d8 \u10ec\u10d8\u10dc\u10e1\u10d5\u10da\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d0\u10d6\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d0\u10d3.<\/p>\n<p><strong>\u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd  \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8<\/strong><\/p>\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8 \u10d2\u10d5\u10d8\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8 \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d3\u10d0 \u10db\u10d7\u10d4\u10da\u10d8 \u10e0\u10d8\u10d2\u10d8 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10d2\u10d0\u10dc \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8: 1) \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d4\u10e4\u10dd\u10e0\u10db\u10d0 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d3\u10d0, \u10e0\u10d0\u10ea \u10d2\u10d0\u10db\u10dd\u10d8\u10ee\u10d0\u10e2\u10d4\u10d1\u10d0 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e4\u10dd\u10dc\u10d6\u10d4 \u10db\u10d0\u10d7\u10d8 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 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\u10ee\u10d3\u10d4\u10d1\u10d0 \u10e4\u10e3\u10da\u10d0\u10d3\u10d8 \u10db\u10d0\u10e1\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d0\u10e0\u10ee\u10d4\u10d1\u10e8\u10d8 \u10db\u10dd\u10e5\u10ea\u10d4\u10d5\u10d8\u10e1 \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7; 5) \u10db\u10d8\u10dc\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10d0\u10ec\u10d4\u10e1\u10d3\u10d4\u10d1\u10dd \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d4\u10e2\u10d0\u10de\u10dd\u10d1\u10e0\u10d8\u10d5\u10db\u10d0 \u10d6\u10e0\u10d3\u10d0\u10db \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d2\u10d0\u10dc\u10d0\u10de\u10d8\u10e0\u10dd\u10d1\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d9\u10dd\u10dc\u10e1\u10dd\u10da\u10d8\u10d3\u10d0\u10ea\u10d8\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 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\u10d9\u10dd\u10db\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d0\u10db\u10dd\u10ea\u10d0\u10dc\u10d0\u10d0, \u10e8\u10d4\u10d0\u10e4\u10d0\u10e1\u10dd\u10e1 \u10d3\u10d0 \u10d2\u10d0\u10d0\u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10dd\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10d8\u10db\u10e3\u10e8\u10d0\u10dd\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0 \u10db\u10d0\u10d7 \u10d0\u10e6\u10db\u10dd\u10e1\u10d0\u10e4\u10ee\u10d5\u10e0\u10d4\u10da\u10d0\u10d3 \u10d0\u10dc \u10e8\u10d4\u10e1\u10d0\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10da\u10d0\u10d3. \u10d9\u10dd\u10db\u10d8\u10e2\u10d4\u10e2\u10d8 \u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10d4.\u10ec. \u10db\u10d0\u10d9\u10e0\u10dd\u10de\u10e0\u10e3\u10d3\u10d4\u10dc\u10ea\u10d8\u10e3\u10e0\u10d8 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d8\u10e1 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0: \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d9\u10dd\u10dc\u10e2\u10e0\u10ea\u10d8\u10d9\u10da\u10e3\u10e0\u10d8 \u10d1\u10e3\u10e4\u10d4\u10e0\u10d8, \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10e1 \u10d9\u10dd\u10d4\u10e4\u10d8\u10ea\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10da\u10d8\u10db\u10d8\u10e2\u10d4\u10d1\u10d8, \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0, \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0.<\/p>\n<p>\u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d9\u10dd\u10dc\u10e2\u10e0\u10ea\u10d8\u10d9\u10da\u10e3\u10e0\u10d8 \u10d1\u10e3\u10e4\u10d4\u10e0\u10d8\u10e1 \u10db\u10d8\u10d6\u10d0\u10dc\u10d8 \u10d3\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10ed\u10d0\u10e0\u10d1\u10d8 \u10d6\u10e0\u10d3\u10d8\u10e1\u10d0\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10e5\u10db\u10dc\u10d8\u10da\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d0\u10d0. \u10d1\u10e3\u10e4\u10d4\u10e0\u10d8 \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0 \u10db\u10d0\u10e8\u10d8\u10dc, \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10d9\u10dd\u10db\u10d8\u10e2\u10d4\u10e2\u10d8 \u10db\u10d8\u10d8\u10e9\u10dc\u10d4\u10d5\u10e1, \u10e0\u10dd\u10db \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d3\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10ed\u10d0\u10e0\u10d1\u10d8 \u10d6\u10e0\u10d3\u10d0 \u10ee\u10d3\u10d4\u10d1\u10d0, \u10e0\u10d0\u10db\u10d0\u10ea \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d8\u10dd\u10e1. \u10ee\u10dd\u10da\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e2\u10d4\u10e0\u10d8\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d9\u10dd\u10dc\u10e2\u10e0\u10ea\u10d8\u10d9\u10da\u10e3\u10e0\u10d8 \u10d1\u10e3\u10e4\u10d4\u10e0\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10e1 \u10d2\u10d0\u10db\u10dd\u10d0\u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e1, \u10e0\u10dd\u10db \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d3\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d0 \u10db\u10d9\u10d5\u10d4\u10d7\u10e0\u10d0\u10d3 \u10d0\u10e0 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d3\u10d4\u10e1.<\/p>\n<p>\u10d9\u10dd\u10dc\u10e2\u10e0\u10ea\u10d8\u10d9\u10da\u10e3\u10e0\u10d8 \u10d1\u10e3\u10e4\u10d4\u10e0\u10d8 \u10d3\u10d2\u10d8\u10dc\u10d3\u10d4\u10d1\u10d0 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10db\u10d8\u10dc\u10d8\u10db\u10d0\u10da\u10e3\u10e0 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0\u10dc\u10d0\u10db\u10d0\u10e2\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7. \u10db\u10d8\u10e1\u10d8 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10d2\u10d0\u10dc\u10d8\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d4\u10d1\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e8\u10d4\u10ec\u10dd\u10dc\u10d8\u10da\u10d8 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7 0%-\u10d3\u10d0\u10dc 2.5%-\u10db\u10d3\u10d4 \u10e8\u10e3\u10d0\u10da\u10d4\u10d3\u10e8\u10d8. \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d9\u10dd\u10dc\u10e2\u10e0\u10ea\u10d8\u10d9\u10da\u10e3\u10e0\u10d8 \u10d1\u10e3\u10e4\u10d4\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d2\u10d4\u10dc\u10d8\u10e1\u10d0\u10e1, \u10d9\u10dd\u10db\u10d8\u10e2\u10d4\u10e2\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10db\u10d7\u10da\u10d8\u10d0\u10dc \u10e8\u10d8\u10d3\u10d0 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d7\u10d0\u10dc (\u10db\u10e8\u10de) \u10e4\u10d0\u10e0\u10d3\u10dd\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d8 \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc\u10d8 \u10e2\u10e0\u10d4\u10dc\u10d3\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10d3\u10d0\u10ee\u10e0\u10d8\u10e1 \u10d8\u10dc\u10d3\u10d8\u10d9\u10d0\u10e2\u10dd\u10e0\u10d4\u10d1\u10e1 \u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e1.