{"id":13406,"date":"2021-03-08T09:39:41","date_gmt":"2021-03-08T09:39:41","guid":{"rendered":"http:\/\/geoeconomics.ge\/?p=13406"},"modified":"2021-03-08T09:41:04","modified_gmt":"2021-03-08T09:41:04","slug":"%e1%83%a0%e1%83%98%e1%83%a1%e1%83%99%e1%83%94%e1%83%91%e1%83%98%e1%83%a1-%e1%83%9b%e1%83%90%e1%83%a0%e1%83%97%e1%83%95%e1%83%90-%e1%83%93%e1%83%90-%e1%83%9b%e1%83%98%e1%83%a1%e1%83%98-%e1%83%92","status":"publish","type":"post","link":"https:\/\/geoeconomics.ge\/?p=13406","title":{"rendered":"\u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d8 \u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d8\u10dc\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8"},"content":{"rendered":"\n<p>\u10d0\u10d5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d8\u10da\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8\u10d0<\/p>\n\n\n\n<p><strong>\u10e1\u10dd\u10e4\u10d8\u10d9\u10dd \u10db\u10d0\u10d7\u10d8\u10d0\u10e8\u10d5\u10d8\u10da\u10d8<br><\/strong>\u10d8\u10d5\u10d0\u10dc\u10d4 \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1<br>\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e4\u10d0\u10d9\u10e3\u10da\u10e2\u10d4\u10e2\u10d8\u10e1 IV\u10d9\u10e3\u10e0\u10e1\u10d8\u10e1 \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d8<br><a href=\"mailto:sofikomati@gmail.com\">sofikomati@gmail.com<\/a><\/p>\n\n\n\n<p><strong>\u10d0\u10dc\u10dd\u10e2\u10d0\u10ea\u10d8\u10d0<\/strong><\/p>\n\n\n\n<p>\u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d7\u10d0 \u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1, \u10e1\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd-\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e7\u10dd\u10e4\u10d8\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d7\u10d0\u10dc\u10db\u10d3\u10d4\u10d5\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0\u10d0. \u10e1\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd-\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10e7\u10d5\u10d4\u10da\u10d2\u10d0\u10dc \u10d3\u10d0 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1, \u10e1\u10d0\u10d3\u10d0\u10ea \u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d3\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0, \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d4\u10d1\u10d8. \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d2\u10d0\u10e3\u10e0\u10d9\u10d5\u10d4\u10d5\u10d4\u10da\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0 \u10d0\u10dc \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10db\u10dd\u10ee\u10d3\u10d4\u10dc\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8\u10ea \u10d4\u10ed\u10d5\u10e5\u10d5\u10d4\u10e8 \u10d3\u10d0\u10d3\u10d2\u10d4\u10d1\u10d0 \u10d3\u10d0\u10e1\u10d0\u10ee\u10e3\u10da\u10d8 \u10db\u10d8\u10d6\u10dc\u10d8\u10e1 \u10db\u10d8\u10e6\u10ec\u10d4\u10d5\u10d0. \u10d2\u10d0\u10e3\u10e0\u10d9\u10d5\u10d4\u10d5\u10da\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd\u10e8\u10d8, \u10d8\u10d7\u10d5\u10da\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db \u10d8\u10e1 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10e3\u10e0 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d0\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8\u10e1 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7 \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10d5\u10d0\u10e1. \u10dc\u10d0\u10e8\u10e0\u10dd\u10db\u10e8\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10ee\u10d8\u10da\u10d0\u10d5 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d0\u10e0\u10e1\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d8\u10e1 \u10d9\u10da\u10d0\u10e1\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0\u10e1, \u10db\u10d8\u10e1\u10d2\u10d0\u10dc \u10d7\u10d0\u10d5\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d5\u10d0\u10e1 \u10d3\u10d0 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0\u10e1, \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d4\u10d1\u10e1, \u10d1\u10dd\u10da\u10dd\u10e1 \u10d9\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1\u10d2\u10d0\u10dc \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d0\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d0 \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p><strong>Annotation<\/strong><\/p>\n\n\n\n<p>Risk is a constant accompanying event of human life, economic activity and existence. There is a risk in economic activity wherever and whenever there is activity and where there is a market and market relations. Risk is an uncertain event or condition, which if occurs, would have an undefined or unknown impact on achievement of objective. In a world of uncertainty, risk is regarded as encompassing the potential provision of both an opportunity for gains as well as the negative prospect for losses. In this article I discuss the essence of risk and its classification, protection from it, effective management, insurance systems and finally the history of the development of risk insurance in Georgia and current trends.<\/p>\n\n\n\n<p><strong>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d8 \u10d3\u10d0 \u10d9\u10da\u10d0\u10e1\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0<\/strong><\/p>\n\n\n\n<p>\u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd\u10e8\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d7\u10d0 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10d0\u10dc, \u10e0\u10d7\u10e3\u10da \u10d3\u10d0 \u10d3\u10d8\u10d3\u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d0\u10dc \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10e0\u10d8\u10d5 \u10d3\u10d0 \u10e1\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd-\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e1, \u10d7\u10d0\u10dc \u10d0\u10ee\u10da\u10d0\u10d5\u10e1 \u10db\u10d0\u10d7\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10d6\u10d8\u10d0\u10dc\u10d8\u10e1 \u10db\u10dd\u10db\u10e2\u10d0\u10dc\u10d8 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d2\u10d5\u10d0\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e2\u10d8\u10e5\u10d8\u10e3\u10e0\u10d8 \u10d7\u10e3 \u10e1\u10ee\u10d5\u10d0 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d5\u10d0\u10e1\u10d7\u10d0\u10dc, \u10d2\u10d0\u10dc\u10d0\u10d3\u10d2\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10d6\u10d8\u10d0\u10dc\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc, \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e3\u10d0\u10e0\u10d4\u10e1\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc, \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d3\u10d0\u10ea\u10d5\u10d0\u10da\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0 \u10e1\u10ee\u10d5. \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10ee\u10da\u10d0\u10d5\u10e1 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e1. \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1 \u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d0\u10d6\u10d4 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d5\u10d8\u10e1 \u10d3\u10d0 \u10e0\u10d4\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8\u10ea \u10d9\u10d8 \u10d0\u10e0\u10d0\u10e1\u10dd\u10d3\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10d3\u10d0\u10e0\u10ec\u10db\u10e3\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10db\u10d0\u10e8\u10d8, \u10e0\u10dd\u10db \u10db\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10ec\u10d4\u10e3\u10da\u10d8 \u10d3\u10d0\u10dc\u10d0\u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d8\u10e4\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d8\u10d2\u10d8 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10e1\u10d0\u10ea \u10db\u10d8\u10d8\u10e6\u10d4\u10d1\u10e1. \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d8 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10ea\u10d8\u10d8\u10e1, \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10d1\u10e3\u10dc\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e1\u10e2\u10d8\u10e5\u10d8\u10d4\u10d1\u10d8\u10e1, \u10d0\u10e0\u10d0\u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10d8 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d7\u10e3 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10e1\u10ec\u10d4\u10d5\u10e1 \u10e0\u10d8\u10e1\u10d9\u10e1. \u10d8\u10e1 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d0\u10e4\u10d0\u10e1\u10d4\u10d1\u10d3\u10d4\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10d8\u10d3\u10d8\u10d3\u10d4\u10e1 \u10d3\u10d0 \u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10d3\u10d4\u10e1 \u10db\u10d0\u10e1, \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10db\u10dd\u10dc\u10d8\u10e2\u10dd\u10e0\u10d8\u10dc\u10d2\u10e1 \u10e3\u10ec\u10d4\u10d5\u10d3\u10d4\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db \u10d0\u10e0 \u10d2\u10d0\u10d3\u10d0\u10e1\u10ea\u10d8\u10da\u10d3\u10d4\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10e8\u10d5\u10d4\u10d1 \u10d6\u10e6\u10d5\u10d0\u10e0\u10e1. [1]<\/p>\n\n\n\n<p>\u10d2\u10d0\u10dc\u10d0\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10d4\u10dc \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d4\u10d1\u10e1: &nbsp;\u10ec\u10db\u10d8\u10dc\u10d3\u10d0; \u10e1\u10de\u10d4\u10d9\u10e3\u10da\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8; \u10e4\u10e3\u10dc\u10d3\u10d0\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8.<\/p>\n\n\n\n<p>\u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10e0\u10d8\u10e1\u10d9\u10e1 \u10db\u10d8\u10d4\u10d9\u10e3\u10d7\u10d5\u10dc\u10d4\u10d1\u10d0 \u10ee\u10d0\u10dc\u10eb\u10d0\u10e0\u10d8, \u10e5\u10e3\u10e0\u10d3\u10dd\u10d1\u10d0, \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d2\u10d0\u10d9\u10dd\u10e2\u10e0\u10d4\u10d1\u10d0, \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d8 \u10de\u10d8\u10e0\u10d8\u10e1 \u10e1\u10d8\u10d9\u10d5\u10d3\u10d8\u10da\u10d8, \u10d0\u10d5\u10e2\u10dd\u10e1\u10d0\u10d2\u10d6\u10d0\u10dd \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0. \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10e1 \u10ea\u10dd\u10e2\u10d0 \u10e0\u10d0\u10db \u10d7\u10e3 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10d2\u10d0\u10d0\u10d9\u10d4\u10d7\u10dd\u10e1 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d9\u10d0\u10e2\u10d4\u10d2\u10dd\u10e0\u10d8\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10e1\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3.<\/p>\n\n\n\n<p>\u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10d8\u10d7, \u10e1\u10de\u10d4\u10d9\u10e3\u10da\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10d0\u10dc \u10d8\u10d2\u10d4\u10d1\u10e1 \u10d0\u10dc \u10d0\u10d2\u10d4\u10d1\u10e1. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10db \u10e4\u10e3\u10da\u10d8 \u10e9\u10d0\u10d3\u10dd \u10db\u10d8\u10ec\u10d8\u10e1 \u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10e8\u10d8 \u10d8\u10db \u10d8\u10db\u10d4\u10d3\u10d8\u10d7, \u10e0\u10dd\u10db \u10db\u10d8\u10e1\u10d8 \u10e4\u10d0\u10e1\u10d8 \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10de\u10d8\u10e0\u10d8\u10e5\u10d8\u10d7 \u10db\u10dd\u10ee\u10d3\u10d4\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10e8\u10d8 \u10e4\u10e3\u10da\u10d8\u10e1 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10db\u10dd\u10db\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc\u10d8\u10ea \u10d3\u10d0 \u10ec\u10d0\u10db\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc\u10d8\u10ea. \u10d0\u10ee\u10d0\u10da\u10d8 \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10e1 \u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10ea \u10db\u10d8\u10d4\u10d9\u10e3\u10d7\u10d5\u10dc\u10d4\u10d1\u10d0 \u10e1\u10de\u10d4\u10d9\u10e3\u10da\u10d0\u10ea\u10d8\u10e3\u10e0 \u10e0\u10d8\u10e1\u10d9\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d6\u10d0\u10e0\u10d0\u10da\u10d8, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0. [2]<\/p>\n\n\n\n<p>\u10e4\u10e3\u10dc\u10d3\u10d0\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0, \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0, \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d7\u10d0\u10dc, \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10eb\u10d0\u10da\u10d4\u10d1\u10d7\u10d0\u10dc, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d6\u10d4\u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1 \u10d0\u10ee\u10d3\u10d4\u10dc\u10d4\u10dc \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d7\u10d0 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d4\u10d1\u10d6\u10d4. \u10d0\u10e1\u10d4\u10d7\u10d4\u10d1\u10d8\u10d0: \u10ec\u10e7\u10d0\u10da\u10d3\u10d8\u10d3\u10dd\u10d1\u10d4\u10d1\u10d8, \u10db\u10d8\u10ec\u10d8\u10e1\u10eb\u10d5\u10e0\u10d4\u10d1\u10d8, \u10d8\u10dc\u10e4\u10da\u10d0\u10ea\u10d8\u10d0, \u10dd\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d0.