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\u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d8\u10e1 \u10ee\u10d0\u10e0\u10ef\u10d6\u10d4; \u10e8\u10e0\u10dd\u10db\u10d8\u10e1 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e4\u10dd\u10dc\u10d3\u10d8\u10e1 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d0 \u10d3\u10d0\u10e1\u10d0\u10ee\u10e3\u10da\u10d8 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10db\u10d4\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd, \u10d0\u10dc \u10ea\u10d0\u10da\u10d9\u10d4\u10e3\u10da\u10d8 \u10d7\u10d0\u10dc\u10d0\u10db\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d8\u10da\u10d6\u10d4 \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10ee\u10d4\u10da\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd; \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e8\u10d8 \u10e1\u10d0\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d0\u10d3\u10dd \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10d2\u10d0\u10d3\u10d0\u10e0\u10d8\u10ea\u10ee\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d0\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d4\u10d1\u10d8\u10e1 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3 \u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd \u10e4\u10d8\u10e0\u10db\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d0\u10e0\u10d0\u10ee\u10d4\u10da\u10e1\u10d0\u10e7\u10e0\u10d4\u10da \u10db\u10ee\u10d0\u10e0\u10d4\u10e1; \u10db\u10dd\u10ec\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10d3\u10d8\u10e1\u10ea\u10d8\u10de\u10da\u10d8\u10dc\u10d0, \u10e1\u10d0\u10ec\u10d5\u10d0\u10d5\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d4\u10dc\u10d4\u10e0\u10d2\u10d8\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d4\u10e0\u10ee\u10d4\u10d1\u10d4\u10d1\u10d8; \u10e1\u10d0\u10db\u10d0\u10db\u10e3\u10da\u10dd \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10dc\u10d0\u10d3\u10d2\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d8\u10d6\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10db\u10dd\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10ea\u10d5\u10d4\u10d7\u10d0.<\/p>\n<p><strong>Resume<\/strong><br \/>\nAs we know, entrepreneurship is a risky business. An environmentally dependent entrepreneur is never completely in the position of even the best planning and sales confident that the expenses incurred by him will be covered and he will also make a profit. Due to active competition, unforeseen natural disasters, unsustainable political or other situations, the entrepreneur always takes risks. It is obliged to assess the magnitude of the risk and to manage it, to constantly monitor the processes so as not to exceed the permissible risk limit.<br \/>\nentrepreneurial risk is related to the production of products, goods and services and the implementation of any kind of entrepreneurial activity, in the process of which entrepreneurs face problems of inadequate use of raw materials, increase in cost along with increased labor losses, use of new production methods.<br \/>\nThe main reasons for entrepreneurial risk include: reduction of production volumes and sales of products due to reduced productivity, waiting time for equipment, loss of working time, lack of the necessary amount of raw materials, increase in the percentage of product failure; Falling prices due to low sales of products or services compared to the planned, its insufficient quality, undesirable changes in market infrastructure, reduced demand; Increase in material costs as a result of overspending on materials, raw materials, fuel, energy, as well as increase in transportation costs, trade losses, overhead and other incidental costs; Increase of the labor remuneration fund due to the excess of the set number, or due to the higher level of salaries of individual employees; Increase in tax payments and other transfers in the course of business as a result of changes in tax rates on an unfavorable side for the entrepreneurial firm; Low supply discipline, fuel and energy delays; Physical and moral depreciation of domestic enterprises.<\/p>\n<p><strong>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d4\u10d1\u10d8<\/strong><\/p>\n<p>\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd\u10d1\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10e5\u10db\u10d4\u10d0. \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1 \u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d0\u10d6\u10d4 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d5\u10d8\u10e1 \u10d3\u10d0 \u10e0\u10d4\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8\u10ea \u10d9\u10d8 \u10d0\u10e0\u10d0\u10e1\u10dd\u10d3\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10d3\u10d0\u10e0\u10ec\u10db\u10e3\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10db\u10d0\u10e8\u10d8, \u10e0\u10dd\u10db \u10db\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10ec\u10d4\u10e3\u10da\u10d8 \u10d3\u10d0\u10dc\u10d0\u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d8\u10e4\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d8\u10d2\u10d8 