<\/p>\n<p>\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d9\u10dd\u10db\u10d8\u10e2\u10d4\u10e2\u10db\u10d0 2018 \u10ec\u10da\u10d8\u10e1 1 \u10db\u10d0\u10e0\u10e2\u10d8\u10e1 \u10e1\u10ee\u10d3\u10dd\u10db\u10d0\u10d6\u10d4 \u10db\u10d8\u10d8\u10e6\u10dd \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d0 \u10d9\u10dd\u10dc\u10e2\u10e0\u10ea\u10d8\u10d9\u10da\u10e3\u10e0\u10d8 \u10d1\u10e3\u10e4\u10d4\u10e0\u10d8\u10e1 \u10e3\u10ea\u10d5\u10da\u10d4\u10da\u10d0\u10d3 \u2013 0%-\u10d6\u10d4 \u10d3\u10d0\u10e2\u10dd\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1. \u10d9\u10dd\u10db\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10d7, \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8, \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10d3\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0 \u10e8\u10d4\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d4\u10d1\u10d0 \u10dc\u10dd\u10db\u10d8\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10e8\u10de-\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0\u10e1. 2017 \u10ec\u10d4\u10da\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10ec\u10da\u10d8\u10e3\u10e0\u10db\u10d0 \u10d6\u10e0\u10d3\u10d0\u10db (\u10da\u10d0\u10e0\u10d8\u10e1 \u10d2\u10d0\u10ea\u10d5\u10da\u10d8\u10d7\u10d8 \u10d9\u10e3\u10e0\u10e1\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e0\u10d8\u10ea\u10ee\u10d5\u10d8\u10d7), 16.7% \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0. 2017 \u10ec\u10da\u10d8\u10e1 31 \u10d3\u10d4\u10d9\u10d4\u10db\u10d1\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10db\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10db\u10d0 22.3 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3 \u10da\u10d0\u10e0\u10e1 \u10db\u10d8\u10d0\u10e6\u10ec\u10d8\u10d0. \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d3\u10dd\u10d1\u10d0 \u10db\u10e8\u10de-\u10e1\u10d7\u10d0\u10dc 60%-\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8\u10d0 \u10d3\u10d0 \u10d0\u10ee\u10da\u10dd\u10e1\u10d0\u10d0 \u10db\u10d8\u10e1 \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc, \u10e1\u10d0\u10d8\u10db\u10d4\u10d3\u10dd \u10e2\u10e0\u10d4\u10dc\u10d3\u10d7\u10d0\u10dc. <\/p>\n<p>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d9\u10dd\u10db\u10de\u10dd\u10dc\u10d4\u10dc\u10e2\u10d8\u10d0 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4 \u2013 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e3\u10dc\u10d0\u10e0\u10d8, \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10d3\u10d0\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10e4\u10d0\u10e0\u10dd\u10e1 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10db\u10d0\u10d7\u10d8 \u10d3\u10d0\u10e4\u10d0\u10e0\u10d5\u10d8\u10e1 \u10d5\u10d0\u10d3\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d2\u10dd\u10db\u10d8\u10e1\u10d0\u10e1. \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d9\u10dd\u10db\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d8\u10d7, \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10db\u10d0\u10e6\u10d0\u10da \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d0\u10e1 \u10d8\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10e1, \u10ee\u10dd\u10da\u10dd \u10e3\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10dd \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10db\u10d7\u10da\u10d8\u10d0\u10dc \u10d3\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d0\u10e8\u10d8 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d8\u10d7 \u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d3\u10d4\u10d1\u10d0.<\/p>\n<p>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 (\u10e3\u10d9\u10e3\u10d2\u10d4\u10d1\u10d8\u10e1) \u10d9\u10dd\u10d4\u10e4\u10d8\u10ea\u10d8\u10d4\u10dc\u10e2\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d6\u10d4 (ROA) \u10d3\u10d0 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d6\u10d4 (ROE). \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10d9\u10dd\u10d4\u10e4\u10d8\u10ea\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7 \u10d9\u10dd\u10e0\u10d4\u10da\u10d0\u10ea\u10d8\u10d0\u10e8\u10d8\u10d0 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc. \u10db\u10d0\u10d7 \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10e1 (ROA \u2013 3.8%, ROE \u2013 27.6%) 2017 \u10ec\u10da\u10d8\u10e1 \u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10d9\u10d5\u10d0\u10e0\u10e2\u10d0\u10da\u10e8\u10d8 \u10db\u10d8\u10d0\u10e6\u10ec\u10d8\u10d4\u10e1, \u10db\u10d0\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d9\u10d8 \u10d9\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d8\u10ec\u10e7\u10d4\u10e1. \u10d7\u10e3\u10db\u10ea\u10d0, \u10d1\u10dd\u10da\u10dd \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10ec\u10d4\u10da\u10e1 \u10d7\u10e3 \u10d5\u10dc\u10d0\u10ee\u10d0\u10d5\u10d7, \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10ef\u10d0\u10db\u10e8\u10d8 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e8\u10d8 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d0 \u10d0\u10e5\u10d5\u10d7.<\/p>\n<p><strong>\u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d9\u10da\u10d0\u10e1\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0<\/strong><\/p>\n<p>2017 \u10ec\u10da\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 (\u10d1\u10d0\u10dc\u10d9\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4) 89% \u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10e3\u10da\u10d8, \u10d0\u10dc\u10e3 \u10e3\u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10dd \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8 \u10d8\u10e7\u10dd. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, 11% \u10d8\u10e7\u10dd \u10dc\u10d4\u10d2\u10d0\u10e2\u10d8\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10d0\u10d7\u10d2\u10d0\u10dc \u10db\u10ee\u10dd\u10da\u10dd\u10d3 1.4% (310 \u10db\u10da\u10dc \u10da\u10d0\u10e0\u10d8) \u10d8\u10e7\u10dd \u10e3\u10d8\u10db\u10d4\u10d3\u10dd \u10e1\u10d4\u10e1\u10ee\u10d8. \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0, \u10e0\u10dd\u10db \u10dc\u10d4\u10d2\u10d0\u10e2\u10d8\u10e3\u10e0 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d0 \u10d0\u10e5\u10d5\u10e1. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, 2016 \u10ec\u10da\u10d8\u10e1 \u10db\u10d0\u10e0\u10e2\u10e8\u10d8 \u10db\u10d0\u10d7\u10d8 \u10ec\u10d8\u10da\u10d8 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 16% \u10d8\u10e7\u10dd.<br \/>\n\u10e1\u10d4\u10d1\u2013\u10d8\u10e1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10d7, 90 \u10d3\u10d0 \u10db\u10d4\u10e2\u10d8 \u10d3\u10e6\u10d8\u10d7 \u10d5\u10d0\u10d3\u10d0\u10d2\u10d0\u10d3\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8\u10e1 2.81 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1, \u10e0\u10d0\u10ea \u10d0\u10e6\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d7 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d4\u10e0\u10d7- \u10d4\u10e0\u10d7\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8\u10d0. \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d4\u10e1\u10e2\u10dd\u10dc\u10d4\u10d7\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10e1 \u10e9\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10d1\u10d0.<br \/>\n\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0\u10d6\u10d4 \u10db\u10d8\u10e3\u10d7\u10d8\u10d7\u10d4\u10d1\u10e1 \u10da\u10dd\u10dc\u10d3\u10dd\u10dc\u10d8\u10e1 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 \u10ec\u10d0\u10e0\u10db\u10dd\u10d3\u10d2\u10d4\u10dc\u10d8\u10da\u10d8 \u10dd\u10e0\u10d8 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u2013 \u201c\u10d7\u10d8\u10d1\u10d8\u10e1\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d0\u201d \u10d3\u10d0 \u201c\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u201d \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e2\u10d4\u10d1\u10d0\u10ea. \u201c\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u201d 2012 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc \u10d0\u10e0\u10d8\u10e1 \u10da\u10dd\u10dc\u10d3\u10dd\u10dc\u10d8\u10e1 \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4, \u10ee\u10dd\u10da\u10dd \u201c\u10d7\u10d8\u10d1\u10d8\u10e1\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u201d \u2013 2016 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc.<br \/>\n\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10d8\u10dc\u10d3\u10d8\u10d9\u10d0\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10d5\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3, \u10e8\u10d4\u10d2\u10d5\u10d8\u10eb\u10da\u10d8\u10d0 \u10d3\u10d0\u10d5\u10d0\u10e1\u10d9\u10d5\u10dc\u10d0\u10d7, \u10e0\u10dd\u10db \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d8\u10d0 \u10d3\u10d0 \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc, \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4 \u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d3\u10d4\u10d1\u10d0. <\/p>\n<p><strong>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10e1 \u10d2\u10d6\u10d4\u10d1\u10d8<\/strong><\/p>\n<p>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7 \u10e3\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d4\u10e1 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10e1\u10e1, \u10db\u10d0\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10e3\u10e0\u10d8 \u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d8 \u10d3\u10d0 \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d4\u10ec\u10d8\u10dc\u10d0\u10d0\u10e6\u10db\u10d3\u10d4\u10d2\u10d4\u10d1\u10dd\u10d3\u10d4\u10e1 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10e1. \u10d0\u10db\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d9\u10d8 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, 1. \u10e1\u10d0\u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10dd \u10d3\u10d0\u10ea\u10d5\u10d0 \u10d2\u10d0\u10db\u10d0\u10d2\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e7\u10dd\u10e1 \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3; 2. \u10d2\u10d0\u10d0\u10e9\u10dc\u10d3\u10d4\u10e1 \u10d2\u10d0\u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e3\u10e1\u10e2\u10d0\u10d3 \u10d3\u10d0\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10d4\u10d7\u10dd\u10d3\u10d8\u10d9\u10d0; 3. \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1, \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d8\u10e1 \u10dd\u10de\u10e2\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0; 4. \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10db\u10dd\u10ee\u10d4\u10da\u10d4\u10d4\u10d1\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10db\u10d8\u10d4\u10dc\u10d8\u10ed\u10dd\u10e1 \u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10db\u10dd\u10e1\u10d8\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d4\u10ea\u10d4\u10e1 \u10d8\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d2\u10d0\u10d9\u10dd\u10e2\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1\u10e3\u10e3\u10dc\u10d0\u10e0\u10dd \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10e6\u10dd\u10dc\u10d8\u10e1\u10eb\u10d8\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10da\u10d0\u10d3 \u10d3\u10d0 \u10d1\u10dd\u10da\u10dd\u10e1, 5. \u10e1\u10d0\u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10dd \u10d3\u10d0\u10ea\u10d5\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0 \u10e8\u10d4\u10db\u10dd\u10e6\u10d4\u10d1\u10e3\u10da \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e5\u10dc\u10d4\u10e1 \u10e0\u10d4\u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10db\u10d0\u10dc \u10e3\u10dc\u10d3\u10d0 \u10db\u10dd\u10d8\u10ea\u10d5\u10d0\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8, \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e3\u10d6\u10e6\u10e3\u10d3\u10d0\u10d5\u10d8 \u10d3\u10d0\u10e4\u10d0\u10e0\u10d5\u10d0 \u10d3\u10d0 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8 \u10d9\u10dd\u10db\u10de\u10d4\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d2\u10d0\u10d9\u10dd\u10e2\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8. <\/p>\n<p>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc\u10db\u10d0 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10db \u10db\u10d8\u10dc\u10d8\u10db\u10e3\u10db\u10d0\u10db\u10d3\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10d8\u10e7\u10d5\u10d0\u10dc\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d7\u10d0 \u10d2\u10d0\u10d9\u10dd\u10e2\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc\u10d0\u10d5\u10d4 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d8\u10e2\u10dd\u10e1 \u10db\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8. \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10e6\u10dd\u10dc\u10d8\u10e1\u10eb\u10d8\u10d4\u10d1\u10d0\u10d7\u10d0 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0\u10e1: 1. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd \u10d1\u10d0\u10d6\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10e1; 2. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10e1; 3. \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d0\u10d3\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10d0\u10ea\u10d8\u10e3\u10da\u10d8 \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0\u10e1; 4 \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10db\u10db\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10dd\u10e0\u10d2\u10d0\u10dc\u10dd\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10e1 \u10d3\u10d0 5. \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d0\u10e1. <\/p>\n<p><strong>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1<\/strong><\/p>\n<p>\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d3\u10d0\u10dc\u10d0\u10d6\u10dd\u10d2\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10d9\u10d4\u10d7\u10d8\u10da\u10d3\u10e6\u10d4\u10dd\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10d2\u10d0\u10dc\u10db\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d4\u10da\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8\u10d0. \u10de\u10d8\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d3\u10d0\u10dc\u10d0\u10d6\u10dd\u10d2\u10d8\u10e1 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d0\u10d3, \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d3\u10d0\u10dc\u10d0\u10d6\u10dd\u10d2\u10d8\u10ea \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0\u10e1 \u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10ee\u10d4\u10da\u10e1. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, 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\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d4\u10d1\u10e3\u10e0\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d5\u10d0\u10eb\u10da\u10d4\u10d5\u10e1 \u10d3\u10d0\u10d5\u10d0\u10e1\u10d9\u10d5\u10dc\u10d0\u10d7, \u10e0\u10dd\u10db:<br \/>\n1. \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d8\u10db\u10d4\u10d3\u10dd\u10dd\u10d1\u10d0 \u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10e3\u10da\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e5\u10dc\u10d4\u10e1 \u10d3\u10d8\u10dc\u10d0\u10db\u10d8\u10d9\u10d0\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d0\u10e0\u10d0 \u10db\u10d0\u10e0\u10e2\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d4\u10db\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d0\u10e6\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e8\u10d8;<br \/>\n2.\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10e1\u10d0\u10d8\u10db\u10d4\u10d3\u10dd\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d0 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d0\u10db\u10d0 \u10d7\u10e3 \u10d8\u10db \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10d4\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d7\u10d0 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d0\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d4\u10d0\u10dc\u10d0\u10d1\u10e0\u10d4\u10d4\u10d1\u10d8\u10e1, \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d0\u10e1 \u10d3\u10d0 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0\u10e1 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10db\u10e2\u10d9\u10d8\u10ea\u10d4\u10d1\u10d0\u10e1;<br \/>\n3.\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10db\u10d0 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0\u10db \u10d3\u10d0\u10d2\u10d5\u10d0\u10dc\u10d0\u10ee\u10d0, \u10e0\u10dd\u10db \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d8\u10db\u10d4\u10d3\u10dd\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1 \u10db\u10d8\u10d6\u10d0\u10dc\u10e8\u10d4\u10ec\u10dd\u10dc\u10d8\u10da\u10d8\u10d0 \u201e\u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10e1\u201c \u10e8\u10d4\u10db\u10dd\u10e6\u10d4\u10d1\u10d0;<br \/>\n4. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10e1\u10d0\u10d8\u10db\u10d4\u10d3\u10dd\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10e2\u10d9\u10d8\u10ea\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e6\u10d4\u10d1\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1 \u10e1\u10d0\u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd \u10d1\u10d0\u10d6\u10d0\u10d6\u10d4 \u10d3\u10d0\u10e7\u10e0\u10d3\u10dc\u10dd\u10d1\u10d8\u10d7, 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\u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d6\u10d4 \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10ec\u10d4\u10d5\u10d0\u10db \u10d2\u10d0\u10dc\u10d0\u10de\u10d8\u10e0\u10dd\u10d1\u10d0.<\/p>\n<p><strong>\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8<\/strong><\/p>\n<p>\u10d8\u10db\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10e0\u10d9\u10d5\u10d4\u10d5\u10d0\u10d3 \u10d7\u10e3 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10d9\u10d0\u10e0\u10d2\u10d0\u10d3 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10e0\u10d4\u10d1\u10d4\u10dc \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8, \u10db\u10d8\u10db\u10dd\u10d5\u10d8\u10ee\u10d8\u10da\u10dd\u10d7 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8. \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10ee\u10db\u10d0\u10d3, 2015 \u10ec\u10da\u10d8\u10e1 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10dd\u10e0\u10d8 \u10d9\u10d5\u10d0\u10e0\u10e2\u10d0\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10db 243 \u10db\u10da\u10dc \u10da\u10d0\u10e0\u10d8 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0, \u10e0\u10d0\u10ea \u10ec\u10d8\u10dc\u10d0 \u10ec\u10da\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10e1 26%-\u10d8\u10d7 \u10d0\u10e6\u10d4\u10db\u10d0\u10e2\u10d4\u10d1\u10d0. \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 57% \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10d3\u10d8\u10e1, \u10ee\u10dd\u10da\u10dd \u10d3\u10d0\u10dc\u10d0\u10e0\u10e9\u10d4\u10dc\u10d8 43% \u10d0\u10e0\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d6\u10d4. \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d0 \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10ec\u10d8\u10dc\u10d0 \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc, \u10d5\u10d8\u10dc\u10d0\u10d8\u10d3\u10d0\u10dc \u10d1\u10dd\u10da\u10dd \u10e1\u10d0\u10db\u10d8 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 (2012-2014) \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8 \u10db\u10d8\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10dc\u10d0\u10d8\u10e0\u10d0\u10d3 \u10dc\u10d0\u10ec\u10d8\u10da\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0: \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d4\u10d1\u10d8\u10e1 70% \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10d3\u10d8\u10dd\u10d3\u10d0, \u10ee\u10dd\u10da\u10dd 30% \u10d0\u10e0\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d6\u10d4, 2015 \u10ec\u10da\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d9\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da \u10d3\u10d0 \u10d0\u10e0\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d0\u10d3 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d7\u10d0\u10dc\u10d0\u10d1\u10d0\u10e0\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d0, \u10e0\u10d0\u10ea \u10d0\u10e0\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10d7\u10d0\u10d0 \u10d2\u10d0\u10dc\u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e3\u10da\u10d8 (2015 \u10ec\u10da\u10d8\u10e1 \u10d8\u10d0\u10dc\u10d5\u10d0\u10e0-\u10d8\u10d5\u10dc\u10d8\u10e1\u10e8\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d8 2014 \u10ec\u10da\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 109%-\u10d8\u10d7 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0). \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d0\u10e0\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d9\u10e3\u10db\u10e3\u10da\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1\u10d0, \u10d0\u10e5\u10d5\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d0\u10e6\u10d8\u10dc\u10d8\u10e8\u10dc\u10dd\u10e1, \u10e0\u10dd\u10db \u10d8\u10d5\u10dc\u10d8\u10e1\u10d8\u10e1 \u10d7\u10d5\u10d4\u10e8\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da\u10db\u10d0 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10db\u10d0 \u10d2\u10d0\u10e1\u10e3\u10da\u10d8 \u10ec\u10da\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d8\u10d9\u10da\u10dd.<\/p>\n<p><strong>\u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10d7\u10e3 \u10d0\u10e0\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d2\u10d0\u10ee\u10d3\u10d4\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d8?<\/strong><\/p>\n<p>\u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10ea\u10d4\u10dc\u10e2\u10e0\u10e1 \u10e3\u10ec\u10dd\u10d3\u10d4\u10d1\u10d4\u10dc \u10d0\u10d3\u10d2\u10d8\u10da\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1, \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1<br \/>\n\u10d9\u10dd\u10dc\u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10ea\u10d8\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10d8\u10e0\u10e9\u10d4\u10d5\u10d0. \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8 \u10e1\u10d0\u10db\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10dd\u10e1: \u10da\u10dd\u10dc\u10d3\u10dd\u10dc\u10d8, \u10dc\u10d8\u10e3-\u10d8\u10dd\u10e0\u10d9\u10d8 \u10d3\u10d0 \u10f0\u10dd\u10dc\u10d9\u10dd\u10dc\u10d2\u10d8. \u10da\u10dd\u10dc\u10d3\u10dd\u10dc\u10d8 \u10d8\u10e7\u10dd \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10ef\u10d4\u10e0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10d8\u10db\u10de\u10d4\u10e0\u10d8\u10d8\u10e1 \u10f0\u10d4\u10d2\u10d4\u10db\u10dd\u10dc\u10d8\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10e8\u10d4\u10d8\u10e5\u10db\u10dc\u10d0. \u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10dd\u10db\u10db\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d3\u10d0\u10d0\u10d6\u10d8\u10d0\u10dc\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e5\u10d0\u10da\u10d0\u10e5\u10d8\u10e1 \u10d8\u10dc\u10e4\u10e0\u10d0\u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d0, \u10d8\u10e1\u10d4 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0, \u10e0\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3\u10d0\u10ea \u10d4\u10e1\u10e2\u10d0\u10e4\u10d4\u10e2\u10d0 \u10dc\u10d8\u10e3-\u10d8\u10dd\u10e0\u10d9\u10e1 \u10d2\u10d0\u10d3\u10d0\u10d4\u10ea\u10d0. \u10d1\u10dd\u10da\u10dd \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d0\u10d7\u10ec\u10da\u10d4\u10e3\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d9\u10d8, \u10d0\u10d6\u10d8\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3, \u10f0\u10dd\u10dc\u10d9\u10dd\u10dc\u10d2\u10d8 \u10d8\u10e5\u10ea\u10d0 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10d3 \u10d3\u10d0 \u10e9\u10d8\u10dc\u10d4\u10d7\u10d8\u10e1 \u10db\u10d6\u10d0\u10e0\u10d3 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\u10e8\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d2\u10d5\u10d0\u10e0 \u10de\u10da\u10d0\u10ea\u10d3\u10d0\u10e0\u10db\u10d0\u10d3. <\/p>\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc, \u10e0\u10d0\u10e1\u10d0\u10d9\u10d5\u10d8\u10e0\u10d5\u10d4\u10da\u10d8\u10d0, \u10d0\u10d6\u10e0\u10e1 \u10db\u10dd\u10d9\u10da\u10d4\u10d1\u10e3\u10da\u10d8\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10d1\u10e1\u10dd\u10da\u10e3\u10e2\u10e3\u10e0\u10d0\u10d3 \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10e3\u10da \u10d4\u10e2\u10d0\u10de\u10d6\u10d4 \u10d8\u10db\u10e7\u10dd\u10e4\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d4\u10d1\u10d8\u10ea \u10d2\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10db\u10ea\u10d8\u10e0\u10d4\u10d0. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d0\u10db\u10d8\u10e1\u10d0, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d4\u10ea\u10d0\u10d3\u10dd\u10e1 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10d0\u10da\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10e1 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10d0\u10da\u10e3\u10e0 \u10d3\u10dd\u10dc\u10d4\u10d6\u10d4 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d8.