\u10e8. \u10e4\u10e3\u10dc\u10d3\u10d0\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d2\u10d0\u10dc\u10e3\u10e0\u10e9\u10d4\u10d5\u10da\u10d0\u10d3 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e4\u10d8\u10e0\u10db\u10d0\u10e1 \u10d4\u10ee\u10d4\u10d1\u10d0. [5]<\/p>\n\n\n\n<p>\u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d8\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d2\u10d5\u10d0\u10e0\u10d8 \u10ec\u10d0\u10db\u10dd\u10ec\u10e7\u10d4\u10d1\u10d0 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d7\u10d0\u10dc \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8. \u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10d0\u10da\u10d1\u10d0\u10d7\u10dd\u10d1\u10d0 \u10d0\u10dc \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0\u10e1\u10d0\u10e8\u10d5\u10d4\u10d1 \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0 \u10ee\u10d4\u10d3\u10d5\u10d0\u10ea \u10e8\u10d4\u10e3\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0. \u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10d8\u10d2\u10d8 \u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d7\u10d0\u10dc\u10db\u10ee\u10da\u10d4\u10d1\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8\u10d0. [6]<\/p>\n\n\n\n<p>\u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10ee\u10d8\u10da\u10dd\u10d7 \u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10dd\u10e0 \u10ef\u10d2\u10e3\u10e4\u10d0\u10d3 \u10d8\u10e7\u10dd\u10e4\u10d0: \u10e8\u10d8\u10d2\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 \u10d0\u10dc\u10e3 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10d6\u10d4\u10d0 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10e0\u10d4 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10d6\u10d4 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8. \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10d0 \u10d8\u10e1\u10d0\u10d0, \u10e0\u10dd\u10db \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10e1 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10ef\u10d2\u10e3\u10e4\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d6\u10d4, \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d8\u10e1 \u10db\u10dd\u10ee\u10d3\u10d4\u10dc\u10d0, \u10db\u10d4\u10dd\u10e0\u10d4\u10d6\u10d4 \u10d9\u10d8 \u2212 \u10d0\u10e0\u10d0.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 \u10ef\u10d2\u10e3\u10e4\u10d3\u10d4\u10d1\u10d0 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10dc\u10d0\u10d8\u10e0\u10d0\u10d3:<\/p>\n\n\n\n<ul><li>\u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8- \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da\u10d8\u10d0 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8, \u10e0\u10d4\u10da\u10d8\u10d2\u10d8\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10e8\u10e0\u10dd\u10db\u10d8\u10d7\u10d8 \u10d9\u10dd\u10dc\u10e4\u10da\u10d8\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d8\u10d7, \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10da\u10dd\u10d8\u10d0\u10da\u10dd\u10d1\u10d8\u10d7, \u10db\u10dd\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d8\u10d7\u10d0 \u10d3\u10d0 \u10d3\u10dd\u10dc\u10d8\u10d7, \u10e8\u10e0\u10dd\u10db\u10d8\u10d7\u10d8 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10d8\u10e1 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da\u10d8 \u10db\u10dd\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10d7.<\/li><li>\u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0 \u2212 \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8. \u10db\u10d0\u10e1 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10e1 \u10ee\u10d4\u10da\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0 \u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10d0\u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 \u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10da\u10d0\u10d3, \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10da\u10d0\u10d3 \u10d3\u10d4\u10db\u10dd\u10d9\u10e0\u10d0\u10e2\u10d8\u10e3\u10da-\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e3\u10e4\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10d5\u10d8\u10d7 \u10d3\u10d0 \u10d0.\u10e8. \u10e0\u10d0\u10ea \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e6\u10d0\u10da\u10d8\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10e1\u10d8\u10e2\u10e7\u10d5\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e0\u10ec\u10db\u10d4\u10dc\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0, \u10ee\u10d4\u10da\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10d4\u10da\u10d7\u10d0 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0, \u10d1\u10d8\u10e3\u10ef\u10d4\u10e2\u10d8\u10e1 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10ed\u10d5\u10d8\u10e0\u10d5\u10d0\u10da\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d0.\u10e8. \u10db\u10d8\u10d7 \u10e3\u10e4\u10e0\u10dd \u10d3\u10d0\u10d1\u10d0\u10da\u10d8\u10d0 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0 \u2212 \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10d0\u10e8\u10d8\u10e8\u10e0\u10dd\u10d4\u10d1\u10d0\u10ea. \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d3\u10d4\u10d1\u10d0 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7.<\/li><li>\u10e1\u10d0\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10dd (\u10e2\u10d4\u10e5\u10dc\u10dd\u10d2\u10d4\u10dc\u10e3\u10e0\u10d8) \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d3\u10d0\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d0\u10e8\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10d0_ \u10d4\u10e1 \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0\u10d6\u10d4 \u10dd\u10d1\u10d8\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10da\u10d0\u10d2\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4\u10e1 \u10e3\u10e5\u10db\u10dc\u10d8\u10d3\u10d4\u10e1 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8\u10e1 \u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d4\u10e1.<\/li><li>\u10d4\u10d9\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10de\u10da\u10d0\u10dc\u10d4\u10e2\u10d8\u10e1 \u10d1\u10d8\u10dd\u10e1\u10e4\u10d4\u10e0\u10dd\u10d6\u10d4 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7 \u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d0\u10e1, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3 \u10d0\u10e2\u10db\u10dd\u10e1\u10e4\u10d4\u10e0\u10dd\u10e1 \u10d3\u10d0\u10d1\u10d8\u10dc\u10eb\u10e3\u10e0\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4\u10e1 \u10e3\u10e5\u10db\u10dc\u10d8\u10e1 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10e7\u10d5\u10d4\u10da\u10d0 \u10ea\u10dd\u10ea\u10ee\u10d0\u10da \u10d0\u10e0\u10e1\u10d4\u10d1\u10d0\u10e1.<\/li><li>\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10e0\u10d0\u10e1\u10ec\u10dd\u10e0 \u10d0\u10dc \u10d0\u10e0\u10d0\u10e1\u10e0\u10e3\u10da \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0\u10e1 \u10d4\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10d0, \u10e0\u10d0\u10db\u10d0\u10ea \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10d0\u10e0\u10d0\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3, \u10d0\u10e0\u10d0\u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d8\u10d0. \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d0 \u10d8\u10ec\u10d5\u10d4\u10d5\u10e1 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d8\u10e1 \u10d6\u10d0\u10e0\u10d0\u10da\u10e1 \u10d0\u10dc \u10e3\u10d9\u10d4\u10d7\u10d4\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1.<\/li><li>\u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8 \u10e8\u10e0\u10dd\u10db\u10d8\u10e1 \u10dc\u10d0\u10e7\u10dd\u10e4\u10d8\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10db\u10d0\u10e6\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d8\u10e1 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d3\u10d0\u10e8\u10d5\u10d4\u10d1\u10e3\u10da \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d4\u10d1\u10d7\u10d0\u10dc, \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10dc\u10d0\u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10d0\u10e1\u10ec\u10dd\u10e0 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0\u10e1\u10d7\u10d0\u10dc\u10d0\u10d0 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8. \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10ef\u10d2\u10e3\u10e4\u10d8 \u10d8\u10ec\u10d5\u10d4\u10d5\u10e1 \u10e8\u10e0\u10dd\u10db\u10d8\u10e1&nbsp; \u10dc\u10d0\u10e7\u10dd\u10e4\u10d8\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10d0\u10e5\u10d4\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1\u10d0\u10ea.<\/li><li>\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10e3\u10e0\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10d0\u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0 \u10d3\u10d0 \u10d0\u10e0\u10d0\u10e0\u10d0\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10e3\u10e0 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0\u10e1. \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3 \u10d4\u10e1 \u10d4\u10ee\u10d4\u10d1\u10d0 \u10d8\u10db \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd \u10ee\u10d0\u10e0\u10ef\u10d0\u10d5\u10e1 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\u10e3\u10e4\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e0\u10e6\u10d5\u10d4\u10d5\u10d4\u10d1\u10e1, \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10e8\u10d8 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10db\u10ea\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0.<\/li><li>\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d0\u10dc \u10d6\u10d0\u10e0\u10d0\u10da\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0\u10e1, \u10d8\u10dc\u10e4\u10da\u10d0\u10ea\u10d8\u10d8\u10e1, \u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10d9\u10e3\u10e0\u10e1\u10d8\u10e1 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc \u10e1\u10e3\u10da\u10d0\u10ea \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10d0\u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd.<\/li><li>\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10ea \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0\u10e1 \u10d0\u10dc \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1 \u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10e3\u10da\u10d8 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10ea\u10d8\u10d8\u10e1 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8\u10d7, \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10ec\u10dd\u10dc\u10d0\u10e1\u10ec\u10dd\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e0\u10e6\u10d5\u10d4\u10d5\u10d8\u10d7, \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d4\u10db\u10d8\u10d7, \u10e1\u10d0\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10dd \u10e5\u10ea\u10d4\u10d5\u10d8\u10e1 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0.