{"id":14659,"date":"2023-01-28T08:05:26","date_gmt":"2023-01-28T08:05:26","guid":{"rendered":"http:\/\/geoeconomics.ge\/?p=14659"},"modified":"2023-01-28T08:06:02","modified_gmt":"2023-01-28T08:06:02","slug":"%e1%83%a1%e1%83%90%e1%83%93%e1%83%90%e1%83%96%e1%83%a6%e1%83%95%e1%83%94%e1%83%95%e1%83%9d-%e1%83%91%e1%83%90%e1%83%96%e1%83%a0%e1%83%98%e1%83%a1-%e1%83%9b%e1%83%9c%e1%83%98%e1%83%a8%e1%83%95%e1%83%9c","status":"publish","type":"post","link":"https:\/\/geoeconomics.ge\/?p=14659","title":{"rendered":"\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8"},"content":{"rendered":"\n<p>\u10d0\u10d5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d8\u10da\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8\u10d0<br><strong>\u10db\u10d0\u10e0\u10d8\u10d0\u10db \u10e8\u10d4\u10e7\u10da\u10d0\u10e8\u10d5\u10d8\u10da\u10d8<\/strong><br>\u10d8\u10d5\u10d0\u10dc\u10d4 \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1<br>\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e4\u10d0\u10d9\u10e3\u10da\u10e2\u10d4\u10e2\u10d8\u10e1 III \u10d9\u10e3\u10e0\u10e1\u10d8\u10e1 \u10e1\u10e2\u10e3\u10d3\u10d4\u10dc\u10e2\u10d8<br><a href=\"mailto:mariami.sheklashvili654@eab.tsu.ge\">mariami.sheklashvili654@eab.tsu.ge<\/a>\u00a0<\/p>\n\n\n\n<p><strong>\u10d0\u10dc\u10dd\u10e2\u10d0\u10ea\u10d8\u10d0<\/strong><\/p>\n\n\n\n<p>\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1 \u10d3\u10d8\u10d3\u10d8 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\u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10e5\u10dd\u10dc\u10d4\u10da\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10e5\u10dd\u10dc\u10d4\u10da\u10db\u10d8\u10db\u10dd\u10e5\u10ea\u10d4\u10d5\u10d8\u10e1 \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3 \u10db\u10d4\u10d7\u10dd\u10d3\u10d0\u10d3 \u10db\u10dd\u10d2\u10d5\u10d4\u10d5\u10da\u10d8\u10dc\u10d0.\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e1\u10d0\u10ee\u10d4\u10dd\u10d1\u10d0\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10dd\u10da\u10d8 \u10d0\u10d9\u10d8\u10e1\u10e0\u10d8\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d9\u10d0\u10e2\u10d4\u10d2\u10dd\u10e0\u10d8\u10d0, \u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0 \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d0\u10d7\u10d0<strong> <\/strong>\u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e1.<\/p>\n\n\n\n<p>Insurance has a great role and importance in the development of the public reproduction process. The importance of insurance is expressed in the so-called existence of insurance services, which contribute to the expansion of the reproductive process of economic entities. Insurance relations acquired a special role and importance in the conditions of market relations when it became the main method of reducing the level of risk in the field of developed goods production and goods circulation. Insurance, as a subspecies of financial relations, has a special role in the development of business and As an economic category, it represents a system of economic relations.<\/p>\n\n\n\n<p><strong>\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d8<\/strong><\/p>\n\n\n\n<p>\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d8, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7\u10d0\u10ea \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3 \u10ec\u10d0\u10e0\u10db\u10dd\u10e5\u10db\u10dc\u10d8\u10da\u10d8 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[2]<\/p>\n\n\n\n<p><strong>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8<\/strong><\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10e3\u10dc\u10d0\u10e0\u10d8\u10d0\u10dc\u10d8\u10d0 , 2022 \u10ec\u10da\u10d8\u10e1\u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7 \u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 18 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea 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href=\"https:\/\/www.insurance.gov.ge\/ka\/Statistics\/GetFile\/625?type=3\">https:\/\/www.insurance.gov.ge\/ka\/Statistics\/GetFile\/625?type=3<\/a><\/p>\n\n\n\n<p>\u10d2\u10e0\u10d0\u10e4\u10d8\u10d9\u10d8\u10e1 \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7 \u10e8\u10d4\u10d2\u10d5\u10d8\u10eb\u10da\u10d8\u10d0 \u10d5\u10d7\u10e5\u10d5\u10d0\u10d7 \u10e0\u10dd\u10db \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10ef\u10d8\u10de\u10d8\u10d0\u10d8 \u10f0\u10dd\u10da\u10d3\u10d8\u10dc\u10d2\u10d8 \u10da\u10d8\u10d3\u10d4\u10e0\u10dd\u10d1\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10db 2022\u10ec\u10da\u10d8\u10e1 9\u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 132,5 \u10db\u10da\u10dc \u10da\u10d0\u10e0\u10d8 \u10db\u10dd\u10d8\u10d6\u10d8\u10d3\u10d0 \u10d3\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d8\u10d5\u10d4 \u10ec\u10d8\u10dc\u10d0 \u10ec\u10da\u10d8\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10d2\u10d0\u10d0\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d0. \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 2021 \u10ec\u10d4\u10da\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3\u10d8 \u10d6\u10e0\u10d3\u10d0 \u10d7\u10d8\u10d1\u10d8\u10e1\u10d8\u10db \u10d2\u10d0\u10dc\u10d8\u10ea\u10d0\u10d3\u10d0 31.2 \u10db\u10da\u10dc \u10da\u10d0\u10e0\u10d8\u10d7.<\/p>\n\n\n\n<p>\u10d6\u10d4\u10db\u10dd\u10d7 \u10db\u10dd\u10e7\u10d5\u10d0\u10dc\u10d8\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10d0\u10d3 \u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d4\u10dc \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1 \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10db\u10dd\u10d6\u10d8\u10d3\u10e3\u10da\u10d8 \u10de\u10e0\u10d4\u10db\u10d8\u10d0 295,3 \u10db\u10da\u10dc \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 ,\u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10db\u10dd\u10e1\u10d3\u10d4\u10d5\u10e1 \u10e1\u10d0\u10ee\u10db\u10d4\u10da\u10d4\u10d7\u10dd \u10e1\u10d0\u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0,\u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 ,\u10e1\u10d8\u10ea\u10dd\u10ea\u10ee\u10da\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d3\u10d0 \u10d0.\u10e8. \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 \u10d0\u10e0 \u10db\u10dd\u10d8\u10ee\u10db\u10d0\u10e0\u10d4\u10e1 \u10d8\u10e3\u10e0\u10d8\u10d3\u10d8\u10e3\u10da\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10d7\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1&nbsp;<\/p>\n\n\n\n<p><strong>\u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10de\u10dd\u10de\u10e3\u10da\u10d0\u10e0\u10e3\u10da\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u00a0<\/strong><\/p>\n\n\n\n<p>\u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d8 \u10de\u10d8\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4 \u10d2\u10d0\u10ec\u10d4\u10e3\u10da\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1. \u10e2\u10d8\u10de\u10e3\u10e0\u10d8 \u10d3\u10d0\u10e4\u10d0\u10e0\u10e3\u10da\u10d8 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10d8\u10d0, \u10e1\u10d4\u10e0\u10d8\u10dd\u10d6\u10e3\u10da\u10d8 \u10d0\u10d5\u10d0\u10d3\u10db\u10e7\u10dd\u10e4\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d3\u10d8\u10d3\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0\u10d0 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d3\u10d4\u10da\u10d8 \u10db\u10d9\u10e3\u10e0\u10dc\u10d0\u10da\u10dd\u10d1\u10d0\u10e8\u10d8, \u10e0\u10d0\u10ea \u10db\u10eb\u10d8\u10db\u10d4 \u10e2\u10d5\u10d8\u10e0\u10d7\u10d0\u10d3 \u10d0\u10ec\u10d5\u10d4\u10d1\u10d0 \u10de\u10d8\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d8\u10e1 \u10dd\u10ef\u10d0\u10ee\u10e1. \u10db\u10d7\u10d4\u10da \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8 \u10d0\u10db \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10d3 \u10d8\u10d7\u10d5\u10da\u10d4\u10d1\u10d0 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0, 22 \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d8 \u10de\u10d8\u10e0\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4 \u10d2\u10d0\u10ec\u10d4\u10e3\u10da\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d0\u10dc\u10d0\u10d6\u10e6\u10d0\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1.