<\/p>\n<p><strong>\u10d0\u10ee\u10d0\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8<\/strong><br \/>\n\u10d1\u10dd\u10da\u10dd \u10dd\u10e0\u10d8 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10db\u10d0 \u10d1\u10d0\u10dc\u10d9\u10db\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d0\u10ee\u10d0\u10da\u10d8 \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d8\u10db\u10e3\u10e8\u10d0\u10d5\u10d0, \u10d3\u10d0\u10ee\u10d5\u10d4\u10ec\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d0.<br \/>\n1. \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10dd\u10e0\u10d2\u10d0\u10dc\u10e3\u10da \u10d9\u10d0\u10dc\u10dd\u10dc\u10e8\u10d8 \u201c\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1\u201d, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10e1 \u10db\u10d8\u10d4\u10ea\u10d0 \u10e1\u10e0\u10e3\u10da\u10d8 \u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10db\u10dd\u10e1\u10d8\u10da\u10d4\u10d1\u10d0, \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d0 \u10d2\u10d0\u10e3\u10ec\u10d8\u10dd\u10e1 \u10db\u10d7\u10d4\u10da \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e1 (\u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8, \u10db\u10d8\u10d9\u10e0\u10dd\u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8, \u10d0\u10e0\u10d0\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d0\u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10dd \u10d3\u10d0\u10ec\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8, \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d0\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8, \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d4\u10d1\u10d8, \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10d6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d0\u10e0\u10d4\u10d1\u10d8, \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10db\u10db\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8, \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10dd\u10de\u10d4\u10e0\u10d0\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d5\u10d0\u10d8\u10d3\u10d4\u10e0\u10d4\u10d1\u10d8, \u10dc\u10d0\u10ec\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10d5\u10d0\u10da\u10e3\u10e2\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10db\u10ea\u10d5\u10da\u10d4\u10da\u10d8 \u10ef\u10d8\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8) \u10d3\u10d0 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d9\u10d0\u10dc\u10dd\u10dc\u10e8\u10d8 \u201c\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1\u201d \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea 2017 \u10ec\u10d4\u10da\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d3\u10d0. \u10db\u10d0\u10d7\u10d8 \u10d3\u10d8\u10d3\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d8\u10d0 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d8\u10e1, \u10d2\u10d0\u10db\u10ed\u10d5\u10d8\u10e0\u10d5\u10d0\u10da\u10dd\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10ec\u10e7\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10ea\u10d8\u10e3\u10da\u10d8 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d8\u10e1 \u10d0\u10e1\u10d0\u10db\u10d0\u10e6\u10da\u10d4\u10d1\u10da\u10d0\u10d3.<br \/>\n2. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0, \u10ea\u10d0\u10da\u10d9\u10d4\u10e3\u10da\u10d8 \u10e1\u10d8\u10d0\u10ee\u10da\u10d4\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10db\u10d8\u10d6\u10d0\u10dc\u10d8\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10e8\u10d8 \u10d2\u10d0\u10db\u10ed\u10d5\u10d8\u10e0\u10d5\u10d0\u10da\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10ea\u10d8\u10e3\u10da\u10d8 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d0\u10db\u10d0\u10e6\u10da\u10d4\u10d1\u10d0. \u10d0\u10db \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7, \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10db\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10db\u10d0 \u10d0\u10e3\u10d3\u10d8\u10e2\u10d8\u10e1 \u10d9\u10dd\u10db\u10d8\u10e2\u10d4\u10e2\u10d8 \u10e3\u10db\u10e0\u10d0\u10d5\u10da\u10d4\u10e1\u10dd\u10d1\u10d8\u10d7 \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10d0\u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e2\u10dd\u10dc \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10d7, \u10e0\u10d0\u10ea \u10e1\u10d0\u10db\u10d4\u10d7\u10d5\u10d0\u10da\u10e7\u10e3\u10e0\u10d4\u10dd \u10e1\u10d0\u10d1\u10ed\u10dd\u10e8\u10d8 \u10db\u10d8\u10dc\u10d8\u10db\u10e3\u10db \u10dd\u10e0\u10d8 \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10ec\u10d4\u10d5\u10e0\u10d8\u10e1 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10e1 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10d2\u10d0\u10db\u10dd\u10d8\u10e0\u10d8\u10ea\u10ee\u10d0 \u10d0\u10e6\u10db\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0 \u10e1\u10d0\u10db\u10d4\u10d7\u10d5\u10d0\u10da\u10e7\u10e3\u10e0\u10d4\u10dd \u10e1\u10d0\u10d1\u10ed\u10dd\u10e8\u10d8.<br \/>\n2017 \u10ec\u10d4\u10da\u10e1 \u10d3\u10d0\u10db\u10e2\u10d9\u10d8\u10ea\u10d3\u10d0 \u10d3\u10d0 \u10e3\u10d9\u10d5\u10d4 \u10d0\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d3\u10d0 \u10d1\u10d0\u10d6\u10d4\u10da 3-\u10d8\u10e1 \u10e9\u10d0\u10e0\u10e9\u10dd\u10d6\u10d4 \u10d3\u10d0\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u201c\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10de\u10d8\u10da\u10d0\u10e0 3-\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10db\u10df\u10e6\u10d0\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d4\u10e1\u10d8\u201d, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7\u10d0\u10ea \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc, \u10d2\u10d0\u10db\u10dd\u10d0\u10e5\u10d5\u10d4\u10e7\u10dc\u10dd\u10dc \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d3\u10d0 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1, \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e8\u10d4\u10ec\u10dd\u10dc\u10d8\u10da\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1, \u10db\u10d4\u10dc\u10d4\u10ef\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1.