<\/li><li>\u10e1\u10d0\u10e5\u10d5\u10d4\u10e7\u10dc\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d3\u10d0\u10d1\u10d0\u10dc\u10d3\u10d4\u10d1\u10d0\u10e1 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10e0\u10d0\u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d8 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10d0 \u10d3\u10d0 \u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d8\u10e5 \u10e9\u10d0\u10d3\u10d4\u10d1\u10e3\u10da \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d8\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10e1\u10d0\u10e8\u10d8\u10e8\u10e0\u10dd\u10d4\u10d1\u10d0 \u10d4\u10da\u10d8\u10e1.<\/li><li>\u10e1\u10d0\u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d0\u10d7\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e8\u10d8, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10e1\u10d0\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d0\u10d3\u10dd \u10d9\u10dd\u10d3\u10d4\u10e5\u10e1\u10e8\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10db\u10d0\u10ea \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10e1 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10e8\u10d4\u10e3\u10db\u10ea\u10d8\u10e0\u10dd\u10e1 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0 \u10d0\u10dc \u10e1\u10e3\u10da\u10d0\u10ea \u10db\u10dd\u10e3\u10e2\u10d0\u10dc\u10dd\u10e1 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8.<\/li><li>\u10d3\u10d0\u10e0\u10d2\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d3\u10d0\u10e0\u10d2\u10d8\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10e4\u10d8\u10d9\u10d0\u10e1 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. \u10e0\u10d8\u10d2\u10d8 \u10d3\u10d0\u10e0\u10d2\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10ea \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d0\u10d3 \u10ea\u10d8\u10d9\u10da\u10e3\u10e0\u10d8 \u10e0\u10e7\u10d4\u10d5\u10d4\u10d1\u10d8 \u10d0\u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d4\u10d1\u10d7 (\u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10d9\u10dd\u10dc\u10e1\u10e2\u10e0\u10e3\u10e5\u10ea\u10d8\u10e3\u10da\u10d8 \u10db\u10d0\u10e1\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d0) \u10e3\u10e4\u10e0\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8\u10d0\u10dc\u10d8\u10d0, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10e1\u10ee\u10d5\u10d4\u10d1\u10d8 (\u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10e1\u10d0\u10e1\u10e3\u10e0\u10e1\u10d0\u10d7\u10dd \u10e1\u10d0\u10e5\u10dd\u10dc\u10da\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d0).<\/li><li>\u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d4\u10d1\u10e1 \u10db\u10dd\u10dc\u10dd\u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e3\u10da \u10e0\u10d0\u10d8\u10dd\u10dc\u10d4\u10d1\u10e1. \u10d0\u10db \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10e1 \u10d0\u10d3\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d0\u10e0\u10d0\u10e1\u10ec\u10dd\u10e0\u10d8 \u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d4\u10d1\u10d8, \u10d0\u10e0\u10d0\u10ee\u10d4\u10da\u10e1\u10d0\u10e7\u10e0\u10d4\u10da\u10d8 \u10e1\u10d0\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d0\u10d3\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0 \u10d8\u10ec\u10d5\u10d4\u10d5\u10e1.<\/li><li>\u10e5\u10dd\u10dc\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d5\u10d0\u10e1 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u2013 \u10db\u10dd\u10de\u10d0\u10e0\u10d5\u10d8\u10d7, \u10d3\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10d8\u10d7, \u10d3\u10d0\u10e3\u10d3\u10d4\u10d5\u10e0\u10dd\u10d1\u10d8\u10d7, \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10d0-\u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e2\u10d5\u10d8\u10e0\u10d7\u10e3\u10da\u10d8 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d8\u10d7 \u10d3\u10d0 \u10d0.\u10e8.<\/li><li>\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d8\u10db \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10e1 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd.<\/li><li>\u10e1\u10d0\u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8 \u10e1\u10d0\u10e5\u10dd\u10dc\u10d4\u10da \u10db\u10dd\u10eb\u10e0\u10d0\u10dd\u10d1\u10d8\u10e1\u10d0\u10e1 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10ec\u10d0\u10e0\u10db\u10dd\u10d8\u10e8\u10d5\u10d0\u10e1. \u10d0\u10db\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10e2\u10d5\u10d8\u10e0\u10d7\u10d8\u10e1 \u10db\u10d8\u10db\u10e6\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10db\u10d2\u10d6\u10d0\u10d5\u10dc\u10d8 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d7\u10d0\u10dc\u10ee\u10db\u10d3\u10dc\u10d4\u10dc \u10d8\u10db\u10d0\u10d6\u10d4 \u10d7\u10e3 \u10d5\u10d8\u10dc \u10d8\u10e6\u10d4\u10d1\u10e1 \u10e0\u10d8\u10e1\u10d9\u10e1. \u10d4\u10e1 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10d2\u10d6\u10d0\u10e8\u10d8 \u10e1\u10d0\u10e5\u10dd\u10dc\u10da\u10d8\u10e1 \u10db\u10dd\u10de\u10d0\u10e0\u10d5\u10d0, \u10d2\u10d0\u10e4\u10e3\u10ed\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d0.\u10e8. [2] [4] [11]<\/li><\/ul>\n\n\n\n<p>\u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d8\u10da\u10d8. \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d8\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5 \u10e0\u10d8\u10e1\u10d9\u10d7\u10d0 \u10d9\u10dd\u10db\u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d0\u10e1. \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d3\u10d2\u10d4\u10e1 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e9\u10d0\u10db\u10dd\u10dc\u10d0\u10d7\u10d5\u10d0\u10da\u10d8 \u10d0\u10dc\u10e3 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10d2\u10d0\u10dc \u10d7\u10d8\u10d7\u10dd\u10d4\u10e3\u10da\u10d8 \u10d2\u10d0\u10dc\u10d8\u10ee\u10d8\u10da\u10d4\u10d1\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10ee\u10d5\u10d4\u10d1\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8. [2]<\/p>\n\n\n\n<p>\u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d8\u10e7\u10dd\u10e4\u10d0 \u10d6\u10dd\u10dc\u10d4\u10d1\u10d0\u10d3: <em>\u10d3\u10d0\u10d1\u10d0\u10da\u10d8, \u10d3\u10d0\u10e1\u10d0\u10e8\u10d5\u10d4\u10d1\u10d8, \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d3\u10d0 \u10d9\u10e0\u10d8\u10e2\u10d8\u10d9\u10e3\u10da\u10d8.<\/em><\/p>\n\n\n\n<p><em>\u10d3\u10d0\u10d1\u10d0\u10da\u10d8<\/em> \u10d3\u10dd\u10dc\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d6\u10dd\u10dc\u10d0\u10e8\u10d8 \u10e3\u10d0\u10e0\u10d4\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e4\u10d8\u10e0\u10db\u10d0 \u10d5\u10d4\u10e0 \u10db\u10d8\u10d8\u10e6\u10d4\u10d1\u10e1 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d8\u10da \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10e1.<\/p>\n\n\n\n<p><em>\u10d3\u10d0\u10e1\u10d0\u10e8\u10d5\u10d4\u10d1\u10d8<\/em> \u10d3\u10dd\u10dc\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d6\u10dd\u10dc\u10d0\u10e8\u10d8 \u10e4\u10d8\u10e0\u10db\u10d0 \u10d5\u10d4\u10e0 \u10db\u10d8\u10d8\u10e6\u10d4\u10d1\u10e1 \u10d5\u10d4\u10e0\u10d0\u10dc\u10d0\u10d8\u10e0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10e1 \u10d0\u10dc \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d2\u10d0\u10dc\u10d8\u10ea\u10d0\u10d3\u10dd\u10e1 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d4\u10d1\u10d8.<\/p>\n\n\n\n<p><em>\u10db\u10d0\u10e6\u10d0\u10da\u10d8<\/em> \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d6\u10dd\u10dc\u10d0 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10e1 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8.<\/p>\n\n\n\n<p><em>\u10d9\u10e0\u10d8\u10e2\u10d8\u10d9\u10e3\u10da\u10d8<\/em> \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d6\u10dd\u10dc\u10d0 \u10d9\u10d8 \u10e4\u10d8\u10e0\u10db\u10d0\u10e1 \u10d4\u10db\u10e3\u10e5\u10e0\u10d4\u10d1\u10d0 \u10d2\u10d0\u10d9\u10dd\u10e2\u10e0\u10d4\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<p>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d3\u10d0\u10e7\u10dd\u10e4\u10d0 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10d6\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d9\u10dd\u10d4\u10e4\u10d8\u10ea\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10d7\u10d5\u10da\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7. \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e2\u10dd\u10da\u10d8\u10d0 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e0\u10d3\u10d4\u10d1\u10d8\u10e1\u10d0 \u10e4\u10d8\u10e0\u10db\u10d8\u10e1 \u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc.<\/p>\n\n\n\n<p>\u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d0\u10db \u10d2\u10d0\u10db\u10dd\u10d0\u10d5\u10da\u10d8\u10dc\u10d0, \u10e0\u10dd\u10db 0-\u10d3\u10d0\u10dc 0.3-\u10db\u10d3\u10d4 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d9\u10dd\u10d4\u10e4\u10d8\u10ea\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d0 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10d3\u10dd\u10dc\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10e1, 0.3-\u10d3\u10d0\u10dc 0.5-\u10db\u10d3\u10d4 \u2013 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd\u10e1 (\u10d3\u10d0\u10e1\u10d0\u10e8\u10d5\u10d4\u10d1\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d6\u10dd\u10dc\u10d0), 0.5-\u10d3\u10d0\u10dc 0.7-\u10db\u10d3\u10d4 \u2013 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d3\u10d0 0.7-\u10d6\u10d4 \u10d6\u10d4\u10d5\u10d8\u10d7 \u2013 \u10d9\u10e0\u10d8\u10e2\u10d8\u10d9\u10e3\u10da\u10e1. \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d8 \u10d3\u10d0 \u10ec\u10d8\u10dc\u10d3\u10d0\u10ee\u10d4\u10d3\u10e3\u10da\u10d8 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10d0\u10e0\u10d0\u10dc\u10d0\u10d8\u10e0 \u10e4\u10d0\u10e1\u10d0\u10d3 \u10d0\u10e0 \u10ec\u10d0\u10d5\u10d0 \u10d9\u10e0\u10d8\u10e2\u10d8\u10d9\u10e3\u10da \u10e0\u10d8\u10e1\u10d9\u10d6\u10d4 \u10e0\u10d0\u10ea \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10db\u10d8\u10db\u10d6\u10d8\u10d3\u10d5\u10d4\u10da\u10d0\u10d3 \u10e9\u10d0\u10dc\u10d3\u10d4\u10e1 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10d3\u10d0\u10e1\u10d0\u10e1\u10e0\u10e3\u10da\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8. \u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10db\u10d8\u10e1\u10d0\u10e6\u10d4\u10d1\u10d8 \u10d8\u10e7\u10dd\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd (Kr&lt;0.5)\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d6\u10dd\u10dc\u10d0, \u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d9\u10d8 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 (Kr&lt;0.7), \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d7\u10d0 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10d0\u10db\u10ef\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10e1 Kr&lt;0.3 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4\u10e1. [3]<\/p>\n\n\n\n<p><strong>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d8 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d4\u10d7\u10dd\u10d3\u10d4\u10d1\u10d8<\/strong><\/p>\n\n\n\n<p>\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e3\u10d9\u10d5\u10d4 \u10d0\u10e6\u10d5\u10dc\u10d8\u10e8\u10dc\u10d4 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d7\u10d0\u10dc \u10e1\u10d3\u10d4\u10d5\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e1, \u10d0\u10e5\u10d4\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10d8\u10db\u10d8\u10e1 \u10ea\u10dd\u10d3\u10dc\u10d0, \u10d7\u10e3 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d5\u10db\u10d0\u10e0\u10d7\u10dd\u10d7 \u10d3\u10d0 \u10d0\u10d5\u10d8\u10e0\u10d8\u10d3\u10dd\u10d7 \u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc. \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10db\u10d4\u10dc\u10e2\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4\u10d4\u10d1\u10d8\u10e1 <em>\u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d8\u10e1, \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d8\u10e1<\/em> \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8. \u10e7\u10d5\u10d4\u10da\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1\u10d0 \u10d3\u10d0 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0\u10e1 \u10d4\u10db\u10e3\u10e5\u10e0\u10d4\u10d1\u10d0 \u10db\u10dd\u10e3\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d8, \u10d6\u10d8\u10d0\u10dc\u10d8\u10e1 \u10db\u10dd\u10db\u10e2\u10d0\u10dc\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8, \u10e0\u10d0\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 \u10d3\u10d8\u10d3 \u10d6\u10d0\u10e0\u10d0\u10da\u10d0\u10d3 \u10d3\u10d0\u10e3\u10ef\u10d3\u10d4\u10e1 \u10d0\u10dc \u10db\u10d8\u10e1\u10d8 \u10e1\u10d0\u10db\u10e3\u10d3\u10d0\u10db\u10dd \u10d3\u10d0\u10ee\u10e3\u10e0\u10d5\u10d0\u10ea \u10d9\u10d8 \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d8\u10dd\u10e1. \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10db\u10d4\u10dc\u10e2\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d0\u10eb\u10da\u10d4\u10d5\u10e1 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10e8\u10d4\u10d4\u10ea\u10d0\u10d3\u10dd\u10dc \u10db\u10dd\u10d4\u10db\u10d6\u10d0\u10d3\u10dd\u10dc \u10db\u10dd\u10e3\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7, \u10e1\u10d0\u10dc\u10d0\u10db \u10d4\u10e1 \u10db\u10dd\u10ee\u10d3\u10d4\u10d1\u10d0. [7]<\/p>\n\n\n\n<p><strong>\u10e1\u10e3\u10e0\u10d0\u10d7\u10d8 1. \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/1-5.png\"><img decoding=\"async\" loading=\"lazy\" width=\"480\" height=\"379\" src=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/1-5.png\" alt=\"\" class=\"wp-image-13407\" srcset=\"https:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/1-5.png 480w, https:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/1-5-300x237.png 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/a><\/figure>\n\n\n\n<p><strong>\u10ec\u10e7\u10d0\u10e0\u10dd:<\/strong> <a href=\"https:\/\/corporatefinanceinstitute.com\/resources\/knowledge\/strategy\/risk-management\/\">https:\/\/corporatefinanceinstitute.com\/resources\/knowledge\/strategy\/risk-management\/<\/a><\/p>\n\n\n\n<p>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 \u10db\u10d4\u10dc\u10d4\u10ef\u10db\u10d4\u10dc\u10e2\u10d8 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10e5\u10db\u10dc\u10d8\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10d8\u10e1\u10d8 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1. \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d4\u10d1\u10db\u10d0 \u10d8\u10db\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d0\u10d9\u10d4\u10d7\u10dd\u10dc, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10e3\u10d1\u10e0\u10d0\u10da\u10dd\u10d3 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0\u10d0. \u10db\u10d0\u10dc \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d0\u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10dd\u10e1 \u10d2\u10d0\u10e3\u10e0\u10d9\u10d5\u10d4\u10d5\u10da\u10dd\u10d1\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10d0\u10d5\u10da\u10d8\u10dc\u10dd\u10e1 \u10db\u10d0\u10d7\u10d8 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d6\u10d4. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0\u10e1, \u10db\u10d8\u10e1 \u10e8\u10d4\u10e0\u10d1\u10d8\u10da\u10d4\u10d1\u10d0\u10e1 \u10d0\u10dc \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d0\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1.<\/p>\n\n\n\n<p><strong>\u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d0 \u10d0\u10dc\u10e3 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d0:<\/strong> \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8 \u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10e1 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d0\u10e6\u10db\u10dd\u10e4\u10ee\u10d5\u10e0\u10d0\u10e1 \u10db\u10d8\u10e1\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10e8\u10dd\u10e0\u10d4\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<p><strong>\u10e8\u10d4\u10e0\u10d1\u10d8\u10da\u10d4\u10d1\u10d0:<\/strong> \u10e0\u10d8\u10e1\u10d9\u10d7\u10d0\u10dc \u10d0\u10e1\u10dd\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d8\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 \u10db\u10d8\u10e1\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10e5\u10db\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<p><strong>\u10db\u10d8\u10e6\u10d4\u10d1\u10d0:<\/strong> \u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10eb\u10e3\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d4\u10e1 \u10db\u10d8\u10d8\u10e6\u10dd\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8. \u10d4\u10e1 \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d8\u10db \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10d7\u10e3 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10e1\u10e3\u10d1\u10d8\u10d4\u10e5\u10e2\u10d8 \u10e8\u10d4\u10d8\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10e1 \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d4\u10d1\u10e1 \u10d0\u10e0\u10d0\u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10db\u10e1\u10e3\u10d1\u10e3\u10e5\u10d4\u10d1\u10da\u10d0\u10d3, \u10d7\u10e3 \u10d4\u10e1 \u10db\u10dd\u10ee\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d4\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e2\u10dd\u10da\u10d4\u10e0\u10d0\u10dc\u10e2\u10dd\u10d1\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4\u10d6\u10d4, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1 &nbsp;\u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc\u10d5\u10d4 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10e3\u10da\u10d8 \u10d0\u10e5\u10d5\u10e1.<\/p>\n\n\n\n<p>\u10d0\u10ee\u10da\u10d0 \u10d3\u10d0\u10ec\u10d5\u10e0\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10dc\u10d5\u10d8\u10ee\u10d8\u10da\u10dd\u10d7 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8:<\/p>\n\n\n\n<ol type=\"1\"><li>\u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d8\u10d3\u10d4\u10dc\u10e2\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0<\/li><\/ol>\n\n\n\n<p>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d8\u10d3\u10d4\u10dc\u10e2\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d0\u10d3 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e2\u10d5\u10d8\u10dc\u10d8\u10e1 \u10e8\u10e2\u10dd\u10e0\u10db\u10e1 (brainstorming). \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8 \u10d7\u10d0\u10d5\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1 \u10d4\u10e0\u10d7\u10d0\u10d3 \u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10e1, \u10e0\u10d0\u10d7\u10d0 \u10db\u10d0\u10d7 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d4\u10d3\u10dd\u10dc \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10ec\u10e7\u10d0\u10e0\u10dd\u10e1. \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10dc\u10d0\u10d1\u10d8\u10ef\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d8\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10dd\u10ec\u10d4\u10e1\u10e0\u10d8\u10d2\u10d4\u10d1\u10d0 \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7. \u10d8\u10db\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd, \u10e0\u10dd\u10db \u10e8\u10d4\u10e3\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e8\u10d4\u10e0\u10d1\u10d8\u10da\u10d4\u10d1\u10d0, \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10e1 \u10d8\u10db \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d0\u10d3 \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d4\u10d1\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d6\u10d4.<\/p>\n\n\n\n<ul><li>\u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d0<\/li><\/ul>\n\n\n\n<p>\u10ee\u10e8\u10d8\u10e0 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d8\u10e1 \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d8\u10e1 \u10d8\u10d3\u10d4\u10dc\u10e2\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10d2\u10d0\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1 \u10db\u10dd\u10eb\u10d4\u10d1\u10dc\u10d0\u10e1. \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc, \u10e1\u10d0\u10dc\u10d0\u10db \u10d2\u10d0\u10d0\u10e0\u10d9\u10d5\u10d4\u10d5\u10e1, \u10d7\u10e3 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10e3\u10db\u10d9\u10da\u10d0\u10d5\u10d3\u10d4\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10e1 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd\u10d3, \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10db \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10dd\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8 \u10d9\u10d8\u10d7\u10ee\u10d5\u10d8\u10e1 \u10d3\u10d0\u10e1\u10db\u10d8\u10d7: \u201d\u10e0\u10d0\u10db \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d8\u10d0 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10db\u10d0\u10dc \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0 \u10db\u10dd\u10d0\u10ee\u10d3\u10d8\u10dc\u10dd\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d6\u10d4?\u201d<\/p>\n\n\n\n<ul><li>\u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1 \u10e8\u10d4\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d0<\/li><\/ul>\n\n\n\n<p>\u10db\u10d0\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10e0\u10d0\u10ea \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 \u10e1\u10e3\u10d1\u10d8\u10d4\u10e5\u10e2\u10d8 \u10e8\u10d4\u10d0\u10e4\u10d0\u10e1\u10d4\u10d1\u10e1 \u10e1\u10d0\u10d5\u10d0\u10e0\u10d0\u10e3\u10d3\u10dd \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d8\u10e1 \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d6\u10d0\u10e1 \u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d8\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10da\u10d0\u10d3 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d8 \u10d2\u10d0\u10dc\u10db\u10d4\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10e1\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3, \u10db\u10d0\u10dc \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10e1\u10d5\u10d0\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10d9\u10d8\u10d7\u10ee\u10d5\u10d4\u10d1\u10d8: \u10e0\u10d0 \u10d6\u10dd\u10db\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8, \u10e0\u10dd\u10db \u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d8\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0 \u10d2\u10d0\u10dc\u10db\u10d4\u10dd\u10e0\u10d3\u10d4\u10e1? \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10e0\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10e1\u10d0\u10e5\u10db\u10d4, \u10d7\u10e3 \u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d4\u10dd\u10e0\u10d3\u10d4\u10d1\u10d0?<\/p>\n\n\n\n<ul><li>\u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d8\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10e4\u10d8\u10da\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d4\u10e5\u10d0\u10dc\u10d8\u10d6\u10db\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d0<\/li><\/ul>\n\n\n\n<p>\u10d0\u10e5 \u10d8\u10d3\u10d4\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e1\u10d0\u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d4\u10d1\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10da\u10d0\u10d3, \u10d2\u10d0\u10d3\u10d0\u10d8\u10e5\u10ea\u10d0 \u10d0\u10db\u10dd\u10ea\u10d0\u10dc\u10d4\u10d1\u10d0\u10d3, \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d9\u10d8 \u10e8\u10d4\u10e1\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d4\u10da \u10d2\u10d4\u10d2\u10db\u10d4\u10d1\u10d0\u10d3, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8. \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10d2\u10d4\u10d2\u10db\u10d4\u10d1\u10d8\u10ea \u10d0\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d3\u10d4\u10d1\u10d0. [8]<\/p>\n\n\n\n<p>\u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d3\u10d4\u10e4\u10d8\u10ea\u10d8\u10e2\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da\u10d8 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1. \u10d0\u10e1\u10d8\u10db\u10d4\u10e2\u10e0\u10d8\u10e3\u10da\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10d5\u10e0\u10ea\u10d4\u10da\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d7\u10dd \u10d0\u10e0\u10d4\u10d0\u10da\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10da\u10dd\u10d9\u10d0\u10da\u10e3\u10e0 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0\u10e1. \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d0\u10db \u10d2\u10d0\u10db\u10dd\u10d0\u10d5\u10da\u10d8\u10dc\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10e1\u10e3\u10d1\u10d8\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d0\u10e1\u10d8\u10db\u10d4\u10e2\u10e0\u10d8\u10e3\u10da\u10dd\u10d1\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10d7\u10d0\u10d5\u10d3\u10d0\u10ea\u10d5\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 \u10db\u10d4\u10d7\u10dd\u10d3\u10d4\u10d1\u10d8. \u10db\u10d0\u10d7\u10d2\u10d0\u10dc \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0: \u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10d0, \u10d1\u10e0\u10d4\u10dc\u10d3\u10d8, \u10d3\u10d8\u10de\u10da\u10dd\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10d4\u10e0\u10d7\u10d8\u10e4\u10d8\u10d9\u10d0\u10e2\u10d4\u10d1\u10d8, \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd \u10d3\u10d0\u10ea\u10d5\u10d0, \u10e1\u10d0\u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0.