{"id":13819,"date":"2021-10-19T10:05:04","date_gmt":"2021-10-19T10:05:04","guid":{"rendered":"http:\/\/geoeconomics.ge\/?p=13819"},"modified":"2021-10-19T10:09:25","modified_gmt":"2021-10-19T10:09:25","slug":"%e1%83%a1%e1%83%90%e1%83%91%e1%83%90%e1%83%9c%e1%83%99%e1%83%9d-%e1%83%a0%e1%83%98%e1%83%a1%e1%83%99%e1%83%94%e1%83%91%e1%83%98-%e1%83%93%e1%83%90-%e1%83%a2%e1%83%94%e1%83%a5%e1%83%9c%e1%83%9d","status":"publish","type":"post","link":"https:\/\/geoeconomics.ge\/?p=13819","title":{"rendered":"\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d0"},"content":{"rendered":"\n<p><em>\u10d0\u10d5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d8\u10da\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8\u10d0<\/em><\/p>\n\n\n\n<p><strong>\u10d7\u10dd\u10e0\u10dc\u10d8\u10d9\u10d4 \u10d9\u10dd\u10ee\u10e0\u10d4\u10d8\u10eb\u10d4<\/strong><br>\u10d8\u10d5\u10d0\u10dc\u10d4 \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 <br>\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 III \u10d9\u10e3\u10e0\u10e1\u10d8\u10e1 \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d8<br><a href=\"mailto:tornike.kokhreidze598@eab.tsu.edu.ge\">tornike.kokhreidze598@eab.tsu.edu.ge<\/a><\/p>\n\n\n\n<p><strong>\u10d0\u10dc\u10dd\u10e2\u10d0\u10ea\u10d8\u10d0<\/strong><\/p>\n\n\n\n<p>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e3\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d4\u10e1\u10d8\u10d0 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8. \u10db\u10d8\u10e1\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d0 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10d9\u10d4\u10d7\u10d8\u10da\u10d3\u10e6\u10d4\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ec\u10d8\u10dc\u10d3\u10d0\u10e0\u10d8\u10d0. \u10d1\u10d0\u10dc\u10d9\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10e3\u10dc\u10d8\u10d9\u10d0\u10da\u10e3\u10e0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10db\u10d0\u10d5\u10da\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10e1, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10ee\u10d4\u10da\u10e1 \u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1. \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da \u10dc\u10d0\u10e8\u10e0\u10dd\u10db\u10e8\u10d8 \u10d5\u10d8\u10e1\u10d0\u10e3\u10d1\u10e0\u10d4\u10d1 \u10d3\u10e6\u10d4\u10d5\u10d0\u10dc\u10d3\u10d4\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e3\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10e1 \u10db\u10d4\u10e5\u10d0\u10dc\u10d8\u10d6\u10db\u10d8\u10e1 &#8211; \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 &#8211; \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d6\u10d4. \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10d5\u10d0\u10db\u10d0\u10ee\u10d5\u10d8\u10da\u10d4\u10d1 \u10d0\u10db \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d9\u10da\u10d0\u10e1\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0\u10d6\u10d4. \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db, \u10d2\u10d0\u10dc\u10d5\u10d8\u10ee\u10d8\u10da\u10d0\u10d5 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d4\u10d1\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0 \u10d0\u10e1\u10d4\u10d5\u10d4, \u10db\u10d8\u10db\u10dd\u10d5\u10d8\u10ee\u10d8\u10da\u10d0\u10d5 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4&nbsp; \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<p><strong>Annotation<\/strong><\/p>\n\n\n\n<p>The banking sector is one of the most important in the modern economy. Its stability is a precondition for the economic and social well-being of the country. The bank is a unique intermediary institution, the effective operation of which contributes to the economic development of the country. In this article I will talk about the risks of one of the strongest mechanisms of today&#8217;s market economy &#8211; the banking sector. I will focus on the classification of these risks. Next, I will discuss the main challenges of the banking sector in terms of risks and also, I will review the management of banking risks using modern technologies.<\/p>\n\n\n\n<p><strong>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d9\u10da\u10d0\u10e1\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0<\/strong><\/p>\n\n\n\n<p>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d0\u10e5\u10db\u10d4, \u10e1\u10de\u10d4\u10ea\u10d8\u10e4\u10d8\u10d9\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10db\u10d4\u10e2\u10d0\u10d3 \u10e0\u10d8\u10e1\u10d9\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10e5\u10db\u10d4\u10d0, \u10e1\u10d0\u10d3\u10d0\u10ea \u10e9\u10d0\u10e1\u10d0\u10e4\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e3\u10d0\u10db\u10e0\u10d0\u10d5\u10d8 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4. \u10db\u10d0\u10d7\u10d8 \u10ea\u10dd\u10d3\u10dc\u10d0, \u10d0\u10e6\u10db\u10dd\u10e9\u10d4\u10dc\u10d0, \u10d8\u10d3\u10d4\u10dc\u10e2\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10db\u10d4\u10dc\u10d4\u10ef\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10e3\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d4\u10e1 \u10d0\u10db\u10dd\u10ea\u10d0\u10dc\u10d0\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1.<\/p>\n\n\n\n<p>\u10d6\u10dd\u10d2\u10d0\u10d3\u10d0\u10d3, \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8 &#8211; \u10d4\u10e1\u10d0\u10d0 \u10d8\u10db\u10d8\u10e1 \u10d0\u10da\u10d1\u10d0\u10d7\u10dd\u10d1\u10d0, \u10e0\u10dd\u10db \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10d8\u10e1\u10d4\u10d7 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d3\u10d4\u10d1\u10d0 \u10db\u10dd\u10da\u10dd\u10d3\u10d8\u10dc\u10d8\u10e1\u10d2\u10d0\u10dc \u10d3\u10d0 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10d0\u10d3 \u10d8\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d4\u10d1\u10d6\u10d4. \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0 \u10d2\u10d0\u10dc\u10db\u10d0\u10e0\u10e2\u10d4\u10d1\u10d0\u10ea, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10ee\u10db\u10d0\u10d3, \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8 \u10e4\u10e3\u10da\u10d0\u10d3 \u10dc\u10d0\u10d9\u10d0\u10d3\u10d4\u10d1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10e3\u10e0\u10d9\u10d5\u10d4\u10d5\u10da\u10dd\u10d1\u10d0, \u10d3\u10d0\u10dc\u10d0\u10d9\u10d0\u10e0\u10d2\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10e3\u10d2\u10d4\u10d2\u10db\u10d0\u10d5\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10ec\u10d4\u10d5\u10d8\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d8\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d5\u10d4\u10e0\u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10d0\u10da\u10d1\u10d0\u10d7\u10dd\u10d1\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1. [1]<\/p>\n\n\n\n<p>\u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e6\u10e0\u10db\u10d0\u10d3 \u10d3\u10d0 \u10e3\u10d9\u10d4\u10d7 \u10d2\u10d0\u10e1\u10d0\u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d4\u10d1\u10da\u10d0\u10d3, \u10db\u10d8\u10d6\u10d0\u10dc\u10e8\u10d4\u10ec\u10dd\u10dc\u10d8\u10da\u10d8\u10d0 \u10d5\u10d8\u10ea\u10dd\u10d3\u10d4\u10d7 \u10db\u10d0\u10d7\u10d8 \u10d9\u10da\u10d0\u10e1\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0. \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 \u10d3\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d8\u10d0 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10d7:<\/p>\n\n\n\n<ul><li>\u10ec\u10d0\u10e0\u10db\u10dd\u10e8\u10dd\u10d1\u10d8\u10e1 \u10ec\u10e7\u10d0\u10e0\u10dd\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7<\/li><li>\u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7<\/li><li>\u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e1\u10e4\u10d4\u10e0\u10dd\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7<\/li><li>\u10ec\u10d0\u10e0\u10db\u10dd\u10e8\u10dd\u10d1\u10d8\u10e1 \u10d3\u10e0\u10dd\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7<\/li><li>\u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7<\/li><li>\u10d2\u10d0\u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d4\u10d1\u10d8\u10e1 \u10db\u10d4\u10d7\u10dd\u10d3\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7<\/li><li>\u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e2\u10d8\u10de\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7<\/li><li>\u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d0\u10e6\u10e0\u10d8\u10ea\u10ee\u10d5\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7<\/li><li>\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7<\/li><\/ul>\n\n\n\n<p>\u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0, \u10e0\u10dd\u10db \u10e7\u10dd\u10d5\u10d4\u10da\u10d8 \u10d9\u10da\u10d0\u10e1\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d8\u10d7\u10d8 \u10d3\u10d0 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d4\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10db\u10ed\u10d8\u10d3\u10e0\u10dd\u10d3 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10d7\u10d0\u10dc \u10d3\u10d0 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3, \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10de\u10d8\u10e0\u10d1\u10d4\u10d1\u10d4\u10da\u10d8\u10ea \u10d9\u10d8. \u10d7\u10d8\u10d7\u10dd\u10d4\u10e3\u10da\u10d8 \u10db\u10d0\u10d7\u10d2\u10d0\u10dc\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d5\u10d0\u10eb\u10da\u10d4\u10d5\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d9\u10e3\u10d7\u10ee\u10d8\u10d3\u10d0\u10dc \u10d3\u10d0\u10d5\u10d8\u10dc\u10d0\u10ee\u10dd\u10d7 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7. [1]<\/p>\n\n\n\n<p><strong>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8<\/strong><\/p>\n\n\n\n<p>\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d0\u10e6\u10d5\u10dc\u10d8\u10e8\u10dc\u10d4, \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10e6\u10e0\u10db\u10d8\u10e1\u10d4\u10e3\u10da\u10d8 \u10e8\u10d4\u10e1\u10ec\u10d0\u10d5\u10da\u10d0 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d8 \u10e1\u10ec\u10dd\u10e0\u10d8 \u10d9\u10da\u10d0\u10e1\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d5\u10d0\u10eb\u10da\u10d4\u10d5\u10e1 \u10e1\u10ec\u10dd\u10e0\u10d0\u10d3 \u10d2\u10d0\u10dc\u10d5\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10dd\u10d7 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8. \u10e9\u10d4\u10db\u10d8 \u10d0\u10d6\u10e0\u10d8\u10d7, \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10e5\u10ea\u10d4\u10d5\u10d8, \u10d7\u10e3\u10db\u10ea\u10d0 \u10e3\u10d3\u10d8\u10d3\u10d4\u10e1\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 \u10db\u10d0\u10d8\u10dc\u10ea <strong>\u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10e1<\/strong> \u10e3\u10ed\u10d8\u10e0\u10d0\u10d5\u10e1. \u10db\u10d0\u10e1 \u10d7\u10d0\u10db\u10d0\u10db\u10d0\u10d3 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d4\u10ec\u10dd\u10d3\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u201e\u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u201c \u10d3\u10d0 \u10d8\u10e1 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1, \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d0\u10d3, \u10d2\u10d0\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e3\u10d1\u10e0\u10e3\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10e1. [2] \u10e9\u10d5\u10d4\u10dc \u10d9\u10d8 \u10d5\u10d8\u10ea\u10d8\u10d7, \u10e0\u10dd\u10db \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10ea\u10d4\u10db\u10d0&nbsp; \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10dd\u10d1\u10d0\u10d0. \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0 \u10da\u10d8\u10e2\u10d4\u10e0\u10d0\u10e2\u10e3\u10e0\u10d0\u10e8\u10d8 \u10d2\u10d0\u10db\u10dd\u10e7\u10dd\u10e4\u10d8\u10da\u10d8\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10e8\u10dd\u10d1\u10d8\u10e1 \u10dd\u10d7\u10ee\u10d8 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8:<\/p>\n\n\n\n<p>\u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8, \u10d4\u10e1 \u10d2\u10d0\u10ee\u10da\u10d0\u10d5\u10d7 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10e1 \u10dc\u10d4\u10d2\u10d0\u10e2\u10d8\u10e3\u10e0\u10d8 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10e3\u10da\u10d8 \u10d0\u10dc \u10e0\u10d4\u10ea\u10d4\u10e1\u10d8\u10e3\u10da\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10ec\u10d5\u10d4\u10d5\u10e1 \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1.<\/p>\n\n\n\n<p>\u10db\u10d4\u10dd\u10e0\u10d4, \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d8\u10e1 \u10e3\u10e3\u10dc\u10d0\u10e0\u10dd\u10d1\u10d0, \u10db\u10d8\u10d0\u10e6\u10ec\u10d8\u10dd\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d2\u10d4\u10d2\u10db\u10d8\u10d7 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e3\u10da \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d8\u10da \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10e1 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0, \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc \u10d7\u10e3 \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0 \u10e1\u10e4\u10d4\u10e0\u10dd\u10d4\u10d1\u10e8\u10d8 \u10db\u10dd\u10db\u10ee\u10d3\u10d0\u10e0\u10d8 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd.<\/p>\n\n\n\n<p>\u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10d2\u10d0\u10ee\u10da\u10d0\u10d5\u10d7, \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10e1 \u10d0\u10e0\u10d0\u10db\u10d8\u10d6\u10dc\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0 \u10d0\u10dc \u10d0\u10e0\u10d0\u10d9\u10d4\u10d7\u10d8\u10da\u10e1\u10d8\u10dc\u10d3\u10d8\u10e1\u10d8\u10d4\u10e0\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10d2\u10d0\u10db\u10dd\u10d8\u10ee\u10d0\u10e2\u10d4\u10d1\u10d0 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10e1 \u10d3\u10d0\u10e4\u10d0\u10e0\u10d5\u10d8\u10e1\u10d2\u10d0\u10dc \u10d7\u10d0\u10d5\u10d8\u10e1 \u10d0\u10e0\u10d8\u10d3\u10d4\u10d1\u10d8\u10e1 \u10db\u10ea\u10d3\u10d4\u10da\u10dd\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<p>\u10db\u10d4\u10dd\u10d7\u10ee\u10d4, \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0, \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10e1 \u10d2\u10d0\u10e3\u10e4\u10d0\u10e1\u10e3\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10dc\u10d0\u10d3\u10d2\u10e3\u10e0\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d8\u10d7, \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d0\u10db\u10d4\u10d7\u10d5\u10d0\u10da\u10e7\u10e3\u10e0\u10d4\u10dd \u10e1\u10d0\u10d1\u10ed\u10dd \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d3\u10d0\u10d0\u10db\u10e2\u10d9\u10d8\u10ea\u10dd\u10e1 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d0 \u10d3\u10d0 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e8\u10d8\u10ea \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10d0\u10e1\u10d0\u10ee\u10e3\u10da\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10ea\u10d8\u10d9\u10da\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10e1 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d0\u10db\u10e2\u10d0\u10dc\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10db\u10dd\u10e1\u10d0\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d8\u10e1 \u10d0\u10da\u10d1\u10d0\u10d7\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e7\u10dd\u10e1 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10ea\u10d8\u10d9\u10da\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10db\u10d0\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0 \u10d8\u10e5\u10dd\u10dc\u10d8\u10dd\u10dc \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8\u10e1 \u10e8\u10d4\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10da\u10dd\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d6\u10d4. [1]<\/p>\n\n\n\n<p>\u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10d3\u10d2\u10d0\u10e1 <strong>\u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1<\/strong> \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4. \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da\u10d8\u10d0 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e4\u10d0\u10e1\u10d8\u10e1 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d8\u10d7. \u10d8\u10e1 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10ec\u10d0\u10e0\u10db\u10dd\u10d8\u10e8\u10d5\u10d0\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3 \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d2\u10d0\u10e1\u10ea\u10d4\u10db\u10e1 \u10d0\u10dc \u10db\u10dd\u10d8\u10d6\u10d8\u10d3\u10d0\u10d5\u10e1 \u10e1\u10d4\u10e1\u10ee\u10e1. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 3 \u10db\u10e1\u10ee\u10d5\u10d8\u10da \u10d9\u10d0\u10e2\u10d4\u10d2\u10dd\u10e0\u10d8\u10d0\u10d3 \u10d8\u10e7\u10dd\u10e4\u10d0: \u10d4\u10e1\u10d4\u10dc\u10d8\u10d0 \u10e1\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10dd, \u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10d3\u10d0 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8.<\/p>\n\n\n\n<p><strong>\u10e1\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1<\/strong> \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8, \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10e3\u10de\u10d8\u10e0\u10d8\u10e1\u10de\u10d8\u10e0\u10d3\u10d4\u10d1\u10d8\u10d0\u10dc \u10d8\u10e1\u10d4\u10d7 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10e0\u10d8\u10d4\u10e0\u10d4\u10d1\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d9\u10dd\u10dc\u10d8\u10e3\u10dc\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d0, \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10de\u10d0\u10e1\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e4\u10d0\u10e0\u10d5\u10d8\u10e1 \u10d5\u10d0\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e3\u10e1\u10d0\u10d1\u10d0\u10db\u10dd\u10d1\u10d0, \u10d0\u10d2\u10e0\u10d4\u10d7\u10d5\u10d4, \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e0\u10dd\u10da\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e8\u10d8. \u10db\u10dd\u10d2\u10d5\u10d4\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0 \u10d1\u10d0\u10dc\u10d9\u10e1 \u10d2\u10d0\u10d0\u10ea\u10dc\u10d8\u10d0 \u10db\u10dd\u10dc\u10d4\u10e2\u10d0\u10e0\u10e3\u10da\u10d8 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10db\u10d0\u10d7\u10d2\u10d0\u10dc\u10d8\u10d0 \u10e0\u10d4\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10e2\u10d8, \u10e0\u10dd\u10db\u10da\u10d8\u10d7\u10d0\u10ea \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10e1 \u10e4\u10e3\u10da\u10d8\u10e1 \u10db\u10d0\u10e1\u10d8\u10e1 \u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d0\u10e1.<\/p>\n\n\n\n<p>\u10ea\u10ee\u10d0\u10d3\u10d8\u10d0, \u10e0\u10dd\u10db \u10d3\u10e6\u10d4\u10d5\u10d0\u10dc\u10d3\u10d4\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0 \u10db\u10d4\u10e0\u10e7\u10d4\u10d5\u10d8\u10d0 \u10d3\u10d0 \u10ea\u10d5\u10d0\u10da\u10d4\u10d1\u10d0\u10d3\u10d8. \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d5\u10d0\u10da\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d8 \u10db\u10e3\u10d3\u10db\u10d8\u10d5 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10dc\u10d8\u10ea\u10d3\u10d8\u10e1, \u10e0\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10ea \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4\u10ea \u10d3\u10d2\u10d0\u10dc\u10d0\u10dc. <strong>\u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8<\/strong> \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0\u10d8 \u10d5\u10d0\u10da\u10e3\u10e2\u10d8\u10e1 \u10d2\u10d0\u10ea\u10d5\u10da\u10d8\u10d7\u10d8 \u10d9\u10e3\u10e0\u10e1\u10d8\u10e1 \u10dc\u10d4\u10d2\u10d0\u10e2\u10d8\u10e3\u10e0\u10d8 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0 \u10d5\u10d0\u10da\u10e3\u10e2\u10d0\u10e8\u10d8 \u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e3\u10e4\u10d0\u10e1\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10e1.<\/p>\n\n\n\n<p>\u10d1\u10dd\u10da\u10dd\u10e1, <strong>\u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8,<\/strong> \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10e0\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc \u10d6\u10d0\u10e0\u10d0\u10da\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10d9\u10dd\u10e2\u10d8\u10e0\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10d0\u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd.<\/p>\n\n\n\n<p>\u10d0\u10e0\u10d0\u10dc\u10d0\u10d9\u10da\u10d4\u10d1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 <strong>\u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8<\/strong>. \u10d4\u10e1 \u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e3\u10dc\u10d0\u10e0\u10e1 \u10d2\u10d0\u10d8\u10e1\u10e2\u10e3\u10db\u10e0\u10dd\u10e1 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d7\u10e5\u10db\u10e3\u10da \u10d5\u10d0\u10d3\u10d0\u10e8\u10d8. \u10e1\u10e3\u10e1\u10e2\u10d8 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10d0\u10dc \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10d1\u10d0\u10dc\u10d9\u10db\u10d0 \u10d5\u10d4\u10e0 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10e1 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d1\u10d0\u10da\u10d0\u10dc\u10e1\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10d7, \u10d0\u10dc \u10d5\u10d4\u10e0 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e4\u10e3\u10da\u10d0\u10d3 \u10e4\u10dd\u10e0\u10db\u10d0\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e7\u10d5\u10d0\u10dc\u10d0, \u10e1\u10d0\u10ee\u10e1\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10d6\u10d8\u10d3\u10d5\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10ec\u10e7\u10d0\u10e0\u10dd\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc. \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 \u10d3\u10d8\u10d3 \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1, \u10d5\u10d8\u10dc\u10d0\u10d8\u10d3\u10d0\u10dc \u10db\u10d0\u10d7\u10d6\u10d4 \u10d7\u10d5\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ee\u10e3\u10ed\u10d5\u10d8\u10d7, \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0\u10db\u10d0\u10dc\u10d2\u10e0\u10d4\u10d5\u10d4\u10da\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d0\u10db\u10d0\u10e0\u10e2\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. [1]<\/p>\n\n\n\n<p>\u10db\u10dd\u10db\u10d3\u10d4\u10d5\u10dc\u10dd \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4 \u10d3\u10d2\u10d0\u10dc\u10d0\u10dc \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d8\u10e1 <strong>\u10e1\u10d0\u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8.<\/strong> \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e1 \u10e1\u10d0\u10ee\u10d4 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d0\u10d3 \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d0\u10dc \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e3\u10e0\u10d8 \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8\u10d0. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10e3\u10da\u10d8 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10e1 \u10d0\u10e0\u10d0\u10e1\u10e0\u10e3\u10da\u10e7\u10dd\u10e4\u10d8\u10da\u10d8 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0, \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d0\u10e0\u10d0\u10e1\u10d0\u10d9\u10db\u10d0\u10e0\u10d8\u10e1\u10d8 \u10ec\u10d0\u10e0\u10db\u10d0\u10d3\u10dd\u10d1\u10d0 \u10d0\u10dc \u10d1\u10d0\u10d6\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d5\u10d4\u10d6\u10d8 \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1, \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d4\u10d1\u10d8 \u10d0\u10dc \u10d7\u10e3\u10dc\u10d3\u10d0\u10ea \u10d2\u10d0\u10e0\u10d4 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10e8\u10d8, \u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e8\u10d8, \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10de\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10d0\u10e1\u10d0\u10dc\u10e5\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e9\u10d0\u10e0\u10d4\u10d5\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0.<\/p>\n\n\n\n<p>\u10d1\u10dd\u10da\u10dd\u10e1, \u10e7\u10e3\u10e0\u10d0\u10d3\u10e0\u10d4\u10d1\u10d0 \u10db\u10d8\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d5\u10d0\u10db\u10d0\u10ee\u10d5\u10d8\u10da\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10d6\u10d4, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10ee\u10d5\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10d8\u10d7 \u201e\u10d0\u10e0\u10d0\u10e4\u10dd\u10e0\u10db\u10d0\u10da\u10e3\u10e0\u201c \u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10e1 \u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10e1. \u10d4\u10e1 \u10d2\u10d0\u10ee\u10da\u10d0\u10d5\u10d7 <strong>\u10e0\u10d4\u10de\u10e3\u10e2\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8,<\/strong> \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea, \u10e1\u10ee\u10d5\u10d0 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3, \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10d8 \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10d2\u10d0\u10dc\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10d0\u10d3 \u10ec\u10d0\u10e0\u10db\u10dd\u10d3\u10d2\u10d4\u10dc\u10d0\u10e1. \u10d5\u10d8\u10ea\u10d8\u10d7, \u10e0\u10dd\u10db \u201e\u10e1\u10ef\u10dd\u10d1\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10d8\u10e1\u10d0 \u10db\u10dd\u10ee\u10d5\u10d4\u10ed\u10d0, \u10e7\u10dd\u10d5\u10d4\u10da\u10e1\u10d0 \u10db\u10dd\u10e1\u10d0\u10ee\u10d5\u10d4\u10ed\u10d4\u10da\u10e1\u10d0\u201c (\u201e\u10d5\u10d4\u10e4\u10ee\u10d8\u10e1\u10e2\u10e7\u10d0\u10dd\u10e1\u10d0\u10dc\u10d8\u201c, \u10e8.\u10e0\u10e3\u10e1\u10d7\u10d0\u10d5\u10d4\u10da\u10d8). \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10d1\u10d0\u10dc\u10d9\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10d9\u10d0\u10e0\u10d2\u10d8 \u10e0\u10d4\u10de\u10e3\u10e2\u10d0\u10ea\u10d8\u10d0 \u10d8\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d3\u10dd\u10d1\u10d0 \u10d3\u10d0\u10d8\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10dd\u10e1. \u10dc\u10d3\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4 \u10d4\u10e5\u10db\u10dc\u10d4\u10d1\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0 \u10d0\u10e5\u10e2\u10d8\u10d5\u10dd\u10d1\u10d4\u10d1\u10e1: \u10d7\u10e3 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8 \u10d0\u10e0 \u10d4\u10dc\u10d3\u10dd\u10d1\u10d0 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10e1, \u10d8\u10e1 \u10db\u10d0\u10dc\u10d3 \u10e1\u10d4\u10e1\u10ee\u10e1 \u10d0\u10e0 \u10d0\u10d8\u10e6\u10d4\u10d1\u10e1, \u10d0\u10e0 \u10d2\u10d0\u10ee\u10e1\u10dc\u10d8\u10e1 \u10d8\u10db \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10d0\u10dc\u10d0\u10d1\u10d0\u10e0\u10e1 \u10d3\u10d0 \u10d0.\u10e8. \u10d0\u10db\u10d8\u10e2\u10dd\u10db, \u10e1\u10ee\u10d5\u10d0 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3, \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10db\u10d0 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10e3\u10dc\u10d3\u10d0 \u201e\u10db\u10dd\u10d8\u10ee\u10d5\u10d4\u10ed\u10dd\u10dc \u10e1\u10d0\u10ee\u10d4\u10da\u10d8\u201c.<\/p>\n\n\n\n<p>\u10db\u10dd\u10d2\u10d5\u10d4\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10d0, 2019 \u10ec\u10da\u10d8\u10e1 \u10db\u10d8\u10ec\u10e3\u10e0\u10e3\u10da\u10e1, \u10e5.\u10d5\u10e3\u10f0\u10d0\u10dc\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10d5\u10e0\u10ea\u10d4\u10da\u10d3\u10d0 \u10d5\u10d8\u10e0\u10e3\u10e1\u10d8 SARS-COV-2, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10db\u10dd\u10e7\u10d5\u10d0 COVID-19-\u10d8\u10e1 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d0. \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd 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\u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d6\u10d4.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d4\u10e1 \u10e1\u10ec\u10dd\u10e0\u10d0\u10d3\u10d0\u10ea \u10e0\u10dd\u10db \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10d3\u10d0. \u10e3\u10d0\u10db\u10e0\u10d0\u10d5\u10d8 \u10d2\u10d0\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e3\u10ee\u10d3\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e8\u10d8\u10e8\u10e0\u10dd\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4 \u10d3\u10d0\u10d3\u10d2\u10d0. \u10d7\u10e3\u10db\u10ea\u10d0, \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10db\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10db\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3, \u10e8\u10d4\u10eb\u10da\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10e2\u10d8\u10e3\u10da\u10d8 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d8\u10e1 \u10e8\u10d4\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10db\u10dd\u10d4\u10e0\u10d2\u10dd \u10d8\u10db\u10d3\u10e0\u10dd\u10d8\u10dc\u10d3\u10d4\u10da \u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1.<\/p>\n\n\n\n<p>2020 \u10ec\u10d4\u10da\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10db\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10e9\u10d8\u10dc\u10d4\u10e1 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8 3 \u10d7\u10d5\u10d8\u10d7 \u10d2\u10d0\u10d3\u10d0\u10d0\u10d5\u10d0\u10d3\u10d4\u10e1. \u10d7\u10e3\u10db\u10ea\u10d0 \u10d0\u10db\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d0\u10d3 2020 \u10ec\u10da\u10d8\u10e1 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10dc\u10d0\u10ee\u10d4\u10d5\u10d0\u10e0\u10d8 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8\u10e1\u10db\u10dd\u10db\u10e2\u10d0\u10dc\u10d8 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10e1\u10e2\u10d0\u10e2\u10d8\u10e1\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7 \u10d6\u10d0\u10e0\u10d0\u10da\u10db\u10d0 486 \u10db\u10da\u10dc \u10da\u10d0\u10e0\u10d8 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd 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\u10e8\u10d4\u10e0\u10d1\u10d8\u10da\u10d3\u10d0 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e3\u10ec\u10e7\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ee\u10da\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7, \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10d7\u10d0\u10dc &nbsp;400 \u10db\u10da\u10dc \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10e1 \u10da\u10d8\u10db\u10d8\u10e2\u10d8\u10e1 \u10e1\u10d5\u10dd\u10de-\u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d0 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8, \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d3\u10d0 \u10e0\u10d4\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d8, \u10e0\u10d0\u10ea \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d0\u10d3 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d0 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10d6\u10d4. \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7, 600 \u10db\u10da\u10dc \u10da\u10d0\u10e0\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8 \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10e1\u10d3\u10d0 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e8\u10d8 \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d4\u10d1\u10d6\u10d4. [3]<\/p>\n\n\n\n<p>2020 \u10ec\u10d4\u10da\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10db\u10d0 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10db\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10db 99,3 \u10db\u10da\u10dc \u10da\u10d0\u10e0\u10d8 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0, \u10e0\u10d0\u10ea \u10ec\u10d8\u10dc\u10d0 \u10ec\u10da\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 10-\u10ef\u10d4\u10e0 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d3\u10d0. \u10d9\u10dd\u10e0\u10dd\u10dc\u10d0\u10d5\u10d8\u10e0\u10e3\u10e1\u10d8\u10e1 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3, \u10d6\u10dd\u10d2\u10db\u10d0 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10db\u10d0 \u10d1\u10d0\u10dc\u10d9\u10db\u10d0 \u10e8\u10d4\u10eb\u10da\u10dd \u10d3\u10d0 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7 \u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10d6\u10d4 \u10d2\u10d0\u10d5\u10d8\u10d3\u10d0. [4]<\/p>\n\n\n\n<p><strong>\u10ea\u10ee\u10e0\u10d8\u10da\u10d8 1: \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0 (\u10da\u10d0\u10e0\u10d8) 2020 \u10ec\u10d4\u10da\u10d8<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u2116<\/strong><\/td><td><strong>\u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10ee\u10d4\u10da\u10d4\u10d1\u10d0<\/strong><\/td><td><strong>\u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0 (\u10da\u10d0\u10e0\u10d8)<\/strong><\/td><\/tr><tr><td>1<\/td><td>\u201e\u10d7\u10d8 \u10d1\u10d8 \u10e1\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u201c<\/td><td>123&nbsp;180&nbsp;649<\/td><\/tr><tr><td>2<\/td><td>\u201e\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u201c<\/td><td>57&nbsp;108 880<\/td><\/tr><tr><td>3<\/td><td>\u201e\u10d9\u10e0\u10d4\u10d3\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8\u201c<\/td><td>13&nbsp;950 614<\/td><\/tr><tr><td>4<\/td><td>\u201e\u10d1\u10d0\u10d6\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u201c<\/td><td>5&nbsp;972 349<\/td><\/tr><tr><td>5<\/td><td>\u201e\u10de\u10e0\u10dd\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2 \u10d1\u10d0\u10dc\u10d9\u10d8\u201c<\/td><td>3&nbsp;534 386<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>\u10ec\u10e7\u10d0\u10e0\u10dd<\/strong>: <a href=\"https:\/\/bm.ge\/ka\/article\/qartuli-bankebis-reitingi-2020-wlis-mogebazaralis-mixedvit\/75249\">https:\/\/bm.ge\/ka\/article\/qartuli-bankebis-reitingi-2020-wlis-mogebazaralis-mixedvit\/75249<\/a><\/p>\n\n\n\n<p>2021 \u10ec\u10d4\u10da\u10e1 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\u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10e3\u10da\u10d8 \u10e1\u10d8\u10eb\u10dc\u10d4\u10da\u10d4\u10d4\u10d1\u10d8 \u10d2\u10d0\u10d3\u10d0\u10d8\u10da\u10d0\u10ee\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e8\u10d8, \u10e0\u10d0\u10e1\u10d0\u10ea \u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10e1 2021 \u10ec\u10da\u10d8\u10e1 \u10e1\u10e2\u10d0\u10e2\u10d8\u10e1\u10e2\u10d8\u10d9\u10d0\u10ea. 2021 \u10ec\u10da\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10d8\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10e1 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 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\u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1. \u10d4\u10e1 \u10e6\u10dd\u10dc\u10d8\u10e1\u10eb\u10d8\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d4\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da \u10de\u10e0\u10d8\u10dc\u10ea\u10d8\u10de\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0:<\/p>\n\n\n\n<ul><li><strong>\u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10e3\u10e0\u10dd\u10d1\u10d0<\/strong>, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10d8\u10db\u10d8\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1, \u10e0\u10dd\u10db \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10d5\u10d8\u10e1\u10d0\u10e1, \u10db\u10d8\u10e1\u10d8 \u10e8\u10d4\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10d4\u10da\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d4\u10da\u10d4\u10db\u10d4\u10dc\u10e2\u10d8 \u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10e3\u10da\u10d8 \u10d8\u10e7\u10dd\u10e1 \u10d4\u10e0\u10d7\u10d8\u10d0\u10dc \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8.<\/li><li><strong>\u10d2\u10d0\u10ee\u10e1\u10dc\u10d8\u10da\u10dd\u10d1\u10d0<\/strong> &#8211; \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10d4\u10dc \u10e6\u10d8\u10d0 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10db\u10d0\u10d7\u10d6\u10d4 \u10d2\u10d0\u10db\u10e3\u10d3\u10db\u10d4\u10d1\u10d8\u10d7 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8 \u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10e1, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d0\u10e0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10db\u10d0\u10d7\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10d5\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ea\u10d0\u10da\u10d9\u10d4 \u10db\u10d3\u10d2\u10dd\u10db\u10d8, \u10d0\u10d5\u10e2\u10dd\u10dc\u10dd\u10db\u10d8\u10e3\u10e0\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1.<\/li><li><strong>\u10d0\u10d2\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d8\u10d4\u10e0\u10d0\u10e0\u10e5\u10d8\u10e3\u10da\u10dd\u10d1\u10d0<\/strong> &#8211; \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d4\u10da\u10d4\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d0\u10e9\u10dc\u10d3\u10d4\u10d7 \u10db\u10d9\u10d0\u10ea\u10e0\u10d8 \u10d7\u10d0\u10dc\u10db\u10d8\u10db\u10d3\u10d4\u10d5\u10e0\u10e3\u10da\u10d8 \u10ec\u10e7\u10dd\u10d1\u10d0.<\/li><li><strong>\u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0<\/strong> &#8211; \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d0\u10e9\u10dc\u10d3\u10d4\u10e1 \u10d6\u10e3\u10e1\u10e2\u10d0\u10d3 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10e3\u10da\u10d8 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d4\u10d1\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d9\u10e0\u10d8\u10e2\u10d4\u10e0\u10d8\u10e3\u10db\u10d8\u10d0 \u10db\u10d8\u10e1 \u10d4\u10da\u10d4\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10db\u10e7\u10d0\u10e0\u10d8 \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0.<\/li><li><strong>\u10e0\u10d4\u10d2\u10da\u10d0\u10db\u10d4\u10dc\u10e2\u10d0\u10e2\u10e3\u10e0\u10dd\u10d1\u10d0<\/strong> &#8211; \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8 \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10e7\u10d5\u10d4\u10da\u10d0 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10db\u10d9\u10d0\u10ea\u10e0\u10d0\u10d3 \u10e0\u10d4\u10d2\u10da\u10d0\u10db\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8.<\/li><li><strong>\u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10e3\u10da\u10dd\u10d1\u10d0<\/strong> &#8211; \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1\u10d0\u10e1 \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d9\u10d0\u10e0\u10d2\u10d0\u10d3 \u10d2\u10d0\u10d0\u10d6\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10d2\u10d0\u10d7\u10d5\u10d8\u10d7\u10ea\u10dc\u10dd\u10d1\u10d8\u10d4\u10e0\u10d4\u10d1\u10d0\u10e1.<\/li><li><strong>\u10e8\u10d4\u10d7\u10d0\u10dc\u10ee\u10db\u10d4\u10d1\u10e3\u10da\u10dd\u10d1\u10d0<\/strong> &#8211; \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d4\u10da\u10d4\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e8\u10d4\u10d7\u10d0\u10dc\u10ee\u10db\u10d4\u10d1\u10e3\u10da\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10db\u10d0\u10d7\u10d8 \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4\u10d6\u10d4 \u10d3\u10d0 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4\u10d6\u10d4.