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10e1\u10d0\u10ea \u10db\u10d8\u10d8\u10e6\u10d4\u10d1\u10e1. \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d8 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10ea\u10d8\u10d8\u10e1, \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10d1\u10e3\u10dc\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e1\u10e2\u10d8\u10e5\u10d8\u10d4\u10d1\u10d8\u10e1, \u10d0\u10e0\u10d0\u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10d8 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d7\u10e3 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10e1\u10ec\u10d4\u10d5\u10e1 \u10e0\u10d8\u10e1\u10d9\u10e1. \u10d8\u10e1 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d0\u10e4\u10d0\u10e1\u10d4\u10d1\u10d3\u10d4\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10d8\u10d3\u10d8\u10d3\u10d4\u10e1 \u10d3\u10d0 \u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10d3\u10d4\u10e1 \u10db\u10d0\u10e1, \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10db\u10dd\u10dc\u10d8\u10e2\u10dd\u10e0\u10d8\u10dc\u10d2\u10e1 \u10e3\u10ec\u10d4\u10d5\u10d3\u10d4\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db \u10d0\u10e0 \u10d2\u10d0\u10d3\u10d0\u10e1\u10ea\u10d8\u10da\u10d3\u10d4\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10e8\u10d5\u10d4\u10d1 \u10d6\u10e6\u10d5\u10d0\u10e0\u10e1.<br \/>\n\u10d2\u10d0\u10dc\u10d0\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10d4\u10dc \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d4\u10d1\u10e1:<br \/>\n\u2022\t\u10ec\u10db\u10d8\u10dc\u10d3\u10d0;<br \/>\n\u2022\t\u10e1\u10de\u10d4\u10d9\u10e3\u10da\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8;<br \/>\n\u2022\t\u10e4\u10e3\u10dc\u10d3\u10d0\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8.<br \/>\n\u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10e0\u10d8\u10e1\u10d9\u10e1 \u10db\u10d8\u10d4\u10d9\u10e3\u10d7\u10d5\u10dc\u10d4\u10d1\u10d0 \u10ee\u10d0\u10dc\u10eb\u10d0\u10e0\u10d8, \u10e5\u10e3\u10e0\u10d3\u10dd\u10d1\u10d0, \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d2\u10d0\u10d9\u10dd\u10e2\u10e0\u10d4\u10d1\u10d0, \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d8 \u10de\u10d8\u10e0\u10d8\u10e1 \u10e1\u10d8\u10d9\u10d5\u10d3\u10d8\u10da\u10d8, \u10d0\u10d5\u10e2\u10dd\u10e1\u10d0\u10d2\u10d6\u10d0\u10dd \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0. \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10e1 \u10ea\u10dd\u10e2\u10d0 \u10e0\u10d0\u10db \u10d7\u10e3 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10d2\u10d0\u10d0\u10d9\u10d4\u10d7\u10dd\u10e1 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d9\u10d0\u10e2\u10d4\u10d2\u10dd\u10e0\u10d8\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10e1\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3.<\/p>\n<p>\u10e1\u10de\u10d4\u10d9\u10e3\u10da\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10d0\u10dc \u10d8\u10d2\u10d4\u10d1\u10e1 \u10d0\u10dc \u10d0\u10d2\u10d4\u10d1\u10e1. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10db \u10e4\u10e3\u10da\u10d8 \u10e9\u10d0\u10d3\u10dd \u10db\u10d8\u10ec\u10d8\u10e1 \u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10e8\u10d8 \u10d8\u10db \u10d8\u10db\u10d4\u10d3\u10d8\u10d7, \u10e0\u10dd\u10db \u10db\u10d8\u10e1\u10d8 \u10e4\u10d0\u10e1\u10d8 \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10de\u10d8\u10e0\u10d8\u10e5\u10d8\u10d7 \u10db\u10dd\u10ee\u10d3\u10d4\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10e8\u10d8 \u10e4\u10e3\u10da\u10d8\u10e1 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10db\u10dd\u10db\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc\u10d8\u10ea \u10d3\u10d0 \u10ec\u10d0\u10db\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc\u10d8\u10ea. \u10d0\u10ee\u10d0\u10da\u10d8 \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10e1 \u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10ea \u10db\u10d8\u10d4\u10d9\u10e3\u10d7\u10d5\u10dc\u10d4\u10d1\u10d0 \u10e1\u10de\u10d4\u10d9\u10e3\u10da\u10d0\u10ea\u10d8\u10e3\u10e0 \u10e0\u10d8\u10e1\u10d9\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d6\u10d0\u10e0\u10d0\u10da\u10d8, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0.<br \/>\n\u10e4\u10e3\u10dc\u10d3\u10d0\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0, \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0, \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d7\u10d0\u10dc, \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10eb\u10d0\u10da\u10d4\u10d1\u10d7\u10d0\u10dc, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d6\u10d4\u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1 \u10d0\u10ee\u10d3\u10d4\u10dc\u10d4\u10dc \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d7\u10d0 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d4\u10d1\u10d6\u10d4. \u10d0\u10e1\u10d4\u10d7\u10d4\u10d1\u10d8\u10d0: \u10ec\u10e7\u10d0\u10da\u10d3\u10d8\u10d3\u10dd\u10d1\u10d4\u10d1\u10d8, \u10db\u10d8\u10ec\u10d8\u10e1\u10eb\u10d5\u10e0\u10d4\u10d1\u10d8, \u10d8\u10dc\u10e4\u10da\u10d0\u10ea\u10d8\u10d0, \u10dd\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d0.