<\/p>\n\n\n\n<p><strong>\u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10d0<\/strong> \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d8\u10e1 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1, \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e3\u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10dd \u10e1\u10d0\u10e5\u10dd\u10dc\u10d4\u10da\u10d8 \u10e8\u10d4\u10ea\u10d5\u10d0\u10da\u10dd\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10d0\u10dc\u10d8\u10d7 \u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd\u10e1 \u10d9\u10dd\u10db\u10de\u10d4\u10dc\u10e1\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0 \u10db\u10d4\u10d7\u10dd\u10d3\u10d8 (\u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3 \u10e0\u10d4\u10db\u10dd\u10dc\u10e2\u10d8, \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d3\u10d0\u10d1\u10e0\u10e3\u10dc\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d0.\u10e8.). \u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d0\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10e1 \u10d3\u10d0 \u10d0\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d4\u10d1\u10e1 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d8\u10e1 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0\u10e1.<\/p>\n\n\n\n<p><strong>\u10d1\u10e0\u10d4\u10dc\u10d3\u10d8<\/strong> \u10d4\u10ec\u10dd\u10d3\u10d4\u10d1\u10d0 \u10e1\u10d8\u10e2\u10e7\u10d5\u10d0\u10e1, \u10d2\u10d0\u10db\u10dd\u10dc\u10d0\u10d7\u10e5\u10d5\u10d0\u10db\u10e1, \u10e1\u10d8\u10db\u10d1\u10dd\u10da\u10dd\u10e1 \u10d3\u10d0 \u10d0.\u10e8. \u10d9\u10dd\u10db\u10d1\u10d8\u10dc\u10d0\u10ea\u10d8\u10d0\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d8 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d8\u10e1 \u10e1\u10d0\u10e5\u10dd\u10dc\u10da\u10d8\u10e1 \u10d8\u10d3\u10d4\u10dc\u10e2\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1. \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10dd\u10da\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d7\u10e5\u10db\u10d8\u10d7, \u10d8\u10db\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db \u10e9\u10d0\u10ec\u10d5\u10d3\u10d4\u10d7 \u10d1\u10e0\u10d4\u10dc\u10d3\u10d8\u10e1 \u10d0\u10e0\u10e1\u10e1, \u10ef\u10d4\u10e0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10dd\u10d7 \u10e0\u10d0 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d1\u10e0\u10d4\u10dc\u10d3\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d9\u10d8 \u10d2\u10dd\u10dc\u10d4\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3 \u10e8\u10d4\u10d0\u10d3\u10d0\u10e0\u10dd\u10d7 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10e1. \u10d1\u10e0\u10d4\u10dc\u10d3\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10eb\u10d5\u10d8\u10e0\u10d8 \u10ef\u10d3\u10d4\u10d1\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d8\u10d2\u10d8 \u10d0\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10e1 \u10e0\u10d8\u10e1\u10d9\u10e1 \u10d3\u10d0 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10e1 \u10e1\u10d0\u10d8\u10db\u10d4\u10d3\u10dd\u10dd\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10db\u10d0\u10e6\u10d0\u10da\u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10d0\u10dc \u10e1\u10d0\u10e5\u10dd\u10dc\u10d4\u10da\u10e1.<\/p>\n\n\n\n<p><strong>\u10d3\u10d8\u10de\u10da\u10dd\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10d4\u10e0\u10d7\u10d8\u10e4\u10d8\u10d9\u10d0\u10e2\u10d4\u10d1\u10d8.<\/strong> \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10d6\u10d0 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e1 \u10d2\u10d0\u10e2\u10d0\u10dc\u10d0 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10d0\u10d3 \u10e8\u10d4\u10e3\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d4\u10e0\u10d7\u10d8\u10e4\u10d8\u10d9\u10d0\u10e2\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4. \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d0\u10d3 \u10d2\u10d0\u10d5\u10e0\u10ea\u10d4\u10da\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 ISO 9000 \u10e1\u10d4\u10e0\u10d7\u10d8\u10e4\u10d8\u10d9\u10d0\u10e2\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10d4\u10d1\u10d8. \u10d3\u10d8\u10de\u10da\u10dd\u10db\u10d4\u10d1\u10d8\u10e1, \u10e1\u10d4\u10e0\u10d7\u10d8\u10e4\u10d8\u10d9\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10e1 \u10d3\u10d0\u10db\u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0. \u10d0\u10db\u10d8\u10d7 \u10d8\u10d2\u10d8 \u10dc\u10d4\u10d1\u10d0\u10e7\u10dd\u10e4\u10da\u10dd\u10d1\u10d8\u10d7 \u10d2\u10d0\u10d8\u10e6\u10d4\u10d1\u10e1 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10e3\u10da \u10d3\u10d0\u10dc\u10d0\u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10e1, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10e1 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8\u10e1 \u10d3\u10d0\u10db\u10d9\u10d5\u10d8\u10d3\u10e0\u10d4\u10d1\u10d0\u10e1 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4.<\/p>\n\n\n\n<p><strong>\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd \u10d3\u10d0\u10ea\u10d5\u10d0.<\/strong> \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d8\u10d3\u10d0\u10dc \u10e9\u10d0\u10dc\u10e1, \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd \u10e1\u10d0\u10e0\u10e9\u10d4\u10da\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10e1\u10d0\u10d0\u10d3\u10d5\u10dd\u10d9\u10d0\u10e2\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10dc\u10d8\u10ee\u10d8\u10da\u10d4\u10d1\u10d0 \u10e1\u10d0\u10ef\u10d0\u10e0\u10d8\u10db\u10dd \u10d0\u10dc \u10e1\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10dd \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d0\u10dc\u10ee\u10d8\u10d3\u10d0\u10dc \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7. \u10e4\u10d8\u10e0\u10db\u10d8\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d2\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10dd\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10e3\u10e4\u10da\u10d4\u10d1\u10d4\u10d1\u10d8. \u10db\u10dd\u10ec\u10d4\u10e1\u10e0\u10d8\u10d2\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd\u10dd\u10d1\u10d0 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e3\u10d9\u10d4\u10d7\u10d4\u10e1 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1\u10d0\u10ea.<\/p>\n\n\n\n<p><strong>\u10e1\u10d0\u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0.<\/strong> \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e4\u10d8\u10e0\u10db\u10d0\u10e1 \u10e1\u10e3\u10d1\u10d8\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 \u10d2\u10d0\u10e3\u10e0\u10d9\u10d5\u10d4\u10d5\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d0\u10eb\u10da\u10d4\u10d5\u10e1. \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10d0\u10d8\u10dc\u10ea \u10e0\u10e9\u10d4\u10d1\u10d0 \u10d4.\u10ec. \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0. \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10ec\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10db\u10d0 \u10db\u10ee\u10d0\u10e0\u10d4\u10db \u10d3\u10d0\u10d0\u10e0\u10e6\u10d5\u10d8\u10dd\u10e1 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10d8. \u10d0\u10e1\u10d4\u10d7\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ed\u10e0\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10ee\u10d4\u10e0\u10ee\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1. \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0 \u10d7\u10d4\u10dd\u10e0\u10d8\u10d0\u10e8\u10d8 \u10d2\u10d0\u10db\u10dd\u10e7\u10dd\u10e4\u10d4\u10dc \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10e8\u10d4\u10db\u10d0\u10d5\u10e1\u10d4\u10d1\u10d4\u10da \u10d9\u10dd\u10dc\u10ea\u10d4\u10e4\u10ea\u10d8\u10d4\u10d1\u10e1, \u10d4\u10e1\u10d4\u10dc\u10d8\u10d0:<\/p>\n\n\n\n<p>1. \u10d0\u10d2\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d0- agency relationship.<\/p>\n\n\n\n<p>2. \u10d7\u10d5\u10d8\u10d7\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10d4\u10d1\u10d8- self-enforcing contract.<\/p>\n\n\n\n<p>3. \u10e1\u10d0\u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10dd, \u10d0\u10dc\u10e3 \u10d0\u10e0\u10d0\u10e1\u10e0\u10e3\u10da\u10e7\u10dd\u10e4\u10d8\u10da\u10d8 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10d4\u10d1\u10d8- relational contract. [3]<\/p>\n\n\n\n<p><strong>\u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0<\/strong><\/p>\n\n\n\n<p>\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10d4\u10d1\u10d8 \u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d4\u10dc \u10d2\u10d0\u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10dd\u10dc \u10e7\u10dd\u10d5\u10d4\u10da\u10d2\u10d5\u10d0\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d8\u10e1\u10d8\u10dc\u10d8 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10d5\u10d4\u10e0 \u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0\u10d5\u10d4\u10dc \u10d8\u10e1\u10d4\u10d7\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e2\u10d8\u10de\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d3\u10d8\u10d3\u10d0\u10d3 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10e0 \u10e9\u10d0\u10dc\u10e1. \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10db\u10d0\u10dc \u10d9\u10d5\u10d0\u10da\u10d8\u10e4\u10d8\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10dd\u10e1 \u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5 \u10d0\u10d2\u10d4\u10dc\u10e2\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d0. \u10e1\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd \u10e1\u10e3\u10d1\u10d8\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8 \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e8\u10d8, \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10d0\u10e0\u10ea \u10d7\u10e3 \u10d8\u10e8\u10d5\u10d8\u10d0\u10d7\u10d0\u10d3, \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10d4\u10dc \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1 \u10d0\u10db \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d7 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc (\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc) \u10e1\u10d0\u10d7\u10d0\u10dc\u10d0\u10d3\u10dd \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10d4\u10da\u10d6\u10d4. \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10d3\u10d4\u10d1\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d0\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1\u10d7\u10d0\u10dc \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d7\u10d0\u10dc \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10e1\u10ea\u10d4\u10db\u10e1 \u10db\u10d0\u10e1 \u10db\u10dd\u10e1\u10d0\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10e1 (\u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10d7) \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10d4\u10da\u10d6\u10d4. \u10d0\u10db \u10d3\u10e0\u10dd\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d0 (\u10db\u10d0\u10d7\u10d4\u10db\u10d0\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10da\u10dd\u10d3\u10d8\u10dc\u10d8) \u10db\u10ea\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e4\u10d8\u10e0\u10db\u10d0 \u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10e1 \u10db\u10d0\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10d7\u10d0\u10d5\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1. \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10db\u10d8\u10d6\u10d0\u10dc\u10e8\u10d4\u10ec\u10dd\u10dc\u10d8\u10da\u10d8\u10d0 \u10db\u10d0\u10e8\u10d8\u10dc, \u10e0\u10dd\u10ea\u10d0 \u10d0\u10e0\u10d0\u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d2\u10dd\u10db\u10d8\u10e1 \u10d0\u10da\u10d1\u10d0\u10d7\u10dd\u10d1\u10d0 \u10d6\u10dd\u10db\u10d8\u10d4\u10e0\u10d8\u10d0, \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd \u10d6\u10d0\u10e0\u10d0\u10da\u10d8 \u10d9\u10d8 \u10d3\u10d8\u10d3\u10d8. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10db\u10d8\u10d6\u10d0\u10dc\u10e8\u10d4\u10ec\u10dd\u10dc\u10d8\u10da\u10d8\u10d0 \u10db\u10d0\u10e8\u10d8\u10dc\u10d0\u10ea \u10e0\u10dd\u10ea\u10d0 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 \u10d0\u10e5\u10d5\u10e1 \u10d9\u10e0\u10d8\u10e2\u10d8\u10d9\u10e3\u10da \u10e0\u10d8\u10e1\u10d9\u10e1 (Kr&gt;0,7). \u10d9\u10e0\u10d8\u10e2\u10d8\u10d9\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10ea \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10e4\u10d8\u10e0\u10db\u10d0\u10e1 \u10d4\u10e1 \u10e3\u10e6\u10d8\u10e0\u10e1. \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1. \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 <strong>\u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d8\u10e1<\/strong> \u10d0\u10e0\u10e1\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e1\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd \u10e1\u10e3\u10d1\u10d8\u10d4\u10e5\u10e2\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d2\u10d0\u10e7\u10dd\u10e4\u10d0\u10e8\u10d8. \u10d4\u10e1 \u10e1\u10e3\u10d1\u10d8\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10d8 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d4\u10d1\u10d8, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d8\u10e1 \u10de\u10d8\u10e0\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10e0 \u10d0\u10e0\u10d8\u10d0\u10dc \u10e1\u10d0\u10e5\u10db\u10d4\u10e8\u10d8, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10db\u10d0\u10d7\u10d7\u10d0\u10dc \u10d8\u10d3\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d0. [3]<\/p>\n\n\n\n<p>\u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0, \u10d6\u10dd\u10d2\u10ef\u10d4\u10e0 \u10d0\u10db\u10d0 \u10d7\u10e3 \u10d8\u10db \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0 \u10d5\u10d4\u10e0 \u10ee\u10d4\u10e0\u10ee\u10d3\u10d4\u10d1\u10d0 \u10d8\u10db\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd, \u10e0\u10dd\u10db \u10d0\u10dc \u10eb\u10dc\u10d4\u10da\u10d8\u10d0 \u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10da\u10d8\u10e1 \u10de\u10dd\u10d5\u10dc\u10d0 \u10d0\u10dc\u10d3\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d4\u10d1\u10d8 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[1]<\/p>\n\n\n\n<p>\u10e0\u10dd\u10ea\u10d0 \u10d7\u10d5\u10d8\u10d7\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d0\u10e0 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10d3\u10d0\u10ea\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da \u10e8\u10d4\u10d3\u10d4\u10d2\u10e1, \u10db\u10d0\u10e8\u10d8\u10dc \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0 \u10db\u10d4\u10d7\u10dd\u10d3\u10d7\u10d0 \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d0\u10dc \u10d2\u10d0\u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc. &nbsp;\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 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\u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10db\u10d0\u10e1 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1<strong>\u10e1\u10d0\u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10dd \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d4\u10d7\u10dd\u10d3\u10d8.<\/strong><\/p>\n\n\n\n<p>\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10d8\u10d7, \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10d0\u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10dd \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0 \u10e4\u10dd\u10e0\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10d8\u10d7\u10d5\u10da\u10d4\u10d1\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ea\u10d4\u10db\u10d8\u10e1 \u10e3\u10e1\u10d0\u10e1\u10e7\u10d8\u10d3\u10da\u10dd \u10e4\u10dd\u10e0\u10db\u10d0\u10d3. \u10e4\u10d8\u10e0\u10db\u10d0 \u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10e1 \u10e0\u10d8\u10e1\u10d9\u10e1 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10d7\u10d0\u10d5\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10d2\u10d4\u10dc\u10e2\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d0\u10e0\u10d0 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10e8\u10d4\u10d7\u10d0\u10dc\u10ee\u10db\u10d4\u10d1\u10d8\u10d7, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10e1\u10d0\u10e5\u10db\u10d8\u10e1 \u10db\u10e1\u10d5\u10da\u10d4\u10da\u10dd\u10d1\u10d8\u10e1\u10d0\u10e1 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1. \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10d3\u10d8\u10e1 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10d2\u10d4\u10dc\u10e2\u10d6\u10d4 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e8\u10d4\u10d7\u10d0\u10dc\u10ee\u10db\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10d0\u10db \u10db\u10d4\u10d7\u10dd\u10d3\u10e1 \u10d0\u10e0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d4\u10ec\u10dd\u10d3\u10dd\u10e1 \u10d0\u10d1\u10e1\u10dd\u10da\u10e3\u10e2\u10e3\u10e0\u10d0\u10d3 \u10e3\u10e1\u10d0\u10e1\u10e7\u10d8\u10d3\u10da\u10dd. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e1 \u10d4\u10e5\u10e1\u10de\u10dd\u10e0\u10e2\u10d8\u10e1\u10d0\u10e1 \u10d7\u10e3 \u10e4\u10d8\u10e0\u10db\u10d0\u10e1 \u10d0\u10e0 \u10d2\u10d0\u10d0\u10e9\u10dc\u10d8\u10d0 \u10e1\u10d0\u10d2\u10d0\u10e0\u10d4\u10dd \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0, \u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d8\u10d0 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10dd\u10e1 \u10e8\u10e3\u10d0\u10db\u10d0\u10d5\u10d0\u10da \u10e4\u10d8\u10e0\u10db\u10d0\u10e1. \u10d0\u10db \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e4\u10d8\u10e0\u10db\u10d0\u10e1 \u10e0\u10e9\u10d4\u10d1\u10d0 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d7\u10d0\u10dc \u10d3\u10d0 \u10db\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8, \u10ee\u10dd\u10da\u10dd \u10e1\u10ee\u10d5\u10d0 \u10d3\u10d0\u10dc\u10d0\u10e0\u10e9\u10d4\u10dc\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 (\u10e1\u10d0\u10d2\u10d0\u10e0\u10d4\u10dd, \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd, \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8, \u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd, \u10e1\u10d0\u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10dd) \u10d2\u10d0\u10d3\u10d0\u10d4\u10ea\u10d4\u10db\u10d0 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10e1.<\/p>\n\n\n\n<p>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10dc\u10d0\u10ea\u10d5\u10da\u10dd \u10db\u10d4\u10d7\u10dd\u10d3\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 <strong>\u10d7\u10d0\u10d5\u10d3\u10d4\u10d1\u10dd\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d0,<\/strong> (\u10db\u10d8\u10e1\u10d8 \u10dc\u10d0\u10d8\u10e0\u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d0\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10d0) \u10d3\u10d0 <strong>\u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8\u10dc\u10d2\u10d8.<\/strong><\/p>\n\n\n\n<p>\u10d7\u10d0\u10d5\u10d3\u10d4\u10d1\u10dd\u10d1\u10d0\u10e1 (\u10d0\u10dc \u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10d0) \u10d3\u10d4\u10d1\u10e1 \u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10db\u10ee\u10d0\u10e0\u10d4 \u10d3\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d8\u10e6\u10d4\u10d1\u10e1 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10d7\u10d0\u10d5\u10d6\u10d4.<\/p>\n\n\n\n<p>\u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8\u10dc\u10d2\u10d8\u10e1 \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d0 \u10d4\u10ec\u10dd\u10d3\u10d4\u10d1\u10d0 \u10e4\u10d8\u10e0\u10db\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10d2\u10d0\u10d3\u10d0\u10db\u10ee\u10d3\u10d4\u10da\u10dd\u10d1\u10d8\u10d7\u10d8 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e7\u10d8\u10d3\u10d5\u10d0\u10e1 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10d2\u10d4\u10dc\u10e2\u10d6\u10d4 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7. \u10d7\u10e3 \u10e4\u10d8\u10e0\u10db\u10d0\u10e1 \u10d0\u10e5\u10d5\u10e1 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10d4\u10da\u10d8 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10e1\u10d0\u10e4\u10d0\u10e1\u10e3\u10e0\u10d8 \u10d3\u10d0\u10e3\u10d2\u10d5\u10d8\u10d0\u10dc\u10dd\u10e1 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10e1, \u10db\u10d0\u10e8\u10d8\u10dc \u10d8\u10d2\u10d8 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10e1 \u10d1\u10d0\u10dc\u10d9\u10e1 \u10e8\u10d4\u10d8\u10eb\u10d8\u10dc\u10dd\u10e1 \u10db\u10d8\u10e1\u10d2\u10d0\u10dc \u10d4\u10e1 \u10db\u10dd\u10e1\u10d0\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d8. \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d7\u10d0\u10dc\u10d0\u10ee\u10db\u10d0\u10d0 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10d7\u10d0\u10d5\u10d6\u10d4 \u10d0\u10d8\u10e6\u10dd\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e3\u10ee\u10d3\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8. \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10d7\u10d0\u10dc\u10ee\u10db\u10dd\u10d1\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d6\u10dd\u10dc\u10d0\u10e1, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10db\u10d0\u10e1 \u10d2\u10d0\u10d0\u10e9\u10dc\u10d8\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e0\u10d7\u10e3\u10da, \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10d3\u10d0 \u10d0\u10db\u10d0\u10d5\u10d4 \u10d3\u10e0\u10dd\u10e1 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d8\u10e1 \u10db\u10dd\u10db\u10d7\u10ee\u10dd\u10d5\u10dc \u10db\u10d4\u10d7\u10dd\u10d3\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 <strong>\u10d3\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0.<\/strong> \u10d3\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0-\u10db\u10d0\u10d7\u10d4\u10db\u10d0\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d4\u10d7\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 \u201e\u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10d8 \u10d9\u10dd\u10e0\u10d4\u10da\u10d0\u10ea\u10d8\u10d0\u201c \u10d3\u10d0 \u201e\u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u201c.