{"id":3101,"date":"2007-10-23T07:34:22","date_gmt":"2007-10-23T07:34:22","guid":{"rendered":"http:\/\/geoeconomics.ge\/ge\/?p=3101"},"modified":"2015-06-23T11:14:51","modified_gmt":"2015-06-23T11:14:51","slug":"%e1%83%a0%e1%83%90-%e1%83%94%e1%83%9b%e1%83%a3%e1%83%a5%e1%83%a0%e1%83%94%e1%83%91%e1%83%90-%e1%83%a1%e1%83%90%e1%83%a5%e1%83%90%e1%83%a0%e1%83%97%e1%83%95%e1%83%94%e1%83%9a%e1%83%9d%e1%83%a1","status":"publish","type":"post","link":"https:\/\/geoeconomics.ge\/?p=3101","title":{"rendered":"\u10e0\u10d0 \u10d4\u10db\u10e3\u10e5\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u10d3\u10d0 \u10d1\u10d8\u10dc\u10d0\u10d7\u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1"},"content":{"rendered":"<p><strong>\u10e0\u10d4\u10d3\u10d0\u10e5\u10ea\u10d8\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc <\/strong><\/p>\n<p>\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10ec\u10d0\u10db\u10e7\u10d5\u10d0\u10dc\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d4\u10d1\u10d8 \u10e8\u10dd\u10d9\u10e8\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10d0\u10e8\u10e8-\u10d8\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd. \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10d4\u10e1 \u10d8\u10e7\u10dd \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e1\u10d0\u10e0\u10e4\u10d8\u10d0\u10dc\u10d8 \u10d3\u10d0 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8.\u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d4\u10da\u10d8 \u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10d4\u10d4\u10d1\u10d8 \u10d8\u10e6\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d2\u10d8\u10e0\u10d0\u10d5\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0 \u10d0\u10d1\u10d0\u10dc\u10d3\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc \u10d1\u10d8\u10dc\u10d0\u10d7\u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e8\u10d8 \u10d1\u10d8\u10dc\u10d4\u10d1\u10d6\u10d4 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d8\u10db\u10d4\u10d3\u10d8\u10d7. \u10d1\u10d8\u10dc\u10d4\u10d1\u10d6\u10d4 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8 \u10d8\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10de\u10dd\u10de\u10e3\u10da\u10d0\u10e0\u10e3\u10da\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d0 \u10d0\u10e8\u10e8-\u10e8\u10d8 (\u10d0\u10e1\u10d4\u10d5\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8), \u10e0\u10dd\u10db \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10db\u10d0 \u10e1\u10e0\u10e3\u10da\u10d8\u10d0\u10d3 \u10da\u10d8\u10d1\u10d4\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d0\u10db\u10d9\u10d5\u10d8\u10d3\u10e0\u10d4\u10e1 &#8211; \u10e1\u10e0\u10e3\u10da\u10d0\u10d3 \u10e4\u10d0\u10e0\u10d0\u10d5\u10d3\u10dc\u10d4\u10dc \u10d1\u10d8\u10dc\u10d0\u10d7\u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10d3\u10d0 \u10d3\u10e6\u10d4\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10e8\u10d8 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d4\u10dc. \u10db\u10d0\u10e0\u10e2\u10dd \u10db\u10d4\u10e0\u10d8 \u10da\u10d8\u10dc\u10e9\u10db\u10d0 \u10d1\u10dd\u10da\u10dd \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7 8 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10e1 \u10e3\u10d8\u10db\u10d4\u10d3\u10dd \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8 \u10e9\u10d0\u10db\u10dd\u10ec\u10d4\u10e0\u10d0. <!--more--><\/p>\n<p>\u10d8\u10d2\u10d8\u10d5\u10d4 \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d0\u10d0 \u10d8\u10dc\u10d2\u10da\u10d8\u10e1\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd\u10d3 \u10d4\u10d5\u10e0\u10dd\u10de\u10d0\u10e8\u10d8. \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d0\u10db \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10db\u10d0 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 \u10d2\u10d0\u10d0\u10e9\u10d8\u10dc\u10d0 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10e7\u10d0\u10d6\u10d0\u10ee\u10d4\u10d7\u10e8\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0\u10d2\u10d0\u10dc, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d0\u10e8\u10e8-\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10db\u10d8\u10e6\u10d4\u10d1\u10e3\u10da\u10d8 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0\u10d7 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10ee\u10d0\u10d6\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d8\u10e7\u10dd \u10d3\u10d0\u10d1\u10d0\u10dc\u10d3\u10d4\u10d1\u10e3\u10da\u10d8. \u10de\u10e0\u10d4\u10d6\u10d8\u10d3\u10d4\u10dc\u10e2 \u10d1\u10e3\u10e8\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7, \u10d8\u10e1 \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d2\u10d0\u10ed\u10d8\u10e0\u10d5\u10d4\u10d1\u10e3\u10da \u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10d4\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10d4\u10ea\u10d3\u10d4\u10d1\u10d0 \u10d8\u10e1\u10d8\u10dc\u10d8 \u10e5\u10e3\u10e9\u10d0\u10e8\u10d8 \u10d0\u10e0 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10dc\u10d4\u10dc. \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10da\u10d8\u10d7, \u10d4\u10e1 \u10e1\u10e3\u10da 10%-\u10e1 \u10d4\u10ee\u10d4\u10d1\u10d0, \u10d3\u10d0\u10dc\u10d0\u10e0\u10e9\u10d4\u10dc\u10d8 \u10d2\u10d0\u10d9\u10dd\u10e2\u10e0\u10d4\u10d1\u10d8\u10e1 \u10de\u10d8\u10e0\u10d0\u10e1 \u10d0\u10e0\u10d8\u10d0\u10dc. \u10d0\u10e1\u10d4, \u10e0\u10dd\u10db \u10d4\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0\u10e1 \u10d5\u10d4\u10e0 \u10db\u10dd\u10d0\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10e1. \u10d1\u10e3\u10dc\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8\u10d0, \u10d4\u10e1 \u10e2\u10d0\u10da\u10e6\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d8\u10dc\u10d0\u10d7\u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1\u10d0\u10ea \u10d4\u10ee\u10d4\u10d1\u10d0, \u10e1\u10d0\u10d3\u10d0\u10ea \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10d0 \u10d3\u10d0\u10d1\u10d0\u10dc\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10e2\u10d4\u10db\u10de\u10d8 \u10e0\u10d4\u10d9\u10dd\u10e0\u10d3\u10e3\u10da\u10d8 \u10d8\u10e7\u10dd \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8. \u10e0\u10d0 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d3\u10d4\u10e1 \u10d0\u10db \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8? <\/p>\n<p>      \u10d2\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10d7 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10d8\u10db\u10dd\u10ee\u10d8\u10da\u10d5\u10d0\u10e1 \u10dd\u10e5\u10e2\u10dd\u10db\u10d1\u10e0\u10d8\u10e1 \u10d7\u10d5\u10d8\u10e1 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7 \u10d0\u10db \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10d8\u10db\u10dd\u10ee\u10d8\u10da\u10d5\u10d0\u10e1 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10dd\u10e0 \u10d3\u10d8\u10db\u10d8\u10e2\u10e0\u10d8 \u10ef\u10d0\u10e4\u10d0\u10e0\u10d8\u10eb\u10d4\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3.<br \/>\n       \u10db\u10d8\u10d6\u10d4\u10d6\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10e1\u10d8\u10db\u10de\u10e2\u10dd\u10db\u10d4\u10d1\u10d8<br \/>\n      -\u10d3.\u10ef \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 \u10d8\u10d5\u10da\u10d8\u10e1-\u10d0\u10d2\u10d5\u10d8\u10e1\u10e2\u10dd\u10e8\u10d8 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d2\u10d0\u10e9\u10dc\u10d3\u10d0 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 &#8211; \u10e3\u10d4\u10ea\u10e0\u10d0\u10d3 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d0, \u10e0\u10dd\u10db \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0\u10e8\u10d8 2 \u10db\u10da\u10dc 200 \u10d0\u10d7\u10d0\u10e1\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d4\u10e4\u10dd\u10da\u10e2\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e8. \u10d0\u10db\u10d0\u10d6\u10d4 \u10d0\u10d3\u10e0\u10d4\u10ea \u10db\u10d8\u10d0\u10dc\u10d8\u10e8\u10dc\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc, \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8\u10ea \u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d3\u10d0 \u10db\u10d8\u10dc\u10d8\u10e8\u10dc\u10d4\u10d1\u10d4\u10d1\u10e1 \u10d8\u10db\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1, \u10e0\u10dd\u10db \u10d0\u10e8\u10e8-\u10d8\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd \u10d3\u10d4\u10e4\u10dd\u10da\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0. 2000-\u10d3\u10d0\u10dc 2006 \u10ec\u10da\u10d0\u10db\u10d3\u10d4 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d4\u10e4\u10dd\u10da\u10e2\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0 \u10ec\u10d4\u10da\u10d8\u10ec\u10d0\u10d3\u10e8\u10d8 400-450 \u10d0\u10d7\u10d0\u10e1\u10d8 \u10d8\u10e7\u10dd. 2007 \u10ec\u10da\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10e1 \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 750 \u10d0\u10d7\u10d0\u10e1\u10e1 \u10db\u10d8\u10d0\u10e6\u10ec\u10d4\u10d5\u10e1, \u10ee\u10dd\u10da\u10dd, 2008 \u10ec\u10d4\u10da\u10e1 \u10d9\u10d8 950 \u10d0\u10d7\u10d0\u10e1\u10e1 \u10d4\u10da\u10dd\u10d3\u10d4\u10d1\u10d8\u10d0\u10dc, \u10d0\u10dc\u10e3 \u10d8\u10de\u10d8\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d4\u10e4\u10dd\u10da\u10e2\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10db\u10d8\u10dc\u10d8\u10db\u10e3\u10db \u10dd\u10e0\u10ef\u10d4\u10e0 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0.<br \/>\n      \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10e1\u10d0\u10db\u10dd\u10db\u10d0\u10d5\u10da\u10dd\u10d3 \u10d4\u10da\u10d8\u10d0\u10dc \u10e4\u10d0\u10e1\u10d4\u10d1\u10d7\u10d0\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 8-9%-\u10d8\u10d0\u10dc \u10d9\u10da\u10d4\u10d1\u10d0\u10e1, \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d4\u10e1 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d3\u10d8\u10d3\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d3\u10e6\u10d4\u10d5\u10d0\u10dc\u10d3\u10d4\u10da\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7 \u10e4\u10d0\u10e1\u10d7\u10d0 \u10d9\u10da\u10d4\u10d1\u10d0 2-\u10d3\u10d0\u10dc 3 %-\u10db\u10d3\u10d4\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10e8\u10d4\u10e8\u10e4\u10dd\u10d7\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10d4\u10da\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0. \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10ea\u10d4\u10db\u10d8\u10e1 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d0\u10e1\u10d7\u10d0\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d4\u10d1\u10d0\u10e8\u10d8 \u10e3\u10de\u10e0\u10d4\u10ea\u10d4\u10dc\u10d3\u10d4\u10dc\u10e2\u10dd \u10da\u10d8\u10d1\u10d4\u10e0\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0\u10d6\u10d4 \u10ec\u10d0\u10d5\u10d8\u10d3\u10dc\u10d4\u10dc. \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10e1 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d0\u10eb\u10da\u10d4\u10d5\u10d3\u10dc\u10d4\u10dc \u10d8\u10e1\u10d4\u10d7 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10e3\u10e0\u10d0\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d0 \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d4\u10da\u10d4\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1\u10d0\u10ea \u10e8\u10d4\u10d8\u10ea\u10d0\u10d5\u10d3\u10d0. \u10d0\u10db\u10d2\u10d5\u10d0\u10e0 \u10d9\u10d0\u10e2\u10d4\u10d2\u10dd\u10e0\u10d8\u10d0\u10e1 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4 \u10d2\u10d0\u10db\u10dd\u10e3\u10e7\u10dd\u10e4\u10d3\u10dc\u10d4\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e1\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10dd \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d8\u10e1 \u10d4.\u10ec. \u10e1\u10e3\u10d1-\u10de\u10e0\u10d0\u10d8\u10db\u10d8\u10e1 (\u10e1\u10e3\u10d1-\u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10e3\u10da) \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10e1. \u10d4\u10e1 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d0 2000 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc 2006 \u10ec\u10da\u10d0\u10db\u10d3\u10d4 \u10d2\u10e0\u10eb\u10d4\u10da\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0. \u10d0\u10db \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d8\u10e1 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0\u10db \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e6\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10de\u10d4\u10d9\u10e3\u10da\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d7\u10d0\u10db\u10d0\u10e8\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd, \u10d0\u10dc\u10e3 2002 \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10d0\u10e6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d7\u10d0\u10d5\u10d0\u10d3 \u10d8\u10e4\u10d0\u10e0\u10d4\u10d1\u10dd\u10d3\u10d0 2005-2006 \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10d8\u10db \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e4\u10d0\u10e1\u10e3\u10e0\u10d8\u10d7 \u10e0\u10d0\u10ea \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d8\u10e1 \u10db\u10e4\u10da\u10dd\u10d1\u10d4\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d8\u10e7\u10dd \u10d3\u10d0 \u10d0\u10e5 \u10d3\u10d8\u10d3\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d1\u10d0 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0 \u10d0\u10db \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d4\u10d1\u10e1 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d7\u10d0 \u10e1\u10ee\u10d5\u10d0\u10dd\u10d1\u10d0\u10e1. \u10d4\u10e1 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10d0\u10d3 \u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d8\u10dd\u10d6\u10e3\u10da \u10ec\u10e7\u10d0\u10e0\u10dd\u10d3 \u10d8\u10e5\u10ea\u10d0. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d4\u10e0\u10d7\u10d8 \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d0 \u10d8\u10e5\u10dc\u10d0 \u10d3\u10d0\u10e8\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 &#8211; \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da\u10db\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10db\u10d0 loan to value &#8211; LTV ratio (\u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d2\u10d8\u10e0\u10d0\u10dd\u10e1 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e4\u10d0\u10e1\u10d7\u10d0\u10dc) \u10d9\u10dd\u10d4\u10e4\u10d8\u10ea\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 100%-\u10db\u10d3\u10d4\u10ea \u10d9\u10d8 \u10d0\u10e1\u10ec\u10d8\u10d4\u10e1 (\u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10ec\u10d4\u10d5\u10d8\u10e1\u10d0\u10e1 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d4\u10d1\u10e1 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 50-70%-\u10e1 \u10d0\u10eb\u10da\u10d4\u10d5\u10d4\u10dc), \u10d0\u10dc\u10e3 \u10d0\u10e8\u10e8-\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10e1\u10d5\u10da\u10d4\u10da\u10dd\u10d1\u10d0 \u10db\u10d8\u10d4\u10ea\u10d0 \u10e1\u10e0\u10e3\u10da\u10d8 \u10da\u10d8\u10d1\u10d4\u10e0\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e1. \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d8 \u10da\u10d8\u10d1\u10d4\u10e0\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10db\u10d8\u10d6\u10d4\u10d6\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10d3\u10d0 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e0\u10e3\u10da\u10d8 \u10dc\u10d3\u10dd\u10d1\u10d0 \u10d0\u10e8\u10e8-\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1, \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e8\u10d8\u10dc\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d9\u10d4\u10d7\u10d8\u10da\u10d3\u10e6\u10d4\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7. \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10ea\u10d8\u10d9\u10da\u10e3\u10e0\u10d8 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d4\u10d1\u10e8\u10d8, \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10e1\u10e2\u10d0\u10d2\u10dc\u10d0\u10ea\u10d8\u10d0 \u10d8\u10ec\u10e7\u10d4\u10d1\u10d0. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e3\u10ee\u10d3\u10d4\u10da\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0 \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d3\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10db\u10d0, \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10db\u10d0, \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd\u10d4\u10d1\u10db\u10d0 \u10d3\u10d0 \u10f0\u10d4\u10ef-\u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10db\u10d0 \u10d4\u10e1 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d2\u10d0\u10e1\u10d0\u10e7\u10d8\u10d3\u10d0\u10d3 \u10d2\u10d0\u10db\u10dd\u10d8\u10e2\u10d0\u10dc\u10d4\u10e1, \u10e0\u10d0\u10db\u10d0\u10ea \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10d0\u10d3 \u10d8\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d0 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e4\u10d0\u10e1\u10d4\u10d1\u10d6\u10d4.