\u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1\u10d0\u10e1 \u10d0\u10dc\u10d3\u10d4\u10e0\u10d0\u10d8\u10e2\u10d4\u10e0\u10db\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d0\u10e4\u10d0\u10e1\u10dd\u10e1 \u10d7\u10d8\u10d7\u10dd\u10d4\u10e3\u10da\u10d8 \u10d3\u10d0\u10e1\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8\u10e1 \u10d0\u10d5\u10d0\u10d3\u10db\u10e7\u10dd\u10e4\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d6\u10d4\u10ea \u10d6\u10d4\u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1 \u10d0\u10ee\u10d3\u10d4\u10dc\u10d4\u10dc \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8:\u10d0\u10e1\u10d0\u10d9\u10d8,\u10ef\u10d0\u10dc\u10db\u10e0\u10d7\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0.\u10e1\u10e5\u10d4\u10e1\u10d8,\u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10d0,\u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d0,\u10e1\u10de\u10dd\u10e0\u10e2\u10d8,\u10e9\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e2\u10d8\u10da\u10d8.[2]<\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 672 934 \u10d0\u10d7\u10d0\u10e1\u10d8 \u10de\u10dd\u10da\u10d8\u10e1\u10d8 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d3\u10d0,\u10e0\u10d0\u10ea \u10e1\u10d0\u10ee\u10db\u10d4\u10da\u10d4\u10d7\u10dd \u10e1\u10d0\u10e2\u10e0\u10d0\u10dc\u10e1\u10de\u10dd\u10e0\u10e2\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10de\u10dd\u10da\u10d8\u10e1\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d0\u10d3 \u10d0\u10e6\u10d4\u10db\u10d0\u10e2\u10d4\u10d1\u10d0<\/p>\n\n\n\n<p>\u10d3\u10d8\u10d0\u10d2\u10e0\u10d0\u10db\u10d0 2: \u10e1\u10d0\u10db\u10d4\u10d3\u10e3\u10ea\u10e3\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 2020,2021,2022 \u10ec\u10da\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/lh3.googleusercontent.com\/lkI5DSTz9NpAbJU_uXiph5ijEZM2UT7SmSSxbmW5iAjY_DO0GcxaqbwE75_KWoDRgQLDvJGTZG8R2kcLKnuny1gJPgKhpTfHbeThv-9msjYvb9OgUdgKQTKj33wTJDTEEckYl1yrT48Keo8OblcVIKdBhYZxFvs-8Tu3duTPofT_BFMA3O6uNPSNe3REnmtog4IeULDYtw\" alt=\"\" width=\"337\" height=\"344\"\/><\/figure>\n\n\n\n<p>\u10ec\u10e7\u10d0\u10e0\u10dd: <a href=\"https:\/\/www.insurance.gov.ge\/ka\/Statistics\/GetFile\/625?type=3\">https:\/\/www.insurance.gov.ge\/ka\/Statistics\/GetFile\/625?type=3<\/a><\/p>\n\n\n\n<p>\u10d2\u10e0\u10d0\u10e4\u10d8\u10d9\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7 \u10e8\u10d4\u10d2\u10d5\u10d8\u10eb\u10da\u10d8\u10d0 \u10d5\u10d7\u10e5\u10d5\u10d0\u10d7 \u10e0\u10dd\u10db \u10ec\u10da\u10d8\u10d3\u10d0\u10dc \u10ec\u10da\u10d0\u10db\u10d3\u10d4 \u10e1\u10d0\u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10dc\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10e3\u10e4\u10e0\u10dd \u10d3\u10d0 \u10e3\u10e4\u10e0\u10dd \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0\u10d3\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10e1\u10dd\u10ea\u10d8\u10e3\u10db\u10e8\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10e0\u10d4\u10db\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1.<\/p>\n\n\n\n<p><strong>\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8<\/strong><\/p>\n\n\n\n<p>\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10e8\u10e3\u10d0\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10d3\u10d2\u10d0\u10e1 \u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d4\u10e1. \u10db\u10d8\u10e1\u10d8 \u10d3\u10d0\u10d5\u10d0\u10da\u10d4\u10d1\u10d0\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d0, \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10d4\u10da\u10d6\u10d4 \u10e1\u10d0\u10d7\u10d0\u10dc\u10d0\u10d3\u10dd \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0, \u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10da\u10d8\u10e1 \u10db\u10dd\u10eb\u10d4\u10d1\u10dc\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10dc\u10d0\u10ea \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d2\u10d0\u10e4\u10dd\u10e0\u10db\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10ee\u10d4\u10da\u10e1\u10d0\u10e7\u10e0\u10d4\u10da\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d8\u10db\u10d4\u10d3\u10dd \u10e4\u10dd\u10e0\u10db\u10d8\u10d7.