\u10e8.<\/p>\n<p>\u10e4\u10e3\u10dc\u10d3\u10d0\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d2\u10d0\u10dc\u10e3\u10e0\u10e9\u10d4\u10d5\u10da\u10d0\u10d3 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e4\u10d8\u10e0\u10db\u10d0\u10e1 \u10d4\u10ee\u10d4\u10d1\u10d0.<br \/>\n\u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 \u10ef\u10d2\u10e3\u10e4\u10d3\u10d4\u10d1\u10d0: \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8, \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8, \u10e1\u10d0\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10dd (\u10e2\u10d4\u10e5\u10dc\u10dd\u10d2\u10d4\u10dc\u10e3\u10e0), \u10d4\u10d9\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d0\u10d3-\u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d0\u10d3.  \u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d8\u10da\u10d8. \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d8\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5 \u10e0\u10d8\u10e1\u10d9\u10d7\u10d0 \u10d9\u10dd\u10db\u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d0\u10e1. \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d3\u10d2\u10d4\u10e1 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e9\u10d0\u10db\u10dd\u10dc\u10d0\u10d7\u10d5\u10d0\u10da\u10d8 \u10d0\u10dc\u10e3 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10d2\u10d0\u10dc \u10d7\u10d8\u10d7\u10dd\u10d4\u10e3\u10da\u10d8 \u10d2\u10d0\u10dc\u10d8\u10ee\u10d8\u10da\u10d4\u10d1\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10ee\u10d5\u10d4\u10d1\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8. \u10d0\u10e5\u10d4\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4 \u10e1\u10d0\u10db\u10d8 \u10d0\u10db\u10dd\u10ea\u10d0\u10dc\u10d0\u10d0:<br \/>\n1. \u10de\u10d8\u10e0\u10d5\u10d4\u10da \u10d0\u10db\u10dd\u10ea\u10d0\u10dc\u10d0\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e0\u10e3\u10da\u10d8 \u10e9\u10d0\u10db\u10dd\u10dc\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d0.<br \/>\n2. \u10db\u10d4\u10dd\u10e0\u10d4 \u10d0\u10db\u10dd\u10ea\u10d0\u10dc\u10d0\u10d0 \u10d7\u10d8\u10d7\u10dd\u10d4\u10e3\u10da\u10d8 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10ee\u10d5\u10d4\u10d3\u10e0\u10d8\u10d7\u10d8 \u10ec\u10dd\u10dc\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0<br \/>\n\u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d0\u10dc\u10e3 \u10d4.\u10ec. \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d8\u10da \u10e0\u10d8\u10e1\u10d9\u10e8\u10d8.<br \/>\n3. \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d5\u10d0 \u10d3\u10d0 \u10e0\u10d4\u10d0\u10da\u10d8\u10d6\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d8 \u10db\u10d6\u10d0\u10dd\u10d1\u10d0.<\/p>\n<p><strong>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10dd\u10d7\u10ee\u10d8 \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10d8<\/strong><br \/>\n\u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10dd\u10d7\u10ee\u10d8 \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0: \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d0 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3; \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d7\u10d5\u10d8\u10d7\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10d7; \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0, \u10db\u10d0\u10d7\u10d8 \u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d0\u10dc \u10db\u10d0\u10d7\u10d8 \u10e1\u10d4\u10e0\u10d8\u10dd\u10d6\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d2\u10d4\u10dc\u10d0; \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d2\u10d6\u10d8\u10d7 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10e2\u10d0\u10dc\u10d0-\u10d2\u10d0\u10d3\u10d0\u10ea\u10d4\u10db\u10d0.<br \/>\n\u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10d0\u10d3 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10d4\u10d1\u10d8 \u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d4\u10dc \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10d7 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10d8\u10ea\u10d8\u10da\u10dd\u10dc. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10e1 \u10e1\u10d0\u10d0\u10e5\u10ea\u10d8\u10dd \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d0\u10d3 \u10d2\u10d0\u10e0\u10d3\u10d0\u10e5\u10db\u10dc\u10d8\u10d7 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10d4\u10d1\u10d8 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d8\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10dc \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d3\u10d0\u10db\u10d0\u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10e3\u10da\u10d8 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10d4\u10e0\u10d7\u10de\u10d8\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10db\u10e4\u10da\u10dd\u10d1\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 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\u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10db\u10dd\u10ee\u10d3\u10d4\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e8\u10d8.