<br \/>\n      \u10e1\u10d0\u10d8\u10d3\u10e3\u10db\u10da\u10dd \u10d2\u10d4\u10d2\u10db\u10d0 \u10e3\u10dd\u10da-\u10e1\u10e2\u10e0\u10d8\u10e2\u10d8\u10d3\u10d0\u10dc<br \/>\n      \u10e3\u10dd\u10da-\u10e1\u10e2\u10e0\u10d8\u10e2\u10d8\u10e1 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10e1\u10dd \u10d8\u10dc\u10df\u10d8\u10dc\u10d4\u10e0\u10d8\u10d0\u10db \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 2003-2004 \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10e8\u10d4\u10d8\u10db\u10e3\u10e8\u10d0\u10d5\u10d0 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d0 \u10d8\u10db \u10d7\u10d5\u10d0\u10da\u10e1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d8\u10d7, \u10e0\u10dd\u10db \u10e1\u10d4\u10e0\u10d8\u10dd\u10d6\u10e3\u10da\u10d8 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10ea\u10d8\u10d0 \u10d2\u10d0\u10d4\u10ec\u10d8\u10d0\u10d7 \u10d0\u10d6\u10d8\u10e3\u10e0\u10d8 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10ea \u10d2\u10d0\u10d0\u10e9\u10dc\u10d3\u10d0\u10d7 \u10e3\u10d9\u10e3\u10d2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d4\u10d1\u10d8 \u10d8\u10e7\u10d5\u10dc\u10d4\u10dc \u10e1\u10d4\u10e0\u10d8\u10dd\u10d6\u10e3\u10da\u10d8 \u10e1\u10d0\u10d2\u10d8\u10e0\u10d0\u10d5\u10dc\u10dd \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10d7. \u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10e3\u10dd\u10da-\u10e1\u10e2\u10e0\u10d8\u10e2\u10d8\u10e1 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3, \u10e1\u10d0\u10d1\u10dd\u10da\u10dd\u10dd \u10ef\u10d0\u10db\u10e8\u10d8 \u10e8\u10d4\u10d8\u10e5\u10db\u10dc\u10d0 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10d8\u10d1\u10db\u10e3\u10da\u10d8 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e3\u10d9\u10e3\u10d2\u10d4\u10d1\u10d8\u10d7 \u10ee\u10d0\u10e1\u10d8\u10d0\u10d7\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0 \u10d3\u10d0 \u10d6\u10e3\u10e0\u10d2\u10e1 \u10e3\u10db\u10d0\u10d2\u10e0\u10d4\u10d1\u10d3\u10d0 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10da\u10d8\u10d3\u10d4\u10e0\u10d8 \u10e1\u10d0\u10e0\u10d4\u10d8\u10e2\u10d8\u10dc\u10d2\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d4\u10d1\u10d8 (\u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10d3 \u10d4\u10dc\u10d3 \u10de\u10e3\u10e3\u10e0\u10e1, \u10db\u10e3\u10e3\u10d3\u10d8). \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10d0\u10d3 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da \u10db\u10d4\u10dd\u10e0\u10d0\u10d3 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10ec\u10d0\u10e0\u10db\u10dd\u10d8\u10e5\u10db\u10dc\u10d0 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e1\u10d0\u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10dd \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10db\u10d0 \u10d3\u10d0\u10d8\u10ec\u10e7\u10d4\u10e1 \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d8\u10d0\u10e4\u10d8 \u10e1\u10d0\u10ee\u10e1\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10d4\u10e5\u10ea\u10d8\u10d0 \u10d4.\u10ec. carry-trade-\u10d8\u10e1 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8\u10d7. \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d0\u10d3, \u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8\u10d7, \u10d8\u10d0\u10e4\u10db\u10d0 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10db\u10d0 \u10d8\u10d0\u10de\u10dd\u10dc\u10d8\u10d8\u10d3\u10d0\u10dc, \u10dc\u10d8\u10d3\u10d4\u10e0\u10da\u10d0\u10dc\u10d3\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc, \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10d3\u10d0\u10dc, \u10e1\u10d0\u10e4\u10e0\u10d0\u10dc\u10d2\u10d4\u10d7\u10d8\u10d3\u10d0\u10dc \u10d3\u10d0 \u10e9\u10d8\u10dc\u10d4\u10d7\u10d8\u10d3\u10d0\u10dc \u10e8\u10d4\u10d3\u10d8\u10dc\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d8\u10ec\u10e7\u10d4\u10e1 \u10d0\u10db \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4. \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d8\u10d0 \u10e9\u10d8\u10dc\u10d4\u10d7\u10d8, \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3, \u10e9\u10d8\u10dc\u10d4\u10d7\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10e0\u10d4\u10d6\u10d4\u10e0\u10d5\u10d8\u10d3\u10d0\u10dc 3 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8 \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e5\u10dc\u10d0 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3 \u10d1\u10da\u10d4\u10e5\u10e1\u10e2\u10dd\u10e3\u10dc \u10d2\u10e0\u10e3\u10de-\u10e8\u10d8. \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d3\u10d0 \u10d0\u10d2\u10d5\u10d8\u10e1\u10e2\u10dd\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d0\u10db\u10d3\u10d4 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 \u10dd\u10e0\u10d8-\u10e1\u10d0\u10db\u10d8 \u10d7\u10d5\u10d8\u10d7 \u10d0\u10d3\u10e0\u10d4. \u10db\u10dd\u10d2\u10d5\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10d7, \u10d0\u10d2\u10d5\u10d8\u10e1\u10e2\u10dd\u10e8\u10d8 \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10e4\u10dd\u10dc\u10d3\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d4\u10ea\u10d0 30%-\u10d8\u10d7, \u10e0\u10d8\u10d7\u10d0\u10ea \u10e9\u10d8\u10dc\u10e3\u10e0\u10db\u10d0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d0\u10db \u10e3\u10db\u10dd\u10d9\u10da\u10d4\u10e1 \u10d5\u10d0\u10d3\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 1 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8 \u10d3\u10d0\u10d9\u10d0\u10e0\u10d2\u10d0. \u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8 \u10db\u10dd\u10ee\u10d3\u10d0 \u10e4\u10e0\u10d0\u10dc\u10d2\u10e3\u10da\u10d8, \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10e3\u10da\u10d8, \u10f0\u10dd\u10da\u10d0\u10dc\u10d3\u10d8\u10e3\u10e0\u10d8, \u10d2\u10d4\u10e0\u10db\u10d0\u10dc\u10e3\u10da\u10d8 \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4. \u10d3\u10e6\u10d4\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d4\u10da\u10d4\u10d1\u10d8 \u10d1\u10e0\u10d0\u10da\u10e1 \u10d3\u10d4\u10d1\u10d4\u10dc \u10e4\u10e0\u10d0\u10dc\u10d2\u10e3\u10da \u10de\u10d0\u10e0\u10d8\u10d1\u10d0-\u10e1 \u10d8\u10db\u10d0\u10e8\u10d8, \u10e0\u10dd\u10db \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d8 \u10d5\u10d0\u10e0\u10d3\u10dc\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d8\u10d0 \u10de\u10d0\u10e0\u10d8\u10d1\u10d0-\u10e1 \u10d2\u10d0\u10dc\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10d0\u10db &#8211; \u10d8\u10d2\u10d8 \u10d0\u10e9\u10d4\u10e0\u10d4\u10d1\u10e1 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10d8\u10e1\u10d8 \u10e1\u10d0\u10db\u10d8 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8\u10e1 \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d0\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10e0\u10d4\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10d5\u10d4\u10e0 \u10d0\u10e4\u10d0\u10e1\u10d4\u10d1\u10e1 \u10db\u10d8\u10e1\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1. \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d8 \u10d2\u10d0\u10dc\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d7\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1 \u10db\u10d0\u10dc\u10d8\u10e8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10d8\u10e7\u10dd, \u10e0\u10dd\u10db \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10e2\u10d8\u10de\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d0\u10e8\u10e8-\u10e8\u10d8 \u10e0\u10d7\u10e3\u10da\u10d0\u10d3 \u10de\u10e0\u10dd\u10d2\u10dc\u10dd\u10d6\u10d8\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10e4\u10d0\u10e1\u10d4\u10d1\u10d4\u10da\u10d8\u10d0. \u10d4\u10d5\u10e0\u10dd\u10de\u10d4\u10da\u10d4\u10d1\u10d8 \u10d9\u10d8 \u10de\u10d8\u10e0\u10d8\u10e5\u10d8\u10d7, \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u10d1\u10e0\u10d0\u10da\u10e1 \u10d3\u10d4\u10d1\u10d4\u10dc \u10d8\u10db\u10d0\u10e8\u10d8, \u10e0\u10dd\u10db \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da\u10d8 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d6\u10d8\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d0 \u10d6\u10d4\u10d3\u10db\u10d4\u10e2\u10d0\u10d3 \u10d3\u10d0 \u10e3\u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10da\u10dd\u10d3 \u10d2\u10d0\u10d1\u10d4\u10e0\u10d0 \u10e3\u10dd\u10da-\u10e1\u10e2\u10e0\u10d8\u10e2\u10db\u10d0. \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d8 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d8\u10ea\u10dc\u10dd\u10d1\u10d8\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10d1\u10e3\u10dc\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8\u10d0, \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d8\u10e5\u10db\u10dc\u10d4\u10d1\u10d0 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 &#8211; \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd \u10d8\u10db \u10d8\u10d0\u10e4\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d9\u10d0\u10dc \u10d2\u10d0\u10d3\u10d8\u10dc\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e7\u10dd \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d4\u10d3\u10dd \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10e3\u10da \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d0\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10d8\u10dc\u10e2\u10d4\u10d2\u10e0\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0 \u10d3\u10d0 \u10d8\u10e5\u10d0\u10ea \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd \u10e1\u10d4\u10e0\u10d8\u10dd\u10d6\u10e3\u10da\u10d8 \u10e0\u10e7\u10d4\u10d5\u10d4\u10d1\u10d8. \u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10e1\u10d4\u10e0\u10d8\u10dd\u10d6\u10e3\u10da \u10e0\u10e7\u10d4\u10d5\u10d4\u10d1\u10e1 \u10d2\u10d0\u10dc\u10d8\u10ea\u10d3\u10d8\u10e1 \u10d0\u10e8\u10e8-\u10e1 \u10e1\u10d0\u10d1\u10d8\u10dc\u10d0\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10d5\u10d0\u10e0\u10d0\u10e3\u10d3\u10dd\u10d3 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10eb\u10d8\u10db\u10d4\u10d3 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d4\u10d1\u10d0 \u10d0\u10e8\u10e8-\u10e1 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d6\u10d4\u10ea, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10ef\u10d0\u10db\u10e3\u10e0\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8 \u10d4\u10e0\u10d7 \u10e2\u10e0\u10d8\u10da\u10d8\u10dd\u10dc \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10e1 \u10d0\u10e6\u10d4\u10db\u10d0\u10e2\u10d4\u10d1\u10d0. \u10d0\u10db \u10db\u10d8\u10d6\u10d4\u10d6\u10d8\u10d7 \u10d3\u10e6\u10d4\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10d7\u10d0\u10dc\u10d0\u10db\u10d3\u10d4\u10d1\u10dd\u10d1\u10d4\u10d1\u10d8 \u10d3\u10d0\u10e2\u10dd\u10d5\u10d4\u10e1 \u10e1\u10d8\u10e2\u10d8-\u10d2\u10e0\u10e3\u10de\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10db\u10d0 \u10e9\u10d0\u10e0\u10da\u10d6 \u10de\u10e0\u10d8\u10dc\u10ea\u10db\u10d0 \u10d3\u10d0 \u10db\u10d4\u10e0\u10d8\u10da \u10da\u10d8\u10dc\u10e9\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d9\u10d0\u10ea\u10db\u10d0 \u10e1\u10e2\u10d4\u10dc \u10dd\u10dc\u10d8\u10da\u10db\u10d0.<br \/>\n      \u10e1\u10d0\u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10dd \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0. \u10d0\u10e8\u10e8-\u10e1 \u10d3\u10d0 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d4\u10d1\u10db\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10db\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10db\u10d0, \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d0\u10e4\u10d8\u10e5\u10e1\u10d8\u10e0\u10d4\u10e1. \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10d4\u10da\u10db\u10d0 \u10d2\u10d0\u10dc\u10d0\u10ea\u10ee\u10d0\u10d3\u10d0, \u10e0\u10dd\u10db \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e9\u10d0\u10d4\u10e0\u10d4\u10d5\u10d0 \u10d0\u10db \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10e8\u10d8, \u10e0\u10d0\u10d7\u10d0 \u10d3\u10d0\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10dd\u10e1 \u10db\u10d4\u10d0\u10dc\u10d0\u10d1\u10e0\u10d4\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0. \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10e3\u10da\u10d8 \u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10d7, \u10d0\u10dc\u10d0\u10d1\u10e0\u10d8\u10e1 90%-\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10ec\u10d4\u10d5\u10e1 \u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10d0\u10e1 \u10d3\u10d0 \u10d4\u10e1 30-35 \u10d0\u10d7\u10d0\u10e1\u10d8 \u10e4\u10e3\u10dc\u10e2\u10d8 \u10e1\u10e2\u10d4\u10e0\u10da\u10d8\u10dc\u10d2\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8\u10d0. \u10d0\u10e8\u10e8-\u10e8\u10d8 \u10d9\u10d8 \u10e3\u10db\u10d0\u10e6\u10da\u10d4\u10e1 \u10d3\u10dd\u10dc\u10d4\u10d6\u10d4 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d3\u10d0 \u10d2\u10d0\u10dc\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10d0 \u10d8\u10db\u10d8\u10e1 \u10d7\u10d0\u10dd\u10d1\u10d0\u10d6\u10d4, \u10e0\u10dd\u10db \u10d0\u10db \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d9\u10dd\u10e0\u10d4\u10e5\u10e2\u10d8\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10e9\u10d0\u10d4\u10e0\u10d4\u10d5\u10d0 \u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10e8\u10d8\u10dc\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd\u10d1\u10d4\u10d1\u10e1 \u10d2\u10d0\u10e3\u10ec\u10d4\u10d5\u10e1 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1 &#8211; \u10e1\u10d0\u10d5\u10d0\u10e0\u10d0\u10e3\u10d3\u10dd\u10d3 200-220 \u10d0\u10d7\u10d0\u10e1\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10ec\u10d8\u10da\u10d0\u10d3 \u10d2\u10d0\u10d3\u10d0\u10e0\u10e9\u10d4\u10d1\u10d0. \u10e0\u10d0\u10ea \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 \u10d9\u10d4\u10e0\u10eb\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10d3\u10d0 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d0\u10e1, \u10d0\u10e8\u10e8-\u10e1 \u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d0\u10d6\u10e0\u10d8\u10d7, \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d8 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e6\u10db\u10dd\u10e9\u10d4\u10dc\u10d0 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e0\u10ef\u10d6\u10d4 \u10e8\u10d4\u10e3\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0. \u10d0\u10db \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10e8\u10dd\u10d1\u10d8\u10e1 \u10db\u10d8\u10d6\u10d4\u10d6\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d6\u10dd\u10d2\u10d0\u10d3\u10d8 \u10ea\u10d8\u10e4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10db\u10d0 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d3\u10d0\u10d9\u10d5\u10dc\u10d0 &#8211; \u10d0\u10db \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d5\u10dd\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d0\u10d3 \u10d3\u10d0\u10d6\u10d0\u10e0\u10d0\u10da\u10d3\u10d0 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8, \u10e8\u10d8\u10dc\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd\u10d1\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10f0\u10e7\u10d5\u10d0 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10e8\u10d4\u10db\u10dd\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10e3\u10da \u10d3\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10da\u10d8\u10d1\u10d4\u10e0\u10d0\u10da\u10e3\u10e0 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10e1. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10e8\u10d8\u10dc\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd\u10d1\u10d4\u10d1\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d3\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7 \u10e9\u10d0\u10d4\u10d1\u10dc\u10d4\u10dc \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d3\u10d8\u10d3 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10e8\u10d8. \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d6\u10dd\u10d2\u10d0\u10d3\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d5\u10d0\u10da\u10e1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d8\u10d7 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10d7\u10e5\u10d5\u10d0\u10e1, \u10e0\u10dd\u10db \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10db\u10dd\u10db\u10d4\u10dc\u10e2\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d6\u10d4\u10db\u10dd\u10ee\u10e1\u10d4\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8 \u10d9\u10dd\u10dc\u10ea\u10d4\u10dc\u10e2\u10e0\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d4\u10d1\u10d6\u10d4 \u10ef\u10d4\u10e0-\u10ef\u10d4\u10e0\u10dd\u10d1\u10d8\u10d7 \u10d0\u10e0 \u10d2\u10d0\u10d3\u10d0\u10e1\u10e3\u10da\u10d0.<br \/>\n      \u10e0\u10d0 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8?<br \/>\n      \u10e0\u10d0\u10ea \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\u10d6\u10d4 \u10d0\u10db \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d0\u10e1, \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d7, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10d5\u10d8\u10d3\u10d4\u10d7, \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3\u10d0\u10d0 \u10d8\u10dc\u10e2\u10d4\u10d2\u10e0\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10db \u10d4\u10e2\u10d0\u10de\u10d6\u10d4 \u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10e3\u10e0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\u10e8\u10d8 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0 \u10d3\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10d0\u10db \u10d0\u10e5\u10e2\u10d8\u10d5\u10dd\u10d1\u10d8\u10e1 \u10db\u10d0\u10e1\u10e8\u10e2\u10d0\u10d1\u10d8? \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d0\u10db \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10d0\u10e0\u10e1\u10d8\u10d0 \u10d8\u10e1, \u10e0\u10dd\u10db \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 30%-\u10d3\u10d0\u10dc 35%-\u10db\u10d3\u10d4 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8\u10d0. \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 600 \u10db\u10da\u10dc \u10da\u10d0\u10e0\u10d8\u10d7 \u10d2\u10d0\u10dc\u10d8\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d4\u10d1\u10d0. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 7 \u10db\u10da\u10e0\u10d3-\u10e1 \u10d0\u10e6\u10ec\u10d4\u10d5\u10e1, \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10db\u10d7\u10da\u10d8\u10d0\u10dc \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d7\u10d0\u10dc \u10e8\u10d4\u10e4\u10d0\u10e0\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d9\u10dd\u10d4\u10e4\u10d8\u10ea\u10d8\u10d4\u10dc\u10e2\u10d8 8,5%-\u10e1 \u10e3\u10d3\u10e0\u10d8\u10e1, \u10e0\u10d0\u10ea \u10e1\u10d4\u10e0\u10d8\u10dd\u10d6\u10e3\u10da\u10d8 \u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d0\u10d3 \u10ef\u10d4\u10e0-\u10ef\u10d4\u10e0\u10dd\u10d1\u10d8\u10d7 \u10d5\u10d4\u10e0 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d3\u10d4\u10d1\u10d0 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da 30-35%-\u10d8\u10d0\u10dc \u10d9\u10dd\u10d4\u10e4\u10d8\u10ea\u10d8\u10d4\u10dc\u10e2\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10db\u10d7\u10da\u10d8\u10d0\u10dc \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d7\u10d0\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d4\u10d1\u10d8\u10d7 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10dd\u10d1\u10d0 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 4%-\u10d8\u10d7 \u10d2\u10d0\u10dc\u10d8\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d4\u10d1\u10d0, \u10d0\u10dc\u10e3 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\u10e8\u10d8 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db \u10db\u10d0\u10e1\u10d6\u10d4 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d6\u10d4\u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0 \u10db\u10dd\u10d0\u10ee\u10d3\u10d8\u10dc\u10dd\u10e1 \u10d0\u10db \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e8\u10d8 \u10db\u10dd\u10d9\u10da\u10d4 \u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10d5\u10d0\u10e8\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10db\u10d0. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d2\u10d0\u10e1\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10d8\u10e1\u10d8\u10ea, \u10e0\u10dd\u10db \u10e5\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d0 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d7\u10d0\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d4\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d9\u10dd\u10dc\u10e1\u10d4\u10e0\u10d5\u10d0\u10e2\u10d8\u10e3\u10da\u10d8\u10d0, \u10e0\u10d0\u10e1\u10d0\u10ea \u10e3\u10d3\u10d8\u10d3\u10d4\u10e1 \u10de\u10dd\u10d6\u10d8\u10e2\u10d8\u10e3\u10e0 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d0\u10d3 \u10e8\u10d4\u10d5\u10d0\u10e4\u10d0\u10e1\u10d4\u10d1\u10d3\u10d8\u10d7. \u10d7\u10e3\u10dc\u10d3\u10d0\u10ea \u10e0\u10d0\u10d8\u10db\u10d4 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10e1\u10e2\u10d0\u10d2\u10dc\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10d6\u10d4 \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10d8 \u10d6\u10d4\u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10e3\u10da\u10d8\u10d0 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10d8\u10d7.<br \/>\n      \u10e0\u10d0\u10ea \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0-\u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10e1, \u10d2\u10d0\u10e1\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10e0\u10dd\u10db \u10e9\u10d5\u10d4\u10dc \u10ef\u10d4\u10e0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10db\u10d4\u10db\u10d9\u10d5\u10d8\u10d3\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7 \u10db\u10dd\u10d2\u10d5\u10d3\u10d4\u10d5\u10e1 \u10e1\u10d0\u10d1\u10d8\u10dc\u10d0\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d4\u10e4\u10d8\u10ea\u10d8\u10e2\u10d8. \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7, \u10d4\u10e1 \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0 \u10ef\u10d4\u10e0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d3\u10d4\u10e4\u10d8\u10ea\u10d8\u10e2\u10e3\u10e0\u10d8\u10d0. \u10e1\u10d0\u10e5\u10db\u10d4 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10e1 \u10d3\u10dd\u10db\u10d8\u10dc\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0, \u10e0\u10dd\u10db \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10d2\u10d0\u10db\u10e7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10e1\u10e7\u10d8\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10d7\u10e3\u10dc\u10d0\u10e0\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10d7. \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 \u10d8\u10d0\u10e0\u10e1\u10d4\u10d1\u10d4\u10d1\u10e1 \u10db\u10d0\u10dc\u10d0\u10db, \u10e1\u10d0\u10dc\u10d0\u10db \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8 \u10d3\u10d4\u10e4\u10d8\u10ea\u10d8\u10e2\u10d8 \u10d0\u10e0 \u10d0\u10db\u10dd\u10d8\u10ec\u10e3\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10ee\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10e8\u10da\u10d8\u10e1 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1 \u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d5\u10d0\u10da\u10e1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d8\u10d7.<br \/>\n      \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d7\u10d0\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d4\u10d1\u10d0\u10e8\u10d8 \u10e3\u10d0\u10ee\u10da\u10dd\u10d4\u10e1 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8 \u10d7\u10d4\u10dd\u10e0\u10d8\u10e3\u10da\u10d0\u10d3 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10db\u10d0\u10d7\u10d8 \u10e4\u10d0\u10e1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10e2\u10d4\u10db\u10de\u10d4\u10d1\u10d8 \u10e8\u10d4\u10e7\u10dd\u10d5\u10dc\u10d3\u10d4\u10e1. \u10d1\u10dd\u10da\u10dd 3-4 \u10ec\u10da\u10d8\u10e1 \u10db\u10d0\u10dc\u10eb\u10d8\u10da\u10d6\u10d4 \u10d4\u10e1 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8 250 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10d3\u10d0\u10dc 2500 \u10d3\u10dd\u10da\u10d0\u10e0\u10d0\u10db\u10d3\u10d4 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0, \u10e0\u10d0\u10ea \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e3\u10de\u10e0\u10d4\u10ea\u10d4\u10dc\u10d3\u10d4\u10dc\u10e2\u10dd \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10d0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e8\u10d8\u10dc\u10d0\u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1\u10d0\u10ea.<br \/>\n      \u10d2\u10d0\u10e3\u10e9\u10dc\u10d3\u10d4\u10d1\u10d0\u10d7 \u10d7\u10e3 \u10d0\u10e0\u10d0 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1? \u10d0\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d1\u10d0\u10dc\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d4\u10dc\u10d4\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd. \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d3\u10d0\u10d5\u10e0\u10ec\u10db\u10e3\u10dc\u10d3\u10d8\u10d7, \u10e0\u10dd\u10db \u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10e3\u10e0\u10db\u10d0 \u10db\u10dd\u10d9\u10da\u10d4\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc\u10db\u10d0 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10db\u10d0 \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10d0 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e3\u10d9\u10e3\u10d2\u10d4\u10d1\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10db\u10d4\u10dd\u10e0\u10d0\u10d3 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d3\u10d0\u10d8\u10ec\u10e7\u10d4\u10e1. \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10db\u10dd\u10d9\u10da\u10d4\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d8\u10e1\u10d7\u10d0\u10dc\u10d0\u10d5\u10d4 \u10d2\u10d0\u10d8\u10ed\u10d4\u10d3\u10dc\u10d4\u10dc \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10d4\u10da\u10d8 \u10e9\u10d0\u10e3\u10e7\u10d0\u10e0\u10d4\u10e1 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10e1, \u10e0\u10d0\u10ea \u10e3\u10d0\u10e0\u10e7\u10dd\u10e4\u10d8\u10d7\u10d0\u10d3 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d0 \u10d4\u10d5\u10e0\u10dd\u10de\u10e3\u10da \u10d3\u10d0 \u10d0\u10d6\u10d8\u10e3\u10e0 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10dd\u10d1\u10d0\u10d6\u10d4.<br \/>\n      \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8\u10e1 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d0 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d8\u10db\u10d2\u10d5\u10d0\u10e0\u10d0\u10d3 \u10db\u10dd\u10d9\u10da\u10d4\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc\u10d8 \u10d3\u10d0 \u10ea\u10ee\u10d4\u10da\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da \u10e4\u10e3\u10da\u10d0\u10d3 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10db\u10dd\u10d9\u10da\u10d4\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e0\u10dd\u10da\u10d8 \u10d0\u10db \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d8\u10d0, \u10ee\u10dd\u10da\u10dd \u10db\u10d4\u10dd\u10e0\u10d0\u10d3\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d9\u10d8 \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd\u10d3 \u10e9\u10d0\u10dc\u10d0\u10e1\u10d0\u10ee\u10dd\u10d5\u10d0\u10dc \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0\u10e8\u10d8\u10d0. \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e8\u10d4\u10db\u10dd\u10d3\u10d8\u10e1, \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d4\u10e1 \u10e4\u10e3\u10da\u10d0\u10d3\u10d8 \u10d7\u10e3 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d0\u10ee\u10d8\u10d7, \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10ec\u10d8\u10da\u10d0\u10d3 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10d5\u10d0\u10e1 \u10d3\u10d0 \u10e0\u10d4\u10e4\u10dd\u10e0\u10db\u10e3\u10da \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d8 \u10d1\u10e3\u10dc\u10d4\u10d1\u10d8\u10d7 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10e8\u10d5\u10d8\u10d3\u10d8\u10d0 \u10d3\u10d0 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d0\u10e8\u10d8 \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10e7\u10dd\u10e4\u10dc\u10d0\u10d6\u10d4. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10d3\u10d0\u10e1\u10d0\u10d5\u10da\u10d4\u10d7\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8 \u10db\u10d0\u10e1\u10d6\u10d4 \u10e0\u10d0\u10d8\u10db\u10d4 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10d6\u10d4\u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1 \u10d5\u10d4\u10e0 \u10db\u10dd\u10d0\u10ee\u10d3\u10d4\u10dc\u10e1.<br \/>\n      \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d0\u10d3, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10dd\u10e1\u10d0\u10da\u10dd\u10d3\u10dc\u10d4\u10da \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d6\u10d4 \u10e1\u10d0\u10e3\u10d1\u10d0\u10e0\u10d8 \u10d0\u10e0\u10d0\u10e0\u10d4\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10db\u10d8\u10d2\u10d5\u10d0\u10e9\u10dc\u10d8\u10d0. \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8, \u10e0\u10d0\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10e1, \u10d4\u10e1 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10e2\u10d4\u10db\u10de\u10d8\u10e1 \u10d3\u10d0\u10d5\u10d0\u10e0\u10d3\u10dc\u10d0\u10d0. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d0\u10db\u10d8\u10e1\u10d0, \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d8 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10db\u10d0\u10d8\u10dc\u10ea \u10db\u10d8\u10db\u10d6\u10d8\u10d3\u10d5\u10d4\u10da\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da \u10ec\u10da\u10d4\u10d1\u10e8\u10d8\u10ea, \u10d5\u10d8\u10dc\u10d0\u10d8\u10d3\u10d0\u10dc \u10d3\u10e6\u10d4\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d0\u10db \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e4\u10d0\u10e1\u10ec\u10d0\u10e0\u10db\u10dd\u10e5\u10db\u10dc\u10d8\u10e1 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d0\u10e8\u10d8 \u10ef\u10d4\u10e0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd \u10e0\u10d4\u10d6\u10d4\u10e0\u10d5\u10d4\u10d1\u10d8\u10d0 \u10e3\u10d9\u10e3\u10d2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7, \u10e0\u10d0\u10ea \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10db\u10d8\u10e1\u10ea\u10d4\u10db\u10e1 \u10db\u10d8\u10db\u10ec\u10dd\u10d3\u10d4\u10d1\u10d4\u10da\u10e1 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10e0\u10e7\u10d4\u10d5\u10d4\u10d1\u10d8 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d0\u10d3 \u10d2\u10d0\u10d0\u10ec\u10dd\u10dc\u10d0\u10e1\u10ec\u10dd\u10e0\u10dd\u10e1. <\/p>\n<p>      \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d0 \u10e4\u10e1\u10d9\u10d4\u10e0\u10d8\u10e1\u10d0\u10d9\u10d4\u10dc \u10d4\u10e5\u10d0\u10e9\u10d4\u10d1\u10d0<br \/>\n      \u10d0\u10e8\u10e8-\u10e8\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8 \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e2\u10e3\u10da\u10dd\u10d1\u10e1 \u10d3\u10d0 \u10de\u10da\u10d0\u10dc\u10d4\u10e2\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d0\u10e8\u10dd\u10e0\u10d4\u10d1\u10e3\u10da \u10d9\u10e3\u10d7\u10ee\u10d4\u10d4\u10d1\u10e1\u10d0\u10ea \u10d9\u10d8 \u10d4\u10db\u10e3\u10e5\u10e0\u10d4\u10d1\u10d0.<br \/>\n      \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10dc\u10d2\u10e0\u10d4\u10d5\u10d0 \u10db\u10d7\u10d4\u10da \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\u10e1 \u10e3\u10e5\u10db\u10dc\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4\u10e1. \u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10d0\u10d2\u10d5\u10d8\u10e1\u10e2\u10dd\u10e8\u10d8 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10db\u10d0 \u10e0\u10dd\u10d3\u10e0\u10d8\u10d2\u10dd \u10d3\u10d4 \u10e0\u10d0\u10e2\u10dd\u10db \u10d2\u10d0\u10dc\u10d0\u10ea\u10ee\u10d0\u10d3\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db 1998 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d4\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10da\u10dd\u10d3\u10d8\u10dc\u10d8 \u10ef\u10d4\u10e0 \u10dc\u10d0\u10d0\u10d3\u10e0\u10d4\u10d5\u10d8\u10d0. \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10e1\u10e2\u10d4\u10d1\u10d8 \u10d3\u10e6\u10d4\u10d5\u10d0\u10dc\u10d3\u10d4\u10da\u10d8 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10d0\u10e1 \u10d8\u10db\u10d0\u10e8\u10d8 \u10ee\u10d4\u10d3\u10d0\u10d5\u10d4\u10dc, \u10d7\u10e3 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d0\u10e0\u10d8\u10d0\u10dc \u10e8\u10d4\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10e3\u10da\u10dc\u10d8 \u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d8. \u10d8\u10e1\u10d8\u10dc\u10d8 \u10e8\u10e2\u10dd\u10e0\u10db\u10d8\u10e1 \u10ee\u10d0\u10d6\u10d6\u10d4 \u10d2\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10e3\u10e4\u10e0\u10dd \u10db\u10e7\u10d0\u10e0\u10d0\u10d3 \u10e8\u10d4\u10d3\u10d8\u10d0\u10dc, \u10d5\u10d8\u10d3\u10e0\u10d4 9 \u10ec\u10da\u10d8\u10e1 \u10ec\u10d8\u10dc. \u10d2\u10d0\u10db\u10dd\u10e0\u10d8\u10ea\u10ee\u10e3\u10da\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8 \u10d0\u10db\u10df\u10d0\u10db\u10d8\u10dc\u10d3\u10d4\u10da\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10e1 \u10e3\u10e4\u10e0\u10dd \u10ee\u10d4\u10da\u10e1\u10d0\u10e7\u10e0\u10d4\u10da\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 \u10d3\u10d0\u10d8\u10d9\u10d0\u10d5\u10dd\u10dc \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10e8\u10d8.<br \/>\n      \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10d0\u10e8\u10e8-\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d6\u10e0\u10d3\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d8\u10e7\u10dd \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d0\u10d6\u10d4. \u10dc\u10d0\u10ec\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10d0\u10db\u10d8\u10e1 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8\u10d0 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d8\u10e1 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da\u10d8 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d4\u10d1\u10e3\u10e0\u10d4\u10d1\u10d0: \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d0\u10d3 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d0\u10e6\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10d0\u10e6\u10d4\u10db\u10d0\u10e2\u10d4\u10d1\u10d0 \u10d1\u10d8\u10dc\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1. \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ec\u10d4\u10e1\u10d8, \u10e1\u10ee\u10d5\u10d0\u10dd\u10d1\u10d0\u10e1 \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d0\u10d5\u10d4\u10dc. \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc, \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da \u10e4\u10d0\u10e0\u10d7\u10d4\u10d1\u10d6\u10d4 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0 \u10d3\u10d0 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10d0\u10d3\u10d5\u10d8\u10da\u10d4 \u10e9\u10d5\u10d4\u10e3\u10da\u10d4\u10d1\u10e0\u10d8\u10d5 \u10e0\u10d8\u10d2\u10d8\u10d7 \u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10d4\u10d4\u10d1\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1 \u10d0\u10eb\u10da\u10d4\u10d5\u10d3\u10d0 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10d7 \u10dc\u10d0\u10e7\u10d8\u10d3\u10d8 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7 \u10e4\u10e3\u10da\u10d8 \u10d4\u10d9\u10d4\u10d7\u10d4\u10d1\u10d8\u10dc\u10d0\u10d7 \u10db\u10d8\u10e1\u10d8 \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e7\u10d8\u10d3\u10d5\u10d8\u10e1 \u10d2\u10d6\u10d8\u10d7. \u10d0\u10e8\u10e8-\u10e8\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8 \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d0\u10e1 \u10e3\u10d9\u10d0\u10d5\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8\u10d0 \u10e1\u10d0\u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10dd \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d4\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d3\u10d0\u10dc\u10d0\u10e0\u10e9\u10d4\u10dc\u10d4\u10d1\u10d8 \u10d9\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d4.