<\/li><li><strong>\u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10dd\u10d1\u10d0<\/strong> &#8211; \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10d0\u10ee\u10da\u10d3\u10d4\u10e1 \u10dd\u10d1\u10d8\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8, \u10e3\u10e2\u10e7\u10e3\u10d0\u10e0\u10d8 \u10d3\u10d0 \u10d0\u10e5\u10e2\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10db\u10e3\u10d3\u10db\u10d4\u10d1\u10d8\u10d7\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d0.<\/li><li><strong>\u10e3\u10ec\u10e7\u10d5\u10d4\u10e2\u10dd\u10d1\u10d0<\/strong><\/li><li><strong>\u10ea\u10d8\u10d9\u10da\u10e3\u10e0\u10dd\u10d1\u10d0<\/strong> \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0. [1]<\/li><\/ul>\n\n\n\n<p>\u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10e7\u10d5\u10d4\u10da\u10d0 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da \u10d9\u10dd\u10db\u10de\u10dd\u10dc\u10d4\u10dc\u10e2\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10d3\u10d2\u10d4\u10d1\u10d0 \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10e3\u10da\u10d8, \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd, \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10d0\u10e0\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1, \u10e0\u10d8\u10e1\u10d9\u10e0\u10d4\u10de\u10dd\u10e0\u10e2\u10d8\u10dc\u10d2\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10d3\u10d0\u10db\u10ee\u10db\u10d0\u10e0\u10d4 \u10d2\u10d0\u10db\u10d0\u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d4\u10d1\u10d8\u10ea\u10d0\u10d0: IT &#8211; \u10d8\u10dc\u10e4\u10e0\u10d0\u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d0, \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0, \u10e1\u10e2\u10e0\u10d4\u10e1\u10e2\u10d4\u10e1\u10e2\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d4\u10d1\u10d8. [5]<\/p>\n\n\n\n<p>\u10d3\u10e6\u10d4\u10e1\u10d3\u10e6\u10d4\u10dd\u10d1\u10d8\u10d7, \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8, \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d4\u10dc \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0\u10e8\u10d8.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd \u10d2\u10d0\u10db\u10e3\u10d3\u10db\u10d4\u10d1\u10d8\u10d7 \u10d8\u10ea\u10d5\u10da\u10d4\u10d1\u10d0, \u10e1\u10d0\u10db\u10d4\u10ea\u10dc\u10d8\u10d4\u10e0\u10dd-\u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10de\u10e0\u10dd\u10d2\u10e0\u10d4\u10e1\u10d8 \u10ec\u10d8\u10dc \u10db\u10d8\u10d8\u10e1\u10ec\u10e0\u10d0\u10e4\u10d5\u10d8\u10e1 \u10d3\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10db\u10d0\u10ea \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10dd\u10dc \u10e1\u10d8\u10d0\u10ee\u10da\u10d4\u10d4\u10d1\u10d8 \u10d7\u10d0\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e8\u10d8, \u10e0\u10d0\u10d7\u10d0 \u10e8\u10d4\u10d8\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10dd\u10dc \u10d0\u10e5\u10e2\u10e3\u10d0\u10da\u10e3\u10e0\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10e4\u10d0\u10e0\u10d7\u10dd\u10d3 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d4\u10dc \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10e1. \u10d0\u10db\u10d8\u10d7 \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d0\u10d9\u10db\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10d4\u10dc 21-\u10d4 \u10e1\u10d0\u10e3\u10d9\u10e3\u10dc\u10d8\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10e1. \u10d2\u10d0\u10dc\u10d5\u10d8\u10ee\u10d8\u10da\u10dd\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<p><strong>\u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2\/\u10db\u10dd\u10d1\u10d0\u10d8\u10da \u10d1\u10d0\u10dc\u10d9\u10d8.<\/strong> \u10d8\u10dc\u10e2\u10d4\u10e0\u10dc\u10d4\u10e2 \u10d3\u10d0 \u10db\u10dd\u10d1\u10d0\u10d8\u10da \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10db \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d0\u10d3 \u10e3\u10e4\u10e0\u10dd \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8, \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8, \u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10d8 \u10d3\u10d0 \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc\u10d8 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0. \u10e1\u10d0\u10e5\u10db\u10d4 \u10d8\u10e1 \u10d2\u10d0\u10ee\u10da\u10d0\u10d5\u10d7, \u10e0\u10dd\u10db \u10d0\u10db \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7, \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10e1 \u10e1\u10d0\u10ee\u10da\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10e3\u10e1\u10d5\u10da\u10d4\u10da\u10d0\u10d3 \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0 \u10d0\u10db\u10d0 \u10d7\u10e3 \u10d8\u10db \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea, \u10e9\u10d4\u10db\u10d8 \u10d0\u10d6\u10e0\u10d8\u10d7, \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d0\u10d3 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d4\u10d1\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10d6\u10d4. \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d9\u10db\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d8\u10d0 \u10d8\u10db\u10d8\u10d7, \u10e0\u10dd\u10db \u10d6\u10dd\u10d2\u10d0\u10d5\u10e1 \u10d3\u10e0\u10dd\u10e1, \u10e0\u10d0\u10ea \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10ee\u10d3\u10d4\u10e1 \u10d8\u10db\u10d8\u10e1 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8, \u10e0\u10dd\u10db \u10d4\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8, \u10e3\u10e4\u10e0\u10dd \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10e1 \u10d0\u10db \u10d1\u10d0\u10dc\u10d9\u10e1 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8.<\/p>\n\n\n\n<p><strong>\u10ec\u10d9\u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0 \u10d3\u10d0 \u10dd\u10e0\u10db\u10d0\u10d2\u10d8 \u10d5\u10d4\u10e0\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0<\/strong>. \u10d0\u10db \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d8\u10e1 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10d8\u10e1\u10d0\u10d0, \u10e0\u10dd\u10db \u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8, \u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10d8 \u10d3\u10d0 \u10d0\u10db\u10d0\u10d5\u10d3\u10e0\u10dd\u10e3\u10da\u10d0\u10d3 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d4\u10d1\u10d0\u10e1. \u10e7\u10dd\u10d5\u10d4\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1\u10d0\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10ee\u10d3\u10d4\u10d1\u10d0 \u10d9\u10dd\u10d3\u10d8, \u10e0\u10d0\u10ea \u10d7\u10d0\u10dc\u10ee\u10d0\u10e1 \u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10de\u10d8\u10e0\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d0\u10e0\u10d0\u10da\u10d4\u10d2\u10d0\u10da\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d9\u10d0\u10e0\u10d2\u10d5\u10d8\u10e1\u10d2\u10d0\u10dc \u10d8\u10ea\u10d0\u10d5\u10e1. \u10d0\u10e5\u10d5\u10d4 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10db\u10d8\u10d5\u10d0\u10d9\u10e3\u10d7\u10dc\u10dd\u10d7 <strong>\u10d7\u10d8\u10d7\u10d8\u10e1 \u10d0\u10dc\u10d0\u10d1\u10d4\u10ed\u10d3\u10d8\u10e1 \u10d0\u10dc \u10e1\u10d0\u10ee\u10d8\u10d7 \u10d0\u10db\u10dd\u10ea\u10dc\u10dd\u10d1\u10d8\u10e1<\/strong> \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d8\u10d0 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d7\u10d0 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10ea\u10d5\u10d0\u10d6\u10d4.<\/p>\n\n\n\n<p>\u10ea\u10ee\u10d0\u10d3\u10d8\u10d0, \u10e0\u10dd\u10db \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d0\u10e0\u10ec\u10db\u10e3\u10dc\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10d4\u10d1\u10d8\u10e1 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d4\u10d1\u10d0\u10e8\u10d8, \u10d0\u10db\u10d8\u10d7 \u10d1\u10d0\u10dc\u10d9\u10d8\u10ea \u10d8\u10d2\u10d4\u10d1\u10e1. \u10db\u10ea\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d4.