<br \/>\n3. \u10e1\u10d8\u10d0\u10ee\u10da\u10d4\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10e0\u10d8\u10d2\u10d8 \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1. \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d4\u10da\u10d8\u10e1 \u10d9\u10dd\u10db\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 \u201c\u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10de\u10e0\u10d8\u10dc\u10ea\u10d8\u10de\u10d4\u10d1\u10d8\u10e1\u201d \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10d1\u10d0\u10d6\u10d4\u10da 3-\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8, \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10e1 \u10d2\u10d0\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d6\u10dc\u10d8\u10d7 \u10e8\u10d4\u10db\u10e3\u10e8\u10d0\u10d5\u10d3\u10d0 \u201c\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d0\u10d3\u10d4\u10d9\u10d5\u10d0\u10e2\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u201d (\u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d0), \u201c\u10de\u10d8\u10da\u10d0\u10e0 2-\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10d1\u10e3\u10e4\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d8\u10e1 \u10ec\u10d4\u10e1\u10d8\u201d, \u201c\u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10e3\u10e0\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d1\u10e3\u10e4\u10d4\u10e0\u10d8\u10e1 \u10d3\u10d0\u10ec\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d0\u10dd\u10d1\u10d0\u10d6\u10d4\u201d, \u201c\u10d9\u10dd\u10dc\u10e2\u10e0\u10ea\u10d8\u10d9\u10da\u10e3\u10e0\u10d8 \u10d1\u10e3\u10e4\u10d4\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0\u201d. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10de\u10d8\u10da\u10d0\u10e0 2-\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1 \u10e3\u10ec\u10d4\u10e1\u10d3\u10d4\u10d1\u10d0\u10d7 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10d1\u10e3\u10e4\u10d4\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10e1 (General Risk Assessment Program &#8211; GRAPE) \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0. \u10d4\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10d8 \u10e1\u10d8\u10d0\u10ee\u10da\u10d4\u10d4\u10d1\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d0\u10d3\u10d4\u10d9\u10d5\u10d0\u10e2\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e6\u10d0\u10da \u10d9\u10dd\u10d4\u10e4\u10d8\u10ea\u10d8\u10d4\u10dc\u10e2\u10e1 \u10d0\u10dc \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10d0\u10dc\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10d5\u10d0\u10e1, \u10e0\u10d0\u10ea \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d4\u10da\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d4\u10d5\u10e1.<\/p>\n<p>\u10e7\u10dd\u10d5\u10d4\u10da\u10d8\u10d5\u10d4 \u10d4\u10e1 \u10dc\u10d0\u10d7\u10da\u10d0\u10d3 \u10db\u10d8\u10e3\u10d7\u10d8\u10d7\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d0\u10ee\u10d0\u10da\u10d8 \u10d4\u10e2\u10d0\u10de\u10d8 \u10d8\u10ec\u10e7\u10d4\u10d1\u10d0 &#8211; \u10da\u10d8\u10d1\u10d4\u10e0\u10d0\u10da\u10e3\u10e0\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10d3\u10d0\u10d5\u10d3\u10d8\u10d5\u10d0\u10e0\u10d7 \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d0\u10d3 \u10e0\u10d4\u10df\u10d8\u10db\u10d6\u10d4. \u10d0\u10e5\u10d0\u10db\u10d3\u10d4 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ea\u10d0\u10da\u10d9\u10d4\u10e3\u10da\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10da\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d0\u10e1 \u10ee\u10d4\u10da\u10d8 \u10d0\u10e0 \u10e8\u10d4\u10e3\u10e8\u10da\u10d8\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d3\u10e0\u10dd \u10db\u10dd\u10d5\u10d8\u10d3\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10ee\u10d0\u10da \u10d4\u10e2\u10d0\u10de\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10e1\u10d5\u10da\u10d4\u10da\u10d0\u10d3.<\/p>\n<p><strong>\u10e0\u10d0\u10e1 \u10db\u10dd\u10d8\u10e2\u10d0\u10dc\u10e1 \u10d4\u10e1 \u10e1\u10d8\u10d0\u10ee\u10da\u10d4\u10d4\u10d1\u10d8?<\/strong><\/p>\n<p>\u10db\u10dd\u10d9\u10da\u10d4\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d4\u10e1 \u10db\u10dd\u10d8\u10e2\u10d0\u10dc\u10e1 \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d3\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d4\u10da\u10d4\u10d1\u10d0\u10e1, \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e8\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0\u10e1, \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d6\u10d4 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0\u10e1 \u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1, \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d9\u10d8, \u10d8\u10db\u10d4\u10d3\u10d8 \u10d5\u10d8\u10e5\u10dd\u10dc\u10d8\u10dd\u10d7, \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10dd\u10d1\u10e0\u10d8\u10d5 \u10d2\u10d0\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d4\u10d1\u10d0\u10e1.<\/p>\n<p><strong>\u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d4\u10d2\u10db\u10d0\u10d5\u10e1<\/strong><\/p>\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8 2020 \u10ec\u10d4\u10da\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d4\u10d2\u10db\u10d0\u10d5\u10e1. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10e1\u10d0\u10d5\u10d0\u10e0\u10d0\u10e3\u10d3\u10dd\u10d3, \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10ec\u10da\u10d8\u10e1 \u10db\u10d0\u10e0\u10e2\u10d0\u10db\u10d3\u10d4 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d3\u10d4\u10d1\u10d0. \u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10e1\u10d0\u10e3\u10d1\u10d0\u10e0\u10d8\u10d0 \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10e1 \u10db\u10d4\u10ee\u10e3\u10d7\u10d4 \u10db\u10d8\u10db\u10dd\u10ee\u10d8\u10da\u10d5\u10d8\u10e1 \u10d3\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d2\u10d0\u10db\u10dd\u10e5\u10d5\u10d4\u10e7\u10dc\u10d3\u10d0.<br \/>\n\u10d3\u10e6\u10d4\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d9\u10dd\u10d4\u10e4\u10d8\u10ea\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e3\u10e0\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10dd\u10d7\u10ee \u10ef\u10d2\u10e3\u10e4\u10d0\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d8 \u2013 1000 \u10da\u10d0\u10e0\u10d0\u10db\u10d3\u10d4, 1000-\u10d3\u10d0\u10dc 2000 \u10da\u10d0\u10e0\u10d0\u10db\u10d3\u10d4, 2000-\u10d3\u10d0\u10dc 4000 \u10da\u10d0\u10e0\u10d0\u10db\u10d3\u10d4 \u10d3\u10d0 4000 \u10da\u10d0\u10e0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8.