\u10ec. subprime mortgage &#8211; \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10e1 \u10d8\u10db\u10d4\u10d3\u10d6\u10d4 \u10d8\u10e7\u10d5\u10dc\u10d4\u10dc. \u10db\u10d4\u10e5\u10e1\u10d8\u10d9\u10d4\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd subprime mortgage-\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3\u10d8 \u10d9\u10dd\u10dc\u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10ea\u10d8\u10d0 \u10d9\u10d0\u10da\u10d8\u10e4\u10dd\u10e0\u10dc\u10d8\u10d0\u10e8\u10d8\u10d0: \u10d0\u10e5 \u10d7\u10d0\u10d5\u10db\u10dd\u10e7\u10e0\u10d8\u10da\u10d8\u10d0 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d8\u10e1 27%, &#8211; \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 Morgan Stanley-\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10dd\u10e1\u10d8 \u10dd\u10e3\u10d4\u10dc \u10e0\u10dd\u10d1\u10d4\u10e0\u10e2\u10e1\u10d8.<br \/>\n      \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d4\u10d1\u10e1 \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d9\u10d0\u10d1\u10d0\u10da\u10e3\u10e0\u10d8 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8\u10ea \u10d9\u10d8 \u10d5\u10d4\u10e0 \u10d0\u10e9\u10d4\u10e0\u10d4\u10d1\u10e1. \u10d0\u10db \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e8\u10d8 \u10e4\u10d0\u10e1\u10ec\u10d0\u10e0\u10db\u10dd\u10e5\u10db\u10dc\u10d0 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d6\u10d4: \u10d8\u10e1\u10d8\u10dc\u10d8, \u10d5\u10d8\u10e1\u10d0\u10ea \u10ea\u10e3\u10d3\u10d8 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d0 \u10d0\u10e5\u10d5\u10d7, \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e1 \u10d8\u10ee\u10d3\u10d8\u10d0\u10dc, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d4\u10da\u10d8, &#8211; \u10d0\u10db\u10d1\u10dd\u10d1\u10e1 Commerzbank-\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10e1\u10e2\u10d8 \u10d8\u10dd\u10e0\u10d2 \u10d9\u10e0\u10d4\u10db\u10d4\u10e0\u10d8.<br \/>\n      \u10e9\u10d5\u10d4\u10e3\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8 \u10d2\u10d0\u10d8\u10ea\u10d4\u10db\u10d0 LIBOR + \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10e3\u10db \u10ec\u10da\u10d8\u10e3\u10e0\u10d8 0.5% \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d8\u10d7, \u10d0\u10e1\u10d4, \u10e0\u10dd\u10db \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10d3\u10e0\u10dd\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d0\u10e8\u10e8-\u10e8\u10d8 \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d4\u10d1\u10d8 5-6%-\u10e1 \u10d0\u10e6\u10ec\u10d4\u10d5\u10e1. \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d4\u10d1\u10db\u10d0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 15%-\u10e1 \u10db\u10d8\u10d0\u10e6\u10ec\u10d8\u10dd\u10e1, \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc \u10db\u10d0\u10d7 \u10e1\u10d8\u10d3\u10d8\u10d3\u10d4\u10d6\u10d4 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0 \u10d0\u10ee\u10d3\u10d4\u10dc\u10e1 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1. \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10db\u10e1\u10d2\u10d0\u10d5\u10e1 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10e1 \u10d2\u10d0\u10e1\u10ea\u10d4\u10db\u10d4\u10dc, \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7 \u10db\u10d8\u10d6\u10dc\u10dd\u10d1\u10e0\u10d8\u10d5 \u10e1\u10d0\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10dd \u10ef\u10d2\u10e3\u10e4\u10e1 \u10e1\u10da\u10d4\u10dc\u10d2\u10e3\u10e0\u10d8 \u10d0\u10d1\u10e0\u10d4\u10d5\u10d8\u10d0\u10e2\u10e3\u10e0\u10d8\u10d7 NINJA-\u10e1 \u10e3\u10ec\u10dd\u10d3\u10d4\u10d1\u10d4\u10dc, \u10e0\u10d0\u10ea \u10d8\u10e8\u10d8\u10e4\u10e0\u10d4\u10d1\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea: no income, no job, no assets (\u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d8, \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd, \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8), \u10d0\u10db\u10d8\u10e2\u10dd\u10db\u10d0\u10ea, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, 30-\u10ec\u10da\u10d8\u10d0\u10dc\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10d8\u10e7\u10dd\u10e1 \u10dd\u10e0 \u10d0\u10e0\u10d0\u10d7\u10d0\u10dc\u10d0\u10d1\u10d0\u10e0 \u10dc\u10d0\u10ec\u10d8\u10da\u10d0\u10d3: \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 3 \u10ec\u10d4\u10da\u10d8 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8 \u10d8\u10ee\u10d3\u10d8\u10e1 \u10ec\u10da\u10d8\u10e3\u10e0 5%-\u10e1, \u10ee\u10dd\u10da\u10dd \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db\u10d8 27 \u10ec\u10d4\u10da\u10d8 \u10d9\u10d8 &#8211; 15%-\u10e1. Credit Susse-\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7, \u10dd\u10e5\u10e2\u10dd\u10db\u10d1\u10d4\u10e0\u10e8\u10d8 \u10db\u10dd\u10e1\u10d0\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d8\u10d0 \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d8\u10e1 \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e6\u10d0\u10da \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d5\u10da\u10d0. \u10d0\u10db \u10d7\u10d5\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0 \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 50 \u10db\u10da\u10e0\u10d3 \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10e1. \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 2008 \u10ec\u10da\u10d8\u10e1 \u10e1\u10d4\u10e5\u10e2\u10d4\u10db\u10d1\u10e0\u10d0\u10db\u10d3\u10d4 \u10d6\u10e0\u10d3\u10d0\u10d6\u10d4 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d2\u10d0\u10d3\u10d0\u10d5\u10d0 30 \u10db\u10da\u10e0\u10d3 \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d4\u10d1\u10d8. \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10d0\u10db \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d2\u10d0\u10eb\u10d5\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 1 \u10e2\u10e0\u10da\u10dc \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d1\u10dd\u10da\u10dd 2-3 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d8\u10e5\u10dc\u10d0 \u10d2\u10d0\u10ea\u10d4\u10db\u10e3\u10da\u10d8. <\/p>\n<p>      \u10d0\u10da\u10e5\u10d8\u10db\u10d8\u10d0 \u10d3\u10e6\u10d4\u10e1<br \/>\n      \u10d0\u10e8\u10e8-\u10e1 \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u10d0\u10d7\u10d0\u10db\u10d3\u10d4 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d8 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4 \u10d0\u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d4\u10d1\u10e1. \u10d8\u10d0\u10e4 \u10e0\u10d4\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4 \u10ee\u10d4\u10da\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10ec\u10d0\u10db\u10e7\u10d5\u10d0\u10dc \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 (\u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, HSBC Finance \u10d3\u10d0 Washington Mutual) \u10e5\u10d5\u10d4\u10d3\u10d0\u10dc\u10d0\u10e7\u10dd\u10e4\u10d4\u10d1\u10e1 \u10db\u10d8\u10e3\u10ec\u10d5\u10d3\u10d4\u10d1\u10d0\u10d7, \u10d3\u10d0\u10dc\u10d0\u10e0\u10e9\u10d4\u10dc\u10d4\u10d1\u10d8 \u10d9\u10d8 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10d0\u10e0\u10d8\u10d0\u10dc \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10dc\u10d8 \u10db\u10d0\u10d7 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d4\u10e5\u10d8\u10e3\u10e0\u10d8\u10e2\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0\u10d6\u10d4. \u10d0\u10e0\u10e1\u10d4\u10d1\u10d8\u10d7\u10d0\u10d3, \u10e1\u10d4\u10e5\u10d8\u10e3\u10e2\u10d8\u10e0\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0 \u10d0\u10ee\u10d3\u10d4\u10dc\u10e1 \u10d0\u10e0\u10d0\u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e2\u10e0\u10d0\u10dc\u10e1\u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10e8\u10d8, \u10d0\u10e0\u10d0\u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10e1 \u10e9\u10d0\u10d0\u10dc\u10d0\u10ea\u10d5\u10da\u10d4\u10d1\u10e1 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10d7, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d0\u10d3 \u10db\u10d8\u10db\u10dd\u10d8\u10e5\u10ea\u10d4\u10d5\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4. \u10d8\u10d2\u10d8 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e0\u10d4\u10d8\u10e2\u10d8\u10dc\u10d2\u10d8\u10e1 (AAA \u10e0\u10d4\u10d8\u10e2\u10d8\u10dc\u10d2\u10d8\u10e1\u10d0\u10ea \u10d9\u10d8) \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10ea \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10da\u10d0\u10d3 \u10db\u10d0\u10d8\u10dc\u10ea \u10db\u10d0\u10e6\u10d0\u10da\u10e0\u10d8\u10d9\u10e1\u10d8\u10d0\u10dc\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8 \u10e3\u10d3\u10d4\u10d5\u10e1.<br \/>\n      \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d6\u10d4\u10d3\u10dc\u10d0\u10e8\u10d4\u10dc\u10d8\u10e1 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d4\u10e0\u10d7\u10d8 \u10e1\u10d0\u10ee\u10d4\u10e1\u10ee\u10d5\u10d0\u10dd\u10d1\u10d0\u10d0 CDO (Collaterized Debt Obligation) -\u10e1\u10d0\u10d5\u10d0\u10da\u10dd \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10d7 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10da\u10d8 \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8. \u10d4\u10e1 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10da\u10dc\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10e1\u10d0\u10d5\u10d0\u10da\u10dd \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10de\u10e3\u10da\u10d8\u10d7. \u10db\u10d0\u10d7\u10e8\u10d8 \u10e9\u10d0\u10d3\u10d4\u10d1\u10e3\u10da \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10e1 \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10d8 \u10db\u10dd\u10d0\u10e5\u10d5\u10e1, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10d8\u10db\u10d0\u10d5\u10d4 \u10e0\u10d4\u10d8\u10e2\u10d8\u10dc\u10d2\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10e8\u10d8 \u10e9\u10d0\u10d3\u10d4\u10d1\u10e3\u10da \u10d3\u10d0\u10d1\u10d0\u10dc\u10d3\u10d4\u10d1\u10d4\u10d1\u10e1. \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 1%-\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8\u10d0, \u10ee\u10dd\u10da\u10dd \u10e7\u10dd\u10d5\u10d4\u10da\u10d8 \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d9\u10d8 \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8 \u10db\u10d6\u10d0\u10d3\u10d0\u10d0 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10d3\u10d4\u10d3\u10d0\u10ea \u10d9\u10d8 \u10d2\u10d0\u10e7\u10d8\u10d3\u10dd\u10e1, &#8211; \u10d8\u10e0\u10dd\u10dc\u10d8\u10d8\u10d7 \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 \u10d2\u10da\u10d4\u10dc \u10e2\u10d0\u10e5\u10e1\u10da\u10d4\u10e0\u10d8, Bank of American Securities-\u10d8\u10e1 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d3\u10d4\u10e0\u10d8\u10d5\u10d0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8. CDO-\u10d6\u10d4 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10d7\u10d5\u10d8\u10e1\u10d0\u10ea \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8 \u10e8\u10d4\u10db\u10dd\u10d8\u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10d0 \u10e8\u10d4\u10e1\u10d0\u10e1\u10e7\u10d8\u10d3\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d4\u10d8\u10e2\u10d8\u10dc\u10d2\u10d8\u10d7. \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10d5\u10d4\u10d1\u10d8 \u10d0\u10e5\u10d5\u10d7 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10e3\u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d4\u10e1 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d3\u10d0 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10e1, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10db\u10d0\u10d7\u10d8 \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d0 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10e3\u10da\u10d8 \u10d3\u10d0\u10d1\u10d0\u10dc\u10d3\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10e1\u10d5\u10da\u10d0\u10e1, \u10e0\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10ea \u10d2\u10d0\u10e0\u10d3\u10d0\u10e3\u10d5\u10d0\u10da\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10db\u10d7\u10d4\u10da\u10d8 \u10de\u10d8\u10e0\u10d0\u10db\u10d8\u10d3\u10d8\u10e1 &#8211; \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d8\u10e1 \u10e1\u10d4\u10d2\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10da\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10e0\u10d0.<br \/>\n      \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10d3\u10e0\u10dd\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10e5\u10e3\u10e9\u10d8\u10d3\u10d0\u10dc \u10db\u10dd\u10e1\u10e3\u10da\u10db\u10d0 \u10ee\u10d0\u10da\u10ee\u10db\u10d0 \u10e8\u10d4\u10ec\u10e7\u10d5\u10d8\u10e2\u10d0 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0. \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db\u10d8 \u10e1\u10e5\u10d4\u10db\u10d0 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8\u10d0: \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8 \u10d8\u10eb\u10e3\u10da\u10d4\u10d1\u10e3\u10da\u10dc\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10db\u10dd\u10d5\u10d0\u10da\u10d4\u10d4\u10d1\u10e1 \u10d1\u10d8\u10dc\u10d4\u10d1\u10d8 \u10e9\u10d0\u10db\u10dd\u10d0\u10e0\u10d7\u10d5\u10d0\u10dc, \u10db\u10d0\u10d2\u10e0\u10d0\u10db, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d1\u10d8\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0 \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e2\u10e3\u10da\u10dd\u10d1\u10e1 \u10d3\u10d0 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10d0\u10e8\u10e8-\u10e1 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10d7 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10da\u10d8 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10d0\u10e0\u10d0 2%-\u10e1, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 10%-\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1, \u10db\u10d0\u10d7\u10d8 \u10d2\u10d0\u10e7\u10d8\u10d3\u10d5\u10d0 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e4\u10d0\u10e1\u10e8\u10d8 \u10e8\u10d4\u10e3\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, &#8211; \u10d2\u10d0\u10dc\u10db\u10d0\u10e0\u10e2\u10d0 Citygroup-\u10d8\u10e1 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10dd\u10e1\u10db\u10d0 \u10ef\u10d4\u10d8\u10d9\u10dd\u10d1 \u10d3\u10d8\u10e3\u10db. \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da \u10e4\u10d0\u10e0\u10d7\u10d6\u10d4 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ea\u10d4\u10db\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4\u10e8\u10d8 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10dc\u10d4\u10dc \u10d0\u10e0\u10d0 \u10db\u10d0\u10e0\u10e2\u10dd \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d4\u10d1\u10d8, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10d8\u10e1\u10d8\u10dc\u10d8\u10ea, \u10d5\u10d8\u10dc\u10ea \u10e9\u10d5\u10d4\u10e3\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d8\u10d7 \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d3\u10dc\u10d4\u10dc. \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da \u10db\u10dd\u10db\u10d4\u10dc\u10e2\u10e8\u10d8 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d8 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d4\u10da\u10d8\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10d0\u10e6\u10d4\u10db\u10d0\u10e2\u10d4\u10d1\u10d0 \u10db\u10d0\u10d7\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1. \u10db\u10d4\u10dd\u10e0\u10d0\u10d3\u10d8 \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10e4\u10d0\u10e0\u10d7\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d6\u10d4\u10d3\u10db\u10d4\u10e2\u10d0\u10d3 \u10d2\u10d0\u10ef\u10d4\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0: \u10d1\u10dd\u10da\u10dd 4 \u10d7\u10d5\u10d8\u10e1 \u10db\u10d0\u10dc\u10eb\u10d8\u10da\u10d6\u10d4 \u10d2\u10d0\u10e7\u10d8\u10d3\u10d5\u10d4\u10d1\u10d8 \u10d0\u10db \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e8\u10d8 \u10d8\u10e1\u10d4 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d3\u10d0, \u10e0\u10dd\u10db 1989 \u10ec\u10da\u10d8\u10e1 \u10e0\u10d4\u10d9\u10dd\u10e0\u10d3\u10e1 \u10d2\u10d0\u10d3\u10d0\u10d0\u10ed\u10d0\u10e0\u10d1\u10d0. \u10d8\u10d5\u10da\u10d8\u10e1\u10e8\u10d8 \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 2006 \u10ec\u10da\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 9%-\u10d8\u10d7 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d3\u10d0. \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10e4\u10d0\u10e0\u10d7\u10d4\u10d1\u10d8\u10ea \u10d0\u10e1\u10d4\u10d5\u10d4 \u10eb\u10dc\u10d4\u10da\u10d0\u10d3 \u10d8\u10e7\u10d8\u10d3\u10d4\u10d1\u10d0: 2007 \u10ec\u10da\u10d8\u10e1 \u10d8\u10d5\u10da\u10d8\u10e1\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10d2\u10d0\u10e1\u10e3\u10da \u10ec\u10d4\u10da\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 10.2%-\u10d8\u10d7 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d3\u10d0. \u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d0\u10d3 \u10e1\u10d0\u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d6\u10d0\u10e0\u10d0\u10da\u10d3\u10dc\u10d4\u10dc. \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d4\u10e1 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d3\u10d0\u10e1\u10d0\u10ec\u10e7\u10d8\u10e1\u10d8\u10d0. <\/p>\n<p>      \u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd\u10e1 \u10d8\u10db\u10d4\u10d3\u10d8\u10d7<br \/>\n      \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d0\u10e8\u10d9\u10d0\u10e0\u10d0 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8\u10d0 \u10d0\u10e8\u10e8-\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d4\u10da\u10d4\u10d1\u10d0. \u10e3\u10d9\u10d5\u10d4 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10e1 \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d4\u10d1\u10d8 \u10db\u10d0\u10e1\u10dd\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3 \u10d0\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7 \u10de\u10e0\u10dd\u10d2\u10dc\u10dd\u10d6\u10d4\u10d1\u10e1 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10db\u10e8\u10de-\u10d8\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d7\u10d0\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d4\u10d1\u10d0\u10e8\u10d8. \u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10de\u10d0\u10dc\u10d8\u10d9\u10d0\u10db \u10db\u10dd\u10d8\u10ea\u10d5\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10e1\u10d8\u10dc\u10d0\u10db\u10d3\u10d5\u10d8\u10da\u10d4\u10e8\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10d0\u10e0\u10ea \u10d8\u10e1\u10d4 \u10e1\u10d0\u10e8\u10d8\u10e8\u10d8\u10d0, &#8211; \u10d7\u10d5\u10da\u10d8\u10e1 \u10dd\u10e3\u10d4\u10dc \u10e0\u10dd\u10d1\u10d4\u10e0\u10e2\u10e1\u10d8. \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10e1\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d0\u10d6\u10e0\u10d8\u10d7, \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3\u10d8 \u10e9\u10d0\u10d5\u10d0\u10e0\u10d3\u10dc\u10d0 2007 \u10ec\u10d4\u10da\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10db\u10dd\u10e1\u10d0\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d8: Wachovia Corp. Economics Group-\u10d8\u10e1 \u10d5\u10d4\u10e0\u10e1\u10d8\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10ee\u10db\u10d0\u10d3, \u10d0\u10e8\u10e8-\u10e1 \u10db\u10e8\u10de-\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 1.9%-\u10d8\u10d7 \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0, \u10ee\u10dd\u10da\u10dd Capital Economics -\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10dc\u10dd\u10d6\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d9\u10d8 &#8211; 2%-\u10d8\u10d7, \u10d7\u10e3\u10db\u10ea\u10d0 \u10e3\u10e4\u10e0\u10dd \u10e8\u10dd\u10e0\u10d4\u10e3\u10da \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10dd\u10e1\u10d4\u10d1\u10d8 \u10d7\u10d0\u10d5\u10e8\u10d4\u10d9\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10dd\u10de\u10e2\u10d8\u10db\u10d8\u10d6\u10db\u10d8\u10d7 \u10e3\u10e7\u10e3\u10e0\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc. Wachovia-\u10e8\u10d8 \u10d8\u10db\u10d4\u10d3\u10d8 \u10d0\u10e5\u10d5\u10d7, \u10e0\u10dd\u10db \u10e3\u10d9\u10d5\u10d4 2009 \u10ec\u10d4\u10da\u10e1 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0 \u10d9\u10d5\u10da\u10d0\u10d5 2.9%-\u10db\u10d3\u10d4 \u10d0\u10e6\u10d3\u10d2\u10d4\u10d1\u10d0.<br \/>\n      \u10d0\u10e8\u10e8-\u10e8\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10e8\u10d4\u10dc\u10d4\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e0\u10d3\u10d0\u10e3\u10d5\u10d0\u10da\u10d8\u10d0. \u10d8\u10e1\u10db\u10d8\u10e1 \u10d9\u10d8\u10d7\u10ee\u10d5\u10d0: \u10d7\u10d0\u10d5\u10d0\u10d3 \u10d0\u10e8\u10e8-\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d5\u10d8\u10e1\u10d6\u10d4 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d4\u10d1\u10d0 \u10d4\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10e2\u10d9\u10d8\u10d5\u10dc\u10d4\u10e3\u10da\u10d0\u10d3? \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d4\u10d1\u10d8 \u10d8\u10e0\u10ec\u10db\u10e3\u10dc\u10d4\u10d1\u10d8\u10d0\u10dc, \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0 \u10d0\u10db \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1\u10d2\u10d0\u10dc \u10d3\u10d8\u10d3\u10d0\u10d3 \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10d3\u10d0\u10d6\u10d0\u10e0\u10d0\u10da\u10d3\u10d4\u10e1. \u10d0\u10e1\u10d4, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, Citygroup-\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10dc\u10dd\u10d6\u10d8\u10d7, \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0 \u10e3\u10d0\u10ee\u10da\u10dd\u10d4\u10e1\u10d8 \u10d7\u10d5\u10d4\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10ec\u10da\u10d8\u10e3\u10e0\u10d8 3-3.5%-\u10d8\u10e1 \u10d3\u10dd\u10dc\u10d4\u10d6\u10d4. \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d0\u10d3 \u10db\u10dd\u10e1\u10d0\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d8\u10d0, \u10e0\u10dd\u10db \u10ee\u10e1\u10dc\u10d0 \u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10e9\u10dc\u10d3\u10d4\u10e1. \u10d4\u10e1 \u10d0\u10d3\u10d5\u10d8\u10da\u10d0\u10d3 \u10d0\u10d8\u10ee\u10e1\u10dc\u10d4\u10d1\u10d0: \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d8 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10d0\u10e0\u10d8\u10d0\u10dc \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10dc\u10d8 \u10d0\u10e8\u10e8-\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4. \u10db\u10d0\u10d7\u10d8 \u10db\u10e8\u10de-\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10da\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0\u10e8\u10d8 \u10d4\u10e5\u10e1\u10de\u10dd\u10e0\u10e2\u10d8 \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10dc\u10d0\u10d9\u10da\u10d4\u10d1 \u10d0\u10d3\u10d2\u10d8\u10da\u10e1 \u10d8\u10d9\u10d0\u10d5\u10d4\u10d1\u10e1. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, ABN Amro-\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10da\u10d4\u10d1\u10d8\u10d7, \u10e9\u10d8\u10dc\u10d4\u10d7\u10e8\u10d8 \u10d4\u10e5\u10e1\u10de\u10dd\u10e0\u10e2\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 20%-\u10db\u10d3\u10d4\u10ea \u10d9\u10d8 \u10d5\u10d4\u10e0 \u10d0\u10e6\u10ec\u10d4\u10d5\u10e1 \u10e8\u10d8\u10d3\u10d0 \u10db\u10dd\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10ec\u10e7\u10d0\u10da\u10dd\u10d1\u10d8\u10d7. \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10d8 \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d0\u10d0 CEEMEA-\u10e1 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10e8\u10d8 (\u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10d0\u10e6\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d7 \u10d4\u10d5\u10e0\u10dd\u10de\u10d0, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10e0\u10e3\u10e1\u10d4\u10d7\u10d8\u10ea, \u10d0\u10ee\u10da\u10dd \u10d0\u10e6\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d7\u10d8 \u10d3\u10d0 \u10d0\u10e4\u10e0\u10d8\u10d9\u10d0): Citygroup-\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10d7 \u10d0\u10db \u10ef\u10d2\u10e3\u10e4\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e7\u10d8\u10d3\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d4\u10e5\u10e1\u10de\u10dd\u10e0\u10e2\u10d8\u10e1 \u10ec\u10d8\u10da\u10d8 \u10d0\u10e8\u10e8-\u10e8\u10d8 40%-\u10d8\u10d0.<br \/>\n      \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0 \u10d8\u10e1\u10d8\u10ea, \u10e0\u10dd\u10db \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d0\u10e0\u10d0 \u10db\u10d0\u10e0\u10e2\u10dd \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0 \u10d0\u10e8\u10e8-\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\u10e1\u10d7\u10d0\u10dc, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc\u10d0\u10ea. \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10d8\u10e1\u10d0\u10d0, \u10e0\u10dd\u10db \u10db\u10d9\u10d5\u10d4\u10d7\u10e0\u10d8 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10db\u10d0\u10d7 \u10d9\u10d0\u10e0\u10d2\u10d8 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10db\u10e3\u10d7\u10d0\u10e5\u10d0 \u10d3\u10d0\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10e1, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10ec\u10e7\u10d0\u10da\u10dd\u10d1\u10d8\u10d7\u10d0\u10ea \u10d1\u10d4\u10d5\u10e0\u10d8 \u10db\u10d0\u10d7\u10d2\u10d0\u10dc\u10d8 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10d2\u10d0\u10ee\u10d3\u10d0 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10e0\u10d4 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d0\u10d6\u10d4, \u10ee\u10dd\u10da\u10dd \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d9\u10d8, \u10d5\u10d8\u10e1\u10d6\u10d4\u10d3\u10d0\u10ea \u10d9\u10d5\u10da\u10d0\u10d5\u10d8\u10dc\u10d3\u10d4\u10d1\u10e3\u10e0\u10d0\u10d3 \u10d3\u10d8\u10d3 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1 \u10d0\u10ee\u10d3\u10d4\u10dc\u10e1 \u10e3\u10ea\u10ee\u10dd\u10d4\u10da\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8, \u10ec\u10d0\u10e0\u10e1\u10e3\u10da\u10d8\u10e1 \u10e8\u10d4\u10ea\u10d3\u10dd\u10db\u10d4\u10d1\u10d6\u10d4 \u10e1\u10ec\u10d0\u10d5\u10da\u10dd\u10d1\u10d4\u10dc \u10d3\u10d0 \u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d4\u10dc, \u10e0\u10dd\u10db \u10e3\u10e4\u10e0\u10dd \u10e4\u10e0\u10d7\u10ee\u10d8\u10da\u10d0\u10d3 \u10d8\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10dd\u10dc. \u10e0\u10d4\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d2\u10d0\u10e0\u10d4\u10dd \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d0\u10d3 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d7\u10d0 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0 \u10e7\u10d0\u10d6\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0. \u10d0\u10db \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d0\u10d3 \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10dc\u10d4\u10dc, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d0\u10e0\u10d0\u10e1\u10d0\u10e1\u10d8\u10d0\u10db\u10dd\u10d5\u10dc\u10dd \u10e1\u10d0\u10d2\u10d0\u10e0\u10d4\u10dd \u10d9\u10dd\u10dc\u10d8\u10e3\u10dc\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10db\u10d0\u10d7 \u10ee\u10d4\u10da\u10d0\u10ee\u10da\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d4\u10d3\u10dd\u10dc \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7 \u10d2\u10d4\u10d2\u10db\u10d4\u10d1\u10e1, \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10de\u10d0\u10e0\u10d0\u10db\u10d4\u10e2\u10e0\u10d4\u10d1\u10e1.<br \/>\n      \u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10d6\u10d0\u10e8\u10d8 \u10ef\u10d4\u10e0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10ec\u10da\u10d8\u10e1 \u10ec\u10d8\u10dc \u10e8\u10d4\u10d5\u10d8\u10d3\u10d0 &#8211; 1998 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10d9\u10d5\u10d4\u10d7\u10d8\u10da\u10e1 \u10e2\u10e7\u10e3\u10d8\u10da\u10d0\u10d3 \u10d0\u10e0 \u10e9\u10d0\u10e3\u10d5\u10da\u10d8\u10d0. \u10d0\u10db\u10d8\u10e2\u10dd\u10db\u10d0\u10ea \u10d7\u10e3\u10d9\u10d8 \u10de\u10e0\u10dd\u10d2\u10dc\u10dd\u10d6\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10e3\u10da\u10d8 \u10e0\u10d4\u10ea\u10d4\u10e1\u10d8\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10d2\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d3\u10d4\u10d1\u10d0, \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d3\u10dd\u10d1\u10d0 \u10d0\u10db \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e9\u10d8\u10e2\u10e7\u10d2\u10e0\u10dd\u10e3\u10de-\u10d8\u10e1 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8 \u10d4\u10dc\u10d3\u10e0\u10d8\u10e3 \u10f0\u10dd\u10e3\u10d4\u10da\u10d8 \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1, \u10db\u10d0\u10d7\u10d8 \u10e0\u10d4\u10d8\u10e2\u10d8\u10dc\u10d2\u10d8 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10e8\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10dd\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d7\u10d0\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d4\u10d1\u10d0\u10e8\u10d8. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, CDO-\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10db\u10df\u10d0\u10db\u10d8\u10dc\u10d3\u10d4\u10da\u10d8 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8 \u10e0\u10e3\u10e1\u10d4\u10d7\u10d6\u10d4 \u10d0\u10e0 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d4\u10d1\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10db\u10d0\u10e1 \u10d0\u10e0 \u10d0\u10e5\u10d5\u10e1 \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d0. \u10de\u10d8\u10e0\u10d8\u10e5\u10d8\u10d7, \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8 \u10e1\u10d8\u10d0\u10db\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10d7 \u10d8\u10eb\u10d4\u10dc\u10e1 \u10e0\u10e3\u10e1\u10d4\u10d7\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10d7\u10e3 \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10e2\u10d8\u10e3\u10da \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d1\u10e3\u10e0\u10ef\u10e1. <\/p>\n<p>      \u10dc\u10d0\u10d5\u10d7\u10dd\u10d1\u10d8 \u10d3\u10d0 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10dd\u10d1\u10d0<br \/>\n      \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10e6\u10d4\u10d5\u10d0\u10dc\u10d3\u10d4\u10da\u10d8 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10ec\u10d0\u10e0\u10e1\u10e3\u10da\u10d8\u10e1 \u10dd\u10e0\u10d8 \u10da\u10d0\u10dc\u10d3\u10d8\u10e1 \u10d3\u10d0\u10d1\u10e0\u10e3\u10dc\u10d4\u10d1\u10d0\u10e1 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d3\u10d4\u10e1: \u10dc\u10d0\u10d5\u10d7\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d8\u10d0\u10e4\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10e4\u10e3\u10da\u10d8\u10e1 \u10d2\u10d0\u10eb\u10d5\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1. \u10d7\u10e3 \u10dc\u10d0\u10db\u10d3\u10d5\u10d8\u10da\u10d0\u10d3 \u10ec\u10d0\u10d5\u10d0 \u10e0\u10d4\u10ea\u10d4\u10e1\u10d8\u10d0\u10d6\u10d4 \u10da\u10d0\u10de\u10d0\u10e0\u10d0\u10d9\u10d8, \u10db\u10d0\u10e8\u10d8\u10dc \u10dc\u10d4\u10d3\u10da\u10d4\u10e3\u10da\u10d6\u10d4 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10d8\u10d7\u10d0\u10d3 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0, &#8211; \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 CrediT Suisse-\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10dd\u10e1\u10d8 \u10d3\u10d4\u10dc\u10d8\u10e1 \u10db\u10d0\u10d9\u10d2\u10d8\u10da\u10d8. \u10d7\u10e3\u10db\u10ea\u10d0 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e1\u10ea\u10d4\u10dc\u10d0\u10e0\u10d8 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10e1\u10d0\u10d5\u10d0\u10e0\u10d0\u10e3\u10d3\u10dd\u10d0 \u10dd\u10e0\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd. \u10ef\u10d4\u10e0 \u10d4\u10e0\u10d7\u10d8, \u10dc\u10d0\u10d5\u10d7\u10dd\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d6\u10d8\u10e1 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d4\u10e5\u10e1\u10de\u10dd\u10e0\u10e2\u10d8\u10dd\u10e0\u10d4\u10d1\u10d8 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10d3\u10d0\u10d6\u10d0\u10e0\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10d0\u10dc \u10d0\u10e8\u10e8-\u10e8\u10d8 \u10e0\u10d4\u10ea\u10d4\u10e1\u10d8\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd. \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0\u10e1 \u10d8\u10dc\u10d3\u10dd\u10d4\u10d7\u10d8 \u10d3\u10d0 \u10e9\u10d8\u10dc\u10d4\u10d7\u10d8 \u10e5\u10db\u10dc\u10d8\u10d0\u10dc, \u10d0\u10db \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10e8\u10d8 \u10d9\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d0, &#8211; \u10d0\u10db\u10d1\u10dd\u10d1\u10e1 \u10e9\u10e0\u10d4\u10d3\u10d8\u10d7 \u10e8\u10e3\u10d8\u10e1\u10e1\u10d4-\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10dd\u10e1\u10d8 \u10d8\u10d4\u10dc \u10da\u10dd\u10e3\u10e1\u10d4\u10dc\u10d8. \u10d0\u10e5\u10d4\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10d8\u10d2\u10d8 \u10d7\u10d5\u10da\u10d8\u10e1, \u10e0\u10dd\u10db \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3 \u10dc\u10d4\u10d3\u10da\u10d4\u10e3\u10da\u10d6\u10d4 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8 \u10d0\u10e0 \u10e8\u10d4\u10d8\u10ea\u10d5\u10da\u10d4\u10d1\u10d0. \u10db\u10d4\u10dd\u10e0\u10d4\u10ea \u10d8\u10e1, \u10e0\u10dd\u10db \u10dc\u10d4\u10d3\u10da\u10d4\u10e3\u10da\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10e8\u10d8 \u10e1\u10de\u10d4\u10d9\u10e3\u10da\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d3\u10d0\u10d1\u10d0\u10dc\u10d3\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d0\u10e0 \u10db\u10ea\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. Citygroup-\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10dd\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10d7, \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 \u10d3\u10e6\u10d4\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 300 \u10db\u10da\u10e0\u10d3 \u10d3\u10dd\u10da\u10d0\u10e0\u10e1 \u10d0\u10e6\u10ec\u10d4\u10d5\u10e1 \u10d3\u10d0 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10e4\u10dd\u10dc\u10d6\u10d4\u10ea \u10d9\u10d8 \u10d8\u10d2\u10d8 10%-\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8 \u10db\u10d4\u10e0\u10e7\u10d4\u10dd\u10d1\u10e1, \u10d1\u10dd\u10da\u10dd 4 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d9\u10d8 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10e0\u10e7\u10d4\u10d5\u10d4\u10d1\u10d8 \u10d8\u10e8\u10d5\u10d8\u10d0\u10d7\u10dd\u10d1\u10d0 \u10d0\u10e0 \u10d8\u10e7\u10dd.