<\/p>\n<p>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d7\u10d5\u10d8\u10d7\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10d7 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10eb\u10d5\u10d8\u10e0\u10d8\u10d0 \u10db\u10ea\u10d8\u10e0\u10d4 \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d7\u10d0 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7 \u10db\u10d0\u10d7\u10d2\u10d0\u10dc\u10e1 \u10d7\u10e3 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10e8\u10d4\u10d0\u10db\u10ea\u10d8\u10e0\u10dd\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8 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\u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d4\u10d1\u10d8 &#8211; \u10d6\u10d0\u10e0\u10d0\u10da\u10d8, \u10e4\u10d8\u10e0\u10db\u10d4\u10d1\u10d8 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10d4\u10dc \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1.<\/p>\n<p>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10d8\u10d7\u10d8 \u10d2\u10d6\u10d0\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10e2\u10d0\u10dc\u10d0-\u10d2\u10d0\u10d3\u10d0\u10ea\u10d4\u10db\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7. \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10dd\u10da\u10d8\u10e1\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10d7 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10d3\u10d8\u10d3\u10d8 \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d8\u10e1 \u10d0\u10da\u10d1\u10d0\u10d7\u10dd\u10d1\u10d0\u10e1 \u10ea\u10d5\u10da\u10d8\u10e1, \u10de\u10d0\u10e2\u10d0\u10e0\u10d0, \u10db\u10ea\u10d8\u10e0\u10d4 \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d6\u10d4, \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d2\u10d0\u10e1\u10d0\u10db\u10e0\u10ef\u10d4\u10da\u10dd\u10d6\u10d4.<\/p>\n<p><strong>\u10d3\u10d0\u10e3\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d3\u10d8 \u10d3\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d3\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8<\/strong><\/p>\n<p>\u10e7\u10d5\u10d4\u10da\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d3\u10d8, \u10d0\u10dc\u10e3 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10d3\u10d0\u10e3\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d3\u10d8 \u10d3\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d3\u10d8. \u10d3\u10d0\u10e3\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d3\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d0\u10e0\u10ea\u10d4\u10e0\u10d7\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d0\u10e0 \u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d0\u10db\u10d2\u10d5\u10d0\u10e0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8\u10e1 \u10e1\u10d8\u10d3\u10d8\u10d3\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0 \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 \u10e8\u10d4\u10e3\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0. <\/p>\n<p>\u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7\u10d8 \u10d3\u10d0\u10e3\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d3\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d0\u10e1\u10e2\u10e0\u10dd\u10dc\u10dd\u10db\u10d8\u10e3\u10da \u10d7\u10d0\u10dc\u10ee\u10d4\u10d1\u10e8\u10d8. \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7 \u10d0\u10e1\u10d4\u10d7 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d8\u10dc\u10d3\u10d8\u10d9\u10d0\u10e2\u10e1 \u10db\u10d8\u10d4\u10d9\u10e3\u10d7\u10d5\u10dc\u10d4\u10d1\u10d0 \u10da\u10dd\u10d8\u10d3\u10d8\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10da\u10dd\u10dc\u10d3\u10dd\u10dc\u10e8\u10d8. \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e2\u10d8\u10de\u10d8\u10e1 \u10e1\u10d8\u10dc\u10d3\u10d8\u10d9\u10d0\u10e2\u10d4\u10d1\u10e8\u10d8 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10db\u10d0\u10e1\u10e8\u10d8 \u10e8\u10d4\u10db\u10d0\u10d5\u10d0\u10da \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 \u10d0\u10dc \u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0 \u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10da\u10dd\u10d8\u10d3\u10d8\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e8\u10d8 \u10d8\u10e7\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d8 \u10e1\u10d0\u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d0\u10dd\u10d3 \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10d8 \u10d2\u10d4\u10db\u10d8 \u201e\u10e2\u10d8\u10e2\u10d0\u10dc\u10d8\u10d9\u10d8\u201c, \u10ee\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0 \u10d2\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d8\u10e0\u10d0\u10dc-\u10d4\u10e0\u10d0\u10e7\u10d8\u10e1 \u10d9\u10dd\u10dc\u10e4\u10da\u10d8\u10e5\u10e2\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1 \u10d3\u10d0 \u10d0.