<\/p>\n<p>\u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10d3\u10d0\u10e0\u10e9\u10d4\u10d1\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10dd\u10e0\u10d8 \u10d9\u10d0\u10e2\u10d4\u10d2\u10dd\u10e0\u10d8\u10d0. \u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10e4\u10dd\u10dc\u10d3\u10e8\u10d8 \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d4\u10dc, \u10e0\u10dd\u10db \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d0\u10d3 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d4\u10d1\u10d0 \u10db\u10d0\u10d7\u10d6\u10d4, \u10d5\u10d8\u10e1\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d8 1000-\u10d3\u10d0\u10dc 4000 \u10da\u10d0\u10e0\u10d0\u10db\u10d3\u10d4\u10d0, \u10d0\u10dc\u10e3 \u10db\u10d0\u10d7 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d8\u10d3\u10d8 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d0\u10e6\u10d4\u10d1\u10d0 \u10e8\u10d4\u10d4\u10eb\u10da\u10d4\u10d1\u10d0\u10d7.<\/p>\n<p><strong>\u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d0<\/strong><br \/>\n\u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d0\u10d3, \u10d8\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db \u10d0\u10d5\u10ee\u10e1\u10dc\u10d0\u10d7 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd-\u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 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\u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0, \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d8\u10db\u10d4\u10d3\u10dd\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d0, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d0\u10db \u10d2\u10d6\u10d8\u10d7 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1, \u10db\u10d4\u10d0\u10dc\u10d0\u10d1\u10e0\u10d4\u10d7\u10d0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd\u10e0\u10d7\u10d0, \u10d0\u10d2\u10e0\u10d4\u10d7\u10d5\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10d3\u10d0\u10ea\u10d5\u10d0. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10dd\u10e0\u10d2\u10d0\u10dc\u10dd\u10e1 \u10d0\u10db\u10dd\u10ea\u10d0\u10dc\u10d0\u10d0, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10d7\u10d0 \u10d3\u10d0\u10ea\u10d5\u10d0, \u10d5\u10d8\u10dc\u10d0\u10d8\u10d3\u10d0\u10dc \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10dd\u10d1\u10d0 \u10d0\u10dc \u10d0\u10e0\u10d0\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d3\u10d0\u10ec\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d8\u10db\u10d4\u10d3\u10dd\u10dd\u10d1\u10d0. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d0\u10db\u10dd\u10ea\u10d0\u10dc\u10d0\u10d0 \u10d0\u10e0 \u10d3\u10d0\u10e3\u10e8\u10d5\u10d0\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10e3\u10e0\u10d8 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8, \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10e0\u10d0\u10db\u10dd\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10de\u10e0\u10d8\u10dc\u10ea\u10d8\u10de\u10d4\u10d1\u10d8 \u10d8\u10ec\u10d5\u10d4\u10d5\u10d4\u10dc \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10e1 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e0\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1.<\/p>\n<p><strong>\u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10da\u10d8\u10e2\u10d4\u10e0\u10d0\u10e2\u10e3\u10e0\u10d0:<\/strong><br \/>\n<em><strong>1. <a href=\"https:\/\/forbes.ge\/news\/1674\/rogor-viTardeba-qarTuli-sabanko-sistema\" rel=\"noopener\" target=\"_blank\">forbes.ge<\/a><br \/>\n2. <a href=\"http:\/\/www.nplg.gov.ge\/gsdl\/\/cgi-bin\/library.exe?e=d-01000-00---off-0ekonomik--00-1----0-10-0---0---0prompt-10---4-------0-1l--11-ka-50---20-about---00-3-1-00-0-0-11-1-0utfZz-8-00&#038;a=d&#038;cl=CL2.13&#038;d=HASHf556b9ce00fb24a2b8b577.10\" rel=\"noopener\" target=\"_blank\">www.nplg.gov.ge<\/a><br \/>\n3. <a href=\"https:\/\/forbes.ge\/news\/4387\/axali-sabanko-regulaciebi\" rel=\"noopener\" target=\"_blank\">forbes.ge<\/a><br \/>\n4. <a href=\"https:\/\/forbes.ge\/news\/451\/SeuZlia-Tu-ara-saqarTvelos-gaxdes-finansuri-centri%3F\" rel=\"noopener\" target=\"_blank\">forbes.ge<\/a><br \/>\n5. <a href=\"https:\/\/forbes.ge\/blog\/125\/sabanko-seqtoris-mniSvneloba-ekonomikisaTvis\" rel=\"noopener\" target=\"_blank\">forbes.ge<\/a><br \/>\n6. <a href=\"https:\/\/forbes.ge\/news\/4531\/ramdenad-stabiluria-saqarTvelos-sabanko-seqtori\" rel=\"noopener\" target=\"_blank\">forbes.ge<\/a><br \/>\n7. <a href=\"https:\/\/commersant.ge\/ge\/post\/erovnuli-banki-sabanko-regulaciebis-gamartivebas-gegmavs\" rel=\"noopener\" target=\"_blank\">commersant.ge<\/a><br \/>\n8. <a href=\"https:\/\/www.tabula.ge\/ge\/tablog\/92135-bankiri-ilia-chavchavadze\" rel=\"noopener\" target=\"_blank\">www.tabula.ge<\/a><br \/>\n9. <a href=\"https:\/\/www.marketer.ge\/ilia-chavchavadze-biznes-istoria\/\" rel=\"noopener\" target=\"_blank\">www.marketer.ge<\/a><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u10d0\u10dc\u10d8 \u10dd\u10d7\u10d0\u10e0\u10d0\u10e8\u10d5\u10d8\u10da\u10d8 \u10d8\u10d5\u10d0\u10dc\u10d4 \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e4\u10d0\u10d9\u10e3\u10da\u10e2\u10d4\u10e2\u10d8\u10e1 II \u10d9\u10e3\u10e0\u10e1\u10d8\u10e1 \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d8 aniotarashvili17@gmail.com \u10d0\u10dc\u10dd\u10e2\u10d0\u10ea\u10d8\u10d0 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10e1\u10e2\u10d0\u10e2\u10d8\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8<\/p>\n","protected":false},"author":2,"featured_media":11987,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[120,13],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d0 - \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/geoeconomics.ge\/?p=12585\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d0 - \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\" \/>\n<meta property=\"og:description\" content=\"\u10d0\u10dc\u10d8 \u10dd\u10d7\u10d0\u10e0\u10d0\u10e8\u10d5\u10d8\u10da\u10d8 \u10d8\u10d5\u10d0\u10dc\u10d4 \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e4\u10d0\u10d9\u10e3\u10da\u10e2\u10d4\u10e2\u10d8\u10e1 II \u10d9\u10e3\u10e0\u10e1\u10d8\u10e1 \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d8 aniotarashvili17@gmail.com \u10d0\u10dc\u10dd\u10e2\u10d0\u10ea\u10d8\u10d0 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10e1\u10e2\u10d0\u10e2\u10d8\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8\" \/>\n<meta property=\"og:url\" content=\"https:\/\/geoeconomics.ge\/?p=12585\" \/>\n<meta property=\"og:site_name\" content=\"\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\" 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