<br \/>\n      \u10d2\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d2\u10d0\u10eb\u10d5\u10d8\u10e0\u10d4\u10d1\u10d0 \u10db\u10d7\u10d4\u10da \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8. \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10e8\u10d8 \u10e1\u10d0\u10e5\u10db\u10d4\u10e8\u10d8 \u10e9\u10d0\u10e0\u10d4\u10d5\u10d0 \u10db\u10dd\u10e3\u10ee\u10d3\u10d0\u10d7 \u10dd\u10d9\u10d4\u10d0\u10dc\u10d8\u10e1 \u10dd\u10e0\u10d8\u10d5\u10d4 \u10db\u10ee\u10d0\u10e0\u10d4\u10e1 \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1. \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d5\u10d0\u10da\u10e3\u10e2\u10dd \u10d8\u10dc\u10e2\u10d4\u10e0\u10d5\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e3\u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d4\u10e1\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d4\u10d4\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d6\u10dc\u10d8\u10d7, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10db\u10d0\u10ea \u10d7\u10d0\u10d5\u10d8\u10e1 \u10d3\u10e0\u10dd\u10d6\u10d4 CDO-\u10e8\u10d8 \u10db\u10dd\u10d0\u10ee\u10d3\u10d8\u10dc\u10d4\u10e1 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d0. \u10e7\u10d5\u10d4\u10da\u10d0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e0\u10d4\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10d0\u10e1 \u10d8\u10eb\u10da\u10d4\u10dd\u10d3\u10dc\u10d4\u10dc, \u10e3\u10d1\u10e0\u10d0\u10da\u10dd\u10d3 \u10d4\u10e8\u10d8\u10dc\u10d8\u10d0\u10d7 \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10d0\u10e0 \u10d8\u10eb\u10da\u10d4\u10d5\u10d8\u10d0\u10dc \u10e4\u10e3\u10da\u10e1, &#8211; \u10d0\u10db\u10d1\u10dd\u10d1\u10e1 \u10d8\u10dd\u10e0\u10d2 \u10d9\u10e0\u10d4\u10db\u10d4\u10e0\u10d8. CDO-\u10e1 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10e0\u10d7\u10e3\u10da\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10d1\u10dd\u10da\u10dd\u10db\u10d3\u10d4 \u10d0\u10e0\u10d0\u10d5\u10d8\u10dc \u10d8\u10ea\u10d8\u10e1, \u10e0\u10dd\u10db\u10d4\u10da \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10d0\u10e6\u10db\u10dd\u10d0\u10e9\u10dc\u10d3\u10d0 \u10e1\u10e3\u10e1\u10e2\u10d8 \u10ec\u10d4\u10e0\u10e2\u10d8\u10da\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd. Transamerica Investment Management-\u10e8\u10d8 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8\u10e1 \u10d3\u10d4\u10e0\u10d4\u10d9 \u10d1\u10e0\u10d0\u10e3\u10dc\u10d8\u10e1 \u10d7\u10e5\u10db\u10d8\u10d7, \u10e0\u10e3\u10e1\u10d4\u10d7\u10d8\u10e1 \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8\u10e1 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0\u10e1 \u10d3\u10d0\u10e1\u10d0\u10d5\u10da\u10d4\u10d7\u10e8\u10d8 \u10e3\u10e0\u10e9\u10d4\u10d5\u10dc\u10d8\u10d0\u10d7 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10d0\u10d3\u10d5\u10d8\u10da\u10d0\u10d3 \u10d0\u10d8\u10ee\u10e1\u10dc\u10d4\u10d1\u10d0: \u10d0\u10e1\u10d4 \u10e3\u10e4\u10e0\u10dd \u10d8\u10d0\u10e4\u10d8\u10d0, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10d7\u10d5\u10d8\u10d7 \u10e0\u10e3\u10e1\u10d4\u10d7\u10e8\u10d8. \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8 \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10d3\u10e6\u10d4\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d8\u10e5 \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d2\u10d0\u10e7\u10d8\u10d3\u10d5\u10d0 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10d0\u10d3 \u10e8\u10d4\u10e3\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0. \u10d0\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10e0\u10e3\u10e1\u10d4\u10d7\u10d8\u10e1 \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10d5\u10da\u10d4\u10d7\u10d8\u10e1 \u10e0\u10d4\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d0\u10e6\u10d0\u10e0 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10e1, \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8 \u10eb\u10d5\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10e0\u10e3\u10e1\u10d4\u10d7\u10d8\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10db\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10db\u10d0 \u10e1\u10e3\u10da \u10d0\u10ee\u10da\u10d0\u10ee\u10d0\u10dc\u10e1 \u10d3\u10d0\u10d8\u10ec\u10e7\u10d4\u10e1 \u10e1\u10d4\u10e5\u10d8\u10e3\u10e0\u10d8\u10e2\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0, \u10d3\u10e6\u10d4\u10e1 \u10d9\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10d8\u10d0, \u10e7\u10dd\u10d5\u10d4\u10da\u10d2\u10d5\u10d0\u10e0\u10d8 \u10e1\u10d4\u10e5\u10d8\u10e3\u10e0\u10d8\u10e2\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10e1\u10d0\u10e4\u10e3\u10eb\u10d5\u10da\u10d0\u10d3 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d0 \u10d3\u10d4\u10d5\u10e1, \u10e4\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3, \u10e3\u10d8\u10db\u10d4\u10d3\u10dd\u10d0.<br \/>\n      \u10d8\u10d4\u10dc \u10da\u10dd\u10e3\u10e1\u10d4\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10d7, \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10eb\u10d5\u10d8\u10e0\u10d4\u10d1\u10d0\u10db \u10e0\u10e3\u10e1\u10d4\u10d7\u10d8\u10e1 \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d8 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10ec\u10da\u10d8\u10e3\u10e0\u10d8 0.5-1% \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0. \u10d3\u10d0\u10e1\u10d0\u10d5\u10da\u10d4\u10d7\u10e8\u10d8 \u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10d4\u10e8\u10d4\u10da\u10dd\u10dc\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d0\u10d3 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10db \u10d8\u10d9\u10da\u10dd, &#8211; \u10d0\u10db\u10d1\u10dd\u10d1\u10e1 \u10d8\u10d2\u10d8. \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10e8\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10ec\u10d0\u10db\u10e7\u10d5\u10d0\u10dc \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10e1 \u10db\u10dd\u10e3\u10ec\u10d8\u10d0 \u10d4\u10d5\u10e0\u10dd\u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10d3\u10d4\u10d1\u10d0. \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d8\u10db \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10d7\u10e3 \u10dc\u10d4\u10d3\u10da\u10d4\u10e3\u10da\u10d8\u10e1 \u10d2\u10d8\u10d2\u10d0\u10dc\u10e2\u10d4\u10d1\u10d8 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1\u10d4\u10dc \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d6\u10d4 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e2\u10d0\u10dc\u10d0\u10e1 \u10dc\u10d0\u10d5\u10d7\u10dd\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d6\u10d6\u10d4 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d8 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8, \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d0\u10ee\u10da\u10d0\u10d3\u10e9\u10d0\u10e1\u10d0\u10ee\u10e3\u10da\u10d8 \u10d3\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10d2\u10d0\u10e3\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7. \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1, \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10ea\u10d8\u10e3\u10da\u10d8\u10e1, \u10d2\u10d0\u10eb\u10d5\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e0\u10d0 \u10d7\u10e5\u10db\u10d0 \u10e3\u10dc\u10d3\u10d0, \u10db\u10dd\u10ee\u10d3\u10d4\u10d1\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d4\u10e1 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10e4\u10d0\u10e2\u10d0\u10da\u10e3\u10e0\u10d8. \u10e0\u10e3\u10e1\u10d4\u10d7\u10e8\u10d8 \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10e2\u10d8\u10e3\u10da\u10d8 \u10d5\u10d0\u10da\u10d8 \u10db\u10e8\u10de-\u10e1 26%-\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1, \u10e0\u10d0\u10ea \u10e1\u10d0\u10d5\u10e1\u10d4\u10d1\u10d8\u10d7 \u10db\u10d8\u10e1\u10d0\u10e6\u10d4\u10d1\u10d8\u10d0. \u10d3\u10e1\u10d7-\u10e1 \u10db\u10e0\u10d0\u10d5\u10d0\u10da \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8, \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3 \u10d9\u10d8 \u10e7\u10d0\u10d6\u10d0\u10ee\u10d4\u10d7\u10e8\u10d8 \u10d4\u10e1 \u10ec\u10d8\u10da\u10d8 \u10d2\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10db\u10d4\u10e2\u10d8\u10d0. \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10de\u10d4\u10e1\u10d8\u10db\u10d8\u10e1\u10e2\u10e3\u10e0\u10d8 \u10e1\u10ea\u10d4\u10dc\u10d0\u10e0\u10d8, \u10e0\u10d0\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10e7\u10dd\u10e1, \u10d0\u10e0\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 3-4%-\u10db\u10d3\u10d4. \u10e0\u10e3\u10e1\u10d4\u10d7\u10db\u10d0 \u10db\u10dd\u10d0\u10e1\u10ec\u10e0\u10dd \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d0, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4 \u10e1\u10d0\u10dc\u10d4\u10d3\u10da\u10d4\u10e3\u10da\u10dd \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1\u10d0\u10d3\u10db\u10d8 \u10d3\u10d0\u10d1\u10e0\u10e3\u10dc\u10d4\u10d1\u10d0\u10d0.<br \/>\n      \u10e0\u10e3\u10e1\u10d4\u10d7\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0 \u10ef\u10d4\u10e0-\u10ef\u10d4\u10e0\u10dd\u10d1\u10d8\u10d7 \u10d0\u10e0 \u10d8\u10ec\u10d5\u10d4\u10d5\u10e1 \u10e1\u10d0\u10e8\u10d8\u10e8\u10e0\u10dd\u10d4\u10d1\u10d0\u10e1. 2007 \u10ec\u10da\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10db\u10d3\u10d4 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1 \u10db\u10dd\u10e3\u10ec\u10d4\u10d5\u10d7 5 \u10db\u10da\u10e0\u10d3 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0 \u10e3\u10ea\u10ee\u10dd\u10d4\u10da\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, 2008 \u10ec\u10d4\u10da\u10e1 \u10d9\u10d8 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10d4\u10e2\u10d8\u10e1 &#8211; 15 \u10db\u10da\u10e0\u10d3 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10e1. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d4\u10e1 \u10e1\u10e0\u10e3\u10da\u10d8\u10d0\u10d3 \u10d0\u10e1\u10d0\u10e2\u10d0\u10dc\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d0\u10d3\u10d5\u10d8\u10da\u10d8 \u10d3\u10d0 \u10d8\u10d0\u10e4\u10d8 \u10e1\u10d0\u10ee\u10e1\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10e0\u10dd \u10d3\u10d0\u10e1\u10e0\u10e3\u10da\u10d3\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da \u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10e1\u10e0\u10e3\u10da\u10d8\u10d0\u10d3 \u10d2\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e1\u10d8\u10e4\u10e0\u10d7\u10ee\u10d8\u10da\u10d4 \u10d3\u10d0 \u10d9\u10dd\u10dc\u10e1\u10d4\u10e0\u10d5\u10d0\u10e2\u10d8\u10e3\u10da\u10dd\u10d1\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1-\u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d5\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1. \u10d1\u10d4\u10d5\u10e0\u10d8 \u10e0\u10d0\u10db \u10d9\u10d8 \u10ee\u10d4\u10da\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10d6\u10d4 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8. \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10db\u10d0 \u10e1\u10d8\u10e1\u10e3\u10e1\u10e2\u10d4 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e0\u10d4 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d6\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4\u10ea \u10d2\u10d0\u10db\u10dd\u10d0\u10d5\u10da\u10d8\u10dc\u10dd\u10dc. \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10d4 \u10d8\u10db\u10d0\u10da\u10d4\u10d1\u10d0 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d8\u10dc\u10e4\u10da\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e8\u10d4\u10d9\u10d0\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d5\u10d0\u10da\u10d4\u10d1\u10d0\u10e8\u10d8\u10ea. \u10d8\u10dc\u10e4\u10da\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10db\u10dd\u10d9\u10da\u10d4\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc\u10d8 \u10db\u10d0\u10d9\u10dd\u10e0\u10d4\u10e5\u10e2\u10d8\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10e1 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10e1\u10e2\u10d4\u10e0\u10d8\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0 \u10d3\u10d0 \u10d7\u10e3 \u10ec\u10da\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10e1 \u10d8\u10dc\u10e4\u10da\u10d0\u10ea\u10d8\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d4\u10d2\u10db\u10d0 \u10d0\u10e0 \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d3\u10d4\u10d1\u10d0, \u10d0\u10db\u10d0\u10dc \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10d5\u10da\u10d4\u10d1\u10d0 \u10d8\u10e5\u10dd\u10dc\u10d8\u10dd\u10e1 \u10e0\u10e3\u10e1\u10d4\u10d7\u10d8\u10e1 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10d6\u10d4 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e1\u10e2\u10d4\u10e0\u10d8\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7.<br \/>\n      \u10e1\u10d4\u10e5\u10d8\u10e3\u10e0\u10d8\u10e2\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d0\u10da\u10e5\u10d8\u10db\u10d8\u10e3\u10e0\u10d8 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8:<br \/>\n      \u10d5\u10d7\u10e5\u10d5\u10d0\u10d7, \u10e9\u10d5\u10d4\u10dc \u10d5\u10d0\u10e0\u10d7 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10db\u10d0\u10ea 1 \u10db\u10da\u10e0\u10d3 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8 \u10d2\u10d0\u10e1\u10ea\u10d0. \u10e9\u10d5\u10d4\u10dc\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10d0 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d4\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10d8\u10ee\u10d3\u10d8\u10e1 \u10d3\u10d0 \u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d8\u10d5 \u10e1\u10d4\u10e1\u10ee\u10d8. \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d8\u10e1 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d8 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8\u10d0, \u10de\u10e3\u10da\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d6\u10d4 \u10d3\u10d0\u10e7\u10e0\u10d3\u10dc\u10dd\u10d1\u10d8\u10d7\u10d0\u10ea \u10e9\u10d5\u10d4\u10dc \u10e3\u10e8\u10d5\u10d4\u10d1\u10d7 \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d0\u10e1. \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10e1\u10d0\u10e5\u10db\u10d4 \u10e1\u10e2\u10d0\u10e2\u10d8\u10e1\u10e2\u10d8\u10d9\u10d0\u10e1 \u10d4\u10ee\u10d4\u10d1\u10d0: \u10d5\u10d8\u10ea\u10d8\u10d7, \u10e0\u10dd\u10db \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d0 \u10d9\u10d0\u10e0\u10d2\u10d0\u10d5\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd\u10d3 5%-\u10e1, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10e5\u10d5\u10d4\u10d3\u10d0 \u10e2\u10e0\u10d0\u10dc\u10e8\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea 0-\u10d3\u10d0\u10dc 10%-\u10db\u10d3\u10d4\u10d0, \u10e1\u10d0\u10d3\u10d0\u10ea \u10db\u10dd\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d3\u10d0\u10e3\u10d1\u10e0\u10e3\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8, \u10e9\u10d5\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10d5\u10d8\u10e2\u10dd\u10d5\u10d4\u10d1\u10d7, \u10ee\u10dd\u10da\u10dd \u10d3\u10d0\u10dc\u10d0\u10e0\u10e9\u10d4\u10dc 90%-\u10e1 \u10d5\u10e7\u10d8\u10d3\u10d8\u10d7. \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d0\u10d3 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10d0\u10d3 \u10e3\u10e0\u10d8\u10e1\u10d9\u10dd \u10de\u10d0\u10d9\u10d4\u10e2\u10e1 \u10d8\u10e6\u10d4\u10d1\u10e1.<br \/>\n      \u10e1\u10d0\u10d5\u10d0\u10da\u10dd \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10d7 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10da\u10d8 \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d8:<br \/>\n      CDO \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10e8\u10d4\u10d8\u10ea\u10d0\u10d5\u10d3\u10d4\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d0\u10e5\u10e2\u10d8\u10d5\u10e1: \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10e1, \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d0\u10e1, \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10e2\u10d8\u10e3\u10da \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d0.