\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10da\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10d4\u10da\u10d8 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7 \u10e9\u10d0\u10d3\u10d4\u10dc\u10d8\u10da \u10db\u10ea\u10d3\u10d0\u10e0 \u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d4\u10d1\u10d4\u10d6\u10d4, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d8\u10d5\u10d4 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d0\u10e8\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d7\u10d0\u10dc\u10d0\u10ea \u10e0\u10dd\u10ea\u10d0, \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8 \u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10dc\u10d3\u10dd\u10d1\u10d8\u10d7 \u10d0\u10e6\u10ed\u10e3\u10e0\u10d5\u10d8\u10da\u10d8 \u10de\u10d8\u10e0\u10d8\u10e1 \u10e0\u10dd\u10da\u10e8\u10d8 \u10d2\u10d5\u10d4\u10d5\u10da\u10d8\u10dc\u10d4\u10d1\u10d0. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d7\u10d5\u10d0\u10da\u10e1\u10d0\u10e9\u10d8\u10dc\u10dd\u10d0, \u10e0\u10dd\u10db \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10dd \u10de\u10dd\u10da\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e7\u10d8\u10d3\u10d5\u10d0\u10e8\u10d8 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10e2\u10e3\u10e0\u10d8\u10e1\u10e2\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8. \u10d8\u10d2\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d7\u10d0 \u10d9\u10e3\u10d7\u10d5\u10dc\u10d8\u10da\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10e8\u10d8. \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7, \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d3\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e8\u10e3\u10d0\u10db\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10e1\u10d0\u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd \u10e9\u10d0\u10e0\u10e9\u10dd\u10e1 \u10d2\u10d0\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d0\u10d3 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10e1 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10db\u10d0\u10e6\u10d0\u10da \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10e1, \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10d8\u10d6\u10db\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d8\u10db\u10d4\u10d3\u10dd\u10dd\u10d1\u10d0\u10e1.2022 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10e1\u10d0\u10d9\u10dd\u10db\u10d8\u10e1\u10d8\u10dd\u10d4\u10d1\u10d8\u10e1 \u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0\u10db 6,6 \u10db\u10da\u10dc. \u10da\u10d0\u10e0\u10d8 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0, \u10e0\u10d0\u10ea 20%-\u10d8\u10d7 \u10d0\u10e6\u10d4\u10db\u10d0\u10e2\u10d4\u10d1\u10d0 \u10ec\u10d8\u10dc\u10d0 \u10ec\u10da\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d4\u10d1\u10e1.\u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10db\u10d0\u10d5\u10da\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d8\u10e1 \u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10e1 \u10d0\u10e5\u10d5\u10d7 \u10d4\u10e0\u10d7\u10d3\u10e0\u10dd\u10e3\u10da\u10d0\u10d3 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d8\u10e1\u10d4 \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7,\u10db\u10d0\u10d7\u10d8 \u10e1\u10d0\u10d9\u10dd\u10db\u10d8\u10e1\u10d8\u10dd \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 68% \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10dd\u10e0\u10d4\u10d1\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10db\u10d0\u10d5\u10da\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d3\u10d0\u10dc ,\u10ee\u10dd\u10da\u10dd \u10d3\u10d0\u10dc\u10d0\u10e0\u10e9\u10d4\u10dc\u10d8 32% \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10db\u10d0\u10d5\u10da\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d3\u10d0\u10dc<\/p>\n\n\n\n<p>\u10e5\u10d5\u10d4\u10db\u10dd\u10d7 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da \u10d3\u10d8\u10d0\u10d2\u10e0\u10d0\u10db\u10d0\u10d6\u10d4 \u10dc\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d8\u10d0 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10de\u10e0\u10d4\u10db\u10d8\u10d0\u10e8\u10d8[4]<\/p>\n\n\n\n<p>\u10d3\u10d8\u10d0\u10d2\u10e0\u10d0\u10db\u10d0 3: \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10dd\u10d1\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0,\u10d2\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e8\u10d8<\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/lh3.googleusercontent.com\/rwVNfrAaYnsXzMGAH7w7xksJcgIfI4ezCoDwtr8v3qBzFUd0ABnpLr3LTXTAOYUBielD0ZYEij-MKHjZAaCaFmwJtE89--LZmbi8xmD6u3OjLOd30qNxGq-rWmfYlWVyPXdohuxwt-_AoOisSuqqkVPo7U2jybcENIaijIj3iGEOF4jIhoje3qkU-L5faFmFIXcgdeBvlQ\" alt=\"\" width=\"419\" height=\"202\"\/><\/figure>\n\n\n\n<p>\u10ec\u10e7\u10d0\u10e0\u10dd:<a