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10db\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1\u10d3\u10d0 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10db\u10d8\u10d6\u10d0\u10dc\u10e8\u10d4\u10ec\u10dd\u10dc\u10d8\u10da\u10d8\u10d0 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d0 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7 \u10d9\u10dd\u10e0\u10d4\u10da\u10d0\u10ea\u10d8\u10e3\u10e0 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d6\u10d4, \u10d0\u10dc\u10e3 \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d8\u10e0\u10e9\u10d4\u10e1 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10dd\u10d1\u10d8\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8 \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10e1\u10d0\u10ec\u10d8\u10dc\u10d0\u10d0\u10e6\u10db\u10d3\u10d4\u10d2\u10dd \u10db\u10dd\u10db\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d7. \u10d0\u10db \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d4\u10e0\u10d7 \u10dd\u10d1\u10d8\u10d4\u10e5\u10e2\u10d6\u10d4 \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10e8\u10dd\u10d1\u10d8\u10e1\u10d0\u10e1, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0 \u10db\u10d4\u10dd\u10e0\u10d4\u10d6\u10d4. \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10dd\u10d1\u10d8\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8 (\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8).<\/p>\n\n\n\n<p>\u10e0\u10d8\u10d2 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10e8\u10d8 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d8\u10d7 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 (\u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd, \u10db\u10eb\u10e6\u10dd\u10da\u10d8\u10e1 \u10e1\u10d0\u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10dd \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1, \u10e4\u10d8\u10e0\u10db\u10d8\u10e1 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10d8\u10e1 \u10d3\u10d0 \u10d0.\u10e8.), \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10e1 \u10e1\u10e3\u10e0\u10d5\u10d8\u10da\u10e1 \u10e9\u10d0\u10db\u10dd\u10d0\u10e8\u10dd\u10e0\u10dd\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u10e3\u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd \u10e1\u10e3\u10d1\u10d8\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8. [3]<\/p>\n\n\n\n<p>\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10eb\u10d0\u10da\u10d6\u10d4\u10d3 \u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10d8\u10d0 \u10d3\u10d0 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d0\u10d3 \u10e0\u10d4\u10d0\u10d2\u10d8\u10e0\u10d4\u10d1\u10e1 \u10d0\u10ee\u10d0\u10da \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d8\u10e0\u10d7\u10e3\u10da\u10d4\u10d4\u10d1\u10d6\u10d4. \u10d0\u10db\u10d8\u10e1 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d8\u10d0 COVID_19-\u10d8\u10e1 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d0\u10ea. 2020 \u10ec\u10d4\u10da\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d4\u10d1\u10e1 \u10d3\u10d0\u10d4\u10db\u10d0\u10e2\u10d0 \u10d4.\u10ec. \u201e\u10d9\u10dd\u10d5\u10d8\u10d3 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u201c. \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d4\u10e1 \u10e4\u10dd\u10e0\u10db\u10d0 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d8\u10db \u10ee\u10d0\u10e0\u10ef\u10d8\u10e1 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1, \u10e0\u10d0\u10ea \u201e\u10d9\u10dd\u10d5\u10d8\u10d3\u10d8\u10d7\u201c \u10d3\u10d0\u10d0\u10d5\u10d0\u10d3\u10d4\u10d1\u10e3\u10da \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e1 \u10d4\u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d0. \u10d4\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10d2\u10d0\u10ee\u10d3\u10d0 \u10d8\u10e5\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10e0\u10dd\u10db \u10d0\u10db \u10d3\u10e0\u10dd\u10db\u10d3\u10d4 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10d3\u10d0\u10d0\u10d5\u10d0\u10d3\u10d4\u10d1\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 COVID_19 \u10d0\u10e0 \u10d8\u10e7\u10dd \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10d8 \u10d3\u10d0 \u10d0\u10e5\u10d4\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10e3\u10da\u10d8 \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10db\u10d0\u10e1 \u10d0\u10e0 \u10e4\u10d0\u10e0\u10d0\u10d5\u10d3\u10d0. [12]<\/p>\n\n\n\n<p><strong>\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8<\/strong><\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 1990 \u10ec\u10d4\u10da\u10e1 \u10d3\u10d0\u10d0\u10e0\u10e1\u10d3\u10d0, \u10ee\u10dd\u10da\u10dd \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8 1997 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10e0\u10d4\u10d1\u10e1. \u10d0\u10db \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 (1997 \u10ec\u10d4\u10da\u10d8) \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10e3\u10d9\u10d5\u10d4 \u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e7\u10dd 25 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0.<\/p>\n\n\n\n<p>2020 \u10ec\u10da\u10d8\u10e1 30 \u10e1\u10d4\u10e5\u10e2\u10d4\u10db\u10d1\u10e0\u10d8\u10e1 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7 \u10d9\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 18 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0, 17 \u10db\u10d0\u10d7\u10d2\u10d0\u10dc\u10d8 \u10e4\u10da\u10dd\u10d1\u10e1 \u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1 \u10d3\u10d0 \u10d0\u10e0\u10d0\u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10da\u10d8\u10ea\u10d4\u10dc\u10d6\u10d8\u10d0\u10e1, \u10ee\u10dd\u10da\u10dd \u10d4\u10e0\u10d7\u10d8 \u10db\u10d0\u10d7\u10d2\u10d0\u10dc\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d0\u10e0\u10d0\u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10da\u10d8\u10ea\u10d4\u10dc\u10d6\u10d8\u10d0\u10e1.<\/p>\n\n\n\n<p>2020 \u10ec\u10da\u10d8\u10e1 9 \u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10db\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10e0\u10d4\u10db\u10d8\u10d0\u10db \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d3\u10d0\u10dc \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0&nbsp; 513,4 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8 \u10da\u10d0\u10e0\u10d8. \u10d0\u10db\u10d0\u10d5\u10d4 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d8\u10d7 \u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10db \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0 129,7 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8 \u10da\u10d0\u10e0\u10d8, \u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10db \u10d9\u10d8 44,3 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8 \u10da\u10d0\u10e0\u10d8.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10ef\u10d0\u10db\u10e3\u10e0\u10d8 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 976,9 \u10db\u10d8\u10da\u10d8\u10dd\u10dc \u10da\u10d0\u10e0\u10e1, \u10ee\u10dd\u10da\u10dd \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8 282,7 \u10db\u10d8\u10da\u10d8\u10dd\u10dc \u10da\u10d0\u10e0\u10e1.<\/p>\n\n\n\n<p>\u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3\u10d8 \u10ec\u10d8\u10da\u10d8 \u10d9\u10d5\u10da\u10d0\u10d5 \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1 \u10e3\u10ed\u10d8\u10e0\u10d0\u10d5\u10e1, \u10e1\u10d0\u10d3\u10d0\u10ea \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d4\u10d1\u10d8 211.3 \u10db\u10d8\u10da\u10d8\u10dd\u10dc \u10da\u10d0\u10e0\u10e1 \u10d0\u10ed\u10d0\u10e0\u10d1\u10d4\u10d1\u10e1. 86.9 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8\u10e1 \u10ef\u10d0\u10db\u10e3\u10e0\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d8\u10d7 \u10db\u10d4\u10dd\u10e0\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d6\u10d4 \u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, 85,3 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8\u10e1 \u10de\u10e0\u10d4\u10db\u10d8\u10d8\u10d7 \u10d9\u10d8, \u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d6\u10d4 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10d0. [9]<\/p>\n\n\n\n<p><strong>\u10d3\u10d8\u10d0\u10d2\u10e0\u10d0\u10db\u10d0 1: 2020 \u10ec\u10da\u10d8\u10e1 9 \u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd (\u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1) \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1&nbsp; \u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10e1\u10e3\u10da 211,3 \u10db\u10da\u10dc. \u10da\u10d0\u10e0\u10d8.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/2-4.png\"><img decoding=\"async\" loading=\"lazy\" width=\"480\" height=\"239\" src=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/2-4.png\" alt=\"\" class=\"wp-image-13408\" srcset=\"https:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/2-4.png 480w, https:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/2-4-300x149.png 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/a><\/figure>\n\n\n\n<p><strong>\u10ec\u10e7\u10d0\u10e0\u10dd:<\/strong> <a href=\"http:\/\/insurance.gov.ge\/Statistics.aspx\/Statistics\">http:\/\/insurance.gov.ge\/Statistics.aspx\/Statistics<\/a><\/p>\n\n\n\n<p>\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d3\u10d8\u10d0\u10d2\u10e0\u10d0\u10db\u10d0 1-\u10d6\u10d4 \u10d5\u10ee\u10d4\u10d3\u10d0\u10d5\u10d7 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d8\u10d7 \u10da\u10d8\u10d3\u10d4\u10e0\u10dd\u10d1\u10e1 &#8220;\u10ef\u10d8\u10de\u10d8\u10d0\u10d8 \u10f0\u10dd\u10da\u10d3\u10d8\u10dc\u10d2\u10d8&#8221;- 29%-\u10d8\u10d7. \u10db\u10d0\u10e1 \u10db\u10dd\u10e1\u10d3\u10d4\u10d5\u10e1 \u201e\u10d8\u10db\u10d4\u10d3\u10d8-L\u201d \u10d3\u10d0 \u201e\u10d0\u10e0\u10d3\u10d8\u201c, \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 24% \u10d3\u10d0 14%-\u10d8\u10d7. \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d0 \u10d9\u10d8 \u10e1\u10e3\u10da 211,3 \u10db\u10da\u10dc. \u10da\u10d0\u10e0\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1.<\/p>\n\n\n\n<p><strong>\u10d3\u10d8\u10d0\u10d2\u10e0\u10d0\u10db\u10d0 2: 2020 \u10ec\u10da\u10d8\u10e1 9 \u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10ee\u10db\u10d4\u10da\u10d4\u10d7\u10dd \u10e1\u10d0\u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10dd \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10d7\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/3-4.png\"><img decoding=\"async\" loading=\"lazy\" width=\"480\" height=\"238\" src=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/3-4.png\" alt=\"\" class=\"wp-image-13409\" srcset=\"https:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/3-4.png 480w, https:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/3-4-300x149.png 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/a><\/figure>\n\n\n\n<p><strong>\u10ec\u10e7\u10d0\u10e0\u10dd:<\/strong> <a href=\"http:\/\/insurance.gov.ge\/Statistics.aspx\/Statistics\">http:\/\/insurance.gov.ge\/Statistics.aspx\/Statistics<\/a><\/p>\n\n\n\n<p>\u10d0\u10e1\u10d4\u10d5\u10d4 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd\u10d0 \u10e1\u10d0\u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7. \u10d0\u10e5 \u10da\u10d8\u10d3\u10d4\u10e0\u10dd\u10d1\u10e1 \u201e\u10d7\u10d8\u10d1\u10d8\u10e1\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 19,53 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8 \u10da\u10d0\u10e0\u10d8\u10d7.<\/p>\n\n\n\n<p>\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8 \u10e8\u10d4\u10d8\u10dc\u10d8\u10e8\u10dc\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d0\u10d7\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10db\u10d0\u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d4\u10d1\u10da\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da\u10d8\u10d0 \u10d8\u10e5\u10d8\u10d3\u10d0\u10dc, \u10e0\u10dd\u10db \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10d0\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d4\u10d1\u10d4\u10dc \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10db\u10d4\u10dc\u10d4\u10ef\u10db\u10d4\u10dc\u10e2\u10e1 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d4\u10dc \u10e1\u10ec\u10dd\u10e0 \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10d8\u10dc\u10d2\u10e3\u10da \u10e6\u10dd\u10dc\u10d8\u10e1\u10eb\u10d8\u10d4\u10d1\u10d4\u10d1\u10e1. \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1 &#8211; \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4\u10ea, \u10d4\u10e1 \u10d9\u10d8 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10ec\u10d8\u10dc\u10d0\u10de\u10d8\u10e0\u10dd\u10d1\u10d0\u10d0, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1. \u10d0\u10db\u10d8\u10e1 \u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d0\u10d3 \u10e8\u10d4\u10d2\u10d5\u10d8\u10eb\u10da\u10d8\u10d0 \u10db\u10dd\u10d5\u10d8\u10e7\u10d5\u10d0\u10dc\u10dd\u10d7 2020 \u10ec\u10da\u10d8\u10e1 9 \u10d7\u10d5\u10d8\u10e1 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d0 2019 \u10ec\u10da\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d7\u10d0\u10dc.