\u10e8. \u10d0\u10dc\u10e3 \u10d0\u10e5 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10dd\u10d3\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d1\u10dd\u10da\u10dd\u10d3\u10e0\u10dd\u10d8\u10dc\u10d3\u10d4\u10da\u10db\u10d0 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10db\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d8 \u10d3\u10d0\u10e6\u10d8 \u10d3\u10d0\u10d0\u10e1\u10d5\u10d0 \u10d0\u10e1\u10d4\u10d7 \u10eb\u10da\u10d8\u10d4\u10e0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1\u10d0\u10ea \u10d3\u10d0 \u10d8\u10eb\u10e3\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d0 \u10e3\u10d0\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d4\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10d8\u10dc\u10d0 \u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7 \u10e0\u10d8\u10e1\u10d9\u10d6\u10d4 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10d0\u10e6\u10d4\u10d1\u10d0\u10d6\u10d4.\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d3\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10dc, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3\u10d0\u10ea \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10dd\u10e1\u10d0\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d8, \u10d3\u10d0\u10e1\u10d0\u10e8\u10d5\u10d4\u10d1\u10d8 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8\u10e1 \u10dc\u10dd\u10e0\u10db\u10d0 \u10d0\u10d3\u10d5\u10d8\u10da\u10d0\u10d3 \u10de\u10e0\u10dd\u10d2\u10dc\u10dd\u10d6\u10d8\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8\u10d0.<\/p>\n<p><strong>\u10e0\u10dd\u10d2\u10dd\u10e0 \u10d5\u10db\u10d0\u10e0\u10d7\u10dd\u10d7 \u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8<\/strong><br \/>\n\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10d4\u10d1\u10d8 \u10d3\u10d0\u10e5\u10d8\u10e0\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10d9\u10d0\u10d3\u10e0\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10d8\u10d7 \u10d1\u10d4\u10d5\u10e0\u10dc\u10d0\u10d8\u10e0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10e1 \u10d0\u10ec\u10e7\u10d3\u10d4\u10d1\u10d8\u10d0\u10dc. \u10d8\u10e1\u10d8\u10dc\u10d8 \u10e8\u10d8\u10dc\u10d0\u10d2\u10d0\u10dc\u10d0\u10d3 \u10e0\u10d8\u10e1\u10d9\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc, \u10e0\u10d0\u10ea \u10ee\u10e8\u10d8\u10e0 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10ea\u10e3\u10d3\u10d0\u10d3 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d4\u10d1\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d6\u10d4. \u10d7\u10e3\u10db\u10ea\u10d0, \u10db\u10d0\u10d7 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0\u10d7 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10d8\u10e1 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10de\u10dd\u10e0\u10e2\u10e4\u10dd\u10da\u10d8\u10dd\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10e8\u10d8. \u10d0\u10e1\u10d4 \u10e0\u10dd\u10db, \u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10d8 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10d6\u10d4 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d0\u10e0\u10ea \u10d7\u10e3 \u10d8\u10e1\u10d4 \u10e4\u10d0\u10e2\u10d0\u10da\u10e3\u10e0\u10d8 \u10d2\u10d0\u10db\u10dd\u10d3\u10d2\u10d4\u10e1.<\/p>\n<p><strong>\u10e0\u10d0 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d7\u10d0\u10dc \u10e3\u10ec\u10d4\u10d5\u10d7 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10d4\u10d1\u10e1 \u10d2\u10d0\u10dc\u10db\u10d9\u10da\u10d0\u10d5\u10d4\u10d1\u10d0?<\/strong><br \/>\n\u10d0\u10e0\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10e1 \u10d3\u10d0\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10e9\u10dc\u10d3\u10d4\u10d1\u10d0. \u10d0\u10e1\u10d4\u10d7 \u10d3\u10e0\u10dd\u10e1 \u10eb\u10dc\u10d4\u10da\u10d8\u10d0 \u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10d3\u10d0 \u10db\u10e7\u10d0\u10e0 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d6\u10d4 \u10e1\u10d0\u10e3\u10d1\u10d0\u10e0\u10d8 \u10d3\u10d0 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10d0\u10dc\u10d0\u10d6\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d0\u10db\u10dd\u10ec\u10e3\u10e0\u10d5\u10d8\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10d0\u10da\u10d1\u10d0\u10d7\u10dd\u10d1\u10d0\u10ea \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1. \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0-\u10ee\u10dd\u10da\u10db\u10d4 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d1\u10d0\u10e0\u10d0\u10d7\u10d4\u10d1\u10d8\u10e1, \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10dd\u10ef\u10d0\u10ee\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e2\u10d4\u10dc\u10e1\u10d8\u10e3\u10e0\u10d8 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3. \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10db\u10d0 \u10e4\u10e3\u10da\u10d0\u10d3\u10d8 \u10e1\u10d0\u10ee\u10e1\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10eb\u10e0\u10d0\u10dd\u10d1\u10d0\u10db, \u10d3\u10d0\u10dc\u10d0\u10d6\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d0\u10db\u10dd\u10ec\u10e3\u10e0\u10d5\u10d0\u10db \u10d3\u10d0 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d8\u10da\u10db\u10d0 