href=\"https:\/\/www.insurance.gov.ge\/Files\/ShowFiles?id=4aad1d2a-5a61-4513-8d0e-b4555f881766\">https:\/\/www.insurance.gov.ge\/Files\/ShowFiles?id=4aad1d2a-5a61-4513-8d0e-b4555f881766<\/a>&nbsp;<\/p>\n\n\n\n<p><strong>\u10d9\u10dd\u10dc\u10e4\u10d8\u10d3\u10d4\u10dc\u10ea\u10d8\u10d0\u10da\u10dd\u10d1\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8<\/strong><\/p>\n\n\n\n<p>\u10db\u10ee\u10d0\u10e0\u10d4\u10d4\u10d1\u10d8 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10dc\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc, \u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10ee\u10d0\u10e0\u10d4\u10e1\u10d7\u10d0\u10dc \u10ec\u10d4\u10e0\u10d8\u10da\u10dd\u10d1\u10d8\u10d7 \u10e8\u10d4\u10e3\u10d7\u10d0\u10dc\u10ee\u10db\u10d4\u10d1\u10da\u10d0\u10d3 \u10d0\u10e0 \u10d2\u10d0\u10d0\u10ee\u10db\u10d0\u10e3\u10e0\u10dd\u10dc \u10d9\u10dd\u10dc\u10e4\u10d8\u10d3\u10d4\u10dc\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0 \u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10ee\u10d0\u10e0\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10d0\u10d7\u10d7\u10d5\u10d8\u10e1 \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d0 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d8\u10db \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d8\u10e1\u10d0, \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10d0\u10db\u10d0\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d8. \u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\/\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d8 \u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10da\u10e1 \u10d0\u10dc\u10d8\u10ed\u10d4\u10d1\u10e1 \u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10dc\u10d0\u10d9\u10d8\u10e1\u10e0\u10d8 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d6\u10dc\u10d8\u10d7: \u10d0) \u10d2\u10d0\u10dc\u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10dd\u10e1 \u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1\/\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d8\u10e1 \u201e\u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10e3\u10e0 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d7\u10d0 \u10d3\u10d0\u10ea\u10d5\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1\u201c \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d8\u10d7 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10e3\u10da\u10d8 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10e1, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d0\u10db\u10d0\u10d5\u10d4 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d8\u10d7 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 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\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10e3\u10da \u10db\u10ee\u10d0\u10e0\u10d4\u10d7\u10d0 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d7\u10d0\u10dc, \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10e8\u10d4\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e1\u10d7\u10d0\u10dc \u10d0\u10dc\/\u10d3\u10d0 \u10d6\u10d8\u10d0\u10dc\u10d8\u10e1 \u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc, \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10d9\u10d4\u10e0\u10eb\u10dd \u10d7\u10e3 \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10d3\u10d0\u10ec\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc\/\u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc.&nbsp; \u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\/\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d8 \u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10da\u10e1 \u10d0\u10dc\u10d8\u10ed\u10d4\u10d1\u10e1 \u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10e1 \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0\u10d8 \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10d8\u10dc\u10d2\u10e3\u10da\u10d8 \u10db\u10d8\u10d6\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 &#8211; \u10d0\u10ee\u10d0\u10da\u10d8 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10da\u10d0\u10d3 \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10dd\u10e1 \u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \/ \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d8\u10e1 \u10de\u10d4\u10e0\u10e1\u10dd\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d8. \u10d3\u10d0\u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10e1\/\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10e1, \u10e3\u10e4\u10da\u10d4\u10d1\u10d0 \u10d0\u10e5\u10d5\u10e1 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0 \u10d3\u10e0\u10dd\u10e1 \u10db\u10dd\u10e1\u10d7\u10ee\u10dd\u10d5\u10dd\u10e1 \u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10da\u10e1 \u10db\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d7\u10d0 \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0\u10d8 \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10d8\u10dc\u10d2\u10d8\u10e1 \u10db\u10d8\u10d6\u10dc\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10ec\u10e7\u10d5\u10d4\u10e2\u10d0 \u10d8\u10db\u10d0\u10d5\u10d4 \u10e4\u10dd\u10e0\u10db\u10d8\u10d7, \u10e0\u10d0 \u10e4\u10dd\u10e0\u10db\u10d8\u10d7\u10d0\u10ea \u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d3\u10d4\u10d1\u10d0 \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0\u10d8 \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10d8\u10dc\u10d2\u10d8 &#8211; \u10db\u10d6\u10e6\u10d5\u10d4\u10d5\u10d4\u10da\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10ec\u10d4\u10e0\u10d8\u10da\u10dd\u10d1\u10d8\u10d7\u10d8 \u10d0\u10dc \u10e1\u10d0\u10e2\u10d4\u10da\u10d4\u10d9\u10dd\u10db\u10e3\u10dc\u10d8\u10d9\u10d0\u10d8\u10ea\u10d8\u10dd \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10d7 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d2\u10d6\u10d8\u10d7.[5]<\/p>\n\n\n\n<p><strong>\u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d0<\/strong><\/p>\n\n\n\n<p>\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 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\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10db\u10d0 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10db\u10d0 \u10d3\u10d8\u10d3\u10d8 \u10d3\u10d0\u10e0\u10e2\u10e7\u10db\u10d0 \u10db\u10d8\u10d0\u10e7\u10d4\u10dc\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e1, \u10ee\u10dd\u10da\u10dd \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d0\u10db\u10d3\u10d0\u10d1\u10d0\u10da\u10db\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10db\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10db \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10d2\u10d0\u10d0\u10db\u10eb\u10d0\u10e4\u10e0\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e8\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0.<\/p>\n\n\n\n<p>\u10d1\u10d8\u10d1\u10da\u10d8\u10dd\u10d2\u10e0\u10d0\u10e4\u10d8\u10d0&nbsp;<\/p>\n\n\n\n<ol><li>&nbsp;&nbsp;<a href=\"https:\/\/openscience.ge\/bitstream\/1\/79\/1\/Dato%20Janelidze.pdf\">https:\/\/openscience.ge\/bitstream\/1\/79\/1\/Dato%20Janelidze.pdf<\/a><\/li><li><a href=\"https:\/\/openscience.ge\/bitstream\/1\/2205\/1\/Beka%20Khachapuridze%20Samagistro.pdf\">https:\/\/openscience.ge\/bitstream\/1\/2205\/1\/Beka%20Khachapuridze%20Samagistro.pdf<\/a><\/li><li><a href=\"https:\/\/www.insurance.gov.ge\/ka\/Statistics\/GetFile\/625?type=3\">https:\/\/www.insurance.gov.ge\/ka\/Statistics\/GetFile\/625?type=3<\/a><\/li><li><a href=\"https:\/\/www.insurance.gov.ge\/Files\/ShowFiles?id=4aad1d2a-5a61-4513-8d0e-b4555f881766\">https:\/\/www.insurance.gov.ge\/Files\/ShowFiles?id=4aad1d2a-5a61-4513-8d0e-b4555f881766<\/a>&nbsp;<\/li><\/ol>\n\n\n\n<figure class=\"wp-block-embed\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/nvi.ge\/uploads\/docs\/dazgvevis_pirobebi.pdf\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u10d0\u10d5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d8\u10da\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8\u10d0\u10db\u10d0\u10e0\u10d8\u10d0\u10db \u10e8\u10d4\u10e7\u10da\u10d0\u10e8\u10d5\u10d8\u10da\u10d8\u10d8\u10d5\u10d0\u10dc\u10d4 \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd 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