\u10ec. \u201e\u10e0\u10d4\u10de\u10e3\u10e2\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1\u201c \u10d0\u10da\u10d1\u10d0\u10d7\u10dd\u10d1\u10d0. \u10e4\u10e1\u10d8\u10e5\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10d2\u10d0\u10d3\u10db\u10dd\u10e1\u10d0\u10ee\u10d4\u10d3\u10d8\u10d3\u10d0\u10dc\u10d0\u10ea, \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10d4\u10e2\u10d0\u10d3 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10d1\u10da\u10dd\u10d1\u10e1 \u10d0\u10e1\u10d4\u10d7 \u10d1\u10d0\u10dc\u10d9\u10d7\u10d0\u10dc, \u10e0\u10d8\u10d7\u10d0\u10ea, \u10e4\u10d0\u10e5\u10e2\u10dd\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3, \u10d6\u10e0\u10d3\u10d8\u10e1 \u10d0\u10db \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p>\u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e8\u10d8 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10dc\u10d8\u10db\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10db\u10d8\u10d6\u10dc\u10d8\u10d7 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10db\u10d4\u10d7\u10dd\u10d3\u10d8\u10d9\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10da\u10d8\u10db\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10d3\u10e3\u10e0\u10d8\u10e1 \u10e8\u10d4\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d0\u10e1. \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d0\u10ec\u10d4\u10e1\u10d4\u10d1\u10e1 \u10da\u10d8\u10db\u10d8\u10e2\u10d4\u10d1\u10e1 \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10d2\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d0\u10d7\u10d7\u10d0\u10dc \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0\u10db\u10d3\u10d4. 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\u10e0\u10d0\u10ea \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10d7\u10d0 \u10ef\u10d2\u10e3\u10e4\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10e3\u10da\u10d8 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0\u10e1.<\/p>\n\n\n\n<p>\u10d0\u10e1\u10d4\u10d5\u10d4, \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10d2\u10d0\u10e3\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d4\u10d2\u10db\u10d0, \u10e0\u10d0\u10d7\u10d0 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10d8\u10ea\u10d8\u10da\u10dd\u10e1 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8. \u10d0\u10db \u10d2\u10d4\u10d2\u10db\u10d0\u10e8\u10d8 \u10e8\u10d4\u10d3\u10d8\u10e1 \u10e1\u10d0\u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10dd \u10d7\u10d0\u10dc\u10ee\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d2\u10d4\u10dc\u10d0, \u10d2\u10d0\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10eb\u10e0\u10d0\u10dd\u10d1\u10d0 \u10e1\u10e2\u10d0\u10e2\u10d8\u10e1\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10d4\u10da\u10d6\u10d4, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d8\u10d3 \u10e0\u10dd\u10da\u10e1 \u10d7\u10d0\u10db\u10d0\u10e8\u10dd\u10d1\u10e1 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10e3\u10da\u10d8 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d4\u10d1\u10d8.&nbsp; [1]<\/p>\n\n\n\n<p>\u10d9\u10dd\u10e0\u10dd\u10dc\u10d0\u10d5\u10d8\u10e0\u10e3\u10e1\u10d8\u10e1 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8, \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e3\u10d9\u10d5\u10d4 \u10d0\u10e6\u10d5\u10dc\u10d8\u10e8\u10dc\u10d4, \u10d3\u10d8\u10d3\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4 \u10d8\u10d3\u10d2\u10dc\u10d4\u10dc. \u10d7\u10e3\u10db\u10ea\u10d0, \u10db\u10d0\u10d7 \u10e8\u10d4\u10eb\u10da\u10d4\u10e1 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7. \u10d0\u10db\u10d0\u10e8\u10d8, \u10d3\u10d8\u10d3\u10d8 \u10ec\u10d5\u10da\u10d8\u10da\u10d8 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3\u10d0\u10ea \u10e0\u10dd\u10db \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10e1 \u10db\u10d8\u10e3\u10eb\u10e6\u10d5\u10dc\u10d8\u10e1. \u10e1\u10d0\u10e5\u10db\u10d4 \u10d8\u10e1 \u10d2\u10d0\u10ee\u10da\u10d0\u10d5\u10d7, \u10e0\u10dd\u10db \u10d3\u10d8\u10e1\u10e2\u10d0\u10dc\u10ea\u10d8\u10e3\u10e0 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10e0\u10d4\u10df\u10d8\u10db\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d5\u10da\u10d0\u10db, \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc\u10d0\u10d3 \u10d8\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0\u10d6\u10d4.<\/p>\n\n\n\n<p>\u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10d5\u10d8\u10e1 \u10e1\u10d0\u10d2\u10d0\u10dc\u10d8 \u10d8\u10e1\u10d0\u10d0, \u10d7\u10e3 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d0\u10d3 \u10e0\u10d0 \u10e0\u10dd\u10da\u10d8 \u10d8\u10d7\u10d0\u10db\u10d0\u10e8\u10d0 \u10d3\u10d8\u10e1\u10e2\u10d0\u10dc\u10ea\u10d8\u10e3\u10e0\u10db\u10d0 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10e0\u10d4\u10df\u10d8\u10db\u10d8\u10e1 \u10db\u10dd\u10d3\u10d4\u10da\u10db\u10d0. \u10e9\u10d4\u10db\u10d8 \u10d0\u10d6\u10e0\u10d8\u10d7, \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10db\u10dd\u10db\u10e3\u10e8\u10d0\u10d5\u10d4 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10d8\u10e1 \u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d8 \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d3\u10d0, \u10d2\u10d0\u10ee\u10d3\u10d0 \u10e3\u10e4\u10e0\u10dd \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc\u10d8 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e3\u10e4\u10e0\u10dd \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8 \u10d3\u10d0 \u10e3\u10e4\u10e0\u10dd \u10db\u10dd\u10ee\u10d4\u10e0\u10ee\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d0. \u10d7\u10d0\u10dc\u10d0\u10ea, \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10e4\u10d0\u10e5\u10e2\u10d8 \u10d8\u10e1\u10d0\u10d0, \u10e0\u10dd\u10db \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0\u10db \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d0\u10d3 \u10e8\u10d4\u10d0\u10e4\u10d0\u10e1\u10d0 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10e0\u10d4\u10df\u10d8\u10db\u10d8\u10e1 \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d8 \u10db\u10dd\u10d3\u10d4\u10da\u10d8, \u10e0\u10d0\u10ea \u10d8\u10db\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0, \u10e0\u10dd\u10db \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10d0\u10de\u10d8\u10e0\u10d4\u10d1\u10d4\u10dc \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8\u10ea \u10d2\u10d0\u10d0\u10d2\u10e0\u10eb\u10d4\u10da\u10dd\u10dc \u10d3\u10d8\u10e1\u10e2\u10d0\u10dc\u10ea\u10d8\u10e3\u10e0\u10d8 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10e0\u10d4\u10df\u10d8\u10db\u10d8. \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8, \u10e0\u10d7\u10e3\u10da\u10d8\u10d0 \u10e8\u10d4\u10d5\u10d0\u10e4\u10d0\u10e1\u10dd\u10d7, \u10e0\u10d0 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8\u10e1 \u10db\u10dd\u10db\u10e2\u10d0\u10dc\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d4\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0, \u10d0\u10e8\u10d9\u10d0\u10e0\u10d0\u10d0, \u10e0\u10dd\u10db \u10db\u10dd\u10d9\u10da\u10d4\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10db\u10d0\u10e1 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0.<\/p>\n\n\n\n<p>\u10d3\u10d0\u10e1\u10d0\u10e1\u10e0\u10e3\u10da\u10e1, \u10db\u10d8\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d5\u10d4\u10ee\u10dd \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d0\u10e5\u10e2\u10e3\u10d0\u10da\u10e3\u10e0 \u10d3\u10d0 \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10e3\u10da \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 \u10d1\u10da\u10dd\u10e5\u10e9\u10d4\u10d8\u10dc \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d5\u10d0\u10da\u10e3\u10e2\u10d0. \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10d5\u10d0\u10da\u10e3\u10e2\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10e4\u10e3\u10da\u10d8\u10e1 \u10dc\u10d0\u10d8\u10e0\u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e8\u10d5\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10db\u10d8\u10db\u10dd\u10e5\u10ea\u10d4\u10d5\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d4\u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10d8\u10d6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10d8\u10e1 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10d3\u10d0\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10e3\u10da \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d6\u10d4. \u10d8\u10e1 \u10d4\u10db\u10e7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10e0\u10d7\u10e3\u10da \u10d9\u10e0\u10d8\u10de\u10e2\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10db\u10d4\u10d7\u10dd\u10d3\u10d4\u10d1\u10e1, \u10e0\u10d0\u10ea \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10ea \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10e1 \u10d0\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p><strong>\u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d0<\/strong><\/p>\n\n\n\n<p>\u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 \u10e0\u10d7\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10d0. \u10d4\u10e0\u10d7\u10d8 \u10db\u10ee\u10e0\u10d8\u10d5, \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8 \u10d8\u10db\u10e7\u10dd\u10e4\u10d4\u10d1\u10d8\u10d0\u10dc \u10d3\u10d0 \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d2\u10d0\u10dc\u10d8\u10ea\u10d3\u10d8\u10d0\u10dc \u10e1\u10ee\u10d5\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1. \u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10ee\u10e0\u10d8\u10d5, \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10d6\u10d4 \u10d0\u10e0\u10d8\u10d0\u10dc \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8.<\/p>\n\n\n\n<p>\u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10e8\u10dd\u10d1\u10d8\u10e1 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8 \u10e3\u10d0\u10db\u10e0\u10d0\u10d5\u10d8\u10d0, \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1 \u10eb\u10d0\u10da\u10e3\u10eb\u10e1 \u10db\u10d0\u10d7\u10d7\u10d0\u10dc \u10d2\u10d0\u10db\u10d9\u10da\u10d0\u10d5\u10d4\u10d1\u10d0. \u10d0\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0 \u10e1\u10e3\u10da \u10db\u10ea\u10d8\u10e0\u10d4 \u10e1\u10ec\u10dd\u10e0\u10d0\u10d3 \u10e8\u10d4\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d0 \u10d3\u10d0 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10d7\u10d0 \u10d2\u10e3\u10dc\u10d3\u10d8.<\/p>\n\n\n\n<p>\u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d9\u10d5\u10d0\u10da\u10dd\u10d1\u10d0\u10d6\u10d4, \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10d3\u10d8\u10d3\u10ec\u10d8\u10da\u10d0\u10d3 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10d4\u10db\u10de\u10d8\u10e0\u10d8\u10e3\u10da \u10d9\u10d5\u10da\u10d4\u10d5\u10d4\u10d1\u10d6\u10d4, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1 \u10db\u10eb\u10da\u10d0\u10d5\u10e0\u10d8 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10d0\u10e0\u10e1\u10d4\u10dc\u10d0\u10da\u10d8 \u10d2\u10d0\u10d0\u10e9\u10dc\u10d8\u10d0.<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d6\u10d4 \u10d5\u10dc\u10d0\u10ee\u10d4\u10d7, \u10e0\u10dd\u10db \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d0\u10ea \u10d0\u10e0 \u10d8\u10e7\u10dd \u10d8\u10e1\u10d4\u10d7\u10d8 \u10eb\u10dc\u10d4\u10da\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d7\u10d0\u10d5\u10d3\u10d0\u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8\u10e1\u10d0, \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10db\u10d0 \u10e8\u10d4\u10eb\u10da\u10d4\u10e1 \u10d3\u10d0 \u10e1\u10e3\u10da \u10e0\u10d0\u10e6\u10ea 5-6 \u10d7\u10d5\u10d4\u10e8\u10d8 \u10d9\u10d5\u10da\u10d0\u10d5 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e1\u10d0\u10da\u10d3\u10dd \u10d3\u10d0\u10d0\u10e4\u10d8\u10e5\u10e1\u10d8\u10e0\u10d4\u10e1.<\/p>\n\n\n\n<p>\u10d0\u10db\u10e0\u10d8\u10d2\u10d0\u10d3, \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ec\u10d8\u10dc\u10d3\u10d0\u10e0\u10d8\u10d0. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10d0\u10d3 \u10e3\u10ec\u10d4\u10d5\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d7\u10d0\u10dc \u10d2\u10d0\u10db\u10d9\u10da\u10d0\u10d5\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d4\u10e1 \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8 \u10d3\u10e6\u10d4\u10d3\u10d0\u10d3\u10e6\u10d4 \u10e0\u10d7\u10e3\u10da\u10d3\u10d4\u10d1\u10d0. \u10d7\u10e3\u10db\u10ea\u10d0, \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d4\u10d1\u10d8\u10ea \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10d3\u10d0 \u10e3\u10e4\u10e0\u10dd \u10d2\u10d0\u10dc\u10d0\u10ee\u10da\u10d4\u10d1\u10d0\u10d3\u10d8\u10d0, \u10e0\u10d0\u10ea \u10d2\u10d5\u10d0\u10eb\u10da\u10d4\u10d5\u10e1 \u10d8\u10db\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1, \u10e0\u10dd\u10db \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10d9\u10d5\u10da\u10d0\u10d5 \u10e8\u10d4\u10d8\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e2\u10d8\u10e2\u10e3\u10da\u10e1.<\/p>\n\n\n\n<p><strong>\u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10da\u10d8\u10e2\u10d4\u10e0\u10d0\u10e2\u10e3\u10e0\u10d0:<\/strong><\/p>\n\n\n\n<ol type=\"1\"><li>\u10d0\u10d5\u10d7\u10d0\u10dc\u10d3\u10d8\u10da \u10e9\u10e3\u10d7\u10da\u10d0\u10e8\u10d5\u10d8\u10da\u10d8, \u10ee\u10d0\u10d7\u10e3\u10dc\u10d0 \u10d1\u10d0\u10e0\u10d1\u10d0\u10e5\u10d0\u10eb\u10d4, \u201e\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d8\u201c (\u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8, \u10d7\u10e1\u10e3, 2016)<\/li><li>Frederic S.Mishkin \u201cFinancial Markets and Institutions\u201d (Pearson, 8<sup>th<\/sup> edition, 2014)<\/li><li><a href=\"https:\/\/bm.ge\/ka\/article\/qartuli-bankebis-pasuxi-koronaviruss---luka-miminoshvilis-blogi-\/65944\">https:\/\/bm.ge\/ka\/article\/qartuli-bankebis-pasuxi-koronaviruss&#8212;luka-miminoshvilis-blogi-\/65944<\/a><strong><em><\/em><\/strong><\/li><li><a href=\"https:\/\/bm.ge\/ka\/article\/qartuli-bankebis-reitingi-2020-wlis-mogebazaralis-mixedvit\/75249\">https:\/\/bm.ge\/ka\/article\/qartuli-bankebis-reitingi-2020-wlis-mogebazaralis-mixedvit\/75249<\/a><strong><em><\/em><\/strong><\/li><li><a href=\"https:\/\/www.tbcbank.ge\/web\/documents\/10184\/0\/JSC+TBC+Bank+Annual+Report+2020_GEO.pdf\/05242731-2f5f-4f87-a320-20a00db4f94f\">https:\/\/www.tbcbank.ge\/web\/documents\/10184\/0\/JSC+TBC+Bank+Annual+Report+2020_GEO.pdf\/05242731-2f5f-4f87-a320-20a00db4f94f<\/a><strong><em><\/em><\/strong><\/li><\/ol>\n","protected":false},"excerpt":{"rendered":"<p>\u10d0\u10d5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d8\u10da\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8\u10d0 \u10d7\u10dd\u10e0\u10dc\u10d8\u10d9\u10d4 \u10d9\u10dd\u10ee\u10e0\u10d4\u10d8\u10eb\u10d4\u10d8\u10d5\u10d0\u10dc\u10d4 \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 III \u10d9\u10e3\u10e0\u10e1\u10d8\u10e1 \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d8tornike.kokhreidze598@eab.tsu.edu.ge \u10d0\u10dc\u10dd\u10e2\u10d0\u10ea\u10d8\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8<\/p>\n","protected":false},"author":7,"featured_media":13771,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[120,13],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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