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10db\u10d0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1 \u10e2\u10d9\u10d8\u10d5\u10d8\u10da\u10d8 \u10d2\u10d0\u10e3\u10e9\u10d8\u10dc\u10dd\u10e1 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10db\u10dd\u10d9\u10da\u10d4 \u10d7\u10e3 \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8. \u10d0\u10db \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d7\u10d0\u10dc \u10e1\u10d0\u10d1\u10e0\u10eb\u10dd\u10da\u10d5\u10d4\u10da\u10d0\u10d3 \u10d0\u10e0\u10e1\u10d4\u10d1\u10d8\u10d7 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d0\u10e1 \u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10dd\u10da\u10d8\u10dd\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0.<br \/>\n\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10d8\u10db\u10dd\u10ee\u10d8\u10da\u10d5\u10d0 2020 \u10ec\u10da\u10d8\u10e1 6 \u10d7\u10d5\u10d4<br \/>\n\u2022 2020 \u10ec\u10da\u10d8\u10e1 30 \u10d8\u10d5\u10dc\u10d8\u10e1\u10d8\u10e1 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7 \u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 18 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0, 17 \u10db\u10d0\u10d7\u10d2\u10d0\u10dc\u10d8 \u10e4\u10da\u10dd\u10d1\u10e1 \u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1 \u10d3\u10d0 \u10d0\u10e0\u10d0\u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10da\u10d8\u10ea\u10d4\u10dc\u10d6\u10d8\u10d0\u10e1, \u10ee\u10dd\u10da\u10dd \u10d4\u10e0\u10d7\u10d8 \u10db\u10d0\u10d7\u10d2\u10d0\u10dc\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d0\u10e0\u10d0\u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10da\u10d8\u10ea\u10d4\u10dc\u10d6\u10d8\u10d0\u10e1;<br \/>\n\u2022 2020 \u10ec\u10da\u10d8\u10e1 6 \u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10db\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10e0\u10d4\u10db\u10d8\u10d0\u10db \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d3\u10d0\u10dc \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0 376,9 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8 \u10da\u10d0\u10e0\u10d8. \u10d0\u10db\u10d0\u10d5\u10d4 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d8\u10d7 \u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10db \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0 89,5 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8 \u10da\u10d0\u10e0\u10d8, \u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10db \u10d9\u10d8 29,2 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8 \u10da\u10d0\u10e0\u10d8.<br \/>\n\u2022 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10ef\u10d0\u10db\u10e3\u10e0\u10d8 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 976,4 \u10db\u10d8\u10da\u10d8\u10dd\u10dc \u10da\u10d0\u10e0\u10e1, \u10ee\u10dd\u10da\u10dd \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8 273,9 \u10db\u10d8\u10da\u10d8\u10dd\u10dc \u10da\u10d0\u10e0\u10e1.<br \/>\n<br \/>\n<a href=\"http:\/\/geoeconomics.ge\/?attachment_id=12739\" rel=\"attachment wp-att-12739\"><img decoding=\"async\" loading=\"lazy\" src=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/1-1.png\" alt=\"1\" width=\"550\" height=\"219\" class=\"alignnone size-full wp-image-12739\" srcset=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/1-1.png 550w, http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/1-1-300x119.png 300w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/><\/a><br \/>\n\u10ec\u10e7\u10d0\u10e0\u10dd : <a href=\"http:\/\/insurance.gov.ge\" rel=\"noopener\" target=\"_blank\">insurance.gov.ge<\/a><br \/>\n<\/p>\n<p>2020 \u10ec\u10da\u10d8\u10e1 6 \u10d7\u10d5\u10d4\u10e8\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0 49%-\u10d8\u10d7 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0<\/p>\n<p>2020 \u10ec\u10da\u10d8\u10e1 6 \u10d7\u10d5\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7, \u10d0\u10db \u10d3\u10e0\u10dd\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10db\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10e0\u10d4\u10db\u10d8\u10d0\u10db \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d3\u10d0\u10dc 376,9 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8 \u10da\u10d0\u10e0\u10d8 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0, \u10e0\u10d0\u10ea 9%-\u10d8\u10d7 \u10db\u10d4\u10e2\u10d8\u10d0 \u10ec\u10d8\u10dc\u10d0 \u10ec\u10da\u10d8\u10e1 \u10d0\u10db\u10d0\u10d5\u10d4 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d6\u10d4. \u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1\u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0,\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10db\u10dd\u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10e3\u10da \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e8\u10d8\u10d0 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10d8.