\u10e8. \u10d8\u10e1\u10d4\u10d5\u10d4, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e9\u10d5\u10d4\u10e3\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e1\u10d4\u10e5\u10d8\u10e3\u10e0\u10d8\u10e2\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8, \u10de\u10d0\u10d9\u10d4\u10e2\u10d8 \u10d5\u10d4\u10e0\u10e2\u10d8\u10d9\u10d0\u10da\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d8\u10e7\u10dd\u10e4\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d0\u10db\u10ef\u10d4\u10e0\u10d0\u10d3 \u10db\u10d0\u10d7\u10d4\u10db\u10d0\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10dd\u10d3\u10d4\u10da\u10d8\u10e1 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d4\u10e0\u10d7 \u10de\u10e3\u10da\u10e8\u10d8 \u10db\u10dd\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10e3\u10da \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10e1 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10e4\u10d8\u10da\u10d8 \u10d0\u10e5\u10d5\u10e1. CDO-\u10d6\u10d4 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10e1 \u10d1\u10e3\u10db\u10d8 2002 \u10ec\u10d4\u10da\u10e1 \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd, \u10d3\u10e6\u10d4\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10d4\u10e1 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8 \u10e3\u10d9\u10d5\u10d4 1 \u10e2\u10e0\u10da\u10dc \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d8\u10d7\u10d0\u10d0 \u10d2\u10d0\u10db\u10dd\u10e8\u10d5\u10d4\u10d1\u10e3\u10da\u10d8. \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10e1\u10d0\u10e0\u10d8\u10e1\u10d9\u10dd \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d0\u10d6\u10d4 \u10d0\u10e0\u10d8\u10d0\u10dc \u10d0\u10d2\u10d4\u10d1\u10e3\u10da\u10dc\u10d8, \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10d4\u10dc \u10d0\u10db \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 50%-\u10d6\u10d4 \u10db\u10d4\u10e2\u10e1. <\/p>\n<p>      \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da\u10d8 \u10dd\u10ea\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e0\u10e9\u10d4\u10dc\u10d0<br \/>\n      \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1 \u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10d4\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d5\u10d4\u10e0 \u10d0\u10e0\u10d7\u10db\u10d4\u10d5\u10d4\u10dc \u10d7\u10d0\u10d5\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10e1, &#8211; \u10d0\u10db \u10d3\u10d0\u10de\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10d5\u10d8\u10d3\u10d0 \u10e1\u10d4\u10e5\u10e2\u10d4\u10db\u10d1\u10e0\u10d8\u10e1 \u10d3\u10d0\u10e1\u10d0\u10ec\u10e7\u10d8\u10e1\u10e8\u10d8 \u10d0\u10e8\u10e8-\u10d8\u10e1 \u10de\u10e0\u10d4\u10d6\u10d8\u10d3\u10d4\u10dc\u10e2\u10d8 \u10ef\u10dd\u10e0\u10ef \u10d1\u10e3\u10e8\u10d8. \u10e9\u10d0\u10eb\u10d8\u10e0\u10e3\u10da\u10d7\u10d0 \u10d2\u10d0\u10d3\u10d0\u10e0\u10e9\u10d4\u10dc\u10d0\u10e1 \u10e8\u10d4\u10e3\u10d3\u10d2\u10d4\u10d1\u10d0 \u10e1\u10d0\u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10dd \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd FHA. \u10ec\u10d0\u10e0\u10e3\u10db\u10d0\u10e2\u10d4\u10d1\u10d4\u10da\u10d8 \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10db\u10d8\u10e1\u10d8 \u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10d8\u10d7 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1\u10d4\u10dc \u10e0\u10d4\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0\u10e1. \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea FHA \u10e8\u10d4\u10ea\u10e3\u10e0\u10d4 \u10d4\u10ec\u10dd\u10d3\u10d4\u10d1\u10d0, \u10db\u10d8\u10d6\u10dc\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d0\u10e3\u10d3\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0\u10d0 \u10dd\u10ef\u10d0\u10ee\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10db\u10d0\u10ea \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8 \u10d0\u10d8\u10e6\u10d4\u10e1 \u10ea\u10d5\u10d0\u10da\u10d4\u10d1\u10d0\u10d3\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d8\u10d7. \u10d0\u10db\u10ef\u10d4\u10e0\u10d0\u10d3 \u10d0\u10e8\u10e8 \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d8\u10da \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d4\u10d1\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d5\u10da\u10d8\u10e1 \u10de\u10d8\u10d9\u10e1 \u10d2\u10d0\u10dc\u10d8\u10ea\u10d3\u10d8\u10e1 \u10d3\u10d0 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e1 \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d4\u10dc \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e3\u10ee\u10d3\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e2\u10d0\u10da\u10e6\u10d0\u10e1. \u10de\u10e0\u10d4\u10e1\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10d7, \u10d0\u10db \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10e1 \u10d8\u10db\u10d4\u10d3\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 60 \u10d0\u10d7\u10d0\u10e1 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e1 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1 \u10db\u10d0\u10e8\u10d8\u10dc, \u10e0\u10dd\u10ea\u10d0 \u10d7\u10d5\u10d8\u10d7 FHA-\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d0 4-\u10ef\u10d4\u10e0 \u10db\u10d4\u10e2\u10d8\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d4\u10e1\u10d4\u10ea \u10d9\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10db\u10ea\u10d8\u10e0\u10d4\u10dd\u10d3\u10d4\u10dc\u10d8 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10d0 \u10d8\u10db 2 \u10db\u10da\u10dc \u10db\u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d4\u10da\u10d7\u10d0 \u10e8\u10dd\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10ea 2008 \u10ec\u10da\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10db\u10d3\u10d4 \u10db\u10dd\u10e3\u10ec\u10d4\u10d5\u10d7 \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d8\u10da \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d4\u10d1\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d5\u10da\u10d8\u10e1 \u10de\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e2\u10d0\u10dc\u10d0. \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10e1\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d7\u10e5\u10db\u10d8\u10d7, \u10d1\u10e3\u10e8\u10d8\u10e1 \u10d2\u10d4\u10d2\u10db\u10d0 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10de\u10d0\u10dc\u10d0\u10ea\u10d4\u10d0 \u10d3\u10d0 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10d0\u10d7 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ed\u10e0\u10d8\u10e1 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d6\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10d8\u10e2\u10d0\u10dc\u10d4\u10e1 \u10d8\u10e7\u10dd \u10d8\u10e1, \u10e0\u10dd\u10db \u10d7\u10d4\u10d7\u10e0\u10db\u10d0 \u10e1\u10d0\u10ee\u10da\u10db\u10d0 \u10e3\u10db\u10e2\u10e7\u10e3\u10dc\u10d0 \u10d7\u10d0\u10d5\u10d8\u10e1 \u10e9\u10d5\u10d4\u10d5\u10d0\u10e1 &#8211; \u10d3\u10d0\u10e7\u10e0\u10d3\u10dc\u10dd\u10d1\u10dd\u10d3\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10d0\u10da\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1. \u10d0\u10db\u10df\u10d0\u10db\u10d8\u10dc\u10d3\u10d4\u10da\u10d8 \u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d0 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8\u10d0 \u10d8\u10db \u10db\u10ea\u10d8\u10e0\u10d4\u10d7\u10d0\u10d2\u10d0\u10dc, \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0 \u10d4\u10e0\u10d4\u10d5\u10d0 \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0\u10e8\u10d8. \u10d2\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10d7\u10e3 \u10d0\u10e0\u10d0 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d6\u10dd\u10db\u10d4\u10d1\u10d8 &#8211; \u10d0\u10db\u10d0\u10e1 \u10d3\u10e0\u10dd \u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10e1. \u10ef\u10d4\u10e0-\u10ef\u10d4\u10e0\u10dd\u10d1\u10d8\u10d7 \u10d9\u10d8, Wachovia-\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10e1\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ea\u10d4\u10db\u10d4\u10d1\u10d8\u10d7, \u10d2\u10d0\u10dc\u10d5\u10da\u10d8\u10da\u10d8 6 \u10d9\u10d5\u10d0\u10e0\u10e2\u10d0\u10da\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3 \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da \u10e4\u10d0\u10e0\u10d7\u10d4\u10d1\u10e8\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8 116 \u10db\u10da\u10e0\u10d3 \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10d7 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d3\u10d0. \u10d8\u10d2\u10d8 \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10d2\u10d0\u10d3\u10d0\u10d8\u10e4\u10d0\u10e0\u10d0 \u10d0\u10e8\u10e8-\u10d3\u10d0\u10dc \u10d4\u10e5\u10e1\u10de\u10dd\u10e0\u10e2\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10d7, \u10e0\u10dd\u10db\u10d4\u10da\u10db\u10d0\u10ea \u10d8\u10db\u10d0\u10d5\u10d4 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 109 \u10db\u10da\u10e0\u10d3 \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0. \u10d0\u10e1\u10d4 \u10e0\u10dd\u10db, \u10ef\u10d4\u10e0-\u10ef\u10d4\u10e0\u10dd\u10d1\u10d8\u10d7 \u10e8\u10e2\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10e0\u10d4\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10d6\u10d0\u10e0\u10d0\u10da\u10d8 \u10d0\u10e0\u10ea \u10d8\u10e1\u10d4 \u10d3\u10d8\u10d3\u10d8\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8 \u10d8\u10db\u10d3\u10d4\u10dc\u10d0\u10d3 \u10d1\u10e3\u10dc\u10d3\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db \u10d0\u10d3\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10d0\u10ea\u10d8\u10d0\u10db \u10e7\u10dd\u10d5\u10d4\u10da\u10d8 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d0 \u10d0\u10e0\u10e9\u10d8\u10d0. <\/p>\n<p>      \u10d8\u10dc\u10d2\u10da\u10d8\u10e1\u10d8 \u10de\u10d0\u10ea\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1 \u10e0\u10dd\u10da\u10e8\u10d8\u10d0?<br \/>\n      \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 &#8211; \u10e3\u10eb\u10e0\u10d0\u10d5 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d0\u10d6\u10d4 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e4\u10d0\u10e1\u10d8 \u10d3\u10d0 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d6\u10d4<br \/>\n      \u10d0\u10e0\u10d8\u10e1 \u10d7\u10e3 \u10d0\u10e0\u10d0 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e8\u10d8 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10ea \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8 \u10e3\u10e4\u10e0\u10dd \u10e1\u10d0\u10d6\u10d8\u10d0\u10dc\u10dd \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10d0\u10e8\u10e8-\u10e1\u10d7\u10d5\u10d8\u10e1? \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0 \u10d4\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10d0. \u10e1\u10ee\u10d5\u10d0 \u10db\u10d4\u10d6\u10dd\u10d1\u10d4\u10da\u10d8 \u10d4\u10d5\u10e0\u10dd\u10de\u10e3\u10da\u10d8 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d8\u10d3\u10d8 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10e0\u10d0\u10db\u10d8\u10d7 \u10d2\u10d0\u10d5\u10e1 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d8\u10e1\u10d0\u10e1, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8\u10d7\u10d0\u10ea. \u10d8\u10d0\u10e4\u10db\u10d0 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10db\u10d0 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd \u10e3\u10de\u10e0\u10d4\u10ea\u10d4\u10d3\u10d4\u10dc\u10e2\u10dd \u10d6\u10e0\u10d3\u10d8\u10e1 \u10d0\u10d7\u10ec\u10da\u10d4\u10e3\u10da\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0 \u10de\u10d0\u10e0\u10d0\u10db\u10d4\u10e2\u10e0\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7, \u10d0\u10db\u10d0\u10e1\u10d7\u10d0\u10dc \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da \u10e4\u10d0\u10e0\u10d7\u10d4\u10d1\u10d6\u10d4 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8 \u10e1\u10d0\u10db\u10ef\u10d4\u10e0 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0, \u10e0\u10d0\u10ea \u10d1\u10d4\u10d5\u10e0\u10d0\u10d3 \u10d0\u10e6\u10d4\u10db\u10d0\u10e2\u10d4\u10d1\u10d0 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da \u10e2\u10d4\u10db\u10de\u10d4\u10d1\u10e1. \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0 \u10e1\u10d0\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10dd \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d8\u10e1 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8\u10e1 2\/3-\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1. \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d0\u10e1\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7, \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0 \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2\u10d0\u10d3\u10d0\u10d0 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d6\u10d4.<br \/>\n      \u10d0\u10e5\u10d4\u10d3\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4, \u10d3\u10d8\u10d3\u10d8 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d0\u10d3 \u10d3\u10d0\u10d6\u10d0\u10e0\u10d0\u10da\u10d3\u10d4\u10d1\u10d0, \u10d7\u10e3 \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10d9\u10d0\u10e2\u10d0\u10d9\u10da\u10d8\u10d6\u10db\u10d8 \u10e3\u10d0\u10ee\u10da\u10dd\u10d4\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d0\u10e0 \u10d3\u10d0\u10e1\u10e0\u10e3\u10da\u10d3\u10d0 &#8211; \u10d0\u10ea\u10ee\u10d0\u10d3\u10d4\u10d1\u10e1 \u10d3\u10d4\u10dc\u10d8 \u10d2\u10d4\u10d1\u10d4\u10d8. \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10db\u10e8\u10de-\u10d8\u10e1 \u10ec\u10da\u10d8\u10e3\u10e0\u10d8 \u10d6\u10e0\u10d3\u10d0 \u10e3\u10d9\u10d0\u10dc\u10d0\u10e1\u10d9\u10dc\u10d4\u10da\u10d8 \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 3%-\u10d8\u10d0\u10dc \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10dd\u10e0\u10ef\u10d4\u10e0 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d3\u10d4\u10e1.<br \/>\n       \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d8\u10dc\u10d0\u10ee\u10d4\u10d5\u10e0\u10d8\u10e1 \u10db\u10d0\u10dc\u10eb\u10d8\u10da\u10d6\u10d4 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10e4\u10d0\u10e0\u10d7\u10dd\u10d4\u10d1\u10d0 \u10d0\u10e6\u10d8\u10dc\u10d8\u10e8\u10dc\u10d4\u10d1\u10dd\u10d3\u10d0 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d3\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1-\u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e4\u10d4\u10e0\u10dd\u10d4\u10d1\u10e8\u10d8, \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10e3\u10d3\u10d8\u10e2\u10d8\u10d7 \u10d3\u10d0 \u10d3\u10d0\u10db\u10d7\u10d0\u10d5\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e3\u10e0\u10d8\u10d3\u10d8\u10e3\u10da\u10d8 \u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10d7 \u10d7\u10e3 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10e8\u10d4\u10d9\u10e0\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10d7. \u10ef\u10d0\u10db\u10e8\u10d8 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 30% \u10d6\u10e3\u10e1\u10e2\u10d0\u10d3 \u10d0\u10db \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10d3\u10d8\u10e1, \u10d4.\u10d8. \u10d1\u10d4\u10d5\u10e0\u10d0\u10d3 \u10db\u10d4\u10e2\u10d8, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10d0\u10e8\u10e8-\u10e8\u10d8. \u10d7\u10e3 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1 \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0, \u10d9\u10d4\u10e0\u10eb\u10dd\u10d3, \u10d7\u10e3 \u10db\u10dd\u10ee\u10d3\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d3\u10d4\u10e0\u10d8\u10d5\u10d0\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d4\u10d2\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d5\u10d0\u10e0\u10d3\u10dc\u10d0, \u10d0\u10d7\u10d0\u10e1\u10dd\u10d1\u10d8\u10d7 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10e1\u10e2\u10d8 \u10d3\u10d0\u10e0\u10e9\u10d4\u10d1\u10d0 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4, \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d0\u10d3 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e8\u10d8, \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10d8\u10e0\u10db\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10e8\u10d8.<br \/>\n      \u10d0\u10e8\u10e8-\u10e1 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d0\u10d3, \u10d3\u10d8\u10d3 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10e8\u10d8\u10ea \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10db\u10d0\u10db\u10dd\u10eb\u10e0\u10d0\u10d5\u10d4\u10d1\u10d4\u10da\u10d8 \u10eb\u10d0\u10da\u10d0 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10d0, \u10ee\u10dd\u10da\u10dd \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10da\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10d9\u10d8 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3 \u10db\u10dd\u10d5\u10d0\u10da\u10d4\u10d7\u10d0 \u10e1\u10d8\u10d0\u10e8\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc. \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d1\u10d0\u10e0\u10d0\u10d7\u10d4\u10d1\u10d8\u10e1, \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10d8\u10e1 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10d0\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10dd \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10db\u10d0\u10d7\u10d8 \u10d3\u10d0\u10d5\u10d0\u10da\u10d8\u10d0\u10dc\u10d4\u10d1\u10d0 2.7 \u10e2\u10e0\u10da\u10dc \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1, \u10e0\u10d0\u10ea \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10db\u10e8\u10de-\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8\u10d0. \u10ee\u10d4\u10da\u10d7 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10db\u10d7\u10da\u10d8\u10d0\u10dc \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d7\u10d0\u10dc \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10d4\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10dd\u10ef\u10d0\u10ee\u10dd \u10db\u10d4\u10e3\u10e0\u10dc\u10d4\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10e3\u10da\u10d8 \u10d3\u10d0\u10d5\u10d0\u10da\u10d8\u10d0\u10dc\u10d4\u10d1\u10d0 166%-\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10db\u10d0\u10e8\u10d8\u10dc, \u10e0\u10dd\u10ea\u10d0 \u10d0\u10e8\u10e8-\u10e8\u10d8 \u10d4\u10e1 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d8 127%-\u10d8\u10d0. \u10d2\u10d0\u10e1\u10d0\u10d9\u10d5\u10d8\u10e0\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db \u10d2\u10d0\u10e1\u10e3\u10da \u10ec\u10d4\u10da\u10e1 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1 18 \u10db\u10da\u10e0\u10d3 \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10e1 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d0\u10d3 \u10e1\u10d0\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10dd \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d8\u10db\u10d4\u10d3\u10dd \u10d5\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10e9\u10d0\u10db\u10dd\u10ec\u10d4\u10e0\u10d0 \u10db\u10dd\u10e3\u10ec\u10d8\u10d0\u10d7.