<\/p>\n\n\n\n<p><strong>\u10d3\u10d8\u10d0\u10d2\u10e0\u10d0\u10db\u10d0 3: \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10e0\u10d4\u10db\u10d8\u10d0&nbsp; \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 (\u10db\u10da\u10dc. \u10da\u10d0\u10e0\u10d8) 2020 \u10d3\u10d0 2019 \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 9 \u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d0.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/4-3.png\"><img decoding=\"async\" loading=\"lazy\" width=\"480\" height=\"242\" src=\"http:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/4-3.png\" alt=\"\" class=\"wp-image-13410\" srcset=\"https:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/4-3.png 480w, https:\/\/geoeconomics.ge\/wp-content\/uploads\/2021\/03\/4-3-300x151.png 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/a><\/figure>\n\n\n\n<p><strong>\u10ec\u10e7\u10d0\u10e0\u10dd:<\/strong> <a href=\"http:\/\/insurance.gov.ge\/Statistics.aspx\/Statistics\">http:\/\/insurance.gov.ge\/Statistics.aspx\/Statistics<\/a><\/p>\n\n\n\n<p>\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d3\u10d8\u10d0\u10d2\u10e0\u10d0\u10db\u10d8\u10d3\u10d0\u10dc \u10e9\u10d0\u10dc\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 2020 \u10ec\u10d4\u10da\u10e1 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0 \u10d0\u10ed\u10d0\u10e0\u10d1\u10d4\u10d1\u10d3\u10d0 2019 \u10ec\u10da\u10d8\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10e1 \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10eb\u10d8\u10db\u10d4 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10ee\u10d0\u10da\u10d8 COVID-19 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10d7 \u10d8\u10e7\u10dd \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da\u10d8.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da 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\u10db\u10d9\u10d5\u10d4\u10d7\u10e0\u10d0\u10d3 \u10d2\u10d0\u10db\u10dd\u10ee\u10d0\u10e2\u10e3\u10da\u10d8 \u10dc\u10d8\u10e8\u10d0\u10dc-\u10d7\u10d5\u10d8\u10e1\u10d4\u10d1\u10d4\u10d1\u10d8\u10d7, \u10e0\u10d0\u10e1\u10d0\u10ea \u10d7\u10d0\u10dc \u10d0\u10ee\u10da\u10d3\u10d0 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d0\u10d9\u10da\u10dd\u10d5\u10d0\u10dc\u10d4\u10d1\u10d4\u10d1\u10d8\u10ea \u10d3\u10d0 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d4\u10d1\u10d8\u10ea.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10de\u10d8\u10e0\u10d0\u10d3 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1 \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 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[10]<\/p>\n\n\n\n<p><strong>\u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d0<\/strong><\/p>\n\n\n\n<p>\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e8\u10d8 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10e1 \u10e8\u10d4\u10ee\u10d4\u10d1\u10d0 \u10d0\u10e5\u10d5\u10e1 \u10d2\u10d0\u10e3\u10e0\u10d9\u10d5\u10d4\u10d5\u10da\u10dd\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc, \u10d3\u10d4\u10e4\u10d8\u10ea\u10d8\u10e2\u10d7\u10d0\u10dc, \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d0\u10e1\u10d8\u10db\u10d4\u10e2\u10e0\u10d8\u10e3\u10da\u10dd\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10e0\u10d8\u10e1\u10d9\u10d7\u10d0\u10dc. &nbsp;\u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1 \u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d0\u10d6\u10d4 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\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d8 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10ea\u10d8\u10d8\u10e1, \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10d1\u10e3\u10dc\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e1\u10e2\u10d8\u10e5\u10d8\u10d4\u10d1\u10d8\u10e1, \u10d0\u10e0\u10d0\u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10d8 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d7\u10e3 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10d4\u10ec\u10d4\u10d5\u10d0 \u10e0\u10d8\u10e1\u10d9\u10e1. \u10d8\u10e1 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d0\u10e4\u10d0\u10e1\u10d4\u10d1\u10d3\u10d4\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10d8\u10d3\u10d8\u10d3\u10d4\u10e1 \u10d3\u10d0 \u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10d3\u10d4\u10e1 \u10db\u10d0\u10e1, \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10db\u10dd\u10dc\u10d8\u10e2\u10dd\u10e0\u10d8\u10dc\u10d2\u10e1 \u10e3\u10ec\u10d4\u10d5\u10d3\u10d4\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db \u10d0\u10e0 \u10d2\u10d0\u10d3\u10d0\u10e1\u10ea\u10d8\u10da\u10d3\u10d4\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10e8\u10d5\u10d4\u10d1 \u10d6\u10e6\u10d5\u10d0\u10e0\u10e1. \u10d0\u10db\u10dd\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d3\u10e6\u10d4\u10e1\u10d3\u10e6\u10d4\u10dd\u10d1\u10d8\u10d7 \u10e3\u10d0\u10db\u10e0\u10d0\u10d5\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1, \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8. \u10d0\u10db\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d0. \u10e1\u10d0\u10db\u10ec\u10e3\u10ee\u10d0\u10e0\u10dd\u10d3 \u10ef\u10d4\u10e0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10d6\u10dd\u10d2\u10d0\u10d3\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d0 \u10d3\u10d0<\/p>\n\n\n\n<p>\u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da\u10d8 \u10d9\u10d5\u10d0\u10da\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d8\u10e1, \u10db\u10d0\u10e6\u10d0\u10da\u10d9\u10d5\u10d0\u10da\u10d8\u10e4\u10d8\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da\u10d8 \u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10dd\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10d0\u10e6\u10db\u10dd\u10e1\u10d0\u10e4\u10ee\u10d5\u10e0\u10d4\u10da\u10d0\u10d3 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d2\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10e3\u10da \u10d8\u10e5\u10dc\u10d0\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10d6\u10dd\u10db\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10e1\u10d0\u10ee\u10d5\u10d0\u10e1 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d8\u10e1 \u10db\u10d8\u10dc\u10d8\u10db\u10d0\u10da\u10e3\u10e0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0\u10e8\u10d8 \u10f0\u10de\u10dd\u10d5\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p><strong>\u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10da\u10d8\u10e2\u10d4\u10e0\u10d0\u10e2\u10e3\u10e0\u10d0:<\/strong><\/p>\n\n\n\n<ol type=\"1\"><li>\u10ef\u10d0\u10db\u10da\u10d4\u10d7 \u10e8\u10d0\u10d7\u10d8\u10e0\u10d8\u10e8\u10d5\u10d8\u10da\u10d8, \u10dc\u10d0\u10e2\u10dd \u10d9\u10d0\u10d9\u10d0\u10e8\u10d5\u10d8\u10da\u10d8, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d0\u10e5\u10db\u10d4, \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8 \u10e1\u10d0\u10d2\u10d0\u10db\u10dd\u10db\u10ea\u10d4\u10db\u10da\u10dd \u10e1\u10d0\u10ee\u10da\u10d8 \u201c\u10d8\u10dc\u10dd\u10d5\u10d0\u10ea\u10d8\u10d0\u201d, \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8, 2012.<\/li><li>\u10d4\u10e0\u10e5\u10dd\u10db\u10d0\u10e8\u10d5\u10d8\u10da\u10d8 \u10d2. \u10ee\u10d0\u10e0\u10d0\u10d8\u10e8\u10d5\u10d8\u10da\u10d8 \u10d4,. 2011. \u201e\u10e4\u10d8\u10e0\u10db\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0,\u10d7\u10d4\u10dd\u10e0\u10d8\u10d0 \u10d3\u10d0 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d0\u201c, \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8: \u10d2\u10d0\u10db\u10dd\u10db\u10ea\u10d4\u10db\u10da\u10dd\u10d1\u10d0 \u201e\u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d0\u10da\u10d8\u201c<\/li><li>\u10d4. \u10ee\u10d0\u10e0\u10d0\u10d8\u10e8\u10d5\u10d8\u10da\u10d8, \u10db. \u10e9\u10d0\u10d5\u10da\u10d4\u10d8\u10e8\u10d5\u10d8\u10da\u10d8, \u10dc. \u10d3\u10d0\u10db\u10d4\u10dc\u10d8\u10d0, \u10ea. \u10db\u10d8\u10e5\u10d0\u10e2\u10d0\u10eb\u10d4, \u201e\u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10e3\u10da\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\u201c, \u10d2\u10d0\u10db\u10dd\u10db\u10ea\u10d4\u10db\u10da\u10dd\u10d1\u10d0 \u201e\u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d0\u10da\u10d8\u201c, \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8, 2015.<\/li><li>&nbsp;<a href=\"https:\/\/www.researchgate.net\/figure\/Classification-of-types-of-risk_tbl1_5184105\">https:\/\/www.researchgate.net\/figure\/Classification-of-types-of-risk_tbl1_5184105<\/a><\/li><li><a href=\"https:\/\/www.iedunote.com\/types-of-risk-in-insurance\">https:\/\/www.iedunote.com\/types-of-risk-in-insurance<\/a><\/li><li><a href=\"https:\/\/saylordotorg.github.io\/text_risk-management-for-enterprises-and-individuals\/s05-04-types-of-risks-risk-exposures.html\">https:\/\/saylordotorg.github.io\/text_risk-management-for-enterprises-and-individuals\/s05-04-types-of-risks-risk-exposures.html<\/a><\/li><li><a href=\"https:\/\/searchcompliance.techtarget.com\/definition\/risk-management\">https:\/\/searchcompliance.techtarget.com\/definition\/risk-management<\/a><\/li><li><a href=\"https:\/\/corporatefinanceinstitute.com\/resources\/knowledge\/strategy\/risk-management\/\">https:\/\/corporatefinanceinstitute.com\/resources\/knowledge\/strategy\/risk-management\/<\/a><\/li><li><a href=\"http:\/\/insurance.gov.ge\/Statistics.aspx\/Statistics\">http:\/\/insurance.gov.ge\/Statistics.aspx\/Statistics<\/a><\/li><li><a href=\"https:\/\/gtu.ge\/bef\/pdf\/Doqtorantura\/avtoreferatebi_2016\/Fin_05.07.16\/T.simonia.pdf\">https:\/\/gtu.ge\/bef\/pdf\/Doqtorantura\/avtoreferatebi_2016\/Fin_05.07.16\/T.simonia.pdf<\/a><\/li><li><a href=\"https:\/\/content.sciendo.com\/configurable\/contentpage\/journals$002fquageo$002f38$002f4$002farticle-p5.xml\">https:\/\/content.sciendo.com\/configurable\/contentpage\/journals$002fquageo$002f38$002f4$002farticle-p5.xml<\/a><\/li><li><a href=\"https:\/\/www.policybazaar.com\/health-insurance\/coronavirus-health-insurance\/\">https:\/\/www.policybazaar.com\/health-insurance\/coronavirus-health-insurance\/<\/a><\/li><\/ol>\n","protected":false},"excerpt":{"rendered":"<p>\u10d0\u10d5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d8\u10da\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8\u10d0 \u10e1\u10dd\u10e4\u10d8\u10d9\u10dd \u10db\u10d0\u10d7\u10d8\u10d0\u10e8\u10d5\u10d8\u10da\u10d8\u10d8\u10d5\u10d0\u10dc\u10d4 \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e4\u10d0\u10d9\u10e3\u10da\u10e2\u10d4\u10e2\u10d8\u10e1 IV\u10d9\u10e3\u10e0\u10e1\u10d8\u10e1 \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d8sofikomati@gmail.com \u10d0\u10dc\u10dd\u10e2\u10d0\u10ea\u10d8\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d7\u10d0 \u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1, \u10e1\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd-\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8<\/p>\n","protected":false},"author":7,"featured_media":13411,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[120,13],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d8 \u10d2\u10d0\u10db\u10dd\u10d5\u10da\u10d8\u10dc\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 - \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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