<\/p>\n<p><a href=\"http:\/\/geoeconomics.ge\/?attachment_id=12740\" rel=\"attachment wp-att-12740\"><img decoding=\"async\" loading=\"lazy\" src=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/2-1.png\" alt=\"2\" width=\"550\" height=\"306\" class=\"alignnone size-full wp-image-12740\" srcset=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/2-1.png 550w, http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/2-1-300x167.png 300w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/><\/a><br \/>\n\u10ec\u10e7\u10d0\u10e0\u10dd :<a href=\"http:\/\/insurance.gov.ge\" rel=\"noopener\" target=\"_blank\">insurance.gov.ge<\/a><br \/>\n<br \/>\n\u10e0\u10d0\u10ea \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd  \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da \u10de\u10e0\u10d4\u10db\u10d8\u10d4\u10d1\u10e1,  2020 \u10ec\u10da\u10d8\u10e1 6 \u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd (\u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1) \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e1\u10e3\u10da 171,4 \u10db\u10da\u10dc. \u10da\u10d0\u10e0\u10d8<br \/>\n<a href=\"http:\/\/geoeconomics.ge\/?attachment_id=12741\" rel=\"attachment wp-att-12741\"><img decoding=\"async\" loading=\"lazy\" src=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/3.png\" alt=\"3\" width=\"531\" height=\"389\" class=\"alignnone size-full wp-image-12741\" srcset=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/3.png 531w, http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/3-300x220.png 300w\" sizes=\"(max-width: 531px) 100vw, 531px\" \/><\/a><br \/>\n\u10ec\u10e7\u10d0\u10e0\u10dd : <a href=\"insurance.gov.ge\" rel=\"noopener\" target=\"_blank\">http:\/\/insurance.gov.ge<\/a><br \/>\n<\/p>\n<p>2020 \u10ec\u10da\u10d8\u10e1 6 \u10d7\u10d5\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d0\u10e1\u10d4 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10e3\u10e0\u10d4\u10d1\u10d0: \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd (\u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1) \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 45%, \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 16%, \u10e1\u10d0\u10ee\u10db\u10d4\u10da\u10d4\u10d7\u10dd \u10e1\u10d0\u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10dd \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10d7\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 16%, \u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 7%, \u10d0\u10d5\u10e2\u10dd\u10db\u10e4\u10da\u10dd\u10d1\u10d4\u10da\u10d7\u10d0 \u10e1\u10d0\u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10dd \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 5%, \u10e1\u10d0\u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10dd \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 4%, \u10e1\u10ee\u10d5\u10d0 7%.<br \/>\n <a href=\"http:\/\/geoeconomics.ge\/?attachment_id=12742\" rel=\"attachment wp-att-12742\"><img decoding=\"async\" loading=\"lazy\" src=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/4.png\" alt=\"4\" width=\"550\" height=\"436\" class=\"alignnone size-full wp-image-12742\" srcset=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/4.png 550w, http:\/\/geoeconomics.ge\/wp-content\/uploads\/2020\/11\/4-300x238.png 300w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/><\/a><br \/>\n\u10ec\u10e7\u10d0\u10e0\u10dd : <a href=\"http:\/\/insurance.gov.ge\" rel=\"noopener\" target=\"_blank\">insurance.gov.ge<\/a><\/p>\n<p><strong>\u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d0<\/strong><\/p>\n<p>\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\u10e1\u10d7\u10d0\u10dc, \u10d0\u10d2\u10e0\u10d4\u10d7\u10d5\u10d4 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1\u10e3\u10dc\u10d0\u10e0\u10d8\u10d0\u10dc \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10d7 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7. \u10e3\u10d9\u10d0\u10dc\u10d0\u10e1\u10d9\u10dc\u10d4\u10da \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ec\u10e7\u10dd\u10d1\u10d0 \u10e8\u10d4\u10ea\u10d5\u10da\u10d8\u10da\u10d8\u10d0. \u10d8\u10e1\u10d8\u10dc\u10d8 \u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d4\u10dc \u10d3\u10d0\u10d0\u10d6\u10e6\u10d5\u10d8\u10dd\u10dc \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd, \u10d8\u10e1\u10d4 \u10e7\u10dd\u10e4\u10d8\u10d7\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8. \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d8\u10e1 \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d4\u10d1\u10d0\u10e1 \u10ee\u10d4\u10da\u10e1 \u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10e4\u10d4\u10dc\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10e5\u10db\u10dc\u10d0 \u10d3\u10d0 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e3\u10ea\u10ee\u10dd\u10d4\u10da\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d5\u10da\u10d0\u10ea. \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d7\u10d0\u10dc \u10e1\u10d3\u10d4\u10d5\u10e1 \u10e3\u10ea\u10ee\u10dd\u10d4\u10da\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d5\u10e1\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0\u10e1\u10d0\u10d1\u10e3\u10d7\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0. \u10d0\u10db\u10d0\u10d5\u10d3\u10e0\u10dd\u10e3\u10da\u10d0\u10d3, \u10e3\u10d9\u10d5\u10d4 \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10d4\u10d1\u10d8\u10ea \u10db\u10d8\u10d5\u10d8\u10d3\u10dc\u10d4\u10dc \u10d8\u10db \u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d0\u10db\u10d3\u10d4, \u10e0\u10dd\u10db \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10e8\u10d4\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10d4\u10da\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d8\u10d0\u10e4\u10d8 \u10d1\u10d4\u10e0\u10d9\u10d4\u10e2\u10d8\u10d0 \u10d8\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10d5\u10d8\u10ea\u10d8\u10da\u10dd\u10d7 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd \u10d6\u10d0\u10e0\u10d0\u10da\u10d8.<\/p>\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8  \u10dc\u10d4\u10da-\u10dc\u10d4\u10da\u10d0 \u10e4\u10d4\u10ee\u10e1 \u10d8\u10d9\u10d8\u10d3\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da \u10e1\u10e4\u10d4\u10e0\u10dd\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1. \u10d0\u10db \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d0 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10ea. \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10ea, \u10e0\u10d0\u10ea \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d4\u10e2\u10d0\u10d3 \u10e1\u10dd\u10da\u10d8\u10d3\u10e3\u10e0\u10d8 \u10d3\u10d0\u10dc\u10d0\u10ee\u10d0\u10e0\u10ef\u10d8\u10d0. \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d9\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10e1 \u10d0\u10db \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10e1. \u10e3\u10d0\u10ee\u10da\u10dd\u10d4\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d8\u10e5\u10db\u10dc\u10d0\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10eb\u10da\u10d0\u10d5\u10e0\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10ee\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1.<\/p>\n<p><strong>\u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10da\u10d8\u10e2\u10d4\u10e0\u10d0\u10e2\u10e3\u10e0\u10d0:<\/strong><br \/>\n<em><strong>1. \u10d4\u10e0\u10e5\u10dd\u10db\u10d0\u10d8\u10e8\u10d5\u10d8\u10da\u10d8 \u10d2., \u10ee\u10d0\u10e0\u10d0\u10d8\u10e8\u10d5\u10d8\u10da\u10d8 \u10d4., \u10e4\u10d8\u10e0\u10db\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0, \u10d2\u10d0\u10db\u10dd\u10db\u10ea\u10d4\u10db\u10da\u10dd\u10d1\u10d0  `\u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d0\u10da\u10d8~, \u10d7\u10d1., 2011, 445 \u10d2\u10d5\u10d4\u10e0\u10d3\u10d8.<br \/>\n2. \u10d8\u10dd\u10d2\u10d4\u10dc \u10d5\u10dd\u10e1\u10e2\u10d4\u10e0\u10d8, \u10de\u10d4\u10e2\u10d4\u10e0 \u10e0\u10d4\u10d5\u10d4\u10dc\u10e2\u10da\u10dd\u10e3, \u10e4\u10d8\u10e0\u10db\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0, \u10d7\u10d0\u10e0\u10d2\u10db\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10d4\u10dc\u10d0\u10d6\u10d4, \u10e0\u10d4\u10d3., \u10e0. \u10dc\u10d0\u10db\u10d8\u10ed\u10d4\u10d8\u10e8\u10d5\u10d8\u10da\u10d8, \u10e5\u10e3\u10d7\u10d0\u10d8\u10e1\u10d8, 1996;<br \/>\n3. <a href=\"https:\/\/www.lari.ge\/15-dazghvevis-alqimia\/146-sametsarmeo-riski-.html?page=menu&#038;l_menu=15&#038;l_menu_title=dazghvevis-alqimia&#038;obj_id=146&#038;object_title=sametsarmeo-riski-\" rel=\"noopener\" target=\"_blank\">www.lari.ge<\/a><br \/>\n4. <a href=\"https:\/\/commersant.ge\/ge\/post\/saqartvelos-sadazgvevo-bazris-top-5-kompania\" rel=\"noopener\" target=\"_blank\">commersant.ge<\/a><br \/>\n5. <a href=\"http:\/\/business.org.ge\/rogor-vmartot-samewarmeo-riskebi\/\" rel=\"noopener\" target=\"_blank\">business.org.ge<\/a><br \/>\n6. <a href=\"https:\/\/commersant.ge\/ge\/post\/2020-wlis-6-tveshi-sadazgvevo-bazris-wminda-mogeba-titqmisgaormagda?fbclid=IwAR0hbO27lOJnj8u0dc14PrjBo1IjRu0wdVZpLcBM21CqDLOwS6ZLqFqehOk\" rel=\"noopener\" target=\"_blank\">commersant.ge<\/a><br \/>\n7. <a href=\"http:\/\/insurance.gov.ge\/Statistics.aspx\/Statistics\" rel=\"noopener\" target=\"_blank\">insurance.gov.ge<\/a><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u10d0\u10d5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d8\u10da\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8\u10d0 \u10d0\u10dc\u10d8 \u10dd\u10d7\u10d0\u10e0\u10d0\u10e8\u10d5\u10d8\u10da\u10d8 \u10d8\u10d5\u10d0\u10dc\u10d4 \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e4\u10d0\u10d9\u10e3\u10da\u10e2\u10d4\u10e2\u10d8\u10e1 \u10d1\u10d0\u10d9\u10d0\u10da\u10d0\u10d5\u10e0\u10d8\u10d0\u10e2\u10d8\u10e1 \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d8 \u10e0\u10d4\u10d6\u10d8\u10e3\u10db\u10d4 \u10db\u10dd\u10d2\u10d5\u10d4\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10d0, \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd\u10d1\u10d0<\/p>\n","protected":false},"author":2,"featured_media":12743,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[120,13],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0 - \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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