<br \/>\n      \u10d7\u10e3 \u10d1\u10d8\u10dc\u10d4\u10d1\u10d6\u10d4 \u10e4\u10d0\u10e1\u10d8 \u10d3\u10d0\u10d8\u10ec\u10d4\u10d5\u10e1, \u10d4\u10e1 \u10e9\u10d0\u10db\u10dd\u10ec\u10d4\u10e0\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10db\u10d4\u10e0\u10ea\u10ee\u10d0\u10da\u10d8 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d4\u10e1. \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d0\u10e0\u10ea \u10d8\u10e1\u10d4 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3, \u10e1\u10d0\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10dd \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8 \u10d9\u10d5\u10da\u10d0\u10d5\u10d8\u10dc\u10d3\u10d4\u10d1\u10e3\u10e0\u10d0\u10d3 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e0\u10e9\u10d4\u10d1\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10da\u10d4\u10d1\u10d8 \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10db\u10d4\u10e2 \u10e1\u10d4\u10e1\u10ee\u10e1 \u10d8\u10e6\u10d4\u10d1\u10d4\u10dc \u10db\u10d0\u10d7\u10d8 \u10d2\u10d0\u10eb\u10d5\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10e4\u10d0\u10e0\u10d7\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e1\u10d0\u10e7\u10dd\u10e4\u10d0\u10d3. \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 \u10d7\u10d8\u10d7\u10e5\u10dd\u10e1 \u10d0\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10ec\u10d0\u10e0\u10db\u10dd\u10d8\u10e8\u10d5\u10d0\u10e1, \u10d7\u10e3 \u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d4\u10e4\u10d8\u10ea\u10d8\u10e2\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d8 5 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d1\u10d8\u10dc\u10d4\u10d1\u10d6\u10d4 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8 \u10d9\u10d8\u10d3\u10d4\u10d5 40%-\u10d8\u10d7 \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0 &#8211; \u10d7\u10d5\u10da\u10d8\u10d0\u10dc \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10ef\u10d2\u10e3\u10e4\u10d8\u10e1 Natinal Housing Federation-\u10d8\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10e1\u10e2\u10d4\u10d1\u10d8. \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d0\u10db \u10dd\u10de\u10e2\u10d8\u10db\u10d8\u10d6\u10db\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e0\u10dd\u10d3\u10d8 \u10d8\u10d6\u10d8\u10d0\u10e0\u10d4\u10d1\u10e1. \u10d8\u10db\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7, \u10e0\u10dd\u10db \u10d3\u10e6\u10d4\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10da\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd\u10d3 370 \u10d0\u10d7\u10d0\u10e1\u10d8 \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8 \u10e6\u10d8\u10e0\u10e1, \u10e0\u10d0\u10ea \u10ec\u10da\u10d8\u10e3\u10e0 \u10ee\u10d4\u10da\u10e4\u10d0\u10e1\u10d6\u10d4 11-\u10ef\u10d4\u10e0 \u10db\u10d4\u10e2\u10d8\u10d0, \u10d1\u10d8\u10dc\u10d4\u10d1\u10d8 \u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10d2\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10e3\u10e4\u10e0\u10dd \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d0, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10e3\u10d9\u10d0\u10dc\u10d0\u10e1\u10d9\u10dc\u10d4\u10da\u10d8 15 \u10ec\u10da\u10d8\u10e1 \u10db\u10d0\u10dc\u10eb\u10d8\u10da\u10d6\u10d4. \u10d0\u10d2\u10d5\u10d8\u10e1\u10e2\u10dd\u10e1 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d8\u10d7, \u10d8\u10d2\u10d8 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 \u10ec\u10da\u10d8\u10e3\u10e0\u10d0\u10d3 9.5%-\u10d8\u10d7 \u10eb\u10d5\u10d8\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10dd\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10d3\u10e0\u10dd\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e2\u10d4\u10db\u10de\u10d4\u10d1\u10d8 \u10e8\u10d4\u10dc\u10d4\u10da\u10d4\u10d1\u10e3\u10da\u10d8\u10d0, \u10ee\u10dd\u10da\u10dd \u10d8\u10dd\u10e0\u10d9-\u10e8\u10d8\u10e0\u10e8\u10d8 \u10d3\u10d0 \u10e3\u10d4\u10da\u10e1\u10e8\u10d8 \u10d9\u10d8 \u10e1\u10d0\u10d4\u10e0\u10d7\u10dd\u10d3 \u10d3\u10d8\u10dc\u10d0\u10db\u10d8\u10d9\u10d0 \u10e3\u10d9\u10e3\u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d7\u10d0\u10d5\u10e1 \u10d8\u10e9\u10d4\u10dc\u10e1 \u10d3\u10d0\u10eb\u10d0\u10d1\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10dc\u10d8\u10e8\u10dc\u10d4\u10d1\u10d8, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d1\u10d8\u10dc\u10d8\u10e1 \u10db\u10e4\u10da\u10dd\u10d1\u10d4\u10da\u10d4\u10d1\u10d8 \u10e3\u10d9\u10d5\u10d4 \u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10d4\u10dc \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10dd \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d8\u10e1 5-\u10ef\u10d4\u10e0 \u10d2\u10d0\u10eb\u10d5\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1 &#8211; 5.75%-\u10db\u10d3\u10d4. foreclosure (\u10d2\u10d8\u10e0\u10d0\u10dd\u10e1 \u10d2\u10d0\u10db\u10dd\u10e1\u10e7\u10d8\u10d3\u10d5\u10d0\u10d6\u10d4 \u10e3\u10d0\u10e0\u10d8\u10e1 \u10d7\u10e5\u10db\u10d0 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d0\u10db\u10e6\u10d4\u10d1\u10d7\u10d0 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10e3\u10e3\u10dc\u10d0\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd) \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d9\u10d4\u10e0\u10eb\u10dd \u10d2\u10d0\u10d9\u10dd\u10e2\u10e0\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d0\u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d0 2007 \u10ec\u10da\u10d8\u10e1 \u10de\u10d8\u10e0\u10d5\u10d4\u10da \u10dc\u10d0\u10ee\u10d4\u10d5\u10d0\u10e0\u10e8\u10d8 \u10d2\u10d0\u10e1\u10e3\u10da\u10d8 \u10ec\u10da\u10d8\u10e1 \u10d8\u10db\u10d0\u10d5\u10d4 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10dd\u10d2\u10d8\u10e3\u10e0 \u10db\u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10da\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 30%-\u10d8\u10d7 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0.<br \/>\n      \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d3\u10d0\u10e0\u10ec\u10db\u10e3\u10dc\u10d4\u10d1\u10e3\u10da\u10d8\u10d0, \u10e0\u10dd\u10db \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e3\u10d0\u10ee\u10da\u10dd\u10d4\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d0\u10e0 \u10d0\u10ec\u10d4\u10d5\u10e1 \u10e1\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10dd \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10e1, \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d0\u10db\u10d8\u10e1\u10d0, \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d5\u10d0\u10e0\u10d0\u10e3\u10d3\u10dd\u10d1\u10d4\u10dc, \u10d2\u10d0\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d0. \u10e1\u10d0\u10e5\u10db\u10d4 \u10d8\u10e1\u10d0\u10d0, \u10e0\u10dd\u10db \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10db\u10d0 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10db\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d8\u10d0 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d2\u10d0\u10eb\u10d5\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d3\u10d0\u10ec\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10ee\u10dd\u10da\u10dd \u10db\u10d0\u10d7, \u10d7\u10d0\u10d5\u10d8\u10e1 \u10db\u10ee\u10e0\u10d8\u10d5, \u10d4\u10e1 \u10e2\u10d5\u10d8\u10e0\u10d7\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10d8\u10e2\u10d0\u10dc\u10d4\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10e3\u10db\u10e0\u10d0\u10d5\u10da\u10d4\u10e1\u10dd\u10d1\u10d0 \u10db\u10ea\u10e3\u10e0\u10d0\u10d5\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d8\u10d7 \u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0\u10e1. \u10ef\u10d4\u10e0 \u10db\u10d0\u10e0\u10e2\u10dd \u10d0\u10db \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10e1 \u10e1\u10e3\u10d1\u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10e3\u10da\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10dd \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d4\u10d1\u10d8 2.5 \u10de\u10e3\u10dc\u10e5\u10e2\u10d8\u10d7 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10e8\u10d8 \u10e1\u10e3\u10d1\u10e1\u10e2\u10d0\u10dc\u10d3\u10d0\u10e0\u10e2\u10e3\u10da\u10d8 \u10d3\u10d0\u10d5\u10d0\u10da\u10d8\u10d0\u10dc\u10d4\u10d1\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 10%-\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1, \u10d0\u10e8\u10e8-\u10e8\u10d8 25%-\u10d7\u10d0\u10dc \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7, \u10e1\u10e3\u10da \u10e3\u10e4\u10e0\u10dd \u10de\u10dd\u10de\u10e3\u10da\u10d0\u10e0\u10e3\u10da\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e5\u10d4\u10db\u10d0, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d0\u10e0 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10d4\u10d1\u10d0 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10db\u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10e1\u10d0\u10d1\u10e3\u10d7\u10d4\u10d1\u10d8. \u10d6\u10dd\u10d2\u10d8\u10d4\u10e0\u10d7\u10d8 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10e4\u10d8\u10e0\u10db\u10d8\u10e1 \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10d7, \u10d2\u10d0\u10e1\u10e3\u10da \u10ec\u10d4\u10da\u10e1 \u10d2\u10d0\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 1\/3 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d8 \u10ec\u10d4\u10e1\u10d8\u10d7 \u10d8\u10e7\u10dd \u10d2\u10d0\u10ea\u10d4\u10db\u10e3\u10da\u10d8.<br \/>\n      \u10e1\u10e0\u10e3\u10da\u10d8\u10d0\u10d3 \u10dc\u10d0\u10d7\u10d4\u10da\u10d8\u10d0, \u10e0\u10dd\u10db \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10d8\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d0\u10db \u10dd\u10e0\u10d8 \u10e1\u10d0\u10e7\u10e0\u10d3\u10d4\u10dc\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10e0\u10e7\u10d4\u10d5\u10d0\u10d3 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10db\u10ea\u10d8\u10e0\u10d4\u10dd\u10d3\u10d4\u10dc\u10d8\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd. \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0 \u10d6\u10d4\u10d3\u10db\u10d4\u10e2\u10d0\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10dd\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10e1\u10d8\u10e2\u10d8\u10d6\u10d4, \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10db\u10ea\u10d8\u10e0\u10d4 \u10d9\u10d0\u10e2\u10d0\u10d9\u10da\u10d8\u10d6\u10db\u10d0\u10db\u10d0\u10ea \u10d9\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10e3\u10d6\u10dd\u10db\u10dd\u10d3 \u10e1\u10d4\u10e0\u10d8\u10dd\u10d6\u10e3\u10da\u10d8 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d8 \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d8\u10dd\u10e1. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u10e0\u10d4\u10d3\u10d0\u10e5\u10ea\u10d8\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10ec\u10d0\u10db\u10e7\u10d5\u10d0\u10dc\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d4\u10d1\u10d8 \u10e8\u10dd\u10d9\u10e8\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10d0\u10e8\u10e8-\u10d8\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd. \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10d4\u10e1 \u10d8\u10e7\u10dd \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e1\u10d0\u10e0\u10e4\u10d8\u10d0\u10dc\u10d8 \u10d3\u10d0<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[26],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u10e0\u10d0 \u10d4\u10db\u10e3\u10e5\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u10d3\u10d0 \u10d1\u10d8\u10dc\u10d0\u10d7\u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 - \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/geoeconomics.ge\/?p=3101\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u10e0\u10d0 \u10d4\u10db\u10e3\u10e5\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u10d3\u10d0 \u10d1\u10d8\u10dc\u10d0\u10d7\u10db\u10e8\u10d4\u10dc\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 - \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\" \/>\n<meta property=\"og:description\" content=\"\u10e0\u10d4\u10d3\u10d0\u10e5\u10ea\u10d8\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10ec\u10d0\u10db\u10e7\u10d5\u10d0\u10dc\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d4\u10d1\u10d8 \u10e8\u10dd\u10d9\u10e8\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10d0\u10e8\u10e8-\u10d8\u10e1 \u10d8\u10de\u10dd\u10d7\u10d4\u10d9\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd. \u10d1\u10dd\u10da\u10dd \u10ec\u10da\u10d4\u10d1\u10e8\u10d8 \u10d4\u10e1 \u10d8\u10e7\u10dd \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10e1\u10d0\u10e0\u10e4\u10d8\u10d0\u10dc\u10d8 \u10d3\u10d0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/geoeconomics.ge\/?p=3101\" \/>\n<meta property=\"og:site_name\" content=\"\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0\" \/>\n<meta property=\"article:published_time\" content=\"2007-10-23T07:34:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-06-23T11:14:51+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\">\n\t<meta name=\"twitter:data1\" content=\"1 minute\">\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/geoeconomics.ge\/#website\",\"url\":\"https:\/\/geoeconomics.ge\/\",\"name\":\"\\u10e1\\u10d0\\u10e5\\u10d0\\u10e0\\u10d7\\u10d5\\u10d4\\u10da\\u10dd\\u10e1 \\u10d4\\u10d9\\u10dd\\u10dc\\u10dd\\u10db\\u10d8\\u10d9\\u10d0\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/geoeconomics.ge\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/geoeconomics.ge\/?p=3101#webpage\",\"url\":\"https:\/\/geoeconomics.ge\/?p=3101\",\"name\":\"\\u10e0\\u10d0 \\u10d4\\u10db\\u10e3\\u10e5\\u10e0\\u10d4\\u10d1\\u10d0 \\u10e1\\u10d0\\u10e5\\u10d0\\u10e0\\u10d7\\u10d5\\u10d4\\u10da\\u10dd\\u10e1 \\u10d8\\u10de\\u10dd\\u10d7\\u10d4\\u10d9\\u10e3\\u10e0 \\u10d1\\u10d0\\u10d6\\u10d0\\u10e0\\u10e1 \\u10d3\\u10d0 \\u10d1\\u10d8\\u10dc\\u10d0\\u10d7\\u10db\\u10e8\\u10d4\\u10dc\\u10d4\\u10d1\\u10da\\u10dd\\u10d1\\u10d0\\u10e1 - \\u10e1\\u10d0\\u10e5\\u10d0\\u10e0\\u10d7\\u10d5\\u10d4\\u10da\\u10dd\\u10e1 \\u10d4\\u10d9\\u10dd\\u10dc\\u10dd\\u10db\\u10d8\\u10d9\\u10d0\",\"isPartOf\":{\"@id\":\"https:\/\/geoeconomics.ge\/#website\"},\"datePublished\":\"2007-10-23T07:34:22+00:00\",\"dateModified\":\"2015-06-23T11:14:51+00:00\",\"author\":{\"@id\":\"https:\/\/geoeconomics.ge\/#\/schema\/person\/009dee952897b99147bd49a72eddeabf\"},\"breadcrumb\":{\"@id\":\"https:\/\/geoeconomics.ge\/?p=3101#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/geoeconomics.ge\/?p=3101\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/geoeconomics.ge\/?p=3101#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/geoeconomics.ge\/\",\"url\":\"https:\/\/geoeconomics.ge\/\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"position\":2,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/geoeconomics.ge\/?p=3101\",\"url\":\"https:\/\/geoeconomics.ge\/?p=3101\",\"name\":\"\\u10e0\\u10d0 \\u10d4\\u10db\\u10e3\\u10e5\\u10e0\\u10d4\\u10d1\\u10d0 \\u10e1\\u10d0\\u10e5\\u10d0\\u10e0\\u10d7\\u10d5\\u10d4\\u10da\\u10dd\\u10e1 \\u10d8\\u10de\\u10dd\\u10d7\\u10d4\\u10d9\\u10e3\\u10e0 \\u10d1\\u10d0\\u10d6\\u10d0\\u10e0\\u10e1 \\u10d3\\u10d0 \\u10d1\\u10d8\\u10dc\\u10d0\\u10d7\\u10db\\u10e8\\u10d4\\u10dc\\u10d4\\u10d1\\u10da\\u10dd\\u10d1\\u10d0\\u10e1\"}}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/geoeconomics.ge\/#\/schema\/person\/009dee952897b99147bd49a72eddeabf\",\"name\":\"Nino\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/geoeconomics.ge\/#personlogo\",\"inLanguage\":\"en-GB\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4d11840cf8ac7a68440afd287641cd57?s=96&d=mm&r=g\",\"caption\":\"Nino\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/geoeconomics.ge\/index.php?rest_route=\/wp\/v2\/posts\/3101"}],"collection":[{"href":"https:\/\/geoeconomics.ge\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/geoeconomics.ge\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/geoeconomics.ge\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/geoeconomics.ge\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3101"}],"version-history":[{"count":1,"href":"https:\/\/geoeconomics.ge\/index.php?rest_route=\/wp\/v2\/posts\/3101\/revisions"}],"predecessor-version":[{"id":9442,"href":"https:\/\/geoeconomics.ge\/index.php?rest_route=\/wp\/v2\/posts\/3101\/revisions\/9442"}],"wp:attachment":[{"href":"https:\/\/geoeconomics.ge\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